Prosperous Tang Blood Blade

For the details of the grain market war, Xu Jingzong was also the executor.

He knew very well that as long as the money was borrowed, those grain merchants would not be able to repay it even if they went bankrupt.

Xu Jingzong said hesitantly: "However, with such a large-scale bad debt, it may be difficult for Tongli Bank to turn around!"

PS: I went to practice the car today, I will come back later, and the update will be later.Thank you very much for the reward of 2 points from Yuehuangtai, and congratulations to Yuehuangtang for becoming the fourth hall master of this book.Today, we will add the Grandmaster Ruthless and Ruthless Chapter [-] and the Yuehuangtang, which can be postponed.

Chapter 12 Shangshu Zuo Pushe should be replaced (add 2 for Grandmaster Ruthless)

Chapter 12 Shangshu Zuo Pushe should be replaced

The main coin of the Tang Dynasty was still five baht. However, due to the rise of commerce in this era, especially large-scale transactions became more and more widespread. With the development of four years, more and more common people or gentry were willing to accept money transactions. According to the previous transactions , involving thousands of coins, only ten thousand copper coins will require more than 7 catties, which is equivalent to 35 tons.

If a four-wheeled carriage with a load of five thousand catties is used, a full twelve carriages are required.Just like buying rice now, a stone of grain is as high as [-] yuan, and the weight of the money is as much as five catties.

Xu Jingzong is very clear about the accounts of Datang Tongli Bank.Don't look at him as Bibu Langzhong in the imperial court now, but he is the first deputy general manager after Ma Zhou.He is very clear about how much deposits Datang Tongli Bank has. According to the statistics at the end of the sixth year of Wude, Datang Tongli Bank has a total of 870 million deposits, of which about 600 million loans have been borrowed.

Now the grain merchants in Guanzhong can lend more than one million guan at one time, so the deposit of Tongli Bank is only more than one million guan. Although more than 100 million guan sounds like a lot, it can be divided up. If it is less than [-] coins, once it cannot be exchanged with merchants or aristocratic families who own money at any time, it is easy to cause a run.

The survival of a bank is fundamentally based on credit. Once Datang Tongli Bank loses credit, it may go bankrupt at any time.This is a question that Xu Jingzong is very worried about.

When hearing Xu Jingzong's worries, Chen Ying smiled disapprovingly and said: "Jingzong, your worries are unfounded. Guanzhong grain merchants have too many pledged shops. When the time comes, they will not be able to pay back the money." For loans, according to the contract, Datang Tongli Bank will publicly auction all the shops, real estate, fields, minerals, etc. they pledged. You must know that these resources are high-quality resources, such as the Jiangnan family, the Hebei family, and the Bashu and Liaodong families. We are worrying that there will be no chance to buy real estate in Guanzhong, but now we have such a good opportunity, we can turn these properties into living money in time!"

Following Chen Ying's explanation, Xu Jingzong suddenly became enlightened.

What Chen Ying said is true, like the long-declined Langya Wang family, Chenjun Xie family, Hanoi Sima family, Luoyang Chen family, Yingchuan Chen family, Anding Liang family, Nanyang Deng family, Beidi Fu family, etc. The aristocratic families of the Three Kingdoms and Jin Dynasties had already lost their excitement in the Tang Dynasty.

However, it does not mean that they are unwilling to rise again.The key point is that in order to rise, it needs to be close to the political center or economic center, which is why Beijing, Shanghai and Guangzhou have become a concentration of talents in later generations.Because the closer you are to the political center, the more opportunities you have.

However, the aristocratic families and clans in any region have one thing in common that is extremely xenophobic.Under normal circumstances, it is actually very difficult for aristocratic families from other places to enter Guanzhong, let alone buy land and real estate in Guanzhong.The land in Guanzhong is limited, they will only rotate among the aristocratic families in Guanzhong, and will not easily sell it to the aristocratic families outside Guanzhong.

Of course, Chen Ying used this opportunity to shuffle the cards of the Guanzhong family, creating a catfish effect.Only when a large number of catfish flooded into Guanzhong, the stagnant water in Guanzhong would instantly come alive.

Instead of standing on the opposite side of Li Jiancheng as they are now, fighting openly and secretly with Li Jiancheng, wasting all the main resources and strength in internal fighting.

Xu Jingzong thought for a while and said: "Since the master thinks that the loan can be granted, let's start a meeting with them!"

Chen Ying nodded and said: "However, the valuation of the pledge must be severely suppressed, especially houses and shops. For shops worth [-] guan, the maximum loan can be [-] guan!"

Chen Ying silently calculated that if he owns all the shops, he can become a well-deserved half of Chang'an City, because this time the pledge, only the shops accounted for more than [-]% of the total number of shops in Chang'an.

Once such a large-scale public auction occurs, the supply of shop prices will exceed demand, and then fall.

Xu Jingzong thought that Chen Ying would kill him ruthlessly, but he never thought that Chen Ying would be so ruthless.

