Chapter 0113 Please enter the urn! With a clever strategy, you can successfully fool HSBC!!

Xiangjiang District 16 opened a branch at the same time, what kind of courage!

The news instantly reached the headquarters of the First National Bank in Boston.

The other three major families, who were originally quite jealous and even suspicious of Qin Xuan, immediately rejoiced and their spirits were lifted after hearing this news.

“It seems that we have found a very good partner!”

“Yes, opening sixteen branches in one breath, covering every district of the Xiangjiang River, what a powerful force this is!”

“I heard that Qin Xuan has a good relationship with HSBC? I’m afraid they’re going to jump their feet now. ”

The head of the three families, holding red wine, laughed heartily.

Boston’s First National Bank, although it has not fallen in Boston headquarters, still stands tenaciously.

But the Boston Police Department was laid off in large numbers.

This can not blame others, after all, there have been major major cases of a bad nature, important cases, but until now, they have not figured out where the thugs who committed this crime came from.

According to the grapevine, some media have begun to produce a special feature on this series of cases, called ‘Boston Cry 96 Hours’.

There are even directors who want to make this series of cases into crime-themed movies!

In contrast, HSBC’s situation can only be said to be much better, right?

Not really.

Due to Qin Xuan’s backstabbing machine, where is HSBC now just jumping on his feet!

It can be said that it has been angry and corrupted!

Because of him, Qin Xuan’s Boston First National Bank branch in the Midwest Side is opposite their HSBC headquarters!

The two sides look across the street!

The staff of HSBC just watched their depositors, withdraw money, and rushed to the opposite side to save money.

This is how they feel.

Why isn’t this a kind of in-person NTR?

After all, I still paid by mistake!

HSBC’s psychological shadow area at this time is too large and urgently needs treatment.

And in this regard, the treatment given by other banks is: call an emergency meeting!

In the face of Qin Xuan’s almost unreasonable savings rate, there was a proposal that they also increase the deposit rate, but it was quickly rejected.

When Qin Xuan did this, he was clearly corrupting the market order!

If because Qin Xuan’s Boston First National Bank increased the interest on the deposit, they followed unconditionally.

What will depositors in their respective banks think?

Oh, when people don’t come, your savings interest is so low.

The interest rate on people’s savings is too high, and they have snatched away all your customers, and at this time your deposit interest rate has risen?

In doing so, there is a high probability that the hot face will be pasted on the cold ass, and it will not be worth the fast.

So, in any case, you must not follow suit and raise the interest rate on savings!

Everyone said categorically.

Well, if you can’t raise the interest rate on savings, is there any other way to deal with it?

Don’t say, there really is!

This group of people who engage in economic integration is worthy of being the most lacking in heart.

Soon, he thought of a way to encircle Wei and save Zhao.

Don’t you Boston First National Bank have high deposit rates?

Okay, then we will go the wrong way, from the perspective of treasury bonds and financial products, the financial products we recommended before have an annualized expected return of only 4%~

About 5%.

Well, now several of our banks have joined forces to launch a new wealth management product, and the annualized expected return can reach 8%!

In addition, there is the issue of national debt.

Because of the special political environment of Xiangjiang at this time, banks here can buy transnational bonds.

Whether it is English or American bonds, these banks have opened up the purchase channel.

Among them, US bonds are the best-sellers.

However, most of the bonds sold in the market are ordinary bonds with low risk and low interest, with an interest rate of about 1.56%.

To tell you the truth, after Qin Xuan’s turmoil, this kind of bond is really not very attractive.

But!

Everything is afraid, but it belongs to yes.

But this time, the banks banded together and engaged in a riotous operation.

If you start buying or increasing your holdings of U.S. bonds at major banks now, interest rates will be raised.

What is a rate hike?

Simply put, it is to increase the interest rate.

Several major banks personally endorse it, and their banks are responsible for financing the interest rate hike.

And, most importantly, there are quite a few parts of this rate hike!

Carefully calculate, as long as you buy enough years, then the income is even higher than the income of the Boston First National Bank in Qin Xuan!

But!

Here is to introduce a but come in.

You have to wait until enough years, which are usually slightly longer than savings.

And most importantly, if you save, even if you don’t save enough for a scheduled time, if you encounter special circumstances, you can negotiate with the bank to withdraw the principal, but buying treasury bonds is not possible, there is no way to get money directly, you can only resell the treasury bonds.

If you want to be in a hurry, you can only deal with the price reduction and floating loss.

When they were confident that these financial management products and the concept of packaged US national bonds, they quickly popularized.

Incidentally, there are also miscellaneous encouragement activities, such as double credit card points.

These points are good things for real money.

Unlike these useless points now, these so-called points are of no use at all.

But!

At this time, the credit card points can be regarded as a relatively new thing, but you can go to the supermarket to exchange daily necessities directly!

Based on these reasons, some depositors, who were originally a little shaken, carefully calculated and found that the income they could get from the bank where they originally saved seemed to be greater!

So he steadied his hand.

For these things that these banks had specifically proposed, Qin Xuan couldn’t help but laugh heartily after seeing them.

On the surface, they don’t seem to be following up.

But in fact, it was still because of Qin Xuan’s various means that necessary countermeasures were taken.

In the short term, it seems to be quite effective.

But it’s not!

Qin Xuan knew that in a short time, the dollar would usher in a tsunami-like earthquake, and in order to deal with the domestic economic and financial crisis, the Fed had to print more dollars and continuously raise interest rates to deal with the domestic economic and financial crisis.

At that time, the first to bear the brunt of the crime should be these unjust people who bought US national bonds.

At that time, the interest rate on the newly introduced US government bonds will be close to 3.5%, but the interest on the government bonds they originally held on hand will only be 1.56%.

