The weapon tycoon who traveled to Daqin

"I heard that the banks of the Qin State used to borrow money. When I was doing business in the State of Qin, I often borrowed money from the banks of the people of the State of Qin. Therefore, I knew this bank had thought of it. The banks of the State of Qin I still came to the bank of the ♀ noble, and after I entered, I dare not go again." Brother Chen said at this moment.

"Indeed." Brother Wang said.One Reading 1

"I went to the Noble Bank. After I entered, I heard that the interest rate was so high. I turned around and was about to leave. In the end, a few soldiers came over to watch me and not let me go." Brother Wang said.

"Every time I don't get a loan, I will not be allowed to go out. There is no other way, so I borrowed a sum of money. After I borrowed it, I wanted to pay it back immediately∵ to go out. What I didn't expect was that they insisted on paying it back after three days." Brother Wang Speaking of.

"In the end, I'll pay it back three days later. It cost me three gold at once." Brother Wang smiled wryly.

"Oh my god. What kind of business is it too fast? In just three days, you have to pay so much at once?" Brother Chen said indignantly.

"I can't help it. Who makes people noble and powerful. We are all common people, we don't have that." Brother Wang said.

When the two arrived at the gate of the bank, they discovered that there were a large number of people from Qin State at the gate of Qin State Bank.Qin State Bank’s interest rate is so low that Zhao State has never had before. In addition, Zhao State also had the influence of Qin State Bank’s existence before, which attracted some people from Zhao State who have funds to deposit money in Qin State Bank, because if they save money, they will There will be interest, unlike going to the noble bank of Zhao State and giving them interest♀, the people of Zhao State are naturally willing to do it.

"There are so many people? I don't know when you can enter at the top." Brother Wang dragged and said when he saw such a situation.

"Second Lord." At this moment, a man dressed as a clerk stepped forward and said to Brother Wang and Brother Chen.

"You are?" Brother Wang looked at him suspiciously.

"My lord, if you believe me, just listen to me." The boy said.

"We belong to Li's Xianyang Bank. Our bank is a joint venture with Qin Guo Bank. We can also provide loans that Qin Guo Bank can provide, and Qin Guo Bank's funds are also included. You can rest assured."Said the boy.

"Oh. There is such a thing, are you really conducting a joint venture with Qin Guo Bank?" Brother Wang asked.

"Yeah," said the guy.

"Okay. Let's go and have a look." Brother Wang said to Brother Chen.Brother Chen nodded ≮ the two of them went to Li's Xianyang Bank to have a look.Li's Xianyang Bank is a Qin State bank.The reason why the name of Qin State is used is because it can gain the trust of Zhao Guoren. If Zhao Guoren's own name is used, it may be difficult to obtain opportunities to absorb loans. However, 40.00% of the shares in this bank are Zhao Guoren's first bank was gathered by small businessmen, and in terms of funds, it was not the opponent of Qin's funds.In addition, Qin State contributed capital and technology, so Qin State holds 60.00% of the bank directly.

There are many such banks in Zhao Guo.However, most banks in Zhao State are directly controlled by Qin State, because Zhao State is extremely passive in terms of funds.

In the residence of Prime Minister Zhao Guo.

"At present, Qin State Bank has established a joint venture with our bank, and now there are more than 100 banks, half of which are in Handan." Li Mu said to his cabinet members.

"However, having a bank is not enough." Li Mu said.

"The funds of the banks in the Qin State are all lent out. To lend, there must be enterprises to enter. However, there are no such enterprises in Zhao State at present, and there are not a large number of enterprises attracting a large amount of funds." Li Mu said.

"If there are no projects and no factories to use these funds, I think no amount of bank funds will be useful." Li Mu stood up and walked back and forth.

"Prime Minister. It's just that there is no good project yet. Our people are all saving money, and there are very few people taking loans. Only some people who have gone to Qin to do business can borrow." The Minister of Economy said.

"If we borrow money, but what do we borrow money for?" said the Minister of Economy, waving his arms.

"Qin people have factories. Koreans also have factories. Logically speaking, our Zhao country also has factories. However, compared with Qin and South Korea, our factories are nothing at all. It can be said that our factories cannot be called factories. .” The Minister of Economy said in a difficult way.

"What you said is indeed reasonable." Li Mu said.

"Prime Minister, at present, I think the main problem is that we should build our own factories, but what kind of factories can Zhao Guo build? You know, Zhao Guo only has coal and iron ore mining. Besides these, We really don't know what to do," the economy minister said.

