Reborn Financial Overlord

Shen Jiannan coughed, and Robert John finally let go of Thomas Cook, whose body had already stiffened.

"Hi. Thomas, trust me, everything I say is true. You see, we need a loan, and the first bank we came to was Standard Chartered, and I convinced the boss to come here. Well, yes, we need a loan, Four hundred million pounds."

"..."

Chapter 89 Give me a leverage (additional updates for all book friends)

Four hundred million pounds.

Even though Thomas Cook was full of displeasure, his heart was still beating wildly with excitement at this number.

With so much money loaned out, the bonus that can be obtained will definitely be a huge sum.

Moreover, as the executive president of Standard Chartered Bank, he is very clear that the real value of the shares held by Capital One, as long as there is no problem with international reputation, then there is no possibility of overdue bad debts.

Is there any business with less risk than this?

No.

"John. Are you telling the truth?"

"Of course. The boss is also here for such a big event. Do you think I dare to joke? In addition, we also need to buy [-] million pounds of three-month treasury bonds."

Loan, buy treasury bonds?

What is this operation.

Thomas Cook was full of doubts and couldn't understand what the hell Shen Jiannan and his party were doing.

The long-term interest rate in the UK has not been high. Naturally, the yield on government bonds will not be very high. Buying government bonds with a loan will not only make you no money, but the return ratio is even worse than investing in other assets.

But what does that matter.

British government bonds are well-known gilt-edged bonds in the world. They are backed by the Ministry of Finance and there is no risk of overdue losses at all.

Investing cash in national bonds is even safer than depositing it in a bank.

If all customers borrow money to invest in national government bonds, then the bank will have no possibility of bad debts, and its own performance will not explode.

Happiness comes too suddenly.

Thomas Cook couldn't help twisting his face, trying his best to restrain the excitement.

"Thank you so much, Robert. I apologize for my previous attitude."

"Oh. Thomas, didn't I say that. I really didn't mean to blame you. If it weren't for you, I wouldn't know the boss, and I wouldn't be where I am today."

"..."

Banks are the ultimate institutions within the capital system.

As a bank, you can fool your customers with just your mouth, but you will never be fooled by your customers.

Soon, Thomas Cook suppressed the restlessness caused by excitement in his heart, and showed the professional qualities of a banker.

Shareholding verification, risk verification.

Soon, under the concerted action of all staff, Thomas Cook determined the risk rating of Capital One.

There is no risk at all.

The loan collateral is the shares of Standard Chartered Bank, 14.00% of the total share capital. Based on the current value of Standard Chartered, it is worth at least [-] million U.S. dollars, and the loan is [-] million pounds, which is completely within the bank's approved risk line.

What I bought was the national gilt bond, and the three-month bond will be redeemed at maturity, and there will be no loss at all, that is to say, there is no possibility of overdue at all.

Is there any reason not to borrow money?

This is simply sending it to your door to make money for yourself.

Thomas Cook's eyes became very strange, and he couldn't help but really believe that Robert John was thanking him.

Otherwise, for such a large amount of business, no matter which bank you go to, you will receive the most solemn treatment.

But also understandable.

As the major shareholder of the bank, the bank makes money and can naturally enjoy dividends.

He is really a capitalist who will not let go of any value.

As a result, there were no surprises.

It didn't take long for the bank to complete all the loan procedures.After [-] million pounds were transferred to Capital One's account, they directly bought another [-] million pounds of three-month unregistered short-term government bonds.

Expected earnings, [-] percent.

Not long after, Shen Jiannan and his group walked out of the bank with the certificates of treasury bonds they had obtained, and were escorted by Thomas Cook.

In the dark and shiny Rolls-Royce, Yulia Sidorov and Gina Kanowski were leaning together and drinking red wine. When Shen Jiannan got into the car, the two said excitedly.

"Honey. All right."

"of course."

"It was fantastic."

Holding the wine glasses, the two excitedly kissed Shen Jiannan's face.

With these [-] million pounds of British government bonds, everything will go very smoothly.

The car spoke silently and slowly.

Shen Jiannan sat between the two of them carelessly, wantonly enjoying the delicacy and lingering fragrance within reach.

"Now. It's up to you."

Three in the afternoon.

City of London, HSBC headquarters.

A tall Russian girl walked into the lobby of the bank with dizzying steps.

Her exquisite facial features are three-dimensional and clear, her fair skin is as bright as snow, and her bright red lips are extremely attractive, because she wears a pair of dark black sunglasses, which makes people want to explore.

It was Qina Kanowski who came to the bank to do business.

Heart of beauty in everyone.

The moment Qina walked into the hall of HSBC Bank, countless pairs of eyes cast their eyes on her.

The white location with overlapping peaks and a string of dreamy diamond necklaces make her as beautiful as a princess, and her breathtaking and flawless face makes some people feel like they have met love at first sight.

Love always has a magical power.

Someone couldn't sit still.

