Family Rise: Beginning with Grandfather

Yu Qingyi visited various places in Kyoto, while Yang Zhengshan entertained many merchants at Chongshanguan.

Since Tenglongwei developed sea trade, many merchants have taken advantage of Tenglongwei's east wind to board merchant ships going to sea. Nowadays, there are hundreds of merchants doing business in Tenglongwei.

Of course, when it comes to wealthy businessmen, there are the Luo family, Jingan Wang family, Lin family and Zhang family in Chongshan Town. Although other merchants have also made a lot of money in Tenglongwei, they are still far behind these few.

The front yard of the Hou Mansion was very lively today, with more than 80 merchants coming to the banquet.

Yang Zhengshan was chatting and laughing with everyone during the banquet, and was very friendly.

To be honest, with Yang Zhengshan's current status, being able to entertain these merchants is considered as giving face to these merchants, not to mention that Yang Zhengshan also drinks with them, which makes all the merchants feel honored.

Usually, they don't even have a place to sit in front of officials, let alone drinking and talking.

After three rounds of wine, five flavors of food.

The servants removed the leftovers and served tea.

Only then did Yang Zhengshan sit on the main seat with a bright face and glanced at the merchants.

"I am actually hosting this banquet to do a big business with you!"

As soon as these words came out, everyone in the hall suddenly became energetic, their drunkenness subsided, and they looked at Yang Zhengshan with clear eyes.

Big business?

If these words were spoken by others, they might wonder whether the business was fake and whether it was deceiving them.

But these words came from Yang Zhengshan, so they had to take them seriously.

The reason is simple. Six years ago, Yang Zhengshan held an investment conference in Tenglongwei. The merchants who participated in the conference are now making a lot of money.

So much so that there is a saying circulating in the Liaodong business circle, ‘A family with thousands of wealth is not worth as much as a boat of Tenglongwei’.

That investment conference created the myth of Tenglongwei Sea Trade and made countless merchants admire Yang Zhengshan highly.

When I was in Tenglongwei, I don't know how many merchants wanted to establish relationships with Yang Zhengshan. Unfortunately, Tenglongwei had already developed by that time, and Yang Zhengshan had no need to go to attract business in person.

Therefore, for many merchants, missing the investment conference means missing a huge opportunity.

And now that Yang Zhengshan wants to do business with merchants, how can these merchants not pay attention?

"We naturally support Mr. Hou's business. Mr. Hou is benevolent and righteous. As long as Mr. Hou is in need, our Wang family will have no reservations!" Wang Zhenze, the head of the Wang family in Jingan, stated his position directly without hesitation.

If you want to ask which family has developed the fastest in the past few years, it is not the Luo family or the Zhang family of Liao'an, but the Wang family of Jing'an.

Since Yang Zhengshan recovered the robbed cotton cloth from the Wang family, Wang Zhenze has been following Tenglong Wei's footsteps. Tenglong Wei developed maritime trade, and Wang Zhenze took out all his belongings and sold a ship.

While the others were still hesitating, the Wang family's merchant ships had already followed the Tenglong Guard navy to exchange grain for gold and silver ore in the Li Sheng Dynasty.

Up to now, the Jingan Wang family is already the largest private maritime merchant in Liaodong, except for the Luo family. The Luo family is not a merchant in Liaodong, but a merchant in Chongshan Town.

"Haha, actually this big business is not very profitable, just a small profit."

Yang Zhengshan smiled, and then said: "I would like to borrow money from you in the name of the General Military Mansion, with a term of three years, and a monthly interest of three points for every two taels of silver!"

Everyone looked at each other.

It’s not about doing business, it’s about borrowing money!

Everyone was a little confused.

Borrow money from them in the name of the General Military Office?

Is this reliable?

The government borrows money from private merchants, which seems a bit nonsense when you think about it.

What if the government doesn’t pay it back?

Can they still collect debts from the government?

Collect debts from the General Military Mansion?

Damn it, is it that the knives of the General Military Palace are not sharp enough, or is it that the guns of the General Military Palace cannot kill people?

Moreover, the monthly interest is only three points, and the annual interest rate is 36%.

The interest rate may seem high, but it is actually not high.

Because in Liaodong, borrowing from pawnshops and banks is always done nine times out of three times, and the loan is paid every three months, and the interest will be compounded if the loan is not paid.

In comparison, the monthly profit of three points is really low.

For a moment, the hall fell silent, and everyone frowned in thought.

Yang Zhengshan was not in a hurry, picked up the tea and tasted it carefully.

