The rebirth of the wife and children

Liao Xiaoyan knew that her old problem had relapsed. If you were in a daze as usual and there was no work at hand, you would just be in a daze. But today, Liao Xiaoyan was going crazy. She really wondered if there was something wrong with her eyes. .

Lifting her buttocks and getting up, bypassing the large oval-shaped workbench between the two of them, Liao Xiaoyan ran to Xiaonan in a hurry, raised her head and shook her shoulders, and shouted while shaking: "Xiaonan, what's going on again, isn't it?" Let me tell you, if you go on like this, you will be depressed sooner or later, do you understand depression, it is terrible."

Xiaonan felt like she was feeling bored, and looked back at her: "Xiaoyan, just be depressed if you're depressed, I feel like I'm already depressed now."

After she finished speaking, she seemed to have just remembered something, and asked Liao Xiaoyan, "Xiaoyan, what do you need from me?"

Liao Xiaoyan shook her head: "Oh, I'm so pissed off by you, I almost forgot such an important thing."

After finishing speaking, she handed her mobile phone with the screen turned on to Xiao Nan, and the video recorded by Zhang Borui last night was playing on the screen of the mobile phone.

"Every audience friend, good evening, I am Zhang Borui from "Interview with Borui". Here, I look forward to meeting you."

"Do you want to enter Shang Fuhai's daily life? Do you want to know Shang Fuhai's investment secrets? Do you want to know his unknown story? Welcome everyone to lock in the "Borui Interview" media account in advance..."

After the video on the mobile phone was played once, it was played again from the beginning in a loop for the second time. Xiao Nan didn't seem to notice it, and her eyes kept focusing on the right side of the video on the mobile phone, where there were a few likes and comments.

At this time, the number of likes has become 56.8W, and the number of comments is 16.9W, which is far from what Zhang Borui saw in the morning.

The number of likes has increased by 140 times and the number of comments has increased by 56 times. Of course, Xiaonan does not know this data, but this does not prevent her from understanding what these two values ​​mean.

Xiao Nan thought of another point, and quickly clicked on the account avatar on the right side of "Borui Interview", and saw that the number of fans had exceeded 100W.

"Half a day, just half a day!" Xiao Nan couldn't calm down for a long time.

Liao Xiaoyan's voice sounded again: "Nan Nan, I'm asking you, is this your husband, ah! Is he your husband Zhang Borui?"

It was rare that Xiao Nan, who had been depressed all this time, showed a smiling face, and she turned around and asked mischievously, "What are you talking about!"

Needless to say, this expression gave the answer.

The next moment, Liao Xiaoyan screamed, jumped up and down and said: "Ah! Nan Nan, your husband is famous, he is now an Internet celebrity, worth millions of fans, your family is going to get rich."

"Nonsense, where did you get rich?" After saying that, Xiaonan's smile obviously increased.

Liao Xiaoyan quit: "Nan Nan, Nan Nan, I heard from a friend that she was looking for an 'Internet celebrity' with more than 50 fans to advertise. The starting price is 5000, and the time is very short, your husband Now that he has 100 million followers, if he accepts an advertisement, the starting price will not be more than [-]..."

"I'm really going crazy, Nan Nan, no, if your husband gets rich, you have to treat me to a good meal, or I will break up with you." Liao Xiaoyan began to threaten.

"Okay, okay, when I really get rich, I can't ask you." Xiao Nan lost to her directly, and then thought of something, her eyes turned red instantly, and two lines of tears ran down her cheeks unknowingly trickled down.

This hand confused Liao Xiaoyan: "Nan Nan, why are you crying for such a happy thing?"

"I'm just happy, really happy, woohoo" Xiao Nan suppressed her crying, as if she wanted to release all the pressure and depression she had been having all the time through crying.

On this day, friends and classmates who hadn’t been in touch with each other called Zhang Borui, and some relatives called Xiaonan to inquire about the matter. For a moment, the couple felt that the world had changed. They don't know each other a little bit.

……

Shang Fuhai didn't know that his cousin brought so many changes to the couple because he exposed the matter of interviewing him in advance.

Right now, he and An Xiaohui are finalizing the next development plan of Baofei Convenience Store.

From the party member's steady progress to the current strides forward, there are too many things that need to be changed.

Insufficient funds, insufficient staffing, and insufficient supporting facilities are flawed.

The lack of funds is easy to solve, you can go to the bank for a loan.

The lack of supporting facilities is also easy to solve, as long as the money is in place.

But what if there are not enough staff?It takes time to train an ordinary employee to become a qualified store manager, but they don't have the time now.

"Mr. An, recruiting people, no matter what method you use, first fill in the people and set up the shelf." Shang Fuhai waved his hand and made up his mind.

"No problem, I'll contact Boss Kong to help solve this right away, what about the money?" An Xiaohui asked.

Shang Fuhai knocked hard on the table, he gritted his teeth and said: "Release the news, just say that I want a loan, let's see who gives the higher amount and who gives the lower interest."

"Okay!" An Xiaohui nodded in agreement.

Baofei convenience stores, even up to Baofei Group, do not have any bank loans at present. I am afraid that no one will believe this level of "health".

As for Shang Fuhai, he mortgaged Toutiao’s shares to China Securities to take away 3.25 million U.S. dollars. The last time Paike’s B round of financing and Yipay’s financing ended, after getting the money, he repaid 2.75 million U.S. dollars. For the remaining 5000 million, Shang Fuhai is going to return it after the pledge expires, and there is no rush for the remaining money.

After the secret discussion between the two of them was over, An Xiaohui turned around and released the matter that Baofei Convenience Store needed a large amount of loans.

Shang Fuhai also went to find Xu Zhongyou. It happened that the spirit of the two sessions was there. He had to respond to the national policy anyway. Why didn't he take advantage of it?

Bo city government compound.

The two large willow trees hugged by adults on the left and right of the door have begun to shoot new branches.

The tender green willow branches sway from side to side with the breeze, bringing a cool breeze.

Shang Fuhai's car entered the compound after checking the pass.

In Mayor Xu's office, Xu Zhongyou looked at Shang Fuhai who knocked on the door and came in, very surprised.

Unless he took the initiative to look for Shang Fuhai, this fellow would not take the initiative to look for him.

"Mr. Shang, what brought you here today." Xu Zhongyou teased him.

The branch of Jingcheng Paike Technology Co., Ltd. finally chose Bocheng, which made Xu Zhongyou feel very comfortable. Looking at Shang Fuhai now, he felt much more pleasing to the eye.

"Mayor Xu, I've come to you for help. If you don't help me, I'm going to go bankrupt soon." Shang Fuhai said very tragically.

This statement startled Xu Zhongyou, what's the situation?

He hurriedly asked: "Mr. Shang, what happened, please speak slowly, don't worry."

Shang Fuhai then told about the expansion of Baofei Convenience Store, and then about the expansion of Tesco.com.

He emphasized that there is no money!

But to expand the business, money is definitely needed!

"Mr. Shang, how much do you want?" Xu Zhongyou asked him with a frown.

He clearly remembered that at the annual meeting of the group company at the beginning of the year, Shang Fuhai was clamoring that Baofei Convenience Store had a daily revenue of tens of millions, and now they have no money?

If there is still no money like this, how much does he have to ask for?

Xu Zhongyou shuddered when he thought about it.

This is not a star and a half!

Shang Fuhai probably guessed what Xu Zhongyou was thinking. He stretched out three fingers and gestured: "Mayor Xu, I'm honest, and I don't want too much if I have the ability to do great things. Thirty Billion, can you help me out?"

"How much... How much?" Xu Zhongyou rubbed his ears.

Shang Fuhai emphasized again: "Mayor Xu, only [-] million, this is the bottom line of our company's development, any less will be useless."

Warri you!

A branch of yours with a daily income of over 30 million is going to expand, and you come to me for [-] billion?

"Mr. Shang, go for a loan, what does the bank say?" Xu Zhongyou asked.

Shang Fuhai shook his head: "I haven't gone yet. I'm thinking that just after the two sessions, the country has a policy to support the real industry. I'll come to you to ask. If there is a discount, can't I still save two interest rates?"

"..."

Xu Zhongyou really had a headache, he waved his hand: "Mr. Shang, I can't help you with this."

"Mayor Xu, are you joking with me?" Shang Fuhai was really surprised, even if he couldn't solve all the problems, how about helping him solve 10 billion lines?

Chapter 533 Out of money?

"Am I joking with you? Do you know that Su Xinhe from Guoguang New Energy just walked away from me yesterday, and Liu Jinhui from Hanergy Photovoltaic came to see me the day before yesterday, and they all asked me for help with money. What the hell am I doing?" He didn't open a bank." Xu Zhongyou directly exploded, and he was really angry these days.

When Shang Fuhai heard that the two Suishen were still here, he quickly clarified: "Mayor Xu, you have a clear score. I am different from them. Those two are just losing money, but I am here every day. To make money, I just want to do it in one step, and I come here to ask you for help if I don’t have the money, I don’t want to save the poor.”

"You mean the two of them are poor, and you need it urgently?" Xu Zhongyou really didn't know why Shang Fuhai had such a thick skin, and he never noticed it before.

Shang Fuhai nodded fiercely: "Mayor Xu, I promise that I will never delay the matter. Otherwise, you can help me find a way to get the money for up to two years, and I will pay off all the principal with interest."

To say that Xu Zhongyou, a cadre in the main hall, has no relationship with the bank, even if Shang Fuhai was killed, he would not believe it.

But the problem is that Xu Zhongyou won't let go if he kills him, and neither will he.

"Mr. Shang, you should go to the bank first. I believe that with the size of Baofei Group, you can definitely get the three billion yuan." Xu Zhongyou said.

Later, Shang Fuhai tried all kinds of methods, but he didn't get a single hair.

