Prosperous Tang Blood Blade

Li Jiancheng said: "It's the Bailan tribe of the Western Qiang. I just received news a few days ago that Ke Luozi, the chief of the Bailan tribe, requested to be attached. I can't make up my mind!"

Wei Zheng asked: "Your Highness, do you know why the Bailan Department requested to be attached? Is it because Tuyuhun launched a war against him, or because of a natural disaster?"

For the nomadic peoples in northern and northwest China, when they cannot survive, they usually choose to surrender.Anyway, what the Central Plains dynasty needed was a nominal surrender, and they still managed their own affairs in the tribe's internal affairs.Once you choose to surrender, you can openly ask the central court for money, food, and supplies.As long as they get through the difficulties, they will always raise the flag and rebel.For this routine, they have tried a hundred times without success, but unfortunately, they will always be deceived in all dynasties.

Li Jiancheng nodded and said: "Tubo's national power is rising now, and it wants to conquer Tuyuhun in the east. A cow and a sheep..."

There are more than [-] cattle and sheep. For a huge tribe like the Turks, it is not a drop in the bucket.However, for a small tribe like the Bailan tribe with less than [-] households and [-] to [-] young and strong, having more than [-] cattle and sheep is almost a serious blow to their vitality.

According to Li Yuan's overjoyed temperament, he must have been attached to the Nabrandan tribe, but he established Mizhou Guizhou and worshiped its leader Ke Luozi as the governor of Guizhou.

However, Li Jiancheng felt that it was not easy.Datang is in constant trouble now, especially when the Turks are still gathering in Dingxiang, Li Jiancheng really doesn't want to accept the Bailan tribe and attract Tubo, a powerful enemy.However, once the Bailan tribe desperately needed Tang's support, Tang could not avoid it. I am afraid that in the future, it will not be so easy to subdue these remote tribes.

Although Wei Zheng could tell the difference between the Bailan Qiang tribe and the Tuyuhun Bailan tribe, he really had no other good way to deal with these minority affairs.

However, Wei Zheng remonstrated to Li Jiancheng: "His Royal Highness, if this matter is difficult to decide, why don't you ask Concubine Chen?"

"Chen Consort? I didn't hear that Chen Ying was familiar with the affairs of the Bailan and Qiang tribe!" Li Jiancheng asked in confusion.

Wei Zheng smiled wryly and said, "How did Chen Consort know about the neighboring lands of the Di clan? He also didn't understand the Turkic people, but once he used Chen Concubine, he would definitely think of a suitable solution."

Li Jiancheng nodded and said, "That's great!"

……

When Li Xiuning and Chen Ying arrived in Qinglin, it was almost noon, and it was the time of the day when the heat was the highest. Because the weather was too hot, Li Xiuning and Chen Ying were not in the mood to eat. They were in the indoor swimming pool of Chenjiabao. , After taking a cold shower, Li Xiuning yawned profusely.

Chen Ying was not as lucky as Li Xiuning, because Ma Zhou came to report to Chen Ying.

Chen Ying was satisfied with Ma Zhou's working ability.Chen Ying did not engage in financial work in later generations, and actually only had a half-knowledge of the management and operation processes of banks and the financial system.However, Ma Zhou was so smart that he quickly developed a completely immature idea put forward by Chen Ying into an executable plan.

Among them, Ma Zhou contributed the most.

In order to reward Ma Zhou, a great hero of the Chen family, Chen Ying personally turned a pot of millet, red dates and hawthorn porridge into ice paste like a magic trick.Seeing this scene, Ma Zhou was astonished.

Chen Ying enjoyed this kind of feeling very much, using the knowledge of later generations to subdue Ma Zhou's feelings.After all, Ma Zhou was not an ordinary person, he was the first civilian prime minister of the Tang Dynasty.Before Ma Zhou, the chancellor was the exclusive property of the aristocratic family, and even if it was again, he was born as a humble scholar, not a commoner like Ma Zhou.

When Ma Zhou first came into contact with the bank industry, he was also very puzzled why Chen Ying fixed the interest rate at [-] percent. You must know that at this time, there is almost no interest rate below [-] percent.By doing this, Chen Ying is actually setting up countless enemies. All the rich and powerful families in the world who lend usury will regard Chen Ying as a life and death crisis. After all, cutting off one's wealth is like killing one's parents.

But Chen Ying's explanation made Ma Zhoumao suddenly enlightened.Chen Ying told Ma Zhou that he was not short of money, so he didn't care much about how much money the bank could make.

