Daming: Teach the prince about dragon slaying skills at the beginning

This means that if one's own credibility is strong enough, it is possible to sell only gold worth one, or other items, for one thousand, ten thousand, one hundred thousand, or even tens of hundreds of thousands Ten thousand worth! ! !

Because paper money is essentially a credit currency! ! !

For example, the richest man in the world and a temporarily unemployed young man both asked others to borrow money.

The world's richest man may easily be able to borrow tens of millions, or even hundreds of millions, without collateral based on his own reputation, or credibility.

And temporarily unemployed young people may only be able to borrow a few thousand or tens of thousands based on their own reputation or credibility alone without mortgage.

This is the difference made by the huge difference in credibility between the two parties.

Similarly, if a richest man in the world and a temporarily unemployed youth each issue a paper currency.

Then the banknote currency issued by the richest man in the world may still be able to issue and operate smoothly when the currency value exceeds tens of millions, hundreds of millions, or even tens or tens of billions.

However, the currency issued by a temporarily unemployed youth may stagnate when the currency value reaches several thousand or ten thousand, and cannot continue to be issued and operated.

Because for ordinary people, even if the banknotes issued by the world's richest man are worth tens or tens of billions, they believe that the wealth and ability of the world's richest man can compensate for such losses.

But for ordinary people, once the value of paper money issued by temporarily unemployed youth exceeds several thousand or ten thousand, they will begin to doubt whether the temporarily unemployed youth has enough wealth and ability to pay for this loss.

Moreover, another characteristic of credit currency is that the more people believe and use it, the higher its upper limit will be.

For example, a certain virtual currency before Yan Changqing’s time travel, in essence, it has no value meaning, but from the perspective of credit currency, as long as someone trusts and uses it, then it has value.

And the more people who trust and use it, the higher its value will be! ! !

At the peak of Yan Changqing's previous life, the value of a single virtual currency used to be equivalent to about 45 domestic currency! ! !

The originally worthless virtual currency, under the trust, use, hype, etc. of countless people all over the world, finally has a value that exceeds 45 times its own value! ! !

The lower limit of worthless and the upper limit of 45, this is the charm and horror of credit currency.

And if a country's terrifying volume is used to issue a paper banknote credit currency, then the upper limit of this paper banknote credit currency is the sum of the wealth of the country's tens of millions of people! ! !

As long as the issuer is willing, the country's credibility can be used at any time to issue a large amount of paper banknotes, and within a very short period of time, the wealth of the entire country's tens of thousands of people can be searched for in one person! ! !

Although once this is done, both the issuer and the country will be overthrown and buried by angry tens of thousands of people.

But to overthrow and bury is to overthrow and bury, at least the credit currency of paper banknotes can really search for the wealth of thousands of people.

And such a thing is basically impossible to do if it is replaced by traditional precious metal currencies such as gold, silver, and copper.

"I believe that His Majesty will not covet and plunder the wealth of the people' 々."

"I also believe that after His Majesty knows the dangers of issuing Daming Tongxing Banknotes in excess, he will be vigilant to avoid excessive issuance of Daming Tongxing Banknotes."

"However, if one day, Daming encounters various natural disasters and man-made disasters one after another, for which the treasury has really spent all its revenue, but it is still unsustainable."

"At that time, if the Ming Dynasty does not issue excessive banknotes to relieve financial pressure and relieve people's livelihood, the Ming Dynasty may be in danger of being overthrown on the spot."

"As for the issuance of Ming Tong Xingbao banknotes, it is just that there may be inflation in the future, which will lead to the collapse of Daming."

"How to choose between the two, I don't think I need to say, His Majesty also has the answer in his heart."

"`ˇGreat Yuan in the past actually faced the choice I just mentioned."

"And Da Yuan also made the same choice as His Majesty had in mind."

"In the end, His Majesty personally overthrew and buried Da Yuan."

Yan Changqing looked at Zhu Yuanzhang and sincerely advised him.

In Yan Changqing's view, the credit currency of banknotes and banknotes is still a bit too advanced in this era.

