The richest man Yang Fei

Chen Ruoling said: "Before you came to the United States, you met Jiang Hanying in Beijin, right? If you and her have nothing to do, she can live in your courtyard? Also, when her father died of illness, she regarded me as a friend and asked me I said a lot of confidant words, including about you."

Yang Fei: ""

Chen Ruoling sighed quietly: "If you say it casually, there are three of them. If I say you are perfect, I'm afraid it's less?"

Yang Fei: ""

Chen Ruoling stretched out her hand, like a man, lifted Yang Fei's chin, and said, "Master Yang, to be honest, is there a place for me among your ten beauties?"

Yang Fei almost spat out a mouthful of old blood!

Chapter 986 Discussion of Financial Management

"Stop joking," Yang Fei took her hand away and asked, "What's the matter with you?"

Chen Ruoling said, "One of my brother's holding companies is going to be listed on NASDAQ. I wanted to ask you some questions."

Yang Fei smiled wryly and said, "Then you are looking for the wrong person, I really don't understand. I don't even have a company listed, let alone listed in the United States."

Chen Ruoling said, "At that time, you were in America."

Yang Fei asked, "Is your brother's company already listed?"

"It's not that fast. It's still being processed. The procedure is very complicated." Chen Ruoling said, "Nasdaq's requirements are relatively low, but the New York Stock Exchange has higher requirements. The New York Stock Exchange requires the company's net assets When it reaches more than 4000 million US dollars, Nasdaq only requires 600 million US dollars. Only this one, the New York Stock Exchange rejected most companies.”

Yang Feidao, "The ones that can be listed on the New York Stock Exchange are all large enterprises."

Chen Ruoling said, "When we were doing the IPO, we also considered the New York Stock Exchange, but after a little understanding, we gave up. The New York Stock Exchange requires IPO companies to have a pre-tax income of more than 100 million U.S. dollars and three consecutive years of profitability. Starkey only asks for $[-] million. My brother's business is far from meeting the requirements of the NYSE."

Yang Fei said, "It's amazing to be listed on Nasdaq."

Chen Ruoling said, "In the future, your Meili Group will definitely be listed on the New York Stock Exchange."

Yang Fei laughed and said, "I would like to borrow your good words. In fact, I am looking forward to the Aiduo mobile phone company we cooperate with being listed here."

Chen Ruoling said, "Facts have proved that it is the right choice for us to cooperate with you. Under your operation and management, the mobile phone license has exerted a strong ability to make money."

Yang Fei said, "For most Chinese, mobile phones are still a luxury item. The real era of mobile phones has not yet come. Our future is bright."

The two hadn't seen each other for a long time, and there was a lot to talk about.

Yang Fei told Chen Ruoling that he owns real estate in New York, and Chen Ruoling said in surprise, "Although buying a house in New York is cheap, the annual fees are very high, and you have to pay property taxes and other fees every year. You don't live here all the year round. It’s not worth buying a house.”

Yang Feidao: "The biggest difference between my country and the United States is that domestic real estate is under public ownership. After buying a house, we only have the right to use it for 70 years, while in the United States it is privately owned and has permanent property rights. Once purchased, the house and the property above The sky above the house, and the land beneath the house, will be yours forever."

Chen Ruoling said, "You are talking about villas, right? Apartments are not included."

Yang Fei said, "Yes, if you want to invest, villas are the best choice. As for apartments, I only bought a few in the Wall Street Center in New York. You can live in it yourself or rent it out. The return on investment is also very gratifying."

"I found that you have to touch the word economy in everything."

"If you don't manage money, money ignores you. To make money, you have to know how to spend money. Many people earn the same money when they are young, but in the end some people become poor and have to rely on their children to support them, while others lie at home collecting money. Enjoy a good old age life."

"Interesting." Chen Ruoling said, "It seems that I have to learn how to manage money from you. I have only learned how to spend money when I grow up, but I haven't learned how to make money or how to save money. I often hear people say, The biggest gap between the poor and the rich is not in money, but in thinking. The reason why the poor are poor is because they don’t want money to make children and children to make money. .”

