I got rich by extracting skills from games

After breakfast, Shen Jingyun hurried to work.

Zhou Yuchen sent Xiao Yueyue to kindergarten, and then went straight to Xiaguo Commercial Bank with the relevant documents of Kunpeng Mobile Battery Manufacturing Plant.

He wanted to use this factory to borrow a sum of money as quickly as possible and invest it all in the stock market.

A mere 440 million yuan was really not worth his stock prediction scroll.

Arriving at the lobby of Xiaguo Commercial Bank, Zhou Yuchen called Chen Dahua.

After a while, Chen Dahua, dressed in a suit and leather shoes, appeared in front of him.

"Old Zhou, what wind blew you, the big boss, to our bank?"

Zhou Yuchen rolled his eyes and said, "Going to your bank is either to withdraw money or to take out a loan. Which one do you think I should be?"

Chen Dahua raised his eyebrows and said, "You want a loan?"

Zhou Yuchen nodded and said, "Yes."

Chen Dahua said, "Follow me."

Zhou Yuchen followed Chen Dahua to a reception room on the second floor.

Chen Dahua poured him a cup of tea, then sat opposite him and said, "Old Zhou, the two games you developed are so popular, why are you still short of money?"

Zhou Yuchen smiled and said, "To be honest, I am very optimistic about the current Xiaguo stock market and I am ready to go in and do something big. Now I only have more than 400 million in my bank card, which is not enough, so I want to borrow more money."

Chen Dahua was stunned for a while, then suddenly stood up and shouted, "Old Zhou, you are crazy. The stock market is very hot now, but no one knows when it will end. You have made such a big deal, what if you lose money?"

Zhou Yuchen was not angry about Chen Dahua's questioning, but felt a little warm in his heart, because it showed that Chen Dahua was worried about him.

"Dahua, sit down first and listen to me slowly."

Chen Dahua glanced outside and found that many people were looking at him from outside the glass door. He sat down quickly and said, "Old Zhou, don't listen to those experts. I also play stocks. It rose by 30% in a week, which scared me to withdraw last Friday. It's not a wise move for you to go in now."

Zhou Yuchen said confidently: "If I want to play stocks, I will naturally go through careful analysis and long-term observation before I dare to attack. You are right, the stock market is in full swing, and there will definitely be a turning point in the near future. The key is when this turning point will be. My prediction is two weeks later."

"In these two weeks, the market will be even crazier, and it will not be difficult to break through 5,500 points directly. It is impossible, so I want to make a short-term investment with this favorable wind and make a lot of money. "

Chen Dahua asked suspiciously: "The question is, can you be sure that your prediction is correct?"

Zhou Yuchen smiled and said: "Of course not. The stock market is treacherous and changeable. If I could predict it, I would have become the richest man in the world long ago, and there would be no need to engage in game development. Dahua, this is a great opportunity to accumulate capital, and I must grasp it firmly. "

Chen Dahua could see that Zhou Yuchen was not impulsive, so he asked: "How much do you want to borrow?"

Zhou Yuchen handed the relevant information of Kunpeng Mobile Phone Battery Manufacturing Plant to Chen Dahua and said: "My factory is worth 2 billion. If it is used as collateral, how much can our bank lend me?"

Chen Dahua was stunned, He picked up the information and looked at it carefully, exclaiming: "Damn, where did you get so much money?"

In order to strengthen his confidence in himself, Zhou Yuchen lied and said: "Of course it's through investment. Compared with the domestic stock market, there is no limit on the rise and fall of the foreign stock market, and it is easier to make money."

Chen Dahua gave a thumbs up and said: "Old Zhou, you are really my big brother, I am convinced by you now. Since you are so awesome, how about I take a share?"

Zhou Yuchen smiled and said: "Of course no problem. You can follow my operation, I guarantee that you can make several times more."

Chen Dahua's face changed and said: "Do you still want to play with leverage?"

Zhou Yuchen nodded and said: "Of course. How can you make a lot of money without playing with leverage."

Chen Dahua "Old Zhou, you are so brave."

Zhou Yuchen laughed and said, "Stop talking nonsense, tell me how much money can I mortgage for this factory?"

"Up to 1.5 billion. If it is higher, it needs to be approved by the higher authorities."

"How long will it take to get 1.5 billion?"

"Within a week."

"This is too slow, I can't wait that long."

"Old Zhou, banks have to go through the approval process for lending. The evaluation alone takes three days. Of course, if your assets are indeed high-quality assets and the loan amount is not much, the bank leaders can also make a decision. For example, if your factory only borrows 1 billion, I can go directly to my dad and ask him to sign, and you can get the money today. If it is 1.5 billion, it will definitely not work.. "

"What if I add Yuechen Game Company?"

"Although your Yuechen Game Company has developed two popular games around the world, it is a light asset, unlike a heavy asset like a manufacturing plant. To be frank, we are not sure whether you can still develop a game like "Fruit Hero", so it is hard to say whether the valuation can exceed 100 million."

"Then let's borrow 1 billion. I hope to get the money before noon."

"Let's go, I'll take you to see my dad."

As the saying goes, it's easier to get things done if you have someone in the court.

Chen Dahua took Zhou Yuchen directly to the office of Chen Qingyang, the president of Yunhai Branch on the third floor.

Chen Qingyang is fifty years old this year, with a handsome appearance and a tall figure. Sitting there, he looks like a tiger and a dragon, and his aura is very strong.

"Dahua, didn't I tell you? Let's talk after work if there is anything. "

Chen Qingyang glanced at Zhou Yuchen and thought that Zhou Yuchen was the kind of person who asked Chen Dahua to do something for him. There was a hint of dissatisfaction in his words, but his attitude was still mild.

Chen Dahua was very formal and said, "President Chen, there is an emergency loan business that needs your help to approve."

Chen Qingyang was stunned and asked, "How much is the amount? Is there any collateral?"

Chen Dahua said, "President Chen, let me introduce you. This is Mr. Zhou Yuchen, the founder of Yuechen Game Company and Kunpeng Group. He wants to use Kunpeng Mobile Phone Battery Factory as collateral to urgently loan 1 billion yuan."

Yuechen Game Company?

Chen Qingyang felt that the name was familiar, as if he had heard it somewhere.

Chen Dahua explained, "Yuechen Game Company developed two popular games, "Fruit Hero" and "Hot Birds". The predecessor of Kunpeng Mobile Phone Battery Factory was Hongda Mobile Phone Battery Factory, which was bought by Lao Zhou, no, Mr. Zhou for 1.98 billion yuan some time ago. "

Chen Qingyang suddenly realized, stood up, and took the initiative to extend his hand to Zhou Yuchen, saying: "So those two games were created by Mr. Zhou. It is true that heroes come from young people. Mr. Zhou, I really neglected you just now. Please take a seat."

Zhou Yuchen held Zhou Qingyang's hand and said with a smile: "President Chen, you are too kind. "