I have to teach the world a lesson
Chapter 681 The Era of Internet Financial Management
With the ups and downs of the stock market, some people are trapped in a trap and collapse in despair.
Some people were watching people flapping in the water on the shore, and they became increasingly wary of investing.
So, think about savings and financial management.
ten years ago.
The so-called financial management is probably only for rich people.
In 2011, in China's financial market, large customers are still an important group...
Ordinary people want to buy a bank financial product, which costs at least 50,000 yuan. Although funds are low-threshold products, fund companies at this time are vigorously developing B shares for large customers.
In addition to unfair rates and high thresholds for ordinary people, obtaining income is also quite troublesome.
Basically, it is settled once a month and the interest is distributed once. During a long holiday, this kind of income will be deferred...
…
Ma Yunhua's passionate speech ignited the hearts of countless ordinary people.
They looked at Ma Yunhua's glory and majesty, and felt excited and excited!
Driven by curiosity.
They clicked on [Yu Li Bao].
[Yu Li Bao] has a very low threshold, and its advantages of being able to buy it for 1 yuan, withdrawing it at any time, and spending directly with Yu'e Bao are very attractive.
Then, they saw that the annual interest rate is 6.8%, 10,000 yuan per day is 1.8 yuan, and the interest for 7 days is 12.6 yuan. For the same 10,000 yuan, deposited in the bank for 7 days' notice deposit, the interest for 1 day is only 0.375 yuan, for a total of 7 days 2.625 yuan, the interest on a 7-day notice deposit is less than a fraction of that of [Yu Li Bao].
Compared with other financial products on the market, it is more efficient, more convenient and clearer!
The key is, daily returns are shown every day!
Seeing such high annual interest rates and daily returns is hard not to be tempted.
but……
At first, users were wary of [Yu Li Bao].
I don’t dare to save a lot of money, I only dare to save a few hundred, or maybe a few thousand to try it out...
But gradually, when people around me recognized [Yu Libao] more and more, saw their daily income rising, and saw wealth rising visibly to the naked eye, finally, some people began to be unable to resist the temptation and started to start making money in units of tens of thousands. live……
…………………………
December is the busiest month for Zheng Huateng.
There are meetings almost every day.
The live broadcast of [YK Video] and the linkage with [Paipai Mall] also take into account industrial data such as [WeChat].
[Tengji Technology] has gone through ten years of ups and downs from the beginning of the millennium to the present, and in these ten years of ups and downs, he has never been as busy as in 2011.
These days……
They have meetings every day.
The content studied in meetings every day is none other than Zhang Sheng.
From the beginning of December to today, Zhang Sheng clearly remembers what he ate, drank, and did every day, who he met, and what he did.
Not only do they keep an eye on Zhang Sheng every day, they also keep a record of what Zhang Sheng's companies are doing every day, and they hold meetings at the slightest sign of something unusual.
"Zhang Sheng collected 1.5 billion yuan, and 750 million yuan was called to CCTV on the spot. He became the first customer of CCTV who paid the full amount before the Spring Festival Gala even started..."
"Using the Spring Festival Gala advertisement to make money seems to be Zhang Sheng's purpose of buying out the Spring Festival Gala advertisement..."
"No, this time Zhang Sheng's Spring Festival Gala will definitely have a big move, and we have been keeping an eye on the Spring Festival Gala... The only thing that makes me feel strange is that after December, Zhang Sheng has separated from the Spring Festival Gala's directing team and stayed in bed all day. In Yanshihua..."
"We investigated Zhang Sheng's path during this period. During this period, he never left Yanshihua, nor participated in the choreography or production of the Spring Festival Gala. He was so quiet that it was incredible. I always felt that this was Zhang Sheng's trick. , but according to reports from some of Yan Shihua’s friends, Zhang Sheng is either in the classroom, the library, the cafeteria or the dormitory..."
"At the end of December 2010, Zhang Sheng paid a bonus to all employees in the company. However, this year, Zhang Sheng's finance department does not seem to have this intention..."
"..."
"However, Zhang Sheng's total turnover of all industries this year has exceeded 10 billion, or even higher. As for profit, it is difficult to calculate now, but it is unlikely to be much different... He has a complete set of internal circulation industries Chain, this kind of industrial chain can avoid the consumption of middlemen and maximize profits..."
"..."
In the conference room.
Countless information about Zhang Sheng kept passing before his eyes.
Zheng Huateng looked at Zhang Sheng's whereabouts. He didn't know that it was because he had been attacked by Zhang Sheng so many times in the past year. Zheng Huateng already felt like he was surrounded by soldiers.
He always felt that Zhang Sheng would stay in a certain corner, and then suddenly give him a hard blow!
This guy always keeps an eye on the lower third lane and makes sneak attacks many times. Other than that, he seems to have no other moves...
However, he really couldn't figure out what Zhang Sheng was going to do. He couldn't figure it out. He really couldn't figure it out. Could this guy really be studying?
Or are you secretly taking the test for some certificate?
The more you can't guess, the more mysterious you feel the other person is, and the more mysterious you feel the other person is, the more uneasy you feel.
In this emotional distress...
Zheng Huateng ignored Ma Yunhua for a while.
In the early morning of December 8th.