A handsome young man, with his blond hair brushed back, stepped out of the crowd.

"Hi, beauty, can I meet you?"

Qina Kanowski didn't stop walking, and she simply uttered a word.

"roll!"

"Beauty, you are so..."

What is the identity of Qina Kanowski? She is the daughter of the head of the Polar Bear Federal Security Agency, so how could she let others molested her.Before the handsome young man could finish his sentence, two short-haired female bodyguards in suits and leather shoes suddenly passed Qi Na, and stared coldly at Er Wu who dared to block the way.

The predecessor of the Polar Bear Federal Security Agency, but the KGB, the guards who followed Qi Na, who had a lot of lives on their hands.

A kind of cold fear made the blond boy tremble, as if he had encountered a natural enemy. As soon as he made eye contact with the two ordinary short-haired female bodyguards, he felt an extremely deep cold.

This was a very embarrassing thing, but the handsome blond boy simply raised his hand to show that he was not hostile, and kept backing away.

There was no way, he could clearly see that the female bodyguard's hands had already touched her waist, and she could think of what she was going to do with her butt.

Admit cowardly or say harsh words to save a little face for yourself?

It's not an option at all.

Because this is London, England.

Oldest capitalist country.

"Saury. Love Sory. Please forgive my faux pas."

"roll."

As if he had received an amnesty, the young man didn't dare to make any rebuttals, and walked out of the bank in disgrace.Even though he felt his face as if someone stepped on the ground and rubbed it.

The manager of the bank hall noticed the situation here, and trotted over quickly.

"My dear lady, I'm sorry to have caused you to be harassed. I'm Oliver Shackleton, the lobby manager of the bank. Is there anything I can do for you?"

"Oh. Hello, I am the director of Kamandi Investment Company. My company has encountered a little difficulty in turnover. I hope you can help me."

"My dear lady, please follow me."

"..."

Almost at the same time, Yulia Sidorov walked into the Bank of Scotland with four professional female bodyguards.

Her exquisite facial features, petite and exquisite figure, and luxurious and noble attire immediately attracted the attention of many people in the bank.

The bank hall manager didn't dare to delay, and walked over respectfully at the first moment.

"Hello, distinguished and beautiful lady. I am Nelson, the lobby manager. Is there anything I can do for you?"

"Hello. My company has encountered a little difficulty. I wonder if your bank can help me?"

"Miss, please follow me. We need to know the specific situation of your company."

Chapter 90 Leveraging One Trillion

Banks are the main body of the modern financial industry and the hub of the national economy.It is a financial institution that operates currency and credit business, and acts as a credit intermediary by adjusting the supply and demand of funds, handling currency deposits, loans and settlements.

Since the beginning of the 90s, the British economy has been in a continuous downturn. In order to stimulate the economy, the Bank of England has been trying its best to release currency reserves, hoping to stimulate inflation.

For commercial banking institutions, profit is one of the main purposes.

Modern commercial banks are basically joint-stock enterprises. The fundamental reason why bank promoters and shareholders invest in establishing commercial banks is that banking operations can bring them benefits.If the operation of a commercial bank fails to bring profits to the promoters and shareholders, or even causes them to lose money, then the shareholders will transfer funds to other banks and other financial institutions with relatively high profits or profits, or even invest in industrial and commercial enterprises.

Therefore, the ultimate goal of any commercial bank is to make profits.

The most common operating method of conventional commercial banks is to absorb deposits at low interest rates through bank reputation, and then lend to customers who need funds at high interest rates, so as to earn interest spreads.

On the principle of risk control, according to the proportion of risk, the guarantee mortgage assets provided by customers will determine the corresponding lending rate.

HSBC Bank Headquarters.

In the eyes of several senior bank managers, they all had the same look of doubt.

Kamandi Investment Company needs a loan of [-] million pounds, which is a big business.

However, the asset mortgage certificate provided by Kamandi is a bit too puzzling.

Not happy assets are too bad, but too good.National bonds worth [-] million pounds, guaranteed by the country's reputation, have no risk at all.

But the problem is that these bonds were purchased in the morning.

Is it stupid to buy bonds in the morning and borrow money in the afternoon?

Looking at the mountainous figure of Qina Kanowski, several people thought of an indescribable sentence at the same time.

"Honorable Ms. Kanowski. Of course, there is no problem with the national debt mortgage. There is no problem with the loan amount, but can you tell me what you are borrowing the funds for?"

Qina Kanowski put down the black coffee she was taking a sip of and said dissatisfiedly.

"Excuse me, can I interrupt?"

"..."

"Your coffee is really bad."

This is so special!

"Excuse me, my honorable lady, I am sorry for this."

"OK. I accept your apology. As for what the funds will be used for, I haven't figured it out yet, is there a problem? Well, maybe, I'll consider buying some shares in your bank, maybe, I'll buy in the eastern suburbs Several castle villas."

"..."