"However, if we cannot maintain the liquidity of funds, we will have a shortage of bank funds. Now the deposit reserve is so low." Xiao He said with some concern.

"At the moment, there is no need to worry about this. In the long run, Qin needs a lot of investment, and the funds will maintain a high liquidity." Ying Yu said.

"En." Xiao He didn't know why Ying Yu said that.But he felt that Ying Yu had his own ideas in thinking this way.

In fact, Ying Yu knew what Shang Wen would think.Because Shangwen had initially mentioned his thoughts, based on these thoughts, Ying Yu had a reasonable inference.Whether this inference holds true or not.Ying Yu can only master it by practice.

In the residence of Prime Minister Qin.

"It seems that our public opinion is relatively pessimistic." Shang Wen said.

"The funds in the market will be exhausted little by little," Meng Yi said.Meng Yi said what he said in the newspaper.Because the newspapers have analyzed Qin's stock market in this way, if this is the case, Qin will need a lot of capital injection.

"En." Shangwen nodded.

"The government needs a lot of funds, and we need to do a lot of projects." Shang Wen said.

"But we lack funds." Meng Yi said.

"Well, there are only two solutions at present." Shangwen thought for a while and said.

"The two methods?" Meng Yi asked.

"The first to increase the funds of the nobles to enter Qin." Meng Yi said.

"Yes." Shangwen nodded.

"What's the other way?" Meng Yi asked.

Shang Wen looked at Meng Yi with a smile.Meng Yi thinks Shang Wen is very strange.I don't know what Shang Wen wants to say.

"Issue more banknotes." Shang Wen said.

"What?" Meng Yi looked at Shang Wen in surprise, he never thought that Shang Wen would think of such a way.

"Issuing banknotes can solve this problem. This is not equivalent to printing a large number of banknotes by Qin." Meng Yi said.

"There is only one way." Shang Wen said.

"Okay." Meng Yi nodded.For Shang Wen's proposal, Meng Yi accepted it, not because Meng Yi was forced to accept it, but because it was already like this.King Qin is very clear about the benefits of banknotes, and Meng Yi is very clear that the Qin government is equivalent to mastering the money-making machine.

The reason why Shangwen thought of such a method was because the Qin government used it in the same way in a helpless situation last time.This time Qin State needs a lot of funds.At the same time, the market also needs a large amount of banknotes to flood the market.

"However, the purpose of our doing this is to make our banknotes the main currency in circulation. At present, the currency used is still gold and silver. The status of gold and silver cannot be shaken. Although Qin has a large amount of gold and silver, but in the noble There is still a considerable part of the gold and silver in their hands." Shang Wen said.

"The way to build a financial center is to disperse a large amount of Qin's currency and become the main currency in circulation in various countries." Shang Wen said.

"Well, it seems that the financial center is of great significance." Meng Yi thought at this time.

"Yes." Shangwen nodded.

The reason why Shangwen did not draw up a report immediately was that Shangwen thought of a problem, that is, the issue of currency. When dealing with financial issues, currency issues must be involved.The advantage of banknotes is that they are easy to reproduce.Gold and silver are largely limited to mining.If gold and silver were used for trade in Qin State, a large amount of gold and silver currency would be needed.

And it is such an advantage.Shang Wencai emphasized the use of banknotes from the very beginning.All countries use metal currency.Qin used banknotes to dominate the entire capital market.

Shangwen thought about this and felt that this is what Qin should do now.

"Let's go, we may be entering the palace." Shang Wen said to Meng Yi.

"What do you mean?" Meng Yi asked.

"Enter the palace to explain the importance of Qin's current financial center." Shang Wen said.

"Now?" Meng Yi looked at Shang Wen excitedly.Under normal circumstances, Shangwen would not take the initiative to enter the palace, because entering the palace requires a lot of strategies.Shangwen's strategies are sometimes rare, so he won't say too much.

But now, Shang Wen took the initiative to go, which made Meng Yi feel that Shang Wen came up with a good idea.

"Yes, we may have to enter to explain some things." Shangwen got up and said.

"En." Meng Yi nodded.

In a side hall of the Xianyang Palace of Qin State.No one around, this is a state of high alert.

"The widows have heard before that the Prime Minister wants to establish a financial center, why? Has the Prime Minister come up with it?" King Qin said to Shang Wen with a smile.King Qin, Meng Yi, and Shang Wen sat in the side hall and talked.King Qin personally poured tea for Shang Wen and Meng Yi, and such treatment made Meng Yi feel very excited.Meng Yi almost knocked down the teacup.

"Well, a little bit." Shang Wen replied.

"Your Majesty, I would like to ask a question." Shang Wen continued.

"What question?" King Qin asked with interest.

"What kind of purpose does Qin State want to achieve?" Shang Wen asked.

"Purpose? What kind of purpose?" King Qin felt that Shang Wen didn't understand the question at all.

"Oh. The king made atonement. I didn't speak clearly." At this moment, Shang Wen realized that King Qin might not understand what he said.

"It's all right. What kind of questions does the Prime Minister want to ask?"King Qin asked.

"The problem I'm thinking about is that the current state of Qin wants to achieve logistics in the world. All countries may have to build railways in the future, so that from the state of Qin, they can reach all parts of the country." Shang Wen said.

"On the other hand." Shang Wen said.

"Qin also wants to achieve another goal." Shang Wen said.

"What is the purpose? Currency. At present, a considerable part of the Qin language has been popularized, and there is still a considerable part of the Qin currency. However, the currency has not reached the status of replacing metal currency after all." Shang Wen said.

"En." King Qin nodded.Acknowledge what Shang Wen said is a fact.

"Then, the purpose of building a financial center is to achieve the purpose of collecting funds in Qin State for distribution. And this distribution process requires Qin State's banknotes to dominate, which is the purpose of Qin State's unified weights and measures." Shang Wen said.

King Qin didn't speak when he heard this.What is the purpose of Qin's unification.This made King Qin rethink the issue.Qin can achieve such a goal through military conquest, but can this achieve its real goal?Obviously an article on the show.

Although conquest by force can unify weights and measures, unify writing, and unify some things.but.Is this true unity?Although Shangwen's method seems troublesome, it is the root of the real solution to the problem.

"The widow understands what you mean." King Qin said at this time.

"If Qin State wants to achieve this goal, it has to promote Qin State's currency. The current currency is relatively chaotic, and the financial market also needs a lot of funds to participate in Qin State, especially at present, Qin State's financial market continues to provide sufficient The funds need to be supplemented. This requires Qin to issue more banknotes, but this is not enough. Qin also needs to convert banknotes into metal currency, so that we can solve many problems and solve the problems of nobles." Shang Wen said .

"Then, now we have to return to the financial issue." King Qin said.

"Yes, Your Majesty, Qin's current financial means are relatively simple." Shang Wen said.

"Qin's financial institutions only issue loans, and then settle Qin's bonds," Shang Wen said.

"In this way, Qin's financial institutions can only serve Qin alone, but cannot provide more services to other countries. If other countries issue bonds, it will be difficult for our country to provide such services, or , it is very difficult for us to solve this matter." Shangwen said.

"You mean to say." King Qin asked Shang Wen at this time.

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