Gate of Technology

Chapter 4 Start-up Loans

How do I get the first fund? Cheng Yuan sat in the corner of the library, looking through the window, looking at the sky that was already completely dark outside, frowning deeply.

I don't know if it was influenced by the crystallization of science and technology, but Cheng Yuan found that he had the ability to remember and understand, and his understanding ability had also improved to a big level. In just one month, he understood all the technical principles related to holographic imaging technology.

If those researchers knew about this, they would have to vomit blood.

While thinking, Cheng Yuan quickly copied some of the holographic images in his mind into his notebook. In order to make sure it was reasonable, Cheng Yuan did a lot of preparatory work. Recording materials was one of them. After all, although the materials in the school library were There are many, but there are very few research papers on holographic imaging technology.

Although he doesn't know the specific situation, Cheng Yuan didn't think much about it. At present, he mainly considers the issue of venture capital.

As the saying goes, a penny beats a hero!

Cheng Yuan frowned, but his writing speed accelerated.

Want it from home?

Cheng Yuan shook his head and directly rejected it, not to mention whether his parents would agree. He is very clear about the conditions at home. He can still come up with tens of thousands of yuan, but it is a little difficult when it involves hundreds of thousands of funds.

loan?

Another idea popped up in Cheng Yuan's mind, but he quickly rejected the idea. He didn't have a house or a car, so what would he take to get a loan from a bank? People wouldn't just put money into someone who didn't even have the ability to mortgage. in human hands.

After thinking about it, Cheng Yuan had no choice but to stop writing, then packed up and walked to the bedroom.

Back in the dormitory, the other three were there, but when they saw Cheng Yuan, they just glanced at it lightly, and then went to work on their own.

Cheng Yuan smiled bitterly at the alienation of his roommates in the dormitory, then went to the computer and began to search for some information about entrepreneurship.

For this search, Cheng Yuan wished he could slap his fan a few times. After thinking about it for so many days, he wished he could pull out his hair, but a random search on the Internet found the answer!

College Student Entrepreneurship Loans

This is a policy promulgated by the state to help college students start their own businesses. I don't have the slightest impression of the policy process. After all, he was only in the first year of high school when this policy was promulgated. This policy is too far from him.

Seeing this scene, Cheng Yuan almost vomited blood.

At this moment, Cheng Yuan felt that his eyes couldn't just focus on the crystallization of technology. After all, no matter how powerful it was, it was only something he could use. The real life environment required his attention.

Clicking on the relevant information about startup loans, Cheng Yuan began to look carefully, after all, it was related to his future.

With the understanding of this policy, Cheng Yuan also had to sigh at the wiseness of the leaders who issued this policy, which completely paved the way for college students to start their own businesses! (For convenience, ants have made some changes in it, there are differences, don't take it seriously)

As long as you have a good project, you can definitely succeed!

First of all, the unsecured and unsecured loan policy allows students who are interested in starting a business to get a loan smoothly, and secondly, the tax-free preferential policies in the policy all make it difficult for college students to start a business. Finally, no matter what company you open, the office location is essential, otherwise you won't even have the qualifications to register.

The policy also takes into account the economic ability of college students, allowing entrepreneurs to use family residences, rented houses, temporary commercial houses, etc. as business venues. Of course, this article is only for industries engaged in high-tech, modern manufacturing, and modern service industries.

It just so happened that the holographic imaging technology that Cheng Yuan now masters is the high-tech of high-tech.

After reading the whole policy carefully, Cheng Yuan plans to go to the industrial and commercial department tomorrow to apply for venture capital.

Although there will be classes tomorrow, Cheng Yuan can't care so much anymore. At this time, he is all focused on how to make money.

I didn't have the opportunity before, seeing those local tyrants who show off their wealth can only envy the following, but now that I have such an opportunity, it would be false to say that I am not in a hurry.

As for the use of scientific and technological crystallization to contribute to the country, it is not that Cheng Yuan has not considered it. After all, only a strong country can improve people's living standards and ensure people's safety.

But there are also prerequisites!

The ancients said that first self-cultivation, then the family, and finally the rule of the country and the world.