Chen Ying's real purpose is to master Datang's money-printing machine so that the whole country can enjoy the risks brought by paper money.However, Chen Ying also knew that if he took too long a step, it would be easy to get caught.Therefore, we have to eat food bite by bite, and we have to walk step by step on the road.

In ancient times, it was too difficult to master anti-counterfeiting technology. Chen Ying didn't dare to print banknotes openly. With Chen Ying's [-]% interest to attract loans, he has become the public enemy of the world.It's just because Chen Ying's head is thick enough and his background is strong enough that no one dares to touch his cheese.

However, once Chen Ying prints banknotes and puts them on the market, other rich families and aristocratic families will definitely spare no effort to manufacture counterfeit currency, which will cost Chen Ying his fortune.

Watching Ma Zhou holding a box carefully and gently placing it in front of Chen Ying.Chen Ying opened the box and saw that it was a new paper made of high-quality birch and silk. This paper was three times thicker than ordinary rice paper, and it had a silky texture to the touch. The banknotes known as Feiqian have a denomination of more than [-] guan.Chen Ying stroked the "notes" with dozens of seals printed on them lightly and said, "Ma Zhou, what kind of anti-counterfeiting technology do you use?"

Looking at the Feiqian made by engraving and printing, although it adopts patterns in four basic colors of red, yellow, green, and blue, Chen Ying knows that if forgery is used, Chen Ying is fully confident that within a month , Trial-produce flying money banknotes that are enough to be fake.

Ma Zhou smiled and said, "My lord, if you take a closer look, you will definitely find something."

Chen Ying looked at the face value of this piece as high as [-] guan. After a long time, Chen Ying said curiously: "Heavenly Stems and Earthly Branches? No, no, this method is really clumsy."

Chapter 36 Am I a poor person? (two more)

Chapter 36 Am I a poor person?

After being reminded by Ma Zhou, Chen Ying discovered that on every ten thousand guan banknote, there are heavenly stems and earthly branches printed on it.

The so-called Heavenly Stems are Nails, B, C, D, E, Ji, G, Xin, Ren, and Gui; Earthly Branches refer to Zi, Chou, Yin, Mao, Chen, Si, and Wu; Composed of sixty basic units, the ancients used this as the serial number of the year, month, day, and hour, called the "Ganzhi Jifa", and it was mainly used for timing.The twelve zodiac signs are used to record the year.

Chen Ying shook his head again and again and said: "No, no, it's too simple for you to do this. I only need to deposit [-] guan in the bank and get three [-] guan banknotes, and I can calculate that the secret code you made is Yes, if you want to imitate this kind of flying money, I'm afraid you can do it in less than a month.

Since the emergence of currency, counterfeit currency crimes have also emerged.In the era of metal currency, the method of imitation was nothing more than adding cheap metals such as lead and tin to precious metals such as gold, silver and copper, so as to reap huge profits.For example, five baht coins have been popular for more than [-] years in Chinese history. Until the fourth year of Wude, Li Yuan cast "Kaiyuan Tongbao" to abolish five baht coins. It is the coin with the largest number of castings and the longest circulation time in Chinese history.

However, there are a lot of bad coins in the five baht coins, some of which are extremely light, less than two grams, which is half as light as the five baht coins, and the ratio of copper to lead is five to five, or even four to six. Copper coins will break if you break them lightly.Relatively speaking, it is not easy to spend counterfeit copper coins. After all, the fake coins are realistic and heavy, and the profit is too low.

However, the flying money made by Chen Ying is different.150 guan, once the fraud is successful, it will be equivalent to a year's gross income of Wanqing's fertile land.Or equivalent to the value of [-] cows, such a huge profit is enough to drive countless people crazy.

Marx has a famous saying in the book "Das Kapital": "If there is a 10% profit, it is guaranteed to be used everywhere; if there is a 20% profit, it will be active; if there is a 50% profit, it will take risks; for If there is 100% profit, it dares to trample on all human laws; if there is 300% profit, it dares to commit any crime, even the danger of hanging its head.”

Making ten thousand denominations of flying money, the profit in it is more than ten thousand times.In fact, the production of such a piece of flying money, plus the initial investment in research and development and improvement of papermaking technology, is only two or three pennies on average, and the profit is more than 3000 times, which is much higher than the profit of drug trafficking.