In the current era, the civil and military officials of the Manchu Dynasty do not know as much about the economy and finance as a layman like him, so it is really not suitable to play credit currency.

You must know that even in the previous life, there were a large group of gods who had a deep understanding of the economy and finance, and they still broke the credit currency from time to time.

It would be strange if Zhu Yuanzhang and the others could play the credit currency well.

In fact, in less than a hundred years, the Daming Tongxing treasure banknote system established by Zhu Yuanzhang in history was collapsed.

If not, the Ming Dynasty has been forced to use banknotes and copper in parallel, and there has always been a copper-based monetary system to barely support it.

Coupled with the gold flower silver that was opened for use in the middle of the Ming Dynasty, the currency system based on the copper and silver standard was established, and the monetary system of the Ming Dynasty was re-supported.

As early as when the Daming Tongxing Banknote, which represented Daming's credibility, was played and collapsed, Daming should have finished the game just like Dayuan, unable to survive even a hundred years.

In the end, the reason why Da Ming didn't finish playing in less than a hundred years, it can only show that Da Ming was lucky.

When the currency system of Ming Tongxing Banknotes, which represented the credibility of the country, collapsed, the monetary system of gold, silver, and copper, which also condensed the huge credibility of the ages, came out in time to back it up, and that's all.

But it doesn't mean that Daming's Tongxing Baochao is very good. It should even be said that Daming's playing of Baochao is worse than that of Dayuan.

So in the middle and late Ming Dynasty, the Ming Dynasty went back to using the traditional precious metal currency system in the Central Plains for thousands of years.

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Chapter 169: Zhangzi, please listen to my advice【Please subscribe, please order all】

Zhu Yuanzhang, who sat at the back, was silent, and he couldn't help hesitating at this moment.

He listened to all the words Yan Changqing said just now.

He also kept in mind the various advantages and disadvantages of the banknote system.

However, it is useless to keep in mind the various advantages and disadvantages of the banknote system. After all, it must be implemented and the actual operation shall prevail.

And if the system of banknotes and banknotes is actually implemented, then the extremely true assumption given by Yan Changqing in the end becomes a problem that Zhu Yuanzhang has to face.

[If one day, Daming encounters various natural and man-made disasters one after another, for this reason, the treasury has really spent all its revenue, but it is still unsustainable. 】

[At that time, if the Ming Dynasty does not issue excessive banknotes to relieve financial pressure and relieve people's livelihood, the Ming Dynasty may be in danger of overthrowing on the spot. 】

[As for the over-issued Ming Tong Xingbao banknotes, it is only that there may be inflation in the future, leading to the overthrow of Daming. 】

If he is faced with such a choice, how should he choose? ! !

I am afraid that in the end he will still choose to issue Da Ming Tong Xingbao banknotes, first to ensure that Da Ming will not be overthrown and destroyed immediately.

After all, if Daming is destroyed right now, then Daming doesn't have to worry about the danger of inflation in the future.

After all, the future of Ming Dynasty is gone, so there is no danger of inflation in the future.

Overcome the immediate difficulties first, as for the danger of Ming's inflation in the future.

When the danger of inflation really occurs in the future, think of a solution and see how to solve it.

　477 Such an idea, such a choice, logically speaking, shouldn't be considered wrong, right? ! !

So the former Yuan Dynasty also thought so, and also chose this way.

As for the final result, Zhu Yuanzhang knows better than anyone else.

Because it was he who kicked the Yuan Dynasty down with the last kick.

[So, is this seemingly correct choice actually a wrong choice in the end? ! ! 】

Zhu Yuanzhang couldn't help smiling bitterly.

He really wanted to say that Daming would not be so unlucky in the future and would not have to face such a choice.

After all, how unlucky it must be to encounter all kinds of natural and man-made disasters one after another, causing the treasury to be emptied!

Normally, a country should not be so unlucky, right? ! !

But in reality, the things that happen most often are abnormal things! ! !

The former Great Yuan Dynasty was so unlucky.

Originally, the Great Yuan Dynasty squeezed and oppressed the people of the Central Plains for dozens or nearly a hundred years, but it did not completely collapse the Great Yuan Dynasty.