Although self-cultivation in ancient times was to improve one's own quality, but when he came to Cheng Yuan, he had another opinion.

Self-cultivation is not only to improve one's own quality, but also to ensure that one's life is adequately guaranteed. After all, people who work hard every day for money and can't get enough to eat have no time to take care of national affairs?

Thinking of this, Cheng Yuan had to admire the wisdom of the ancients, he was too farsighted!

...

Early the next morning, Cheng Yuan left the dormitory, and after spending the morning preparing the application materials, he rushed to the Pingyang District Industry and Commerce Bureau, which is close to Huaxia University of Science and Technology.

Inside the Industry and Commerce Bureau, there is a special application counter for college students' start-up funds, and Cheng Yuan hurried over with a pile of materials.

Hello, I'm here to apply for a business loan. Cheng Yuan put the materials in front of the counter and said politely.

The staff at the counter was a woman about the same age as Cheng Yuan. She was beautiful and fair-skinned. A decent professional skirt set off her beautiful figure incisively and vividly. Through the work card on her chest, Cheng Yuan knew the other party's name Chen Li.

Hello, please show your company credentials. If you haven't registered a company yet, we can help you register directly here. According to the rules and regulations, you don't need to pay any handling fees, just show the relevant credentials. Chen Li said formulaically He looked at Cheng Yuan curiously.

She has not been working for a long time, and she has been placed in this position, and it is difficult for her to meet college students who come to apply for business loans for a month.

After all, independent entrepreneurship requires not only courage and courage, but also a suitable development project!

And now is the era of great development of science and technology, if college graduates apply for a business loan to set up a stall to sell things, it will be difficult to approve the money. After all, the state investment is not for you to set up a stall.

Of course, the state has not explicitly stipulated that you are not allowed to take money to set up a street stall, but the assessment is very difficult, and the amount of the loan will not be much, and some additional terms will be added. such as loan interest rates, etc.

Not yet. Cheng Yuan had already memorized the application process, and when he heard Chen Li's words, he answered directly.

Then please show your ID card, school graduation certificate, and the name of the company that needs to be registered.

Uh, I haven't graduated yet. Cheng Yuan was stunned when he heard the graduation certificate. There was no mention of the graduation certificate in the online application process, so he rubbed his head in embarrassment.

Didn't graduate!? Chen Li looked at Cheng Yuan in surprise, he didn't expect that this handsome young man would dare to start a business before he graduated, Then you just need to give me your ID card, student ID and school credit table. .

Credits table? Cheng Yuan's head became big when he heard the credits table. Not to mention that he was a freshman who had just entered school for a month, the credits table must be zero. Previously, because of absenteeism, the class professor had deducted credits, and even if he took out the credits at this time, it would be negative!

Don't you bring it? When Chen Li saw Cheng Yuan's appearance, she knew that he must not know. She took out an application process form from her desk and handed it to Cheng Yuan, saying, Forget it, you Let’s take a look at the specific process first, the process and specific content and policies of each province are different, you should take a look first, and then apply when you are ready.”

Thank you. Cheng Yuan took the schedule handed over by Chen Li, thanked him, and then sat on the chair and looked carefully.

Chen Li didn't mind that Cheng Yuan didn't leave, but sat there and looked at the schedule. Anyway, she didn't see anyone in this window for ten and a half months. Cheng Yuan's actions would not affect her work.

A brief procedure Cheng Yuan was quickly read, but the information involved in it made him frown deeply.

If it is just a loan of tens of thousands of dollars, the materials that Cheng Yuan has prepared now can be processed in minutes as long as he goes back to school and takes the credit table. But he wants to establish a high-tech company, and in order to ensure future development, related equipment is also essential.

These equipment alone will cost hundreds of thousands of dollars, and once hundreds of thousands of loans are involved, the school needs to issue a certificate to prove that the scientific achievements developed by this student are worth investing in, and if the technology in Cheng Yuan’s hands is highly evaluated by the school, it can still be used. Get more loans.

Hundreds of thousands to millions!

If it is ordinary technology, it is not impossible for Cheng Yuan to come up with technical data reports. After all, although this technology makes money, it does not make people excited.

But that's holographic imaging technology!

