Courtyard: My wife is Wen Li
Chapter 383 Operation Mode
Trap, lay a financial trap for He Yuzhu, and at the same time block it in business. The bank needs business.
Not to mention ordinary savings users, He Yuzhu's bank is not opened in China, but it is located in Europe and the United States.
There are actually not many personal savings in these places. Most of them are private loans, company accounts and loans, etc. At the same time, banks also make some investments.
For example, investing in some companies and projects, purchasing national bonds of various countries, and then financial aspects, such as stock markets and futures.
Among them, the first aspect that can be blocked is the customer group, especially the accounts and fund transactions of some large companies. The funds in this area are the largest.
Especially for those Fortune 500 groups and companies, the flow of funds is very huge, and banks need to win the business of these companies, and it is best to provide them with loans.
For example, for private clients, there is a need to compete in this area. Interest rates abroad have always been low. There are very few people who are really willing to save money. Moreover, consumerism is prevalent and everyone consumes in advance.
No need to fight for this part!
The second aspect is investment. For example, if He International Bank sees a project, they will get involved and compete with each other for investment shares and equity, etc., and even raise prices maliciously.
The third aspect is the key point. In the stock market and futures market, they are the masters. They can design some traps to lure the other party to participate and then trap them.
However, this aspect requires internal response, because there are three major stock markets in the world, and the daily trading volume is very huge. It is still difficult to get the other party's attention, so internal response is needed.
The Financial Investment Department of He International Bank has three branches, which are located in different financial centers. Because of the different time zones, it is most appropriate to set up branches locally.
Otherwise, the staff will need to reverse day and night, which is very detrimental to the work. Although there are stars watching, the stars cannot be exposed.
…
After getting off work from the New York branch, Luke walked out of the office building where the branch was located with his briefcase, loosened his tie and walked towards the parking lot.
He is an employee of the New York branch of the Financial Investment Department of He International Bank. After the bank where he originally worked was acquired, he also changed bosses.
The entire bank, so the personnel responsible for financial investments are concentrated here.
The company has become bigger and stronger, and everyone is very motivated. However, the operations of the new company are somewhat unclear to everyone.
The first is to replace all computer systems. This aspect doesn't matter, after all, they can use it, and the current system is even easier to use.
Secondly, all their operations actually required a software assessment, which he didn't quite understand.
When they operate on the software and click to buy a certain stock, they will encounter a pause. Although the pause is not long, it sometimes prevents them from buying.
Therefore, in fact, the right to decide whether to buy is not in their hands, but in the hands of a software, which sounds magical.
According to the boss's explanation, this is a calculation software developed by the company. Its greatest ability is to use mathematical models to perform calculations. The specific principle is not clear.
However, when they make a purchase, the software is triggered to automatically calculate it.
If the calculated result is good and profitable, then the operation is allowed and you can buy directly.
And if the calculation result is not good, then it will be directly denied. To put it bluntly, they are now the tool people, responsible for screening stocks in the stock market, and the final decision-making power is not in their hands.
However, the dividends after making money are theirs to take, and the company will not deprive them of them for any reason.
This is a good thing, but everyone was worried at first. After all, the stock market is not that simple!
However, they must implement the company's requirements, and they do not have to take responsibility. So everyone had a try attitude at the beginning, but what was the result?
This software is amazing. No matter what stocks you buy, you will make money. Of course, the stocks you buy are all screened.
The stock market in the United States has a T0 system, which means that you can buy and sell on the same day for short-term operations. They are responsible for selecting stocks to buy, but they do not need to control the timing of sales, which makes their work easier.
This software is simply an artifact, so everyone worked hard to find potential stocks and performed multiple operations.
However, a month later, the company actually gave them a score. The person who selected the most high-quality stocks would not have the highest score, but would be calculated on a proportional basis.
Calculation is based on the ratio of software approval and rejection. In other words, the company still values personal ability.
It suddenly dawned on everyone that they were not just relying on software, but that the calculations of this software also required them.
Of course, this was He Yuzhu's idea. In order to protect Xingchen's secret, the company refused to just lie down, and the salary was not that easy to earn.
Moreover, because the success rate is 100%, each person does not have much authority over the amount of investment funds. He Yuzhu also hopes that some talents will emerge among them.
The company subsequently issued regulations, which will be calculated based on proportion in the future, and those with a high success rate can increase their funding authority.
According to the current situation, the more capital authority you have, the more money you can make every month with a 100% investment success rate.
Luke is very motivated now and has a background in software. He is also trying his own financial model. If it succeeds, he can earn more money by increasing his authority or even his position in the future.
But when Luke returned home, he found that a guest came to the house. He was a college classmate of his. They had a good relationship with each other, but they didn't work for the same bank.
"Hey, Thomas, why are you here?" Luke was very happy, handed the briefcase to his wife, and quickly stepped forward to give her a hug.
After patting each other on the back, Thomas also said happily: "When you came to New York, you gave me a call. I had to come and see you anyway."
Luke pulled his friend to sit down and said, "Sorry, there are too many things."
"After the company merged, we began to integrate resources and personnel. I moved my family here to rent a house. I didn't dare to neglect the work of the new company. After all, with so many people gathered together, the competition will be very fierce."
"I was planning to ask you out for a drink after I stabilized, but I didn't expect you to come by yourself and eat at my place today."
"Of course I'm going to eat at your place. Can we go out for a drink after that?" Thomas asked.
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