As a result, I saw the Yellow River bursting and flooding later, and worried that it would affect my rule, so I was in a normal state for a while. In order to maintain my rule and do a good deed at the same time, I decided to repair the bursting and flooding of the Yellow River.

So "Mo Daoshi's one-eyed man provoked rebellion in the Yellow River."

In the end, the Great Yuan Dynasty just disappeared.

To be honest, if the Yuan Dynasty did not repair the Yellow River, it would have allowed the Yellow River to burst its banks and flood.

Then maybe the Great Yuan Dynasty can live for more than ten years, or even decades, anyway, at least it can survive for 100 years.

Because on the one hand, the people of the Central Plains were mainly hurt by the breach and flooding of the Yellow River. For the real Mongolian and Yuan rulers, they would not suffer any harm.

At most, this year, the areas where the Yellow River broke its banks and flooded will not be able to collect some taxes, and the public grievances of the people will become more boiling.

But is this important to Yuan Ting? ! !

The people under their rule have already had too many grievances, okay? ! !

There is a saying, "If you have too many debts, you will not worry, if you have too many lice, you will not itch."

The mere public grievances of the Yellow River bursting its embankment and flooding were actually the same thing for Yuan Ting, and they could bear this share of public grievances.

And if you look at it from the perspective of the Yuan court, the breaking and flooding of the Yellow River are actually conducive to maintaining their rule.

Because the Mongolian Yuan Dynasty is different from the previous courts in the Central Plains, the Mongolian Yuan Dynasty is a dynasty ruled by a small number of nomadic peoples!

The population gap between the Mongolian Yuan people and the Han people is as little as one to one hundred, and as many as one to two or three hundred!

Such a huge racial population gap is actually a very dangerous thing from the perspective of the Mongolian and Yuan courts.

Once the Han people really gather together to resist with one heart and one mind, then the rule of the Yuan court will become precarious on the spot.

Therefore, if the Yellow River is allowed to burst its embankment and flood, although it will increase public grievances.

But it will also bring huge casualties to the Han people, weaken the strength of the Han people from the side, and reduce the ethnic population ratio between the Mongolian Yuan and the Han people.

In the end, it will have an alternative effect of making Meng Yuan's rule more stable.

On the other hand, if the Yellow River is not repaired, the people of the Central Plains will not be gathered in a large scale and in large numbers.

And the Central Plains Blank』⑥⒐⑧5⒉5⑧[-]O If the people are not gathered in a large scale and in large numbers, then even if the people in the Central Plains are miserable and want to resist.

But in the face of the large-scale and organized regular army of the Yuan Dynasty, there was not really enough strength to resist.

However, if a large number of people from the Central Plains are gathered together, then these people in the Central Plains will instantly have the basis for organized and large-scale resistance.

And once the people of the Central Plains become an organization and have a scale, they will be of one mind and one mind.

Coupled with the huge gap in the ethnic population ratio between the Mongolian Yuan and the Han people, it is not very difficult to overthrow the Yuan court to be honest.

At the end of the Yuan Dynasty, such princes as Chen Youliang, Zhang Shicheng, Zhu Yuanzhang, Xu Shouhui, etc., at the end of the fight, in fact, not many princes still regarded Yuan Ting in their eyes.

In their eyes, Yuan Ting was already doomed to be overthrown.

Their real opponent at that time was no longer Yuan Ting, but each other who were also Han princes.

It is also precisely because Chen Youliang, Zhang Shicheng, Zhu Yuanzhang, Xu Shouhui and other Han princes began to attack each other, and did not really work together to attack the Mongolian and Yuan courts.

Therefore, after Zhu Yuanzhang finally captured Yuan Dadu and overthrew the Mengyuan court, the Mengyuan court could still retain a considerable part of its strength and continue to linger on the northern grassland.

On the podium, looking at Zhu Yuanzhang who was still hesitant, Yan Changqing tried to persuade him again:

"It's not that I look down on Your Majesty and the Minister of Civil and Military Affