Reborn Financial Overlord

When Shen Jiannan heard this, he quit immediately, grabbed the orange juice in Lu Xinyue's hand and put it back in the refrigerator, looked at the drinks in the refrigerator, took out two bottles of drinks from it, and stuffed them into their hands without any explanation.

"These two are good, let's drink this."

Lu Xinyue rolled her eyes involuntarily, without him, the drinks in Shen Jiannan's hands were all bearing the Jiuding brand.

"What a profiteer, even exploiting himself."

----

Chapter 27 Totally Crooked

Shen Jiannan was not happy about being scolded as a profiteer.

"Xinyue, I think you are better than exploiting and squeezing. I just exploit myself for a little money, but you can even squeeze orange juice for yourself."

"..."

The Chinese culture is extensive and profound, and Lu Xinyue didn't understand what it meant for a while, but when she understood it, her face flushed instantly.

Surrounded by people, this bastard actually said that openly and let people live.Embarrassed and angry, Lu Xinyue's crescent moon formed almond eyes, and she couldn't help kicking people when she raised her foot, but unfortunately, Shen Jiannan was well prepared, grabbing a drink, laughing and running away.

"Sister Xinyue. What did the master just say?"

"What else can he say with his bad mouth. Leave him alone, I'll take you around our school."

"..."

Xuanwu Road is not far from Huahai University. The group of people divided into two ways and walked into the school campus respectively.

The luxuriant sycamores cover the sky and stand on both sides of the aisle, covering a large area of ​​shade in the hot summer. There are girls sitting on the bench under the shade with books in twos and threes reading, and some boys are wearing long hair. Fa hides in the shade holding a broken acoustic guitar, roaring self-indulgent music.

In a remote place, men and women who looked like couples leaned together, or lay on the bench, confided in each other or made some intimate movements, laughing and scolding made Shen Jiannan often feel unreal.

But after all, it is not the past. Having participated in proms and experienced girls from other schools coming to the door in the middle of the night to send warmth, this guy has realized that in this era of barbaric growth and just invaded by Western culture, the extreme manifestation of polarization is the real truth. 90s.

Some people worship the West as if they believe in God. Whether it is good or bad, there is no mistake.

Later, many people would feel extremely disgusted by the sweetness of the American air, but in such an era, there are many foreign students who transmit some values ​​of the true fragrance of American spring water.

Open-mindedness, open-mindedness, the impact of capital values ​​and universal values, under the impact of various Western cultures, make people lost and confused.

This is an era when dragons and snakes coexist. In this era, what he can do is really very limited.

Crossing the main road and bypassing several secluded corridors, Shen Jiannan walked unconsciously to the place where he used to attend classes.

Coincidentally.

Standing downstairs, you can see that there is a classroom of economics and finance, and a teacher is teaching something in the classroom. Looking from a distance, it seems to have a sense of familiarity.

With nothing else to do, Shen Jiannan stopped Tang Dunhou and his party who were following behind, and walked up to the teaching building alone.

"The different changes in equilibrium price and equilibrium quantity caused by changes in demand and supply are called the theorem of supply and demand in economics, so in theory, the relationship between supply and demand determines price changes."

"..."

"The price is determined by the value. The value is the basis of the price, and the price is the monetary expression of the value. When other conditions remain unchanged, the price is directly proportional to the value."

"For example, the price of currency is restricted by the amount of currency issued. If the amount of currency issued exceeds the amount of currency needed in circulation, it will cause paper money to depreciate and prices to rise, and vice versa."

On the podium, a young man who looked about 30 years old was holding a textbook and explaining the basic concepts of economy to the students.

That's right, around 30 years old.

Zhao Aihua, one of Shen Jiannan's former students, studied in high school for eight full years, and was 12 years younger than the youngest student in the class. Because of his age, some classmates jokingly called him Uncle Zhao.

The 30-year-old man has really matured. He is holding a textbook, wearing a neat Chinese tunic suit, with a [-]-point hair, and wearing black-rimmed glasses. Not to mention, compared to Shen Jiannan, Zhao Aihua, who looks mature, is more like a teacher.

"The same is true in commodity resources. For example, when a certain material is scarce in the market, its price will rise if factors such as policy interference are excluded. And vice versa, when a certain material is flooded in the market , its price will fall because supply exceeds demand.”

"..."

"The value of commodities is based on social productivity, cost, ..."

"..."

Listening to Zhao Aihua talking to the students on the stage with the textbook, Shen Jiannan was both regretful and relieved.

From an economic and financial point of view, classical economic theory has long since been eliminated and outdated, and it is no longer the relationship between supply and demand that dominates the prices of global bulk resources.Once, the international oil price soared from 70 US dollars to 140 US dollars, while oil production and consumption were basically flat, and there were even inventories.

At that time, the international community asked OPEC to increase production to curb the rise in oil prices, but OPEC said that it was not necessary.

