Datang Fenghua Road

The emperor looked at Liu Hongji fiercely, and continued: "All shareholders who invested in shipbuilding earlier will enjoy the profit of ocean trade for life. If you invest again this time, it will be calculated separately, and the proportion will be higher than that of noble families and Confucian sects. So are you satisfied? When you are satisfied, just shut your mouth and slap your feet in the hall, are you mourning?"

Liu Hongji was stunned for a while, then reacted immediately, and said with a face full of joy: "Your Majesty means that it is also investing money, and we have a higher score than the aristocratic family and Confucianism?"

Li Shimin snorted softly and said, "And you can share profits for the rest of your life. Even if you don't invest any more money in the future, you can still get a share of ocean-going trade. This is a reward for the first group of people who invested in shipbuilding, and the people behind will no longer be able to. Enjoy this policy. If you want to share profits, you must invest money every time you go to sea..."

Liu Hongji suddenly opened his mouth and smiled contentedly.

The aristocratic family and the Confucian sect were somewhat dissatisfied, and could not help but retort: ​​"Your Majesty, it is also investing money, why are we inferior?"

Li Shimin's eyes widened, and he replied with a smile on his face: "The reason is very simple. They are not only my direct descendants, but also the first batch of investors. You are different. My temperament doesn't want to make you rich at all, it's not because the stinky boy has big ambitions and persuades me to share the benefits, I don't even give you a chance..."

"Okay, Your Majesty is right!"

Many officials of the family bowed their hands and no longer refuted this.

Li Shimin slowly raised another finger, and said with a fresh air: "Now I'll talk about the fifth thing, which is also the fifth sweet jujube thrown by my son."

Chapter 525 Mandatory, Royal Bank of Datang

All the ministers in the hall were suddenly refreshed, and everyone looked at the emperor eagerly.

Among the crowd, Li Ji watched with cold eyes, and a strange smile suddenly appeared on his face.

Li Jing next to him glanced at him, with the same mysterious smile on his face, and said softly: "His Royal Highness is really a good trick. It is better to say that he is throwing out dates than bones. Li Ji, look at the dispute between the aristocratic family and the Confucianism sect. Rob, don’t they look like those dogs on the street that snatch bones? His Highness said that he would not destroy the aristocratic Confucianism, but now this method is more ruthless than extermination. He uses bones to raise dogs..."

Li Ji let out a snort, and said with a smile: "If you don't tell me if you see through it, some officials will do it. Brother Yao, if you dare to spoil His Majesty's good deeds, don't blame the old man for beating people in court."

Li Jing rolled his eyes and said speechlessly: "Now Li Chengqian is hanging out with His Highness, no matter how stupid this old man is, he will not be able to see the market situation clearly. Speaking of which, you and I are still Marshals under King Zhao of the West Palace. Don't you think it makes a lot of sense that you didn't remove it for us?"

"The meaning is not deep, just understand it in your heart..." Li Ji said with his arms folded in his sleeves, hehe said, "Don't talk too much, just watch the show and watch the show."

Li Jing laughed and turned his attention to the court.

I saw Li Shimin sitting high on the dragon chair, and said leisurely: "The fifth thing is to open the Datang Royal Bank."

"Royal Bank, what is this?"

The aristocratic family and the Confucian officials in the hall were stunned, and they were dizzy again by the new words.

This time, Liu Hongji didn't dare to come out and object, and Li Xiaogong also stood in the courtroom obediently and closed his eyes.It's not that these old people don't know the huge profits of banks, but they all know that some benefits should not be taken by themselves.

At the beginning, Han Yue introduced the top ten industries, specifically talking about the significance and status of the banking industry. This is an industry that controls the country, and only the royal family can touch it.

Ordinary royals can't do it. It must be His Majesty the Emperor, the Empress, plus the Crown Prince and a few direct-line princes at most. Anyone else who dares to intervene is courting death.

Li Shimin glanced slightly at the main hall, and then said: "This Royal Bank is my son's most important strategic concept. He plans to build all the 360 towns in the twelve roads of the Tang Dynasty, [-] states, [-] counties, and even the [-] towns built later. Opening a bank branch. This matter will be listed as the top state affairs of our Tang Dynasty. No one is allowed to object and refute, only to accept and support, but anyone who opposes will be killed without mercy..."

"It turned out to be such a tyrannical decision?" The aristocratic family and the Confucian people looked at each other and heard from the emperor's tone that this banking industry was no trivial matter.

Some people came out to bow their hands and respectfully asked: "Your Majesty's dragon body is safe, I would like to venture to ask, what benefits does this banking industry have? Or what benefits does it have for us? Since His Highness wants to give us sweet dates , then the banking industry must at least let us see the benefits!"