Now the world is promoting the progress of 3D holographic images, where and where has it been applied, but in reality?

That's all holographic imaging technology is just under the guise of using holographic projection to confuse the concept of defective products!

Just like the holographic image touch released by Microsoft last year, although the operation screen is also suspended in mid-air, the experimenter must not only wear the prepared 3D glasses, but when outsiders observe from the side, the projected images cannot be seen at all!

This is a hundred and eighty thousand miles away from the real holographic imaging technology!

The wealth and silk are exciting, but the top technology can make people crazy. Cheng Yuan didn't dare to gamble. He was afraid that after he handed over the technical documents, the signature of the document would change from Cheng Yuan to So-and-so.

Moreover, even if he stands up to testify, do people believe in a well-known person who has been famous for a long time, or a new college student who has just entered the school for less than two months?

Even if there are a few who believe in his words, they are only a minority, and it is impossible to change the views of most people.

To put it bluntly, he is now an ordinary person who has just acquired super technology.

It is normal to be afraid of wolves before and tigers later.

Chen Li has been keeping an eye on Cheng Yuan, looking at Cheng Yuan looking at the application process sheet with a frowning look, she secretly smiled, What's the matter with you, if there is any problem, if our industry and commerce bureau can solve it, we will solve it for you. After all, the country now encourages college students to start their own businesses.”

This... Cheng Yuan looked away from the flow chart, looked at Chen Li with a sweet smile, and hesitantly said: A school certificate must be obtained when applying for a loan to establish a high-tech company? There are also technical documents that must be obtained. To verify?

Of course. Chen Li nodded as a matter of course. After all, technology companies are mainly technology products. Without verified technology products, they can't get state loans.

Generally speaking, this certificate is jointly issued by the school and the testing agency. Chen Li looked at Cheng Yuan who was hesitant, and smiled: Looking at you, I am afraid that people will use your skills. swallowed?

Uh. Cheng Yuan didn't know how to answer Chen Li's joke, so he could only smile awkwardly.

Seeing Cheng Yuan's appearance, Chen Li's eyes widened immediately, Okay, you seem to be very confident in the technology you have invented! Although Chen Li thought it was funny, she was still a young man after all. Some ideas are clear.

In Huaxia, because of their youth, it is easy to be despised.

After all, the phrase no hair on the lips, inability to do things well is deeply rooted in the hearts of the people.

If you're worried about technical data being occupied by others, then you should find a well-known professor of the older generation. They are famous and knowledgeable, and most importantly, their character is the most trustworthy. If...

Before Chen Li could finish her sentence, a serious middle-aged man suddenly appeared behind her and coughed heavily, Xiao Li, don't talk nonsense, it seems that the scientific researchers in our country are not as good as each other. .

It was originally! Don't let me say it! When Chen Li heard the middle-aged man's words, she immediately pouted and turned her face away angrily.

Cough, isn't the country vigorously cracking down on evil spirits, those black sheep will go out sooner or later, so don't mislead others. The middle-aged man was embarrassed by Chen Li's retort.

However, the middle-aged man has been through many storms after all. He quickly corrected his attitude and said to Cheng Yuan kindly: Well, young man, if the materials are not ready, go back and prepare them first. As long as the qualifications for entrepreneurial loans are qualified, we will It will be reviewed and approved, and now is the break time, you can come back in the afternoon or tomorrow.

The middle-aged man spoke very politely, without the slightest gesture, Cheng Yuan smiled and nodded to him, then looked at Chen Li and said, Okay, I will trouble Sister Chen that afternoon.

After coming out of the Industrial and Commercial Institute, Cheng Yuan realized that he was so stupid. As Chen Li said, the older generation of scientific researchers have been contributing to the country all their lives. They are already famous and do not need to invade others. technology to increase awareness.

The most important thing is that they don't have so many crooked thoughts. As long as it is beneficial to the country, they will get their strong support!

The Huaxia University of Science and Technology where Cheng Yuan is located is the first scientific research university established by scientists! Directly under the Chinese Academy of Sciences! It is difficult for foreign students to find well-known professors of the older generation in this school, but for Cheng Yuan, a current student, although it is difficult, it is not impossible.

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