Fengxian Jiangshan

Finance Minister Wang Daxie who attended the meeting couldn't help but said: "Prime Minister, the currency does need to be reformed, but there are too many differences in different regions. The demand and circulation of currency are also different. If they are unified, it may cause inconvenience. It is better to reserve it for each bank as appropriate. With a little issuing power, they have also issued currency for many years and have rich experience.”

After Wang Daxie finished his long-winded speech, Tang Shaoyi said with a smile: "Minister Wang's consideration is very reasonable. It is true that the situation in each place is different. How much currency should be released needs to be considered. The central bank will be a government agency in the future and will open branches in various provinces. Specialize in the management of currency business, in short, it will definitely ensure the stability of money supply.”

When Wang Daxie heard this, he was immediately choked up. He made a lot of nonsense, the core of which was to keep the bank's distribution rights.However, Tang Shaoyi followed his words and wanted to strengthen the central bank, which is really a bit different.

However, since Wang Kemin and others were liquidated, a large number of Zhang Tinglan's cronies have been placed in the finance and banking sector. Wang Daxie is an old man, and he has no ability to turn things around.So there is nothing to argue about.

Tang Shaoyi continued: "After unifying the power of the bank, we plan to issue two sets of currencies, one is the Chinese gold dollar, and the other is the Chinese silver dollar. China is a country with a traditional silver standard, but currently in the international arena. All major countries are on the gold standard. In order to facilitate communication with the world. Therefore, a single silver standard is no longer acceptable, and a gold standard must be introduced.”

At this point, Li Yuanhong, who had been resting his eyes with his eyes closed, suddenly said: "Shaochuan, I'm afraid there is not much gold produced in the country. Is it possible to adopt the gold standard?"

Tang Shaoyi smiled and said: "President, that's the old calendar. Now China's gold production is quite good, especially since a large amount of gold can be imported from the outer Northeast every year. I guess the gold reserve is enough. It needs more Many thanks to the Vice President, if not for the bloody battle of the soldiers, I am afraid that the current situation would not be there."

Tang Shaoyi did not say how much gold was there, but everyone could tell from the slightly raised corners of Zhang Tinglan's mouth that the number was not too small.

In fact, counting the Tsar's gold, Fengjun has accumulated more than 200 tons of gold over the years, which is almost the same as the reserves of later generations of China.To be able to achieve this, in addition to the fat of the Tsar's gold, the contribution of the outer Northeast is particularly huge, with an annual output of more than [-] tons, which greatly enriches China's wealth.

Of course, the Outer Northeast has not been directly merged into China, and is still an independent country in name, but some daily necessities needed by the Outer Northeast are all supplied by China.Moreover, due to the war, the huge land does not have enough population, so China has immigrated more than 100 million, and the number of Chinese has surpassed that of Russians.

The fertile land around 64 Tun in Jiangdong has once again become a paradise cultivated by the Chinese. It can be said that the so-called Far Eastern Empire is just a piece of skin, and as long as the time is right, China can swallow it in one gulp.

Listening to Tang Shaoyi's introduction, Wang Yongjiang suddenly interrupted: "Prime Minister Tang, it is feasible to issue gold and silver dollars, but these two sets of currencies must be separated. Only silver dollars are allowed to circulate in the country. Only gold dollars can be used in international trade. At the same time, private institutions are prohibited from hoarding gold."

Wang Yongjiang is Zhang Tinglan's most trusted person, and he has managed Fengtian Bank for many years. He is a recognized financial expert. When he speaks, everyone naturally listens.

"At present, our country is facing fiscal and trade deficits, and there is a large amount of capital outflow every year. The two are contradictory and conflicting. If you want to solve it, you must make drastic reforms, increase revenue and reduce expenditure, increase exports to the outside world, and balance trade. Such as the Central Plains Land reform is an important measure to increase tax sources. But at present, except for some raw materials and agricultural products, our country’s commodities are not competitive in the international arena. However, a large amount of imports are needed, and gold reserves are used to balance trade. Once gold is circulated in the market, It will give speculators a chance to start." Wang Yongjiang is worthy of being an expert in financial management. He pointed out the problem in a burst of blood. At present, China is still in a relatively weak position in international trade. Once there is a change in gold, it will be reflected. In the domestic market, gold is expensive and silver is cheap. At this time, it is easy for foreign forces to take the opportunity to speculate in gold.

However, Wang Yongjiang's proposition is to separate the domestic and international markets. Gold does not enter the flow of people's daily life. It can only be used in international settlements and when people go abroad. This greatly reduces the risk. .

Tang Shaoyi also nodded frequently when she heard it. This move just made a big patch for this financial reform, and Wang Yongjiang is indeed extraordinary.

After some discussions, the reform of the currency system was finally finalized. China abolished the silver dollar and replaced it with the silver dollar, implemented a gold and silver dual-track standard system, and issued a unified Chinese dollar throughout the country.

It can be said that this decision completely ended the financial chaos since the Republic of China, greatly reduced the cost of commercial exchanges, and also maintained the overall stability of the currency due to the regulation of a powerful central bank.Moreover, when the currency is unified, the hearts of the people will be unified, the connection between various places will be closer, and the power and authority of the central government will be greatly increased.

After discussing this item, it took half a day, and everyone temporarily adjourned for dinner.According to the past practice, these officials and lords all have special chefs, and the various dishes are quite rich and exquisite. Although they are not as good as the royal banquets in the palace, they are still delicious.

But this time it was completely different. In the unified canteen, there were several dishes, and a stack of trays beside them, and bowls and chopsticks beside the trays.

"Zhuoyan, what kind of tricks are you doing? How do you want us to eat, can't we do it in a big basin?" Li Yuanhong asked with a smile.

"President, Chinese people eat and drink, especially for officials. Eating and drinking are common entertainments, but a table of dishes can not eat much in the end, and everything else is wasted. According to my idea, in the future, governments at all levels , in the canteen, the army takes as much as they can eat, and no waste is allowed. Don’t look at how much is left in a meal, but there are hundreds of thousands of public officials, 360 five days a year, and it’s a sum of money Not a small amount."

While speaking, Zhang Tinglan took the lead in demonstrating. He picked up a tray, put a few small bowls, put rice in one bowl, filled a few dishes from the big bowl, and finally took a bowl of soup.

When other people saw it, some people's faces were not very good. This vice president has too many tricks and can calculate everything. I am afraid that it will be difficult for him to lead a life in the future.

However, Li Yuanhong had a silly smile on his face: "Zhuoyan is a good idea. I think they can eat as much as they can eat at the gatherings of foreigners. This is economical and hygienic. I think it should be promoted throughout the country."

Tang Shaoyi put some dishes aside, and then said with a smile: "Not only do you need to promote, but I think there is also a standard for dining, with reference to the local price level, a combination of meat and vegetables, as long as you are full and nutritious. Don't underestimate Look at these things, our meal can save at least dozens of oceans, if the whole country is counted, at least several million, tens of millions, enough to build two or three steel factories!"

These few people said so, and others didn't dare to say more, but the Chinese people have one advantage, that is, they change quickly.In the face of such a powerful person like Zhang Tinglan, you'd better listen honestly and don't try to find anything awkward about what he promotes.

Moreover, these practices are also beneficial, at least in front of the people, it can appear more close to the people, and it will save those newspapers from always finding themselves awkward.

After preparing meals one after another, they all sat on one side, Zhang Tinglan and Wang Yongjiang sat opposite each other.

"Mr. Min Yuan, I just got a report from Chu Mingyuan, saying that although the land reform went smoothly, the landlords' investment in business and industry is not considered active. Most of them chose to invest in government enterprises, and very few chose to start businesses. There are also a bunch of People simply cling to their deposits."

Wang Yongjiang also nodded: "This is predictable. These people are relatively conservative, and it is really difficult for them to invest."

"Whether they are difficult or not, we need investment and a large number of entrepreneurs. If they are all so conservative, we will never do anything! If this makes me anxious, I will send the army to point the gun at On the forehead, life or death, let them choose for themselves!"

Wang Yongjiang laughed out loud when he heard this: "In my humble words, doing business requires talent, and you can't force it, but I have a soft way to stab people. Let's issue more currency and keep it at 5.00% to [-]% every year." Inflation is higher than bank interest, so if they don’t invest, their assets will shrink, forcing these people to take out their money.”

Chapter 753 Big investment and big development

China is not a country rich in gold and silver, so there is often a shortage of money, which is the so-called deflation.This is not a good thing for the economy. In a healthy finance, moderate inflation should be maintained, which can encourage people to increase consumption and investment. Otherwise, if you keep the money in your hands, you can only watch it depreciate.

"In the past, when there was no financial unification, if the depreciation was large-scale, the common people would switch to other currencies, or even directly hold foreign currencies to preserve their value. But now after the financial unification, only Chinese yuan is allowed to circulate in the market. Inflation will be paid by all ordinary people, resulting in a depreciation of the currency.”

"Brother Minyuan, I'm afraid it's inappropriate to do this!" Tang Shaoyi couldn't help coming over when he heard that the issue of currency was being discussed, and said with a frown: "The common people don't have much money in their hands. If the value is depreciating, how can they It's not that I can't survive!"

Wang Yongjiang waved his hand: "Brother Shaochuan, this account cannot be calculated in this way. Of course, ordinary people will suffer a little loss, but those who have huge savings will lose more, which forces them to take out their funds. Invest. Investment requires hiring workers and purchasing materials, and these funds will still flow back to the people. As long as the income of the people is increasing at a rate slightly higher than the inflation rate, the income of the people will continue to increase. How can it be considered exploitation? What about the people!"

When Tang Shaoyi heard this, she also nodded slightly: "Brother Minyuan is indeed an expert in financial management, but his knowledge is different."

"There is one more thing to pay attention to!" Zhang Tinglan also added: "One more thing, after the abolition of the two yuan and the yuan change, we must stop the direct trading of gold and silver in the market as soon as possible. I heard that there are many landlords in the Central Plains and Northwest. The gold and silver are all buried in the ground. This is a miser who is of no use to the country!"

"Well." Tang Shaoyi also said: "When the currency is unified, there is a stipulation that if you take the initiative to replace gold and silver within a certain period, you can get [-]% more funds. If it is overdue, you will have to exchange it at a [-]% discount. "

"This is a good way." Zhang Tinglan said with a smile: "In the future, we need to be a little flexible in formulating policies. Don't just make rigid orders, you must pay, and if you don't pay, you will be killed. Don't talk about such things. The government should be good at using profit levers, obedient will have sugar Eat, and if you don't obey, you will be punished."

Several people laughed loudly while talking, Yan Xishan had already finished eating by this time.He also came to this table.

"Vice President, Prime Minister, Mr. Min Yuan, I have a bit of a problem, and I would like to ask you to show me the way?"

"Baichuan is being polite, if you have anything to say, just say it."

"When Chu and I discussed the land reform in Henan, we met a lot of landlords. Some of them really wanted to invest in business and tried to enter the industry. But they didn't know anything about modern management, such as machines, finance, finance, and the market. These are completely unfamiliar. Even if they want to, they dare not invest, so most of them choose to invest in government-run enterprises. However, the number of government enterprises is also limited, and it is impossible to use all the capital, which is embarrassing. "

The issues Yan Xishan and Zhang Tinglan discussed happened to be two aspects. Zhang Tinglan and the others wanted to use inflation to force those who do not want to invest to invest.But what Yan Xishan considers is how to find the market for those who want to invest. Once they have an idea, they must have a direction and a way.

Tang Shaoyi couldn't help but said: "Didn't the government set up training courses, isn't it effective?"

Yan Xishan couldn't help but smiled wryly and said: "It would be nonsense to say no, but to be honest, the effect is really limited. Some of the lecturers we transfer are entrepreneurs, and some are just teachers with a broader vision. The conditions for setting up factories in different places are different. , It is not easy to find a way quickly, and those who don’t know how to operate at all, talking nonsense, I’m afraid it’s only a disservice.”

When Zhang Tinglan heard it, her expression was a little ugly. Yan Xishan's words reminded Zhang Tinglan of a phenomenon in later generations.Teach others to be successful, and you will be successful; teach others to be rich, and you will be rich.

Although Zhang Tinglan proposed to hold a training class, how can a group of people who are confused by themselves point out a clear path?There is a huge difference between the small peasant economy and the market economy. If you want to cross it in one step, it is still too difficult, and it will not be achieved overnight.

Wang Yongjiang couldn't help but said: "Indeed, this is an urgent problem. On the one hand, we lack capital investment, but on the other hand, we can't find investment channels. It's like a blood vessel is blocked. The circulation is not smooth, but it is fatal."

"But entrepreneurs can't be cultivated in a day or two. You have to work hard, break through, and find a way by yourself." Tang Shaoyi couldn't help but said: "The government can help a little, but it is mainly on your own. .”

Everyone couldn't help lowering their heads and thinking, and couldn't make up their minds for a while.Zhang Tinglan pondered for a while, then suddenly smiled and said, "I have another idea. Since I don't have any suitable ones, I might as well introduce them from outside!"

At this moment, Li Yuanhong also came over, and couldn't help but said, "I'm afraid it won't work. If all those foreigners are allowed in, wouldn't they open the door and steal?"

"Of course not foreigners."

"Then who else?" Tang Shaoyi also frowned, and then his eyes lit up: "Zhuoyan, are you talking about using overseas Chinese?"

"That's right." Zhang Tinglan said with a smile: "Nanyang Chinese left their hometowns hundreds of years ago to make a living. Many of them have been operating for several generations. Under such conditions, many of them have established their own factories. The plantation has become a wealthy businessman in Nanyang. If the country can provide them with better development space and allow these people to return to China to invest, I'm sure it will pay off quickly. With them as role models, more people can be inspired! "

Using overseas Chinese to invest and set up factories is a mature experience for later generations. In the early days of opening up, it was these Chinese businessmen who returned to China to invest.

And now there is a very good opportunity. Zhang Tinglan instigated the independence of the Chinese in Nanyang behind the scenes, causing the conflict to become more and more serious. Both the UK and the Netherlands have serious distrust of Chinese businessmen, and they often censor and seek trouble everywhere.The business space of many Chinese businessmen is getting smaller and smaller. At this time, the country has opened a door for them.Most of these people will return home enthusiastically.