Chongzhen Undergraduates

When you have a loan, you will think about producing goods. If you have a lot of goods, you will naturally think about finding a way out. Is there still a long way to go?

This is called the way of business, and it is definitely not the official way of the Ming Dynasty that is only for officials, transporting grain, and transporting troops.

Chapter 424: Education Reform

It takes time to bring goods from all over the world to Nanjing, but the temptation is great enough to deposit money in the bank and pay interest.

Before Zhu Youjian gave the same order to the Jiangbei army, many rich people had the idea of ​​asking their relatives who were soldiers to save money.It's all right now, there is no need to be a soldier anymore, ordinary people can also lend money to the bank, but the interest is still a little lower than that of soldiers.

But safe!After all, it is saved under my own name.

In May, Zhu Yujian couldn't bear it anymore, so he went directly to find Zhu Youjian.

"Your Majesty, this won't work. We paid tens of thousands of yuan in interest for nothing this month, and we only earned less than a few thousand yuan in interest. If this continues, our bank will lose several 10 silver dollars a year."

"How much is the loss?" Zhu Youjian asked.

"It's more than 5 yuan a month, and it's increasing every day. Now it can increase by 1000 million yuan a month, and I can't bear it anymore." Zhu Yujian said with a bitter face.

"Too little, that is to say, your current deposits are less than 5000 million yuan, which is really too little." Zhu Youjian was embarrassed to say that the interest on deposits is only a little over [-]% a year.

Just like that, the rich locals in Ming Dynasty were going crazy.Zhu Youjian felt ashamed. It would take decades for people with deposits to double.If this is placed in any commodity society, it is not worth mentioning, and selling a few commodities casually is more than that profitable.

"But our bank doesn't have anyone to lend money to. If we can't receive a loan, what do we get and pay depositors interest?"

"Don't worry, after a while, the lender will break through the iron gate of your bank."

Although what Zhu Youjian said was convincing, Zhu Yujian didn't believe it.In the traditional Chinese Confucian concept, saving money to live is a virtue, and taking a loan is a prodigal.

"The emperor said that after a while, how long will it take?"

"When your deposit in the bank reaches [-] million yuan..."

"At that time, I must have been forced to jump into the river by the interest."

"Hahaha...you will have to worry about too few people depositing money by then."

How can five billion talents compare with what is to be compared with later generations, it is a drop in the bucket!

But it is difficult to change a concept after it has become deeply rooted in the hearts of the people. Sometimes it needs guidance, official promotion and publicity. , This is the power of public opinion.Some things are more credible when done officially, especially in the current Daming, with the power of great victory, it is easier for people's hearts to draw closer to the strong.

……

With the money, roads still need to be repaired no matter what. The emperor of Ming Dynasty had to cash in a little bit of the bullshit, otherwise it would be a joke.

The first official road officially planned by the imperial court is from Nanjing to Songjiang Prefecture, passing through Zhenjiang, Changzhou, Wuxi, Suzhou, Kunshan and Songjiang along the way.

But to build such a long road, Daming did not have the technical reserves, to be precise, he did not have the technology to build bridges and roads with new materials.

Architectural engineering technology is a university question, it cannot be done by simply recruiting a group of veterans, otherwise why so many architecture schools are needed.

Regardless of the fact that a so-called official road from Taiping Mansion to Nanjing has been built, in fact, it is just a layer of concrete poured on a flat road. Zhu Youjian estimates that this road can be used for at most 20 years.

Some people may have said that 20 years is not bad, but many roads in later generations will break down in ten years.That's because the current road is for horse-drawn carriages, and the road for future generations is for trucks.

Moreover, there are rivers and ditches everywhere in the south of the Yangtze River, which requires a lot of bridge construction. Bridges are a technical hurdle that must be passed in architecture.

As a result, in the southern suburbs of Nanjing, several colleges were formally established.Nanjing Academy of Medical Sciences, Nanjing Institute of Engineering, Nanjing Business School, Nanjing Institute of Shipbuilding, Nanjing Military Academy, Nanjing Institute of Chemical Engineering, Nanjing Official Training Center, Nanjing Institute, Nanjing Art Institute.In addition, there are some colleges that are in the process of preparation, and the conditions are not yet mature, such as agricultural colleges and teacher training colleges.

In addition to the ten colleges of the Institute of Technology, more than 50 majors have been officially established.Seventy percent of them were separated from Jiangjunshan and the Institute of Technology, and even brought some project teams into various schools.

At present, the main training goal of these schools is to train teachers and train teachers in various middle schools on a large scale.Moreover, it is a short training, half-year or one-year crash course.