"Prime Minister, I remember that we signed a lot of agreements with the people of Qin, and the people of Qin promised to give us a lot of technology." The Minister of Finance said.

"Qin people's technology is not so easy to get." Li Mu said.

"I found out that there are several enterprises in Qin State who want to expand their production scale♀ These enterprises are mainly iron smelting and coking enterprises in Qin State." Li Mu thought for a while and said.

"These enterprises are dispensable to Qin State, but these enterprises are technologies that must be introduced to Zhao State. In the future, we will also introduce Qin State's steelmaking technology." Li Mu said to everyone.

"It's just that, as far as I know, people from the state of Qin have a very large proportion of technical shares. We can't do it without a company, and we can't do it just with funds." Li Mu said.

"Therefore, I think that after Zhao Guoren settles the funds, he should use the borrowed money on these factories." Li Mu said to everyone.For Li Mu's decision.Everyone is in favor, because this can solve the investment problem after Zhao Guo gets the funds. With such an investment, Zhao Guo can expand the source of tax revenue. It is not beneficial to Zhao Guo.

"However, our businessmen and investors still don't know what to do. Let's find a way to help them solve it." Li Mu continued walking back and forth.

"En." Everyone began to think about the problem.

"If they weren't guided, they wouldn't know what to do?" Li Mu said.

"Therefore, I have decided." Li Mu said.

"Give these enterprises tax-free privileges, one year, no. Give certain tax-free privileges within two years. Not only that, but we also need to give them a part of Qin's loans and give them certain tax-free privileges." Interest loan." Li Mu said.

Hear here.Everyone looked at me, I looked at you, they didn't expect Li Mu to have such a big hand.

"Prime Minister." The Minister of Finance said worriedly.Because in this way, within two years, their finances and taxes will be reduced a lot. For Zhao Guo, it is simply a disaster. How can the Minister of Finance in charge of finance ask without worry.

"If our finances are like this, we won't be able to make ends meet." The Minister of Finance looked at Li Mu and said.

1830 New Financial Services

“这样的担心是多余的。”李牧接着说到。</br></br>“我们的眼光应该加的长远。长远。只有长远≡国才能走出这样困境。”李牧对财政部长说到。</br></br>“但是，财政收入，财政支出怎么办？每年，我们都要向王上缴纳一定的税收金』有这些，我们。”财政部长为难的说到。</br></br>“我们不是还有其他的办法吗？”李牧说到。</br></br>“秦国人的税收就很低，为什么他们就能过来，我们就不能过来。”李牧坚决的说到。</br></br>“秦王可以自己经营有自己的事业。而我们的王上。”财政部长木然的说了这样一句。</br></br>“财政大部分的压力都集中在我们的身上，我们这样下去。恐怕也难以支撑下去。”财政部长担心的说到。财政部长说出了一个事实♀就是赵王和秦王之间的不同。</br></br>秦王一开始也需要国家财政，以及王室财产来进行弥补。但是，随着尚文的改革。秦王和国家收入之间的密切关系被割断了。秦王的收入主要来自秦王私人投资，以及资产管理所得。也就是说，秦王也需要自己投资项目，然后精心的经营获得自己的收入♀样一来秦王的收入和国家财政就算是正式的剥离。</br></br>但是，赵王的情况就不同了≡王的主要收入依然来自于传统项目，土地，不仅仅是这些问题，还有就是财政有很大的一部分的收入用于了赵王的个人开销。而这个开销因为没有很好的节制，导致这部分花销越来越大♀样一来，赵国的财政压力就非常的大。达到赵国财政只要稍微减税，或者是采取免税政策的话，就会导致赵国财政极为的困难。而财政部长摆出的就是这样一幅情况。</br></br>“这个我明白。”李牧对财政部长说到。李牧很清楚，财政部长说的问题，秦国的改革非常的成功。或许赵国可以参考秦国的办法来进行。但是≡王会答应吗？李牧的内心深处画出一个很大的问号。他不清楚赵王的态度如何，如果这件事情做下去的话，就会造成很大的影响。</br></br>“但是，丞相，解决这位问题很难。还有就是赵国的土地政策，大量的土地所有权在贵族手中，还有大量的矿产权利，如果不能很好的解决这部分问题的话，我想将来，我们的投资，可能会。”财政部长担心的说到。</br></br>“恩♀一系列的问题，真是难以解决啊。”李牧听到这里，觉得自己的头疼的很。不得不说，赵国的问题难以进行下去。李牧只能是硬撑着。</br></br>“如果赵国的这个情况给了秦国丞相如何？”李牧这个时候提出了这样一个</br></br>听到这里。所有人牧，因为这样的想法实在是太大胆了。尽管战国各国之间有互换丞相的做法，但是，尚文的作用对秦国来说十分的重要，赵国想，但是，秦国未必会这样做。</br></br>“行了。我也就是这样说说，赵国的局面有多复杂，你们都清楚。只是问题非常棘手。”李牧这样说到。</br></br>“至于解决资金，免税的问题。”李牧这个时候转过话题说到。</br></br>“我的解决办法就是发行债券，如果我们能够发行大量的债券，募集足够多的资金，那么，免税，就可以进行下去，而且，还有很多的项目就可以发展下去，就想秦国做的那样。”李牧说到。</br></br>“发行债券？”听到李牧解决的办法之后。众人纷纷你，我，他们没有想到李牧竟然会想到这样的办法。</br></br>“丞相♀样做，可以得到大量的资金，只是。”众人担心的说到。</br></br>“只是什么？”李牧问道。</br></br>“只是，这样能做到吗？”财政部长问道。财政部长比较关心这个问题，因为这直接关系到了赵国的财政收入。</br></br>“这个我明白，但是，秦国，赵国，韩国已经结成了同盟。联盟的关系，秦国不可能放下赵国。我已经把这个问题递交给了秦国方面，用不了多久，这个问题就能解决了。”李牧严肃的说到。</br></br>秦国咸阳。</br></br>“赵国是左一份电报∫一份电报的发。”尚文对蒙毅说到。</br></br>“说的什么？”这个时候蒙毅问道。</br></br>“债券，他们消发行债券募集他们的资金，这样他们就能解决财政问题〃过金融的手段来解决他们的财政问题。李牧想要减免一些税收，以便引进大量的技术，同时能够让赵国有新的发展。”尚文对李牧说到。</br></br>“李牧的想法是好的。”蒙毅说到。</br></br>“只是，我们的金融市呈金毕竟也有限度，当前没有很好的资金进入的话，这对我们来说，就是一种折磨。要知道，资本市场持续不断的削减资金的话，他们也就难以发挥作用了。”蒙毅担心的对尚文说到。</br></br>“你说的对。”尚文点头说到。</br></br>“所以，我们需要引进大量的资金参与到秦国的金融建设当中来。”尚文对蒙毅说到。</br></br>“金融建设？”蒙毅文问道。</br></br>“是不是，要建设金融中心的事情。”蒙毅接着问道。</br></br>“是。”尚文点点头。</br></br>“从当前的情况来尚文接着说到。</br></br>“各国都有这样那样的难题。”尚文说到。</br></br>“当前，赵国有发行债券的需要。不仅仅是赵国，还有韩国，同时，还有大量燕国，齐国，魏国楚国等等♀些国家都需要发行债券来解决债券问题。”尚文说到。</br></br>“但是，有一个问题，我想说明一下，如果我们成为对方债权的所有者。他们不还钱的话，我们该怎么解决？”蒙毅问道。</br></br>“国家。还有信用问题。”尚文说到。</br></br>“这样。”蒙毅说到。</br></br>“如果是这样话，将来就对秦国的统一越来越有利了。但是，有一个问题。”蒙毅说到。</br></br>“秦国目前的资本市场，恐怕放不下这么多的债券。”蒙毅说到。</br></br>“而且，当前交流的货币依然是黄金。”蒙毅说到。</br></br>“恩。”尚文点点头。</br></br>“建设金融中心不是那么容易的。”尚文说到。</br></br>“不过，接下来，民主党的宣传重点就是金融中心建设上了。不过在之前我们要解决意见事情。”尚文说到。</br></br>“只是，在之前，我们要解决一件事情，就是资金的来源问题，要知道，当前秦国需要大量的资金活跃秦国的金融市场。”尚文说到。</br></br>尚文很清楚，金融发展对经济的促进作用有多大。</br></br>“当前大量的资金，以及固定资产都在贵族手中。他们有黄金。”尚文说到。</br></br>“而我们有纸币，目前发行纸币的国家只有两个，其余的国家都是使用金属货币。”尚文说到。</br></br>“这样一来，交易的汇兑，各种中心的交流就在我们这里。那么，大量的资金，越是开发，越是密集的在我们这里交易起来。”尚文说到。</br></br>“秦国的金融中心已经确定了。”蒙毅说到。</br></br>“但资金问题很难解决。要知道，这非常的棘手。贵族手中有大量的固定资产，金属货币相对的有。而目前有金属货币的地方，只有我们秦国，还有齐国。”蒙毅说到。</br></br>“恩。”尚文点点头。</br></br>“解决这个问题的办法，就只有想办法让各国参与进来。”尚文说到。</br></br>“而且这也是解决各国贵族问题的办法。”尚文接着对蒙毅说到。</br></br>“解决各国贵族问题？”蒙毅觉得尚文说话有些问题。</br></br>“对，我们的金融机构还有一些问题，当前，我们的金融机构只有银行，信托，投资银行，而对于吸收更多的有存款以外的东西，秦国却没有，也就是说，我们的金融服务，还是不够好。”尚文说到。</br></br>“还有什么？”蒙毅问道。</br></br>“我们的金融机构可以像银行吸收一定的风险资金，然后用于投资交易，这样就会有大量的资金进入秦国。”尚文说到。</br></br>“大量的资金进入，莫非，我们要和那些贵族进行交易？”蒙毅问道。</br></br>“是的。”尚文说到。</br></br>“他们手中有资金，而且有固定资产，只要我们想办法解决这些问题，就可以了。”尚文说到。</br></br>“恩♀倒是一个办法，这样的话，我们仅仅在金融收益上，就能扩大秦国的财政收入。”蒙毅想了想说到。</br></br>“这是一个好事，我们应该扩大，但是，这些业务怎么做？”蒙毅问道。</br></br>“成立基金，专门的风险投资公司，这样他们就能参与市场，不仅仅是这些，我们将通过这些公司，允许大量的资金涌入秦国♀样的话，我们的事情就很容易解决了。”尚文说到。</br></br>“这是一个好办法。”蒙毅说到。</br></br>“不过，我们首先要做好我们金融机构的工作，因为只有他们才能做下去，而我们能够做的事情还很少。”尚文说到。</br></br>“恩。不过，这是秦国咸阳的金融中心的想法，的确可以这样做，另外还能带动很多的事业发展，必须信息通信。”蒙毅说到。

1831 Established a factory in Weiguo

"We should do something," Shang Wen said.

"What?" Meng Yi asked.

"We should draft a document on how to develop financial institutions and services. This document is not an order, but an idea." Shang Wen said.

"How?" Meng Yi asked.

"It seems that I have to draft this document, and we can only do this." Shang Wen said.

"I'm done writing, I'll report to King Qin." Meng Yi said to Shang Wen.

"En." Shangwen nodded.

"How to write, I still have to think about it." Shang Wen said.

"Okay. Think about it slowly." Meng Yi said to Shang Wen.Shangwen nodded and began to enter into deep thought.

Qin’s financial services must be upgraded. This upgrade comes from the fact that Qin’s financial services cannot serve Qin or a certain region, because with the expansion of trade, Qin’s financial services will not be limited to a certain region .Expanding the region, expanding the flow of funds, and expanding the source of funds have become the goals of Qin's next financial reform.

Only when these funds are intensively gathered in Qin, the financial center, can the issue of bonds issued by various countries be solved. Qin alone is obviously not enough.

In addition to these issues, there is also an exchange rate issue.In essence, it is a currency issue.

At present, countries mainly use gold. In fact, this is the original gold standard system. Shang Wen originally thought that Qin could promote its own banknotes, but banknotes encountered great challenges.In fact, gold is still the main currency in circulation.However, with the strengthening of trade, people's demand for currency, especially gold demand, is increasing.This stimulated the development of mining.Especially the development of gold mining.However, while exploring for gold, other mining industries in Qin State were also developing.

However, gold mining still occupies a certain important position.Currently Qin and South Korea use paper money, but Korea is not much better off for the simple reason that paper money becomes a risk when all countries use gold.

But the benefits of using paper money are clear.Shangwen does not want Qin to become a country that uses gold as a hard currency. This is a retrogression in history.Shangwen stood up and thought.Shang Wen was at a loss as to how to draft such a document, because there were still many things to consider.And Shang Wen knows most about finance.Or know something.How about it?Shangwen himself didn't know.

Wei State Refugee Camp.