Zheng Huateng was still busy in the conference room, staring at Zhang Sheng's every move, thinking about where this guy was going to take action.
but……
Just at this time.
[WeChat] Department Zhang Xiaoqiang ran in in a hurry, with a solemn look on his face and even a somewhat panicked tone!
"Mr. Zheng, the financial market may change this year!"
"..."
Zheng Huateng put Zhang Sheng's information aside.
Then, I saw Zhang Xiaoqiang handed over a piece of data about [Yu Libao].
Zheng Huateng was calm at first, but as he looked down, his expression became more serious. When he read the data of [Yu Libao] for a week, his heart trembled violently.
[Yu Li Bao] has only been online for one week, and the number of users has soared to one million!
He realized that a word [the era of Internet financial management] has arrived.
"Mr. Zheng, the payment system launched by our [Qgou] has not been rolled out in a real sense yet, and the enthusiasm of users is still not high. Maybe we really need to shift all our strategic focus to [WeChat] !”
"Mr. Zheng! We can't keep staring at Zhang Sheng while Ma Yunhua steals our home! Zhang Sheng's [WeChat] is certainly scary, but it can't decide the fate of life and death yet, but Ma Yunhua's payment system..."
"..."
In the office.
Zhang Xiaoqiang's voice became louder and louder.
Zheng Huateng did not respond, but frowned tightly.
The battle between [WeChat] and [WeChat] caused the growth rate of [WeChat] to gradually slow down...
They once shifted their strategic focus to [Qgou] payment, but because the Qgou business was too bloated, the payment was not paved at all. Now it is stuck in the middle, and some are neither up to nor down...
These days, whether it is the integration of [YK Live Broadcast] and [Paipai Mall], or the expansion of other businesses such as games, they all serve his payment...
"Mr. Zhang, how many users does [WeChat] have now?"
"110 million!"
"There are still not enough users...not ideal!"
Zheng Huateng's brows deepened and he shook his head.
Zhang Sheng’s [WeChat] was like a needle stuck in his heart, it hurt and he couldn’t pull it out!
"Mr. Zheng, how about..."
"Learn from [Zhilibao]?"
"Yes! Why don't we use [WeChat] to launch a financial management system, and our interest rates can be higher!"
"Will it cost a lot of money?"
"Mr. Zheng, we don't have to spend a penny. We can use deposits to finance loans, and then use loan interest to finance deposit interest. Let's be one step ahead and release the lending system!" Zhang Xiaoqiang's eyes turned slightly red and he stared at Zheng Huateng closely. .
“Do you want to do Internet finance?”
"Yes! I asked the higher-ups what they meant. The higher-ups meant to encourage the development of various possibilities on the Internet, but in principle, they do not support anything... The higher-ups are also watching!"
"..." Zheng Huateng remained silent.
But Zhang Xiaoqiang added another sentence: "Mr. Zheng, if Lao Ma swallows the payment cake completely, we will have no chance again. Our [WeChat] living space will be further compressed. If we cannot truly If users monetize, then we can only achieve nothing, and we will be completely eliminated in the next era, Mr. Zheng!"
"The financial management system can be considered, but lending... is a little too sensitive, so we have to wait a moment!"
"..."
…………………………
When a trend swept across China.
So……
Everyone will tremble for it.
[Zhilibao] is the big killer weapon that Ma Yunhua has accumulated over the years and has been hiding until now!
Obviously, the power of this mass murder weapon is simply terrifying!
December.
【Yu Libao】Shocking online!
On the day of launch, Xu Xiao, the person in charge of [Sun Hung Fund], revealed that [On the day of Yu Li Bao’s trial operation, the entire website crashed on the spot due to too much traffic, but it was later restored]
The users brought by Yulibao far exceeded everyone’s expectations.
[Yu Li Bao] has been online for 6 days, and the number of users has exceeded one million!
After that, there were 140,000 new users every day!
[Yu Libao] has been online for 18 days, and its users have exceeded the total number of customers of the top 10 domestic monetary funds with the largest number of users in 2011!
【Yu Li Bao】20 days after it was launched, the number of users exceeded 2 million!
The scale of deposits far exceeds 10 billion, with an average of 5,000 yuan per capita.
When one item of data was released, the entire Chinese financial market was shocked!
December 20th.
Ma Yunhua received a piece of news from overseas!
The world's six largest contractors were shocked that Ma Yunhua's [Zhilibao] had such a great influence in China. At the same time, Ma Yunhua also received countless applause and flowers.
[Taozhu.com] Things about listing...
Finally, at noon on the 20th, the agreement was officially finalized.
this day……
For Ma Yunhua, it was exciting.
But then she heard a piece of news that made Ma Yunhua's expression slightly stagnant, as if she had eaten shit.
"[WeChat] has also launched the payment system, and [WeChat Financial Management] has also launched. The other party cooperates with [Xinhong Fund] and [Huangcheng Fund]... except for the name, everything is copied from us!"
"..."
After Ma Yunhua listened, he asked again: "Where is Zhang Sheng?"
"Zhang Sheng avoided the battle..."
"Avoiding the war? Oh, avoiding the war now? It's too late!"
Ma Yunhua's expression turned grim!
Then he narrowed his eyes.
"The listing issue has been resolved, now it's time to free up and deal with this troublemaker!"
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