For a time, the entire southern suburb was a huge construction site. Fortunately, the first batch of buildings for these schools were not concrete but row houses, otherwise it would be even more chaotic.

The first batch of students from all schools will be recruited across the country in August, and the Tiandihui will distribute leaflets even for the recruitment profiles in the north.As for how many people can be recruited, only God knows.

The standard of the entrance examination is really low, and even the level of teaching is not flattering, it is uneven.

If there are not a large number of middle school teachers to fill in the basic teaching, the subsequent talent training will not be able to keep up, and then all the colleges will have no source of students to recruit.

The main courses of each college at this stage are the courses of basic subjects, with some enlightenment teaching of classified subjects.This is also tantamount to digging a hole. If someone is really interested in a certain subject, he may continue to take the new admissions exam with his students.

This is Zhu Youjian's emergency strategy. If he does not do this, he will not be able to gather the talents needed by schools everywhere.

But the beginning is difficult, and Zhu Youjian didn't expect to be in place in one step. If these schools can sort out a clue within ten years, Zhu Youjian should be very popular.

Education itself is a long-term investment process, and Zhu Youjian is now planning to tighten his belt to run education.

To put it bluntly, except for some necessary military operations and profitable business promotion, Zhu Youjian never thought of doing anything else within ten years, because it would be a waste to do so.

Moreover, these early graduates will not be able to obtain a formal graduation certificate at all. If they want to continue their studies in this major after they reach the teaching position, they must persist in studying.Those who can keep up can stay, and those who can't keep up with the rhythm may be replaced by others soon.

Because Zhu Youjian set an employment system for all schools, which has been established as the most standard education system from the beginning.

As for the students who want to meet the standards of undergraduates, they are still far away.

Zhu Youjian estimates that there are no more than 1000 people in the science and engineering talent pool of the entire Ming Dynasty who can meet this standard.If you take the test according to the requirements of the college, there are tens of thousands, and there are many more arts than science and engineering.

The problem is that Zhu Youjian’s monthly salary for liberal arts is only half of that for science and engineering, which directly caused a large number of poor students in Nanjing to eat steamed buns and start reading elementary school textbooks again, planning to take the entrance examinations of various colleges.

"Let the bank issue a notice that all students who pass the entrance examination of science and engineering colleges can apply for a low-interest loan. If the students successfully complete their studies, they will be repaid monthly after graduation, and the interest will be waived.

In addition, let the Ministry of Rites issue an official document, granting high scholarships to outstanding students in each period, the maximum amount is equivalent to half a year's salary for teaching.In addition, if some students are able to graduate early, they can apply directly to the school, and rewards will be given to the colleges that graduate early.For students with significant research achievements, they will be directly admitted as teaching staff.All students who complete the course will be directly assigned to the position of teachers. "

Zhu Youjian didn't believe it anymore, the introduction of a series of preferential policies could not stimulate the nerves of scholars.The current Ming Dynasty is really short of teachers of basic subjects.

Moreover, in the current Ming Dynasty, the notification system in each county has been abolished, all the benefits of the imperial examination have been abolished, and all finances have been tilted to the new schools.

This kind of influence is too great, many people began to have some secret resistance, and some people began to talk about Confucius again.

"Your Majesty, there are people from Qufu."

Zhu Youjian was taken aback for a moment, he was really flattering, and he was thick-skinned.

"Let them go to the temple tomorrow morning."

Chapter 425: All Saints Are on the Same Stage

Kong Yanzhi was so lucky that he was supposed to die in 1647, but he lived until 1648 and even came to Nanjing in person.

Confucian scholars all over Nanjing city went to greet them, as if they had met a popular little fresh meat, and they couldn't wait to kneel down and lick them.It is rare for the head of the Kong family to come to court in person.

However, Emperor Ming didn't say anything at all.Not only is there no etiquette for going out of the city to greet them, there is not even any official expression.Except for Huang Daozhou, Shangshu of the Ministry of Rites, who visited in his personal capacity and said that he was also a Confucian scholar, the other officials did not have any attitude.

Li Yan went to the entrance of the inn where Kong Yanzhi was staying, but he took a large group of disabled and retired veterans with him. As soon as they appeared, the entire inn was run away by irrelevant personnel.Kong Yanzhi was so frightened that he didn't dare to go to the toilet for a long time, and he had to rely on the servant to serve him with a urinal during the day.

The newly appointed minister of the Ministry of War of the Ming Dynasty is versatile in both civil and military affairs, and is also the best friend of the emperor. It is said that he is also vicious and murderous without blinking an eye.Who can know such a character? And this person is precisely his big enemy that Kong Yan deserves to sin. Others don't know it, but Kong Yan knows it well.