In fact, Chen Ying was kind enough to the profiteers who shorted the grain market.After all, they all use the lives of the people in Guanzhong as game chips.

After Xu Jingzong left, Chen Ying also left the study.

The eldest grandson Wugou looked at Chen Ying's messy dossiers, documents, and some account books, and collected them together.Suddenly, an account book fell to the ground, and the eldest grandson Wugou picked it up.

Just when she was about to put it back in place, she suddenly found that the above accounts were vaguely incorrect.

Changsun Wugou lit the candle, picked up a pen and began proofreading.

When the eldest grandson Wugou was Princess Qin, she liked to be good at managing money, but it was a pity that she met Chen Ying who was cheating, no matter how hard she tried, she still couldn't manage the Prince Qin's mansion well.

The eldest grandson Wugou checked an account book and found that it was already midnight.However, there were nearly four thousand errors and omissions in this account book.This made Changsun Wugou feel unbelievable, why didn't Chen Ying find out?

Immediately, she picked up another account book and proofread it.

……

In the early morning of the next day, Li Jiancheng, Wang Gui, Wei Zheng and others all dressed in casual clothes came to a porridge kitchen outside Chang'an City.

Wei Zheng explained to Li Jiancheng: "Your Majesty's benevolence, ministers and others have set up more than 370 porridge sheds in the counties of Guanzhong in the name of Your Majesty, and there are as many as [-] three in Chang'an City alone."

When Li Jiancheng looked at the people drinking porridge, he showed a look of difficulty swallowing, and frowned slightly. He pointed to the big iron pot and said, "Give me a bowl!"

When the responsible officer heard the word "Zhen", his face changed greatly with fright.

Wei Zheng shouted: "Hurry up!"

Li Jiancheng said angrily, "Quick!"

The little official had no choice but to direct the cook to serve Li Jiancheng a bowl of porridge.

Li Jiancheng didn't care about scalding his mouth, and just opened his mouth to drink.

However, when the porridge came into his mouth, Li Jiancheng almost spat it out. There was actually salt in the porridge, and it was so salty that his face twitched.

Li Jiancheng took a long time and took a lot of effort to swallow the porridge in his mouth, but he was not interested in taking a second sip.

Li Jiancheng was so angry that his face was livid, and he roared angrily: "What's going on?"

The little official didn't dare not answer, he said expectantly: "This is General Chen's order, add twenty catties of salt to each pot!"

Li Jiancheng looked at the big pot. At best, it contained about [-] catties of salt. Adding [-] catties of salt was almost equal to the salt content of seawater.No wonder it was too salty to swallow.

When Li Jiancheng heard that Chen Ying had ordered it, he immediately became angry.

Li Jiancheng looked at his followers and said, "Go and invite General Chen, I want to hear what he has to say!"

Li Jiancheng was really angry. The victims were pitiful enough. Chen Ying actually let them eat a lot of salt. Could it be that Chen Ying treated people like animals?

The retinue knights rode up to Chenjiabao on their horses, but when Chen Ying arrived at the porridge shed, Li Jiancheng was about to explode.

Li Jiancheng pointed at the common people who were eating porridge and said in pain, "General Chen, can you explain to me what's going on?"

Chen Ying bowed and said, "Report to Your Majesty, I am saving people!"

Hearing this, Li Jiancheng couldn't help showing a look of coldness on his face, but when he looked at Chen Ying, he felt a little unfriendly.

Li Jiancheng's eyes showed disappointment and despair.

Li Jiancheng is a grateful person. Of course, Chen Ying has helped him a lot in these years. The most important thing is that if Chen Ying did not turn the tide of Xuanwu Gate, he would definitely be tragic. Not only would he be forced out of Chang'an by Li Shimin, but he might even Become the second Yang Yong!

Of course, Chen Ying actually found out that these grain merchants did everything they could to get a seat in the Zhongguan Zhongliang Market.Because behind the grain merchants stood the aristocratic families in Guanzhong, and they had plenty of people. Therefore, almost one-third, or even nearly half, of the porridge sheds opened by the government were people sent by the grain merchants.

They dressed up as disaster victims and pretended to receive relief porridge.

The porridge distributed by the imperial court is limited, and if they eat more, the victims will eat less.

At the same time, grain merchants will intensify the consumption of grain in the hands of the government.

When Chen Ying discovered this problem, he immediately thought of the famous corrupt officials and gentry in later generations.Once Qianlong asked Heshen to be responsible for disaster relief, and Heshen asked people to add sand to the porridge.Many people scolded Heshen, thinking that Heshen was not only greedy, but also morally corrupt.However, Chen Ying knew that He Shen did this to save others.

Chen Ying always believes that human nature is evil, and greed and selfishness are human instincts.Once there is free porridge to eat, some people obviously have food at home, but they will squeeze their heads and compete with the victims for food.In addition, the people sent by the grain merchants, the real victims, could not eat the relief porridge distributed by the court.