Gate of Technology
Chapter 432 Where did the money go!
You say it again, I didn't hear you clearly! Cheng Yuan stood up abruptly, his eyes widening.
With your consent just now, I drew 12 billion US dollars from the company's account, but it failed. Zero said.
You breath? Cheng Yuan frowned.
No, according to the required materials, I remitted the corresponding funds to the newly opened purchase account, but during this process, the funds in the account became vacant.
Zero's approach is different from the ordinary manufacturing process. Because of Zero's own powerful ability, he can accurately calculate the consumed materials, and since he takes over the manufacture of robots under his control, the possibility of material waste is almost zero. .
In this way, what is basically made by zero will directly purchase all the required materials, and then carry out one-time uninterrupted manufacturing.
Because the engineering robot is not a human being, there is no such thing as fatigue, so his speed is naturally extremely fast in this regard.
Like cutting-edge laboratories and satellite bases.
Because the satellite base has no large-scale underground facilities, the work of excavating the foundation was completed quickly. After the completion, because the materials were already ready, it was completed in less than a month.
The same is true for the later work of the cutting-edge laboratory, but the foundation is not yet perfect, so it will take some time.
As soon as Cheng Yuan heard the word 'vacancy', his face turned gloomy, and he instantly thought that someone in the company was doing something small.
But as soon as the idea came up, he immediately rejected it. With zero surveillance, if something like this happened, he would definitely report it to him immediately.
Then Zero didn't mention this problem, that is to say, there is no problem within the company, so what is going on with this funding vacancy?
Cheng Yuan was at a loss for a while, but soon, he came back to his senses, and he said in astonishment, Zero, are you saying that there is a problem with the bank?
Yes, I just invaded the inside of the other party, and found that the other party has diverted our company's funds to invest in other projects without our consent. Zero replied seriously.
Cheng Yuan's expression turned ugly in an instant. He naturally knew that when depositors put money in the bank, it was not as simple as handing over the money to the bank and letting them put it in the safe. , banks also have their own investments.
otherwise,
How could they possibly charge interest? This is equivalent to lending your money to the bank, and the bank will give you a certain amount of interest and use your money to do business.
If not, why would they keep it for you? It would be a ghost if they didn't charge you a storage fee!
In this regard, ordinary people will not understand, as long as the bank does not care about their money, everything is easy to say, anyway, there is interest, they are naturally willing.
Of course, in addition to taking money to invest, the bank will also leave some cash for daily operations. After all, some people save money and some people withdraw money. You can't wait for people to say that they have no money when they withdraw money.
And now, what Cheng Yuan has encountered is that the US$300 billion he had in Hua Xia Bank was invested by the other party without being informed.
According to common sense, the other party will not tell you. After all, when you go to the bank to open an account, they will not tell you that we are using your money to invest.
But the amount involved this time is so huge that they haven't said it in advance, which is unreasonable, especially when he needs to use it, they will give him a lack of funds!
Some people may wonder, isn't the money stored in the bank a number, how much the other party needs, and you can transfer this number to the other party's account?
But this is not how things are calculated. There is a total active account in the bank, and all electronic online banking transactions will be traded through this account.
And the numbers in this account are also settled based on their existing funds. Even if Cheng Yuan’s account has 300 billion, but the bank doesn’t have it, even if the counterparty of the transaction is not enough, they will not receive the corresponding number. .
Maybe some people still don’t understand this. Another popular way of saying that is to compare a bank to a company. The total assets of the company are one trillion US dollars, but of which 900 billion is real estate and 100 billion is working capital.
And all of this trillion is money deposited by savers, but most of it is used by banks to invest in real estate to generate more profits.
And the $100 billion in liquidity is for your daily use.
In the entire one trillion dollar fund, he is a general ledger, and you depositors are sub-ledgers, and how much you deposit is on the sub-ledger.
When the sub-ledger increases, the general ledger also increases, and when the sub-ledger decreases, the general ledger also decreases.
But what if someone took $99.9 billion directly from the $100 billion liquidity in the ledger? Although your account has not changed, in fact, the general ledger in the bank has not so much money.
This is what happened to Cheng Yuan, so his funds were vacant.
Cheng Yuan is not dissatisfied with the bank's investment practice, because all banks are like this. The purpose of their establishment is to gather people's funds for investment, and then return the depositors with interest.
This is also the origin of the bank.
But he can't tolerate such a large amount of transfer of his own funds from the other party!
300 billion US dollars of funds, and now you can't even get 12 billion? Encountering such a thing, if Cheng Yuan still does not respond, then he is not a man!