"Of course there are benefits, and great benefits!" Li Shimin coughed lightly, as if he was reciting a sentence taught by someone, and said without rushing: "The banking industry is divided into two major businesses: deposits and lending. In the early stage, you need to accumulate money, but later you like it. Lending. So at the beginning of the development of the banking industry, there will be high interest rates for depositors…”

"High interest?" The minister's eyes lit up and he couldn't help but say, "How high is it?"

The emperor glanced at him, slowly stretched out three fingers, and said indifferently: "Keep it for three years, double it..."

hiss--

The minister gasped.

Everyone in the entire court hall also took a breath of air.

Li Shimin said leisurely: "In the future, the banking industry will be the mainstream of the country. In order to solve the difficulty at the beginning, I discussed with King Zhao of the Western Mansion and decided that anyone who wants to participate in ocean trade must deposit 50 yuan in the Royal Bank. You can understand it as compulsory participation. It can be understood as an expression of sincerity, in short, no deposit is allowed to participate in ocean trade, this is the first investment.”

"Isn't this just a certificate of honor?" His Highness Liu Hongji whispered and smiled: "His Highness is really bad, he took out the set of Wagangzhai."

Everyone glared at him, and they all disliked this guy for interrupting the emperor's speech.

Li Shimin glanced at him and knew that he was stupid, so he didn't get angry and scold him. The emperor continued: "After the bank is opened, the profits from ocean-going trade will also be deposited into it, and only those who have opened an account with the bank can receive the money. If this account has not been opened, then the profit will not be received."

Everyone gradually understood that this is to use all means, and we must ensure the success of the bank opening.

The person in the hall who is proficient in financial affairs pondered for a long time, and suddenly asked politely: "Your Majesty, this banking industry collects deposits for interest, and it will not be short every year for a long time? The minister always thinks that this is like tearing down the east wall to make up for the west wall. I don't know the bank. How to ensure that everyone's deposits are not depleted?"

Li Shimin twitched his face and said stiffly, "Your mind is too stupid, I can't explain this concept to you."

In fact, the emperor did not understand.

But although he didn't understand, he kept Han Yue's words in mind, and now he reassured everyone: "Don't worry about it, since the banking industry dares to open, it has the confidence and strength to open it. Let me tell you the truth. , Datang Royal Bank has a total of four major shareholders, the first shareholder is I and the queen, the second shareholder is my eldest son, the third shareholder is the treasury, and the fourth shareholder is the output of all the princes and princesses of the royal family. …”

"No, His Highness is actually the second shareholder, and his ranking is higher than the national treasury?"

Li Shimin twitched his face again, and snorted: "In order to seize the second shareholder, that brat took out the Northeast Jiapigou Gold Mine as a shareholding. You should have heard the name of that gold mine, which can produce gold in a year. Thousands of catties can be mined for 500 years..."

The emperor's words immediately caused a discussion in the hall.

"So that's how it is. It's amazing. It's amazing to take a gold mine as a shareholder. Not only does it produce thousands of catties of gold every year, but it has been mined for 500 years. This gold mine is indeed worth more than the Datang treasury!"

"Hey, the old man suddenly thought of something. His Highness is known as the God of Wealth in the world. As long as he does nothing without making money, this time he dares to take the gold mine as a stake. Does this mean that this bank is guaranteed to make a lot of money?"

"Earning is also earned by the royal family. Let's not even think about this business. Except for the royal family who can take charge, whoever dares to accuse and kill someone from outsiders..."

"Hey, you're right, that's what happened!"

"But then again, since the bank is backed by gold mines and the treasury, it's definitely not going to fail."

"It can't be poured, the old man has already decided that the 50 deposit will be taken out no matter how hard he bites his teeth. If he doesn't save the 50, he will not be able to participate in ocean-going trade."

"Tsk tsk tsk, His Highness is really a good trick, saying that it is to give everyone sweet dates, these two sweet dates are clearly intertwined."

"I don't know what the third sweet date is?"

Everyone turned their attention to Li Shimin on the dragon chair, expecting the emperor to say the last thing, the so-called third sweet date.

Chapter 526

Everyone looked at the emperor eagerly, wanting to hear what the emperor said about the last thing, but Li Shimin suddenly showed mystery and pride on his face, and he didn't know what to think of happy or proud, and suddenly he looked up to the sky and burst into laughter.

The civil and military affairs of the Manchu Dynasty were suddenly a little stunned by the emperor's smile.

"Pfft haha, stop talking, I, Li Shimin, accept the bride price!"

"Huh?" All the ministers were stunned.

Among them, Cheng Yaojin knew the emperor's temperament best, and he felt a faint sense of insecurity in his heart. This guy glanced around, hesitated for a long time, and finally probed carefully: "Your Majesty, this sixth thing is... ?"

"What's the sixth thing? It's obviously the third sweet date!" Li Shimin stared, then laughed maniacally again, pointing at the tip of his nose and saying, "I, Li Shimin, accept the gift!"