"How much money do you want to borrow, Lord Marquis?" Wang Zhenze asked.

Luo Shang did not speak at this time, because everyone knew that Luo Shang was from Yang Zhengshan, and his opening his mouth was tantamount to being a supporter.

On the contrary, Wang Zhenze's words were just right.

The Wang family is close to Yang Zhengshan, but not that close, and they are not entirely Yang Zhengshan's people.

Yang Zhengshan took out a contract, which was actually similar to a silver note. It had the Chongshan Town General Military Mansion Debt written on it, the number on the right, the amount of one hundred taels in the middle, the date of redemption on the left, and small letters below. The terms and conditions of this deed and the time and place of redemption.

It is stamped with the official seal of the General Military Mansion, Yang Zhengshan's marquis seal and personal seal, as well as secret security, etc.

Printing banknotes is not difficult. The Zhang family in Liao'an is an expert in this field. Although Darong does not have precious banknotes, the banknote business of private banks is very developed.

The bond notes held by Yang Zhengshan are actually the same as bank notes, except that the bank notes are redeemable immediately upon sight, while the bond notes cannot be redeemed until they mature.

"One piece is one hundred taels, and the General Military Mansion printed 30,000, that is, three million taels!"

"It has the official seal of the General Military Mansion, my marquis's seal, and my personal seal!"

"It is stated below that if the General Military Mansion is unable to pay after the expiration date, you can approach me to pay!"

Yang Zhengshan said slowly.

Whether it is a silver note or a bond like this, it is actually a question of integrity.

The key is how to make everyone believe that you can repay it on time.

Yang Zhengshan was afraid that these people did not believe in the credibility of the General's Mansion, so he also bet on his personal credibility.

Three years is not long, but not short.

Three million taels is not much, but it is definitely not little.

Wang Zhenze thought about it and said, "My Lord, my Wang family is willing to lend 200,000 taels! If you need it, our Wang family can raise another 100,000 taels!"

Wang Zhenze trusts Yang Zhengshan very much, and the Wang family can have what it has today, thanks to Yang Zhengshan's support.

When the Wang family lost 5,000 taels of cotton cloth, Wang Zhenze felt like the sky was falling, but now their Wang family can easily take out 200,000 taels of cash, all because the Wang family took advantage of Tenglongwei.

Wang Zhenze has always been grateful to Yang Zhengshan. Now that Yang Zhengshan needs money, he wants to give the cash in his hand to Yang Zhengshan without any hesitation.

His statement really touched Yang Zhengshan.

If Luo Shang made such a move, Yang Zhengshan would think it was natural, but Wang Zhenze did so, Yang Zhengshan was still a little surprised and moved.

In fact, Yang Zhengshan did not deliberately support the Wang family before, but because Wang Zhenze was willing to invest in Tenglongwei, his benefits were also the greatest.

"Then I would like to thank the head of the Wang family first!" Yang Zhengshan bowed his hands and looked at Wang Zhenze with appreciation.

Others looked at each other, you look at me, I look at you.

At this time, Zhang Qingsong, the head of the Liaoan Zhang family, said: "My Zhang family is willing to lend 300,000 taels of silver! I hope the marquis will not think it is too little!"

The previous head of the Liaoan Zhang family was Zhang Maosheng, but Zhang Maosheng had passed away two years ago. Now the Zhang family is headed by Zhang Qingsong.

Although the Zhang family suffered a lot of losses due to the involvement of the Liaodong Salt Transport Bureau corruption case five years ago, the Liaoan Zhang family is still the richest in Liaodong today.

The Zhang family's money houses are all over Liaodong, and they even have many branches in Kyoto, Jiangnan and other places.

Zhang Qingsong is willing to lend 300,000 taels of silver, which is different from Wang Zhenze's loan of 200,000 taels of silver.

Wang Zhenze only has 200,000 taels of cash, and he lent almost all of it to Yang Zhengshan. This friendship is naturally worthy of Yang Zhengshan's touch.

Although Zhang Qingsong has an extra 100,000 taels, the Zhang family definitely has more than this amount of cash.

Yang Zhengshan can remember the cash that filled the yard of the Zhang family.

However, he can't be ungrateful for the face given by the Zhang family. They did give real money. Although the friendship is not in place, the action still shows their support for him.

300,000 taels is not a small amount.

"Thank you, Mr. Zhang!" Yang Zhengshan bowed his hands to thank him.

