I have a wizarding world
#93 - Mental coercion
Lai San saw the bank card Xia Yuxuan handed over and reached out to take it. "How much is in it?"
"Eighty thousand," Xia Yuxuan said quickly. This was the money she had saved over the past few months by being frugal. She had saved this much only because Fang Cheng had helped her rent the house.
"Eighty thousand?" Lai San smiled and returned the bank card.
"What do you mean by this?" Xia Yuxuan's expression changed.
"Do you know how much interest is on a 300,000 high-interest loan over four years?" Lai San held up a finger. "Yuxuan, I used to know your dad, so I won't cheat you. Our monthly interest is 40,000, which is 480,000 a year. Calculate it yourself for four years."
Hearing this, the color drained from Xia Yuxuan's face. 480,000 a year meant 1.92 million in four years. Besides the principal, she had to pay them back 1.92 million. Where would she get 1.92 million?
Fang Cheng, his image suddenly flashed through her mind. Would she ultimately have to ask him for money? Xia Yuxuan's eyes were full of bitterness.
Thinking of this, she quickly took out her phone.
Lai San's expression changed drastically when he saw Xia Yuxuan take out her phone. He immediately rushed forward and snatched the phone away. "Yuxuan, there are rules for doing things. Don't you think it's too out of line to call the police at this time?"
Lai San thought Xia Yuxuan was going to call the police. He knew that high-interest loans were in a gray area and not protected by law. Since he had been in jail once, he had begun to restrain himself. He did things that skirted the edge of the law, not doing things that were strictly prohibited, but he didn't do any less immoral things.
For example, this high-interest loan was a gray area business, not protected by law, but not strictly prohibited.
"Don't worry," Lai San said, seeing Xia Yuxuan crying anxiously. His tone softened, and he comforted her, "I know it's difficult to ask you to come up with 1.92 million right now."
He paused and continued, "I have a business deal for you to help with." As he spoke, he leaned closer and whispered.
"What? You actually want me to go" Xia Yuxuan said angrily, her face flushed with shame.
"As long as you help me get this project, I will not only waive the 1.92 million you owe, but I will also give you an extra 100,000 after it's done. What do you think?"
After speaking, Lai San looked at Xia Yuxuan expectantly, as if he was sure she would agree.
"You're dreaming! I would rather die than go."
Lai San was a little stunned by Xia Yuxuan's firm words. He was stunned for two seconds, then burst out laughing, followed by loud laughter.
"Xia Yuxuan, you're killing me with laughter," he pointed at Xia Yuxuan. "What do you think you are? A pure virgin? Don't forget how you paid me back the 300,000 back then."
Speaking of this, he lowered his voice, "Didn't you sell your first night at the Soho Club? You really knew how to sell it, 300,000! Some people's lives aren't worth that much. Tsk, tsk."
"Stop talking! I won't let you talk! Stop talking!" Xia Yuxuan's eyes were red, and she covered her ears with her hands, as if she had been deeply stimulated, and shouted loudly.
"I insist on saying it," Lai San also became stubborn and continued, "If you were really a chaste virgin, vowing to die rather than submit, why didn't you sell your kidney back then, but instead sold your body? What? Were you afraid of dying!
Now you're pretending to be pure. Humph! You've already sold it, what are you pretending for! To be honest, if Mr. Li didn't like your type, do you think I would spend 100,000 to find you? 100,000, I could find a hundred good-looking ones."
The younger brothers around him laughed one by one after hearing this. Xia Yuxuan's vision became increasingly blurred as she listened to the ridicule of the crowd.
"You're just a pros"
"Slap!!!"
Lai San's entire body tilted, and his gold-rimmed glasses were knocked off, hitting the wall of the alley and shattering into pieces.
"Ptooey!"
A tooth mixed with blood was spat out of Lai San's mouth.
Lai San felt that his entire face was completely numb. He looked up and looked at the young man in front of him.
He was about half a head taller than him, with a handsome face and a well-tailored suit. What was most impressive was his eyes. The moment Lai San met his eyes, he felt like a mouse seeing a cat.
Murderous intent!
He had seen this kind of look in the eyes of a death row inmate when he was in prison, but compared to that death row inmate, the young man in front of him was a hundred times more terrifying, giving him a trembling sense of fear.
Seeing this, Xia Yuxuan immediately turned her head. "Fang Cheng," she said with red eyes, "Let me explain. It's not what you think."
She grabbed Fang Cheng's arm tightly, afraid that he would misunderstand her.
"I know," Fang Cheng turned around and said with a smile. Seeing Fang Cheng's smiling face, Xia Yuxuan felt a sense of relief and suddenly felt a little dizzy, almost falling to the ground.
Fang Cheng grabbed her. "Are you okay?"
"I'm fine, I just feel a little dizzy," Xia Yuxuan said softly, leaning in Fang Cheng's arms.
Seeing Fang Cheng look away, Lai San felt a weight lift from his body. The fear in his heart was immediately replaced by anger, and he shouted, "Hit him! Beat him to death! I'll take responsibility if you beat him to death!"
Hearing this, the younger brothers behind him rushed up in a swarm.
"Bang!" "Bang!" "Bang!"
In less than ten seconds, there was no one standing on the field except Fang Cheng and Xia Yuxuan. They were all lying on the ground, crying out in pain.
After comforting Xia Yuxuan, Fang Cheng walked towards Lai San, who was lying on the ground.
Lai San?" Fang Cheng squatted down in front of Lai San.
"Yes, it's me!" Lai San had sobered up at this time, knowing that he had kicked a steel plate. It would be completely stupid to say harsh words at this time.
"Xia Yuxuan owes you money?" Fang Cheng then asked.
"Yes," Lai San gritted his teeth and replied.
"How much?" Fang Cheng's expression was indifferent.
"1.92 million."
Hearing this, Fang Cheng took out a checkbook, wrote a check, and handed it over. Lai San took it and saw that it was 1.92 million. Lai San recognized this check and knew it was real.
"It's not owed now?"
"No, no," Lai San couldn't tell at this point that the person in front of him was a rich man.
"Okay," Fang Cheng nodded. "Since she doesn't owe you, then I'll settle the score with you for bullying my girlfriend."
Fang Cheng's voice was calm, but Lai San felt a sense of death from his words. Lai San went to prison because of a brawl. This feeling was extremely similar to when he was slashed in the back of the head.
It was like drowning, unable to breathe.
Lai San gasped for air, snot and tears flowing together. He howled, "Brother, brother, I was wrong, spare me! Spare me!"
Lai San struggled to get up and was about to kowtow to Fang Cheng.
Fang Cheng kicked him in the face. "Damn, who are you kowtowing to? Recognize who you're begging!"
Lai San was kicked to the ground by Fang Cheng, quickly got up again, turned around and kowtowed to Xia Yuxuan, chanting, "Spare me! Spare me! Spare me!"
Fang Cheng looked at Lai San, who was frightened and lost his mind, and nodded secretly in his heart. It seemed that the mental pressure technique he had worked out was quite effective.
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