Harvesting the world since 2008

After a while, the three of them sat down on a long chair in the manor garden.

"Yang Chen, now there are many companies at home and abroad who hope to borrow money from Y Bank!"

"What do you think?"

Looking sideways at Yang Chen, Leng Fei'er smiled.

On the side, Huang Zhinuo also looked at Yang Chen intently.

"Let's see if they meet the requirements first!"

"First of all, there must be enough assets to mortgage!"

"Secondly, the company must be formal!"

"In addition, real estate does not lend!"

After thinking for a while, Yang Chen said slowly.

There is a reason why he left real estate aside.

As a reborn person, he understands the future of real estate.

So...

"No problem!"

Nodding gently, Huang Zhinuo agreed.

Now, Y Bank is basically under her control.

And Leng Fei'er is in charge of the Yang Group.

As for the C Fund, Natasha is in charge.

In fact, this time it was Huang Zhinuo who asked Leng Fei'er to ask Yang Chen.

Because, she was a little unsure.

"Student Yang Chen, what do you mean? Companies with too high debt ratios will not be loaned?"

Huang Zhinuo quickly reacted.

"Not bad!"

Yang Chen nodded gently and replied.

"I'm worried that it will be difficult to collect the debts when the time comes!"

Immediately, Yang Chen said another sentence.

"The normal debt ratio is 40-60, so how much should we set?"

Then, Huang Zhinuo asked again.

"Below 50!"

After thinking about it, Yang Chen replied.

In fact, he knew very well in his heart that anything below 70 was normal.

However, he had to prepare for the future.

It's better to take it easy!

After all, opening a bank is not about making quick money!

What's more, Y Bank is essentially an investment bank!

Lending to companies is not its main business.

"I understand!"

Huang Zhinuo nodded gently and said.

…

The next day, Huang Zhinuo announced something in front of Xinchen Technology.

Bank Y officially started lending to domestic and foreign companies.

However, to get a loan, you need to meet the rules of Bank Y!

"So, Ms. Huang, is the loan procedure of Bank Y complicated?"

"Also, what is the maximum amount?"

After hearing Huang Zhinuo's announcement, a reporter asked.

"It's not much different from other banks. As for the amount, it depends on how many assets are pledged!"

"Lending to companies is not our main business direction!"

Spreading his hands, Huang Zhinuo said lightly.

"..."

Hearing Huang Zhinuo's words, everyone present was suffocated.

Lending to companies is not the main business direction?

This, it is estimated that only Bank Y would say so.

But after thinking about it, they were relieved.

Bank Y and Yang Group's two major payment platforms are connected. Maybe this is the top priority of their business?

What's more, it is an investment bank itself!

"So, Ms. Huang, how much cash reserves does Y Bank have available?"

The next moment, another reporter asked.

"No comment!"

Shaking her head, Huang Zhinuo said indifferently.

After answering some irrelevant questions, she turned and left.

When these were reported, they attracted a lot of attention.

After all, Y Bank is now a behemoth that cannot be ignored.

Now, it is going to carry out lending business on a large scale, it is difficult not to attract attention!

...

Seeing the news, many banks were stunned.

What is Y Bank going to do?

An investment bank transformation.

Or?

The more they thought about it, the more they couldn't understand Yang Chen's operation.

Now, shouldn't Y Bank continue to harvest the market with the two major payment platforms of Yang Group?

Don't talk about others, even Grace was stunned when he saw the news.

What is this kid going to do?

Unconsciously, he looked at Natasha who was having lunch with him.

"Very normal!"

"Yang said that the business of the two major payment platforms can eat the biggest piece of the pie, but they can't eat all the pie!"

"So, they are now slowing down their expansion speed and leaving some market for others. Doesn't this temporarily shift the focus of Y Bank?"

Shrugged, Natasha said calmly.

Hearing Natasha's words, Grace was a little suspicious whether she had heard it wrong.

Yang Chen, this kid, still has this awareness?

It's really unbelievable!

"The benefits are too great, he is a little worried that the major banks will join forces to deal with his business empire!"

"Although I'm not afraid, but forSome dispensable benefits, not worth it! "

"Anyway, no matter how powerful Yang Group and Y Bank are, they can't completely sweep the market!"

Immediately, Natasha continued to speak slowly.

Hearing Yang Chen's words, Grace was stunned, and then nodded.

In his heart, he couldn't help but give a thumbs up.

It seems that Yang Chen is a very clear-sighted guy!

At least, he knows how to make choices!

"Natasha, what about the banks under your command? How is the new business layout now?"

Changing the subject, Grace asked a question that she was more concerned about.

"Not bad!"

"It should be almost the same as Xinchen Technology's share!"

"However, it is definitely unrealistic to compare with the two major payment platforms of Yang Group and Y Bank! "

Spreading her hands, Natasha replied.

Hearing Natasha's words, Grace's brows jumped wildly.

Yang Chen, this kid, is really...

Give up some cakes on the surface!

Secretly, divide it up again?

It's really as cruel as ever!

Grace muttered in her heart.

"Now you are intervening in the competition for the successor of the D Group?"

Frowning, Grace changed the subject.

There was also worry in his eyes.

"Yes!"

"Is there a problem?"

Nodding, Natasha asked back.

"First it was the L Group, then the Z Group, and now you are intervening in the D Group's affairs!"

"If this goes on, I'm afraid you will become the public enemy of the group!"

Sighing, Grace said worriedly.

"We know!"

"It's just that Yi Lei is my good friend, I want to help her! "

"Not everything needs to be measured by interests, right?"

Nodding, Natasha said calmly.

Hearing Natasha's words, Grace was silent for a moment.

Because he felt that everything could be measured by interests.

The so-called friendship and emotions could all be put aside.

However, he also understood how stubborn his precious daughter was.

He didn't want to cause a conflict because of this, causing their father-daughter relationship, which had been eased a lot, to become tense again.

However, when he thought of Yang Chen, he couldn't help but feel relieved.

With this kid's cleverness, would he not be able to see through these?

I'm afraid he has the confidence to successfully deal with something?