Datang: I was exposed by Princess Changle

"Failure to stimulate domestic demand will make money even less valuable."

It was very difficult for Lin Xuan to explain in detail.

What Lin Xuan has to do is to let the money circulate.

It cannot be kept in the hands of the people.

People's spending power is limited.

What the people pay attention to is to be prepared for danger in times of peace.

It is impossible to force them to spend money all the time.

How do you spend the money?

And this is why Lin Xuan came to Li Shimin today.

"I probably understand it, but I don't really understand it..." Li Shimin covered his head and put away his smile.

Lin Xuan continued to ask after hearing the words: "Your Majesty, let me ask you another question."

"Do you think merchants are building roads faster now?"

"Not fast, very slow."

Li Shimin gave his own evaluation.

Lin Xuan looked at him with a smile and asked, "Why?"

"The first is the supply of cement, and the second is the shortage of manpower." Li Shimin replied lightly.

"No, to put it bluntly, there is a lack of money. If you have money, it will be easy." Lin Xuan said affirmatively.

Hearing this, Li Shimin laughed immediately.

No problem!

Lin Xuan went on to talk eloquently: "It is indeed a lack of money. In many cases, merchants can only slow down their progress, or even stop work directly."

"Your Majesty, think about it, if all the money in the hands of the people is lent to merchants."

"Then merchants spent money on road construction, and the money fell into the hands of the common people."

"We have roads, merchants can charge fees, and people have more money in their hands."

"Is it better?"

Li Shimin pondered for a moment, then shook his head immediately, and retorted: "No, no, why do people lend money to merchants?"

"What if the merchant doesn't pay back the money?"

Lin Xuan smiled immediately when he heard this.

Li Shimin got to the point!

"It's actually pretty easy to solve."

"Your Majesty, let's open a bank!"

Lin Xuan said boldly.

"bank?!"

Li Shimin was a little confused.

What the hell?

Lin Xuan explained: "Probably so."

"The bank is similar to our money house."

"People deposit money in the bank, and we give them interest."

"For example, if you pay 240 renminbi, if you give the people [-] renminbi of interest a month, that's [-] renminbi a year."

"If merchants come to borrow money, assuming they pay it off within one year, their interest will be 400 yuan."

"Datang earned 160 yuan once he came and went!"

Hearing the word "make money", Li Shimin's eyes immediately turned red.

What the fuck?

And this kind of operation?

Lin Xuan said in a persuasive manner: "Your Majesty, think about it, the common people are profitable, so they are naturally willing to save money."

"They can also take it out when needed."

"Businessmen happen to be short of money, so they can borrow money from the bank first."

"Then it can be paid in installments. With money in hand, merchants can speed up the road construction process."

"Then what if they don't pay it back?" Li Shimin questioned.

"Hey, Your Majesty opened the bank, how dare they not pay it back?" Lin Xuan smiled calmly.

What a joke!

If they don't pay back the money, Li Shimin can ruin the families of these merchants with a single word!

Why worry about a bank run by the royal family?

Li Shimin suddenly realized when he heard the words, and he couldn't stop nodding and said: "That's right!"

"If they dare not pay back the money, I will destroy their three clans!"

"The bank mentioned by King Qinglong is indeed a good idea!"

"I will order people to discuss this matter carefully and discuss specific matters."

Lin Xuan smiled and got up immediately.

In this way, he is done!

Lin Xuan left happily.

Li Shimin also happily gave orders.