Reborn Financial Overlord

Shen Jiannan and his group walked into the lobby and immediately caught the attention of the bank's duty manager, Johnny Pete.

The necklace on the female partner's neck is probably worth hundreds of thousands of dollars, and the custom Rolex on the wrist that is occasionally exposed is probably worth hundreds of thousands of dollars.

This is a big client.

According to the image and temperament of Zhao Shenjiannan and his group, Pete immediately divided the customer levels in his heart.

This is the unspoken rule of all banks.

Because, no matter how loyal a customer is to the bank, if he is a poor ghost, it is impossible to bring any profit to the bank, but if he is a super potential customer, he can compare with hundreds of thousands of customers if he drops a hair at random.

Perhaps, they are in a good mood to buy an insurance by chance, or maybe they just open a bank account to save money when they are in a mood.

All the most wonderful things.

Just like a conditioned reflex, before Shen Jiannan and his group entered the front desk of the bank, Johnny Pete walked over quickly.

"Hello sir, I'm Johnny Pete, lobby manager of Bank of Merrill Lynch. May I help you?"

Pete's posture was very low, he leaned towards Shen Jiannan with one hand on his chest, and performed the butler's etiquette.

This is the law of survival in the banking industry.

Intimate butler-style one-stop service, in addition to the most respectful and considerate service, even super VIP customers can enjoy additional free services of the bank.

Make an appointment with the top private doctors in the United States, jump into the highest-level wards, provide helicopter transfers, schedule the most intense flights, and even protect the mercenary lineup.

Only unexpected, not impossible.

Regarding Johnny Pete's attitude, Shen Jiannan will naturally not feel flattered. This guy knows very well that in the United States, as long as there is money, all these bankers in front of you are grandchildren, but when you go bankrupt, the best friendship boat, then It means turning it over.

"Hi, Mr. Pete, I need to buy treasury bonds, I wonder if you can help me."

The national debt in the United States is naturally the U.S. national debt.

It refers to the national bonds issued by the U.S. Treasury Department on behalf of the federal government. In layman's terms, it refers to the bonds issued by the U.S. government with national credit.

Since the issuer of national debt is the U.S. government, it has the highest credit and is recognized as the safest investment tool.According to different issuance methods, U.S. treasury bonds can be divided into three types: certificate treasury bonds, physical bond treasury bonds and book-entry treasury bonds.

It is considered to be the most stable and reliable bond due to its high security and strong liquidity.

Therefore, it is also known as "Golden Edge Securities".

According to different repayment periods, treasury bonds can be classified into fixed-term treasury bonds and irregular treasury bonds.

Term treasury bonds: Refers to the treasury bonds issued by the state with strict regulations on the repayment of principal and interest.Term treasury bonds can be divided into short-term treasury bonds, medium-term treasury bonds and long-term treasury bonds according to the length of repayment period.

This short-term to long-term, generally between one year and 30 years.

In investing, risk and return are often relative.

Since national debt is known as the most reliable investment tool, it means that its returns are not too high.

Under normal circumstances, the interest rate of the 30-year U.S. Treasury bond is basically about [-]%, the yield of the [-]-year U.S. Treasury bond is currently around [-]%, and the yield of the five-year Treasury bond is about [-]%.

What Shen Jiannan wanted to buy this time was the unregistered [-]-year treasury bond.

With the proceeds of national debt, Capital One certainly doesn't need it.However, there is a characteristic of U.S. treasury bonds, which are very liquid, and governments of all countries will buy them.

Internationally, it is equivalent in value to the US dollar.

In addition, national debt has stable income, so generally if you need cash urgently, you can almost mortgage the national debt to the equivalent of the local currency.Because treasury bonds are bonds issued by the U.S. federal government, as long as the U.S. government exists, it must be redeemed with the promised income with interest after maturity.

Default, in the history of the United States, other debts may be at risk, but there has never been a default on national debt.

This is the only reason why Shen Jiannan bought US treasury bonds.

The collapse of the Soviet Union is imminent. To maximize the benefits, it is natural to acquire a large number of various junk companies in the privatization process of the Soviet Union. However, if you want to acquire those companies, you need a lot of rubles to buy stocks in people's hands.

This is a contradictory structure.

The ruble will collapse, and there will be absolutely no suspense. If the US dollar is directly injected into the Soviet Union, it will be exchanged for a pile of waste paper.

But if you hold a large amount of U.S. treasury bonds, you can arbitrarily mortgage them into the local currency of other countries in any country.In addition to preventing exchange rate risks, there will also be certain profits, and it can be sold in the market at any time.

Buy treasury bonds.

Johnny Pete was overjoyed.

Due to the war against Iraq, the U.S. government ran into a deficit. In order to make up for the financial pressure, the Treasury Department issued a large-scale treasury bond three months ago.

Every bank has a certain sales quota. As one of the largest investment banks and securities companies in the United States, Merrill Lynch naturally has a certain quota.

However, Pete was not surprised.

The annual issuance of U.S. Treasury bonds is about $5000 billion.

Basically, there are national debt issuances every week, construction bonds, war bonds, and various national debts. The largest buyers of these national debts are US institutional investors, US banks, and US individual investors. This part probably accounts for US debt issuance. The amount is about forty.

In addition, they are all sold to governments or investors from all over the world.

Because in addition to stable income, national debt is also a good tax avoidance tool.In order to encourage investors to subscribe for treasury bonds, the U.S. government stipulates that the interest income from purchasing treasury bonds can be reduced or exempted from income tax.

This is undoubtedly very attractive for the income from marketable securities that must be included in the investor's total income and paid income tax.

In addition, American residents are very investment conscious. Almost every day, customers will come to the bank to buy treasury bonds.

In the sales of national debt, more than 60.00% of the national debt was bought by the Japanese. It can be said that Neon is the largest bond holder and the largest creditor in the United States.

With an oriental face, extraordinary temperament and wealth, Johnny Pete immediately confirmed Shen Jiannan's identity.

This is an uncle from Japan.

"Sir. Please follow me to the highest VIP room on the second floor, and we will have the most professional staff to handle it for you."

After confirming Shen Jiannan's rating, Johnny Pete's service immediately rose to the highest level.Not groveling, but definitely the best service.

This is the purpose of the US banking industry, the customer is God.

Soon, led by Johnny Pete, the group arrived at the VIP room on the second floor.

Fortunately, it is the VIP room of Bank of Merrill Lynch.

The magnificent hall is full of luxury, the silverware is shining, the walls are hung with exquisite famous paintings, and when the soft carpet is walked, no sound can be heard.

Four blond girls and a man in a suit were wearing professional suits, and immediately bowed to welcome them after they entered.

The smile on the face is like a devout messenger, welcoming God to the world.

No.

more devout than God.

"Dear Sir and Madam, your coffee."

The two of them had just taken their seats when a female bank employee brought two cups of fragrant coffee with a smile on a tray.

The coffee was smoky and full of aroma.

After putting the coffee on the table, the blond female staff member bowed and left with a smile.That kind of humility and obedience makes people feel natural and comfortable from the bottom of their hearts.

Picking up the coffee and stirring it, Shen Jiannan tasted it.

Original coffee, very mellow.

Thinking about the service attitude of banks in other regions, Shen Jiannan couldn't help but slapped his mouth.

No wonder it was able to bring down the major banks of the Soviet Union.

With this kind of service attitude, even without adding interest, the banks in the Soviet Union were also defeated by the service.

One is to treat the grandson with a cold eye, and the other is to treat God with the same meticulousness. Even a fool knows which one to choose.

"Sir, there are 30-year, [-]-year and [-]-year treasury bonds at present. From the perspective of investment income, we recommend you to buy [-]-year treasury bonds. I don't know if you are satisfied."

"OK. Just what I want."

"I don't know how many ten-year treasury bonds you need to buy. I'm going to prepare the procedure for you now."

Shen Jiannan smiled, and stretched out a finger silently.

a finger.

Johnny Pete tried his best.

"100?"

Shen Jiannan shook his head.

Oh my God!

Johnny Pete exclaimed in his heart, his eyes wide open filled with disbelief.

"1000?"

"No, one hundred million... dollars."

Chapter 19 The Power of Wealth

What is happiness?

For a foodie, being able to eat all kinds of delicacies is happiness; for car lovers, having a luxury car is happiness; for a woman who likes brand bags, having a well-known leather bag is happiness; for For a man who likes beautiful women, having a beautiful woman with him day and night is happiness...

All of the above happiness can be packaged if you have the money.

60.00% of U.S. national debt is purchased by Neon, and when major consortiums or companies of Neon purchase national debt, they often purchase millions of dollars.

Johnny Pete used his best guessing limit to dare to guess 1000 million US dollars. This figure was calculated based on the image of Shen Jiannan and his party and according to the top-level algorithm that the Japanese always spend money like water.

And for the total sales of 1000 million US dollars, he can get one-thousandth of the performance commission.

That's $[-].

rare?

No, many, very many.

Affected by the 87 financial crisis, the economic environment in the United States has been very bad in recent years.

In 1990, the total GDP was 8000 trillion U.S. dollars, the per capita GDP was 1991 U.S. dollars, and the per capita annual income was 0.23 U.S. dollars. But in the first half of [-], the U.S. economic growth turned negative in history, with an increase of [-] , the gross national product remained stagnant, and the per capita income decreased slightly.

Real estate companies are struggling to survive, financial institutions are also worried, and the unemployment rate has remained high.Every time an increase in the number of people receiving unemployment benefits is announced, it will trigger a wave of market decline.

A bear market is always the worst.

Although Bank of Merrill Lynch was relatively more stable, ten thousand dollars was still a lot of money.

It is equal to the money that an ordinary American can't save in one year or even two or three years under normal circumstances.

One hundred million dollars, Johnny Pete didn't even dare to think about it.

[-]/[-] commission, up to [-] US dollars.

You can buy a Ferrari sports car, you can buy two Mercedes-Benz BMWs for home use, you can buy a luxury villa, and you can also buy a Ford car.

Oh my God!

Happiness came too suddenly, so suddenly that it was unreal.

Johnny Pete was absent-minded for a moment, wriggling his throat and looked at Shen Jiannan.

One hundred million... dollars!

He wondered if he had heard it wrong.

"My lord, do you mean to buy $[-] million in treasury bonds?"

In order to confirm whether he had auditory hallucinations, Johnny Pete had to confirm again.

Even if he knew it was rude.

But with a figure of [-] million US dollars, he can't care about so much anymore.

You know, even on Wall Street, there are not many institutions that can spend so much money to buy treasury bonds.

Except for the big hedge funds and banks, few people can spend so much money.

Even in the world, [-] million US dollars is not a small amount.

At least, as the lobby manager of Johnny Pete, he has never received this level of customers in Boston.

Under the wealth, Johnny Pete forgot the pride of being a white man, and there was a humility and submission in his tone that he didn't even realize.

Shen Jiannan raised his eyebrows helplessly.