Yang Fei said, "It's wrong. It's not that the poor don't want money to have children, but they don't know how to make money have children."

Chen Ruoling said with interest, "Yang Fei, if you write a book on financial management, it will probably sell well. You are a successful entrepreneur, and the book you write on financial management will be more valuable for reference."

A flash of inspiration flashed in Yang Fei's mind, and he said with a smile, "The book about financial management is a good idea. To be honest, I have been thinking about two words since I started my business."

Chen Ruoling asked, "Which two words?"

"Poor and rich."

"oh what do you think"

"Most of us are born poor. Some people say that we can't be rich for three generations, while others say that 30 years in Hedong and 30 years in Hexi. Especially in domestic education, there is little contact with financial management. Schools don't teach it. Parents at home And very little teaching. Our average family doesn’t know how to teach their kids about finances unless the parents are in the very high income 1 segment.”

"I strongly agree. Even in my family, our financial management methods come from our own exploration. Our parents never teach us how to manage money. Other ordinary families will not teach it."

Yang Fei said, "My opinion is that the poor and the rich have completely different views on money and wealth. The poor work for money, and the rich make money work for them."

Chen Ruoling was originally just a joke, but unexpectedly provoked Yang Fei's fierce thought collision about poverty and wealth.

"Ruoling, in your opinion, what is a personal asset?"

"Assets, houses, cars, factories, these are all assets."

"I have a different opinion. I think an asset is something that puts money in your pocket. What is a liability? A liability is something that takes money out of your pocket. It's the same house and car, someone bought them and got richer , and some people bought them and got a lifetime of debt."

Chen Ruoling said, "According to you, our assets are only money."

Yang Feidao: "No, money is not our real asset. It cannot bring us benefits if money is there. Only by using our brains and using money reasonably and legally to make money can we generate benefits. So, strictly speaking, our only asset , is our mind, that is, the way of thinking.”

Chen Ruoling rested her palms on her palms and looked at Yang Fei, "Interesting, there seems to be a flash of lightning in my mind, have I caught the most powerful note in the universe?"

Yang Fei chuckled, "Don't make fun of me. Let me ask you another question, how long can you survive if you stop working?"

Chen Ruoling smiled pretty, "I can live until you doubt life"

Yang Fei smiled and said, "I shouldn't ask you this question, because your family conditions are so good. Indeed, if you don't work, you can live a good and long life. But what about ordinary people, especially family members? The pillar, once he stops working, how long can the family survive?"

Chen Ruoling said, "For ordinary families, stopping work means having no income. How long they can live depends on how much they have saved."

Yang Fei said, "Wealth is the ability to support a person's survival for a long time. If a person does not need to work, but can live for a long time until he dies, and his assets can continue to generate money and benefits for him, then his financial management is success. of."

Chen Ruoling's face became serious, "Is what you said really possible?"

The richest man Yang Fei

Chapter 987 Life

Yang Feidao: "From childhood to adulthood, the education we have received is to study hard, get into a good school, find a good job, and then work hard to earn money to support our family."

The vast majority of people in the world work hard for their lives but never get rich because they never really learned about money in school, so they only know how to work hard for money, but they never learn how to make money work for them.

Yang Fei thought to himself, if he could write a book about wealth management and teach everyone how to improve their financial quotient and achieve financial freedom, then this book would definitely be loved by people!

"I want to use my experience to write a book that teaches people how to manage money, how to manage money, and how to achieve financial freedom." Yang Feidao, "What I'm talking about is an economic concept, and what I explain is a financial thought. Therefore, The book will be short, in order to facilitate the reading of contemporary people and suit the fast reading habits of young people, I will use some charts in the book, which can also enhance the persuasiveness of the book."

"Are you really planning to write? Your experience? How old are you? You have only lived a quarter of your life!" Chen Ruoling's casual words really aroused Yang Fei's idea of ​​writing a book!

Yang Fei said: "Look at my eyes."

Chen Ruoling met his eyes.

Yang Fei said with a serious face: "Don't be confused by the age of my ID card. In fact, my heart is big enough to be your father!"