An Xiaohui released the news that Baofei Convenience Store needs a large amount of loans through special channels. On the same day, the local branches of the four local banks in Bocheng contacted him, but the result was not satisfactory.

An Xiaohui said that according to the comprehensive comparison of various data of Baofei Convenience Store that he submitted to the bank, they can only approve a loan of no more than 5 million yuan for Baofei Convenience Store.

It's only so little money, what is this enough for?

按照济城当前的消费水准和租赁均价计算，平均每平米每天的社区底商租赁费用在2.5-3元，300平左右的店面需要的年物业租赁费用就在27万到30万之间。

This does not include the decoration cost of the store, the cost of shelves in the store, and the biggest cost of purchasing goods and personnel.

When all these miscellaneous expenses are added up, the fixed investment cost of such a convenience store branch in the first year is about 35.

The shipment will continue to use the method of centralized procurement and three-month payment for the goods, and the cost of this piece is not in a hurry.

But now they are not thinking of only developing Jicheng, a prefecture-level city, but want to build all 16 prefecture-level cities in Jidong Province except Bocheng at one time. About 5 million.

If you add the centralized supply to nearly a thousand stores in 17 prefecture-level cities including Bocheng, oh my god, it's an astronomical figure.

At that time, would the supplier really dare to sell his goods for three months without any scruples?

I'm afraid not!

"5 million is definitely not enough, Lao An, how about this, you can ask them if they can lend 5 million to each branch." Shang Fuhai rolled his eyes and began to think of other ways.

The final result of the inquiry is not easy to handle!

Even if he is given a loan of 5 million yuan in full, it still needs collateral. What Baofei Group will use as collateral, it can't mortgage Baofei convenience stores to 4 companies.

"It's hard to handle?" Shang Fuhai was annoyed. Could it be possible to get another 30 billion from CITIC Construction Investment's pledged shares?

The last time he pledged the shares of Toutiao to China Securities Construction Investment to obtain 20 billion yuan of funds, he tasted the sweetness. If he had known this, he would not have exchanged the $2.75 million debt of China Securities Construction Investment. Forget it. Nearly 20 billion.

But there are not so many ifs in everything, so this assumption is not valid, he still has to find a way to make money.

Or he liquidated all the stocks held by Haifei Capital, and it was easy to get 30 billion.

But in Shang Fuhai's view, doing so is tantamount to killing the chicken and taking the eggs, which is the most unacceptable method.

He wouldn't do that unless it was absolutely necessary.

"Mr. An, since they don't agree, let's ignore the banks in Bocheng. You can contact the banks in Jicheng or other places to see if they have given us this loan. It's really not good, so we have to learn it again. It's gone." Shang Fuhai finally said to An Xiaohui.

An Xiaohui was stunned. He thought that Shang Fuhai was going to engage in that trick of suppressing the supplier's payment again.

Now that the payment has been delayed for 3 months, if there is a further delay, I am afraid that no supplier will dare to play with them.

Thinking of this, An Xiaohui quickly said: "Boss, the supplier's payment cannot be delayed any longer. Three months is already the limit."

Shang Fuhai's face turned dark at that time, he raised his finger and pointed at An Xiaohui: "Mr. An, what are you thinking, when did I say that I would press the payment again?"

An Xiaohui sneered, he was embarrassed: "Isn't it, I misunderstood that."

"Hurry up and get the hell out of here." Shang Fuhai burst into anger.

Turning around, Shang Fuhai called Han Zhengyu. It would be easier for Han Zhengyu to find funds.

As expected, Han Zhengyu quickly understood: "Boss, do you mean to mortgage the Baofei Convenience Store for a loan? Do you want a loan of 30 billion?"

"That's right, 30 billion, Kevin, can it be done?" Shang Fuhai asked him.

Han Zhengyu immediately became dizzy. To be honest, compared with the capital side, physical mortgages are far less attractive than pledges from Internet sunrise industries.

There are people who are interested in Baofei Convenience Store, but no one is a fool. Who would give you such a large sum of money for no reason?

"Boss, I'll try my best." Han Zhengyu wasn't sure.

Yu Jianlin of CITIC Construction Investment said that he was very interested in the model of Baofei convenience store, but based on his understanding of him, Yu Jianlin would never give such a high evaluation price.

And Wang Qiong from Haina Asia also expressed his interest in Baofei Convenience Store, but Wang Qiong has basically been in the Internet circle in the past, and it is difficult for Han Zhengyu to guarantee that she will give such a high price.

Thinking of this, he suddenly thought of something, and asked: "Boss, have you considered using other projects to pledge the loan?"

"What do you mean?"

Han Zhengyu explained to him: "Boss, I'm considering using the shares of Paike Short Video as a pledge to apply for a loan. What do you think?"

"It's not good, Kevin, don't think about it. Tesco also needs to develop in the next step. Paike short video also involves other capital parties. Do you think they will ask me to pledge money to give Baofei convenience? store use."

This won't work, that won't work, this matter is even more difficult to handle.