Notify Zheng Jia, contact Hua Xia Bank immediately, and ask them to give me an explanation. If they don't give me a satisfactory answer, I will immediately withdraw all the funds! Cheng Yuan gritted his teeth, but he just finished speaking, and immediately Then he said, Forget it, I'll go there myself!
Cheng Yuan's anger is burning in his heart now. If it were at another time, maybe he wouldn't be like this. After all, as long as the other party could return the money to him, he naturally wouldn't say anything.
But Cheng Yuan was still suffering from the heartache of spending money like running water, and there was nowhere to vent this heartache, but he didn't expect that he hadn't recovered yet, and this happened again.
He will naturally transfer his anger to the other party!
And just when Cheng Yuan came down from the laboratory with an angry face, Fang Jing and Chen Yu saw Cheng Yuan who was so angry, they were stunned for a moment, and then their expressions changed.
They don't know who has provoked Cheng Yuan, and this time it seems that the situation is not light. After all, although there have been people who did not provoke Cheng Yuan before, Cheng Yuan has never shown such an attitude.
Follow me, go to Zheng Jia's place. Cheng Yuan's blunt voice sounded, and his steps didn't stop, so he was about to go out.
Boss, wait! Just as Cheng Yuan was about to walk into the elevator, Fang Jing suddenly stopped him.
Cheng Yuan frowned and said impatiently, What's the matter?
Cheng Yuan's unkind tone made Fang Jing's heart skip a beat. She glanced at Cheng Yuan with some fear, and whispered, Boss, you are still wearing casual clothes.
Fang Jing pointed to Cheng Yuan's pajamas.
Cheng Yuan looked down, an embarrassment flashed across his face, because the weather was too hot, he took a shower after coming here from home, and then put on the pajamas prepared by Fang Jing...
Help me get my clothes. Cheng Yuan blushed and waved quickly.
Fang Jing pursed her lips and smiled, then quickly went to get Cheng Yuan's clothes, and changed clothes in her room, and then Cheng Yuan took the two to Zheng Jia again.
This time, Cheng Yuan was in the past with great fanfare, and he did not deliberately cover it up. In this way, many employees of the company saw their young chairman with a bodyguard and assistant striding towards the president's office.
Especially Cheng Yuan's expressionless face, no matter how you look at it, it doesn't seem like a good thing.
For a while, the employees who were unaware of it all started talking in a low voice.
That's our chairman? He's really young! But he doesn't look very good. Could it be that Mr. Zheng angered the chairman? A female employee whispered after Cheng Yuan left.
Don't talk nonsense, nothing major has happened in the company recently, everything is orderly, how could it be the same as what you said. As soon as the female employee finished speaking, someone scolded her.
Yes, Chairman Cheng just didn't show any expression. How do you know he's angry? Don't you want to show it to others?
That's right, don't talk nonsense. If this thing spreads out, you won't be able to take care of it! It's not like you haven't seen the paparazzi outside, they squat there every day.
The female employee was accused by everyone, and suddenly said aggrieved: I don't have it, I'm just guessing, why do you say that about me.
I can't guess, such a good job, such a good treatment, you don't want it, there are too many people out there who want it, don't you know the notice from the personnel department, our company will expand the recruitment immediately, and the expansion will come in. The treatment of people is not as good as we are now, and I heard that the company's system will be changed to a competition system in the future, and those who are incompetent will be brushed down, and those who have their own will come up and enjoy the corresponding treatment.
...
The employees outside were discussing, and Zheng Jia also had a serious face. When she saw Cheng Yuan walked in angrily, she also knew the purpose of her little boss.
You know, what are you going to do? Zheng Jia looked at Cheng Yuan seriously.
Cheng Yuan was also taken aback when he saw Zheng Jia's appearance, You know that too?
Zheng Jia nodded and said solemnly: How can you not know about such a big thing, the bank has called just now.
The bank? Cheng Yuan sneered. What did they say, they would transfer a large amount of my funds without prior notice and delay my time. Can they afford it?
Zheng Jia didn't answer immediately, but asked curiously, What did you do to cause problems with the bank.
Me? Cheng Yuan shrugged and said, What can I do? Isn't the company's satellite base ready? Of course I need money to make satellites. Building satellites naturally requires money, so I calculated with Zero. Come on, a total of 12 billion US dollars is needed, and it turns out that I have insufficient funds. I thought my bank card was stolen! Do you think I can not be angry? (To be continued.) Please search this site. or enter the URL:
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