Many people think that OPEC is unwilling to increase production for profit, but many people don’t know that OPEC is also helpless, because the pricing power of oil is actually not OPEC itself, but capital.In the later disaster, although the demand for oil was indeed greatly affected, the ability to kill the price of crude oil to the horizon and then to the [-]th floor of hell has already surpassed the theory of classical economics.

But these, after all, are all later things.

Shen Jiannan sometimes thought that if the economic theory and logic he described on a whim affected the variable relationship of this era, God knows what kind of impact it would have.

Although, with the development of the capital market and the increase in the liquidity of the financial market, in the long-term market pricing and capital-driven monopoly, the influence of supply and demand on prices has become smaller and smaller.It has become rights pricing, capital pricing, and finally supply and demand pricing, but the economic theory that has surpassed the times for 30 years can easily become something like a monster in this era.

Just like talking about the equality of all people in socialism in the feudal era, it will not only be regarded as a different kind, but also be regarded as an enemy by all class levels.

Going beyond can be both progress and disaster.

On the podium, Zhao Aihua held the textbook in his hand and talked freely, with a refined demeanor and a relaxed expression on his face, he was quite a scholar, and it was completely impossible to tell that he was actually still in the internship period.

Soon, after finishing what was going to be said, Zhao Aihua closed the textbook and cleared his throat.

"Although the relationship between supply and demand determines the value factor is a basic concept in economics, I think this set of theoretical logic is too rigid, and an important link is missing in the theorem."

"Neon, I think everyone knows that because of the scarcity of land resources, wars were launched against our country. The big reason is that the land is barren and the stable environment is very precious. This logical relationship is also the biggest reason for the rise of Neon in the past ten years. But I think anyone who knows Neon knows that at the beginning of last year, rigid demand in the Japanese market suddenly collapsed, and real estate prices fell by 80.00% in four months after the bank stopped lending.”

"Has anyone ever heard of this?"

"Mr. Zhao, I have heard that my cousin is doing business in Nagoya. He said that in the past two years, many former bosses have become homeless on the street, making a living by picking up garbage. One of his former big customers, at the beginning of the year At that time, he jumped off the building and died because of the sudden collapse of Nihong Real Estate, which owed a lot of money to the bank."

"Dropped 80.00% in four months? Isn't that almost a drop? Japan hasn't fought a war in the past two years, and I haven't heard of an earthquake or anything? How did it fall so much?"

"..."

"..."

Amidst the discussions among the students, Zhao Aihua waved his hand to stop the commotion of the students.

"It is certain that the land area of ​​Neon has not increased, and the population has not decreased due to wars and natural disasters, but in fact, Neon real estate has indeed fallen by 80.00% in four months."

"The reason is actually bank capital. In the early 80s, under the injection of bank capital, neon real estate experienced a rapid rise. Under the capital injection, monopoly appeared, and the price increased rapidly under the monopoly factor. The Ministry of Finance restricted loans. The scale prevented the continuous injection of bank capital, which led to the rapid collapse of Neon Real Estate within four months.

This is also the reason why more than [-] neon banking institutions have gone bankrupt in the past year or so, because the main factor driving the rise of bank real estate is the promotion of bank capital. Without continuous capital injection, demand will be lost, resulting in The collapse of real estate caused the capital invested by the banking industry to become non-performing assets, and the bad debt rate increased; in order to recover losses, banks could only deal with non-performing assets, causing housing prices to continue to fall.As a result, banking institutions have been bankrupted on a large scale. "

"So we can draw a conclusion..."

After a pause, Zhao Aihua picked up the chalk, turned around, and wrote a line of big characters on the blackboard.

"Capital determines prices, and prices determine supply and demand."

Chapter 28 Disciples and grandchildren

This is so...

Standing outside the classroom, looking at the big characters written by Zhao Aihua on the blackboard, Shen Jiannan suddenly realized that he might have done something terrible.The students taught the students, and the students' students will teach the students' students in the future, and the influence from generation to generation will continue...

Wouldn't it be that China's economic and financial logic will exceed this era by at least ten years.

On the bright side, this is a good thing.

In classical managerial science, the relationship between supply and demand plays a key factor in market pricing, but with the development of the financial market, forward pricing power and capital pricing have become the most critical factors in determining market prices.

This is why since the 90s, global commodity prices and currency markets have fluctuated frequently and violently, and capital institutions even dare to challenge a country's central bank system.

In the development of the Internet, the trading volume of the capital market is no longer limited to a limited amount. The calculation of gigabits per second by computer processors and the factors of forward pricing make capital monopoly completely become the dominant factor in the market.

China's economic take-off, in some respects, is the realization of the important impact of the financial and capital markets on the economy. It is also true that the early 90s was later called the real golden end of the year.

Because, it was in this era that Huaxia's financial market began to operate on a pilot basis under the instructions of that person. From the securities market to the commodity futures market, and then to the interest rate market, the pilot reforms were tried and tested one after another. Cautious, jaw-dropping leaps are made in a difficult situation with a near-impossible reversal.