The only way to deal with this crime at the time was to intimidate the counterfeiters by using severe penalties when discovered.Paper money is easier to counterfeit.After the French Revolution, bonds secured by confiscated ecclesiastical estates were issued as substitute notes.The British government once counterfeited this currency in order to destroy the French economy (while stipulating that private counterfeiting of French banknotes would be punishable by death).

It was also one of the first economic warfare.During World War II, Germany used to counterfeit British and American banknotes in large numbers in concentration camps.There are also numerous records of counterfeiting banknotes by private individuals or criminal organizations.

Even if you think about it differently, if someone manufactures this kind of flying money, Chen Ying will spare no effort to develop this kind of flying money. The profit in it is far more than he makes from making armor and smelting steel. Besides, nothing can be more profitable than this.

Originally, Chen Ying had printed banknotes once, in four denominations: one guan, two guan, five guan and ten guan. The method is to give loans to poor people in Henan Province, but these people are unwilling to believe that such a thin piece of paper can represent ten or five coins. After they get the banknotes, they spend them quickly and never put them in their hands. .

Because the credit system of banknotes was not successfully established, the last promotion can be said to have failed.After learning from the previous failure, Ma Zhou decided to start slowly from big to small.

Ma Zhou explained with a smile: "The use of Feiqian also has a set of passwords. Only when the password is correct and Feiqian is correct, can the cash be withdrawn. Moreover, it takes a month for the cash deposited in the bank to be released." It can be accessed remotely."

Hearing this, Chen Ying heaved a sigh of relief.This is equivalent to the deposit book of later generations. You can't withdraw money just by taking the passbook to the bank, and you must cooperate with the password.Such a password is in the hands of the bank and the user. Once the password is not matched, the bank will not pay or deposit.In order to avoid the occurrence of fraud.

There is no way to share all the news in a month's time.

Of course, the biggest difference between a bank and a bank is that a bank can prosper the market economy, but a bank does not have this function, and is just a tool for private profit.

Although the user is cumbersome and the storage is inconvenient.However, considering that in this era, ten thousand consistent users can be provided, and they will definitely not be ordinary people. Chen Ying still agreed with Ma Zhou's method.

Technologies such as special paper, offset printing, watermarks, magnetic inks, metal security threads, ultraviolet fluorescent marks, color-changing inks, front and back printing, etc., in Chen Ying's era, there is no way to use them. Just think about it.

Using this primitive anti-counterfeiting mark, due to its low efficiency, certainly cannot be compared with the real convenient and fast banking system. The key is that Chen Ying doesn't understand it either.

Chen Ying thought for a while and said: "For the time being, we can only use this method to deal with it. In the future, we will definitely change it. Inside our bank system, we must pay attention to cultivating talents. The business of the bank will be spread all over the country, and it is likely to be opened all over the world!"

In Chen Ying's mind, the whole world will recognize the banknotes issued by Datang Tongli Bank in the future. Even if Chen Ying does not become an official, he can become the world's top richest man.Even if you find an island, or an undeveloped continent, you can completely close the door and be your own king.

However, just think about it.

Ma Zhou said: "My lord, then our mansion needs to buy more people, preferably boys aged seven or eight or eleven or twelve years old. Boys at this age have not yet opened their minds. They are like a piece of white paper. After three to five years of training, you can stand alone, although the investment is higher, you can use it with confidence in the future."

Chen Ying is a modern person, and he has a concept in his heart that he cannot shake.Everyone is equal, of course this equality is only relative, Chen Ying really does not want to be a slave owner.Chen Ying shook his head and said: "It's fine to buy people. The Chen family does not raise slaves. The artisans in various workshops or the maids and servants in the mansion are all employed. As long as they don't want to work, they can leave."

Ma Zhou smiled bitterly and said, "My lord, there are too many secrets in our bank. Right now, our bank has absorbed a lot of deposits. If we continue to develop at this rate, it is expected to break through 200 million by the end of the year. Don't talk about secrets. Once His Majesty the Emperor knows that there is so much money in our bank, I am afraid that His Majesty the Emperor will not be able to sleep."

Ma Zhou's words are not without reason.

Chen Ying is not ignorant of the financial difficulties of the Li Tang court.

Li Yuan is now tearing down the east wall to make up for the west. He just filled this hole, and another new hole will appear soon. If he knows that Chen Ying has so much money, no matter who the money is, it is completely okay for Li Yuan. borrow.The key is that Qianzhuang, that is, the bank of later generations, has too many loopholes. If there is collusion between inside and outside, Chen Ying can be sold, and Chen Ying will count the money for others.

Thinking of this, a light flashed in Chen Ying's head.