"My Lord, my Lin family is willing to lend 150,000 taels. That, I am not as good as my brother, I hope my Lord will not despise me!" Lin Qi, the head of the Jing'an Lin family, smiled innocently.

"No, no, I would like to thank the head of the Lin family for supporting the General's Mansion and me!" Yang Zhengshan laughed.

The financial resources of the Jing'an Lin family are a little worse than the Wang family. They can lend 150,000 taels, which is considered to be their best effort.

"Then the Pingyuan Zhen family is willing to lend 50,000 taels!"

"The Suian Li family is willing to lend 30,000 taels!"

"The Huaining Qi family is willing to lend 70,000 taels!"

...

Then, the merchants in the hall expressed their opinions one after another.

Although they still doubted the bills in Yang Zhengshan's hands, they had to give Yang Zhengshan face.

If it was too much, they would not be willing to give it, but they could still take out 30,000 or 20,000 taels with gritted teeth.

"Everyone, if you are willing to lend money, you can register in the side room next door. The money can be transported to Chongshan Pass within one month!" Seeing that everyone spoke up, Lu Wenhua quickly took advantage of the situation and led everyone to register.

After being registered, although the money has not been transported yet and the bills have not been given to them, they have signed and sealed it. In the future, these people will not be able to regret it.

With Wang Zhenze, Lin Qi and Zhang Qingsong leading the way, the others were quite active.

About half an hour later, everyone completed the registration.

Yang Zhengshan stood in front of the gate of the Marquis' Mansion, sent the group of merchants away, and then returned to the study.

"How much is it in total?" He asked Lu Wenhua.

"A total of 1.83 million taels!" Lu Wenhua handed the booklet to Yang Zhengshan and said.

Yang Zhengshan nodded slightly.

1.83 million taels!

There is still a big gap from 3 million taels.

But it also met his previous expectations.

More than 80 people, each of them gave about 23,000 taels of silver. Except for a few families who supported him, most of them actually only gave 10,000 taels of silver.

That is, to give Yang Zhengshan some face.

Yang Zhengshan opened the booklet and read it, but when he saw that the Zhang family of Jing'an only gave 10,000 taels of silver, a sneer appeared on his face.

The three families of Jing'an Wang, Lin, and Zhang rose to prominence with the help of Tenglongwei.

The Wang family and the Lin family were dedicated to Yang Zhengshan, but the Zhang family played this trick with him.

However, Yang Zhengshan would not care about the Zhang family because it was cheap.

How could he, the Marquis of Jing'an, take a merchant to heart?

Of course, the Zhang family would never think of getting big business from him again in the future.

The issuance of bonds this time was not only to raise money for the General's Mansion, but Yang Zhengshan also had the idea of ​​selecting partners for the General's Mansion.

The Jing'an Wang family, the Lin family, the Huaining Qi family, the Pingyuan Zhen family, and the Liao'an Zhang family were all pretty good.

How much money you are willing to lend is not the key, the key is whether your heart is sincere.

Although the Huaining Qi family and Pingyuan Zhen family are also wealthy merchants, their financial resources are far less than those of the Wang family and the Lin family. They are willing to take out 50,000 taels and 70,000 taels, which is also considered to be their best efforts.

Yang Zhengshan will never treat people who treat him with sincerity unfairly.

Closing the booklet, Yang Zhengshan said: "Tomorrow you will go around the city to see if they are willing to buy bonds."

"Leave 50,000 taels of bonds for the Marquis' Mansion. If there are any left, sell them in Chongshan Money House!"

Chongshan Money House, whose full name is Chongshan Town Development Money House, is a money house opened by the General's Mansion. Its main business is currently selling the bonds of the General's Mansion.

As for whether other businesses will be opened in the future, it depends on whether Yang Zhengshan needs it.

If there is a demand in this regard, Yang Zhengshan does not mind opening a bank. If there is no demand in this regard, after exchanging the bonds in three years, this money house can be closed directly.

At this time, Chongshan Money House was already open for business on the main street of the south city of Chongshan Pass.

However, the opening of Chongshan Money House was not grand, just hanging a red silk.

Many passers-by on the street were curious about this shop, but it was just curiosity, and no one went in to ask.

There was only one shopkeeper and two clerks in the shop. The shopkeeper was a clerk in the general's mansion, and the clerks were runners of the general's mansion.

As for the safety issue, there was no need to worry about it, because the squad room of the town standard camp patrol was opposite.

Moreover, the money house did not have a silver vault. The silver received by the money house would be transported to the silver vault of the general's mansion on the same day, and would not be left in the shop overnight.