If this group of students go to work to learn financial minds, they will soon blossom everywhere, promoting the application and theory of capital markets at all levels across the country.

The loss of many state-owned capital or the annexation and obliteration of enterprises is also due to the competition of capital, still stuck in the old concept, and has the first understanding in the capital market. Although China's demand for foreign exchange is the main factor, some conventional capital Traps and loopholes can be avoided, and some unnecessary losses can be wiped out in the bud.

But on the bad side, Huaxia's current hardware is too bad, and all kinds of capital markets are still in their infancy. If one step is too big, it is easy to get stuck...

Clang, clang, clang, clang—

The bell for the end of get out of class rang unexpectedly. Amidst the dissatisfaction of the students, Zhao Aihua had a treacherous smile on Fang Zheng's face.

"Students, get out of class is over now."

"Ms. Zhao, you can talk about it later."

"Ms. Zhao. Anyway, you have no class later."

"..."

When he first started teaching, Zhao Aihua would do his best to teach the students what he had learned and the knowledge he had learned in every class, but at that time, he found that the indoctrination effect of one was not very good, and the students would have Dry disgust.

Later, thinking about when his teacher taught him, Zhao Aihua slowly summed up some experience.

In the usual lectures, it is necessary to insert some topics that seem to be irrelevant to the main course to arouse the interest of the students, and to stop at critical moments, so that the students will look forward to the next class. It's easy to understand, and it will be discussed after class and I really want to know more.

Hmm... If I want to use a metaphor, it should be said that it is called the importance of hydrology.

It is always necessary to pave the way, water and pave the way, and promote the climax bit by bit, so that the climax can be repeated, which is hard to stop and hard to forget.

This is the experience that Shen Jiannan learned from rewarding a street-smart author named Huapi when he had nothing to do to read online articles. Who knows, he was accidentally learned by Zhao Aihua.

After collecting the textbooks, amidst the dissatisfaction of the students, Zhao Aihua adjusted his glasses and smiled, and strode out of the classroom.

He really likes the feeling of teaching and educating people. The anticipation, excitement and reluctance of the students will always make people find a special feeling.

There was a lot of sunlight outside the classroom, looking at the bright light, Zhao Aihua suddenly thought of his teacher.

Perhaps, the teacher once felt this way too. I don’t know how he is doing abroad now. With the teacher’s erudition, talent and wisdom, he must be very powerful.

Involuntarily, Zhao Aihua's eyes showed admiration and longing. Every time he thought of Shen Jiannan's analysis of the disintegration of the Soviet Union a year in advance based on the political structure and management theory, he would feel his blood boil.

It was like a divine prophecy. At that time, who would have believed that the Soviet Union, which had nearly [-] nuclear bombs, would actually disintegrate.

"Little Zhao."

Some familiar voices came suddenly, and Zhao Aihua, who walked out of the classroom, subconsciously turned around, and when he saw who was calling him, Fang Zheng's face suddenly showed excitement and surprise.

"Shen, Shen, Teacher Shen. Is it really you?"

Zhao Aihua, who was very eloquent on the podium, suddenly stuttered, and a dark red color appeared on his slightly dark face. He really didn't expect to see Shen Jiannan here.

Shen Jiannan smiled casually, feeling a little emotional about the teacher-student relationship in this era, looking at Zhao Aihua who was so excited that his mouth was trembling, Shen Jiannan patted his shoulder to help him ease his emotions.

"Why. I can't see clearly with glasses. It's not who I am."

"You, when did you come?"

"I've been here for a while, and I came when you were in class just now."

"Teacher...I..."

Shen Jiannan's eyes are so poisonous, and Zhao Aihua's nervousness, how can he not understand what Zhao Aihua is afraid of.

"Behaved very well, more like a teacher than me."

"Thank you, Mr. Shen. But you have belittled yourself, but you have disrespected Aihua."

"Ha ha!"

"..."

The conversation between the two outside attracted the attention of the students upstairs. Zhao Aihua acted like a primary school student, which made many students stunned.

Who is Zhao Aihua?

The teacher with the best reputation in the Department of Economics and Finance, humorous in conversation, generous in demeanor, quite elegant, never loses his temper, has a good personality, and makes people feel good. He always quotes classical history and famous masterpieces to explain economics and finance The combination of Chinese quintessence and essence of literature makes people feel grand and rigorous.

From "Sun Tzu's Art of War", to "Book of Changes", to "Guiguzi", "Powerful Numbers" and "Tao Te Ching", people can clearly feel the great use of China's thousand-year-old culture in modern economics.

But now, the admirable Mr. Zhao, who is usually familiar with classic classical Chinese, blushed and stammered like a child when he saw an adult, while the person opposite him seemed to be at least five or six years younger than him age.

"Who is that person talking to Mr. Zhao?"

"It can't be Mr. Zhao's former student."

"What kind of eyes do you have? Didn't see that person is much younger than Mr. Zhao."