my return to life

For example, company A has a good project that is short of money, and the expected return is huge, promising a 20% return, so company A asks a trust agency to help raise some money;

The trust institution issues a trust plan, such as a minimum investment of 100 million yuan, promising 18% or 15% returns to ordinary investors;

Bring the money over to Company A.

It is equivalent to a financial tool that connects financiers and investors.

Almost equal to shadow banking.

Then, there is still a convention in the domestic trust industry, just pay.

Finally, trusts have a unique feature: bankruptcy isolation.

Fang Nian wanted to use this series of advantages to ensure the independence of the [-] million without affecting its function.

How should I put it, the source of the 5 million yuan cash that Fang Nian has given out now is legal, reasonable, and risk-free, so it is an 'asset' that can be trusted.

According to the rules of the trust, Fang Nian can designate a series of beneficiaries, and can even designate that they can and can only get a share of the income generated by the 5 million yuan cash investment;

Including the share ratio and share period can be specified.

It is equivalent to saying that 5 million cash will never move during the trust period.

After being trusted, even if Fang Nian was going to run abroad like a big boss in the next second, he only dared to talk about returning to China next week.

This asset remains unaffected, will not be seized, will not be taken out to pay off debts, and even the generated income can be divided into beneficiaries normally.

Even if Fang Nian himself is one of the beneficiaries, it will only affect Fang Nian's own income.

This is called bankruptcy isolation.

In addition, there are domestic trusts that have just been redeemed...

Putting it all together, Fang Nian can guarantee that a bunch of people will be carefree, and he can even guarantee that he will be resurrected indefinitely.

Of course, Fang Nian also knew that around 2020, the trust would be completely broken, but he only planned to trust for a period of five years...

After taking two sips of tea, Fang Nian put down his teacup and said leisurely, "I wonder if Mr. Lei has analyzed the future development scale of the domestic smartphone market?"

"I think that starting from this year, my country's smartphone market will usher in a big explosion, and will become the world's largest smartphone market in a short period of time. It is expected that the total shipments will exceed 2 million next year, or even close to 2.5 million."

"The investment field of Shunwei Capital is concentrated in the industrial chain related to smartphones. I believe that in the near future, high-quality and cheap domestic components will occupy a large part of the mainstream;

But we can artificially accelerate this process, and capital...is the best tool to promote it. "

After listening to Fang Nian, Lei Jun thought for a while: "Mr. Fang means that Shunwei Capital will increase investment, play a role in promoting, occupy the main industrial market in advance, and then attract hot money to enter. With the help of the trend of smart phones, the industrial chain will become an outlet. ?”

"Yes, so it's actually not complicated. It's just a supplement to Shunwei Capital's business." Fang Nian nodded.

"I know that the current industrial chain in China is focused on providing components for a large number of counterfeit phones, and it is almost impossible to find excellent parts that are available. This was also the most troublesome thing for Xiaomi in the hardware supply chain last year, but..."

As he said that, Fang Nian looked at Lei Jun and said happily: "We have the Nuwa system, the certification system we are building, and the model like Xiaomi, which is bound to set off a wave of smart phone manufacturing;

Not everyone has Mr. Lei's ability to handle the world's top hardware supply chain. "

Lei Jun fully understood: "It turns out that this is the case. If Mr. Fang hadn't mentioned it, I would have neglected the resources I have."

"Xiaomi's Internet direct sales model, the popularity and certification system of Nuwa system..."

A thought suddenly flashed through Lei Jun's mind, and a dazed look appeared on his face.

Fang Nian has already grasped the right to speak upstream.

It's such a simple thing to push the downstream to form a tuyere.

"..."

Finally, Fang Nian added meaningfully: "Mr. Lei, I think it won't be long before Xiaomi will definitely make a lower-end series of smartphones."

"How could it be!" Lei Jun subconsciously said, "Xiaomi hasn't formed a good product strength yet, and it can't chew through too much."

Fang Nian smiled and said nothing.

There's not much to explain about this.

He is very clear about the origin of the Redmi series.

This is why since June last year, Fang Nianhui took the initiative to cooperate with Lei Jun to establish Shunwei Capital, and focused on investing in the domestic mobile phone industry chain.

The reason at the time was to find a replacement.

In order to be less restrained.

But the real reason is...

Fang Nian knows that for now, in the near future, some people will hope that Xiaomi will drive the domestic industrial chain.

Because the popularity of Mi 1 has formed a big wave.

Fang Nian believes that the relevant authorities will definitely look for Lei Jun.

Lei Jun is not only the boss of Xiaomi, but also has some additional social identities, such as a member of the CPPCC in Haidian.

In comparison, it is more difficult for Lei Jun to refuse some requests.