Throughout the bond market, the price of the sale will continue to decrease!

To put it more bluntly, it is the same US government bonds, and the risks that can be combated are the same, and they are all the same dollar bonds.

But!

People give 3.5% interest, but your side only gives 1.56% interest, then of course, this only 1.56% of the Treasury bond, its attractiveness is completely reduced.

Don’t forget that in the realm of market managers, buyers and sellers work together to set and decide on prices.

“For this reason, theoretically, the price of a $100 bond of 1.56% will fall to around 95 to 96 in the face of a 3.5% bond impact, so these banks will have the so-called

Floating loss”.

(The so-called floating loss actually refers to the unrealized loss in the financial market, which has not been completely closed and calculated according to the price settled on the day, which can simply be regarded as a loss in the future, but it has not yet occurred)

After finishing the matter, their own bank will also put a part on the interest rate hike.

Wouldn’t that be a loss to my grandmother’s family?

So this wave, Qin Xuan is standing in the atmosphere.

He even thought about what might happen for some time to come.

With mental calculation or unintentional, this wave of his victory is not a star and a half!

“Hmph.”

A hesitant smile appeared on Qin Xuan’s face.

Due to Qin Xuan’s operation, Boston First National Bank opened branches in every district of Xiangjiang.

This kind of boldness, throughout the world, is unique.

Because of this, he also successfully appeared on the TV that night, and even the “Time Magazine” in the United States specially interviewed Qin Xuan, and also successfully appeared on the cover of the magazine.

The title is also quite bluffing – “Qin Xuan, the almost crazy idea of the young rich from Xiangjiang will subvert the entire industry!” ”

In just a few months, with high deposit rates, Boston First National Bank was promoted to the third largest bank in Heungkong.

Above it are the established HSBC and Standard Chartered Bank.

Although it ranks third, it is actually not much behind the former.

After these months of saving, the pace of savings of depositors has slowed down significantly.

This shows that the existing liquidity in the hands of depositors in the market has basically run out…

During this period, Qin Xuan also consciously transferred all the businesses under the Qin Empire Group from HSBC to Boston First National Bank, which would be too much to say if it was not supported.

As for securities operations and futures operations, he still needs a little time to prepare, so in the early stage, there is no way to operate in his own bank for the time being.

Then it is time to use other means to use this huge amount of money to make money.

After all, banks are not safes.

After absorbing the deposit, it doesn’t just look good there.

It’s about lending money back out or buying certain assets to achieve the process of making money.

Whether the bank buys assets or takes out loans, it takes time to earn the money back.

This so-called time is the so-called savings period.

If it were another bank, such a high savings interest rate would be really easy to thunder and fall into the terrible situation of drumming and passing flowers.

But Qin Xuan is different, according to the memory of the economic and financial industry in the next ten years in the system, you can know that during this period of time, the stock market and futures market will do a lot.

He can fully use the memory of the financial industry in this decade to completely cover this interest rate, not to mention, and make a big profit.

Therefore, the movement of this money is naturally clear.

If you invest in stocks, didn’t He Chaoqiong set up her own securities company?

Fertile water does not flow into the fields of outsiders, and Qin Xuan can just take this money to take accounts from her company.

You know, He Chaoqiong is an investment genius!

Besides, this company Qin Xuan has a full 49% shares, so if He Chaoqiong’s company is profitable, it is equivalent to a large amount of income on his side.

You see, the process of money making money, doesn’t this achieve a perfect closed loop?

Qin Xuan simply called He Chaoqiong and told her his thoughts.

He Chaoqiong suddenly became stupid.

Happiness came so suddenly!

You know, her securities company, although other rich people have invested money in it, but in fact, it is more about the face of He Chaoqiong’s father.

Therefore, it is just a small trouble.

He Chaoqiong was very discouraged by this.

What she wants is to prove her ability to the world, to prove that she can succeed more than just fighting.

Unfortunately, no matter how hard she tried, she could never get rid of the brand of the gambling king on her body.

Just when she felt frustrated, Qin Xuan gave her great good news.

“I know, your bank is open! It must have absorbed a lot of deposits, right? ”

“Fortunately, it is not much different from my expectations.”

“Are you sure that such a huge amount of money can be operated by me? Aren’t you afraid that I will lose your fortune? ”

Even He Chaoqiong, after hearing this news, was a little frightened and overwhelmed.

“I’m not afraid, what are you afraid of?”

Qin Xuan smiled.

“Besides, I’ve always been very accurate in looking at people. I’m sure you’re an investment genius, so I will never lose this money. ”

Hearing Qin Xuan’s words, He Chaoqiong’s heart was quite happy.

Happy is happy, but she still has a hard mouth.

“Cut, mouthful, don’t learn well!”

“Do you say the same to other women?”

Qin Xuan smiled: “Of course not, in my eyes, you are the most special one.” ”

“Oh, okay! Since you are all embarrassed to lie, then where am I embarrassed not to believe it? ”

“By the way, my dad wants to see you.”

He Chaoqiong suddenly threw out a killer weapon.

“Yes, when?”

Although Qin Xuan’s face did not change color, his heartbeat was solid and faster.

“Just tonight. How, are you afraid? ”

“What am I afraid of? Rest assured, as long as you and I truly love each other, the gambling king will not be an obstacle between us. ”

Qin Xuan’s words made He Chaoqiong giggle, and the haze in her heart was swept away.

Sure enough, no matter what a woman becomes, she likes to listen to people.

After saying a few more words to He Chaoqiong, Qin Xuan hung up the phone.

After hanging up the phone, his face quickly changed!

“Gan! I’m about to meet the gambling king, but I’m not ready for anything! What to do? ”

ps: Customize yourself, ask for self-ordering.


Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like