Besides, even if there is no known information obtained from rebirth, Fang Nian can analyze the same result after experiencing this in Nuwa's laboratory...

all in all……

The meal with Lei Jun ended happily.

The views of both sides are basically the same.

Fang Nian wants to diversify his personal assets and avoid risks, and wants to artificially create a buzz, so he hit it off with Lei Jun.

After all, the growth of Shunwei Capital is good for both Lei Jun and Xiaomi.

Should I say it or not...

When it comes to planning an escape route for himself and his family, Fang Nian's operations have always been exceptional.

This can be regarded as an inevitable psychology of reborn people, who want to leave a way out in everything they do.

A cunning rabbit has three holes.

How could Fang Nian not have dozens or fifty retreats?

-

Chapter 645 Sister, Can You Tell Everyone That You Are My Fiancee?

Ask for a monthly pass at the end of the month.

………………

In the early morning, Audi went to Yangpu against the rising sun.

This time Fang Nian was not driving alone, there was a new classmate in the co-pilot——

Taking advantage of the fact that she was about to leave Shanghai for a business trip, Lu Weiyu hurried to Fudan to register and study by the way.

The corresponding procedures have been completed.

On the way, Fang Nian glanced at Lu Weiyu from time to time: "Sister, when can you be my teacher?"

"Going to Fudan University on the first day, will you feel uncomfortable?"

"Oh, I forgot that senior sister hasn't been to school for a while..."

Lu Weiyu rolled her eyes: "Why don't you be so excited."

Fang Nian said with a serious face: "I have longed for a campus romance since I was a child, but unfortunately I never had this opportunity."

"I fooled you for a year before, hoping you would go to the postgraduate entrance examination, but you just didn't go, hum~"

"My, my, I should have listened to Mr. if I knew it." Lu Weiyu blinked her eyes and said deliberately, "Then maybe the teachers and students are in love now."

Fang Nian curled his lips: "Sister thinks a lot."

Lu Weiyu: "..."

"..."

When approaching Wujiaochang, Fang Nian suddenly said, "Sister, can I trouble you with something?"

"What?" Lu Weiyu blinked her eyes with a 'threatening' face, "Don't talk nonsense!"

Fang Nian said with a serious face: "Can I trouble my sister to announce the relationship, it's best to tell everyone that my senior can see, my senior has a fiancé, and her fiancé is Fang Nian, Class 09, Philosophy, Class [-]."

Lu Weiyu: "!!!"

"I really want to punch you."

Fang Nian said with a playful smile, "Don't beat me up yet, senior sister, don't forget to pay the fare."

"Boom~"

Seeing this, Lu Weiyu still fulfilled Fang Nian's little wish.

After getting out of the car, Fang Nian immediately took Lu Weiyu's hand.

Usually Fang Nian doesn't like to be so showy.

Lu Weiyu said helplessly, "Sir, you are so naive."

Fang Nian snorted, "I'm childish, I'm happy."

"Why, why don't you hold hands with your fiancée?"

"..."

Whether to say it or not, Lu Weiyu actually felt a little strange in her heart.

Although she has received all kinds of love letters since she was a child.

But love is something I haven't really talked about.

Looking at Chen Qinghui and Zhang Rui before, Lu Weiyu thought that she was going to die alone.

As a result, once you meet, you will be wronged for life.

and so……

Not only Fang Nian, but Lu Weiyu also had a campus romance for the first time.

It seems that with the word campus, there is a little more taboo inexplicably.

Even if the university does not prohibit marriage at the undergraduate level...

Fang Nian dragged Lu Weiyu all the way into the school from the east gate closest to Guanghua Building, walked all the way to the edge of the square in front of Guanghua Building, and suddenly slowed down.

At this time, there are still 10 minutes before Fang Nian's class time.

Just enough for him to show off.

Coincidentally, and just as Fang Nian wanted, he bumped into a classmate in a short while.

"Huh~ Fang Nian, are you looking for a girlfriend? Your girlfriend is so pretty!"

"Yeah, this is my fiancee, Lu Weiyu, who happens to be a graduate student in our school."

"..."

Then they met Gao Jie and Su Zhi.

"Hey~ Fang Nian, is this your fiancee?"

"That's right, my fiancée Lu Weiyu, Xiaoyu, this is Su Zhi and Gao Jie from our group... Ah, yes, she is a graduate student in the Department of Philosophy at our school."

"Oh? Are you working?"

"That's right."

"Your fiancée is so beautiful, I seem to have seen her once before."

"..."

After meeting three groups of people along the way, Fang Nian was so satisfied.

Lu Weiyu's face froze with laughter.

I can't wait to strangle that bastard Fang Nian to death.

He said, "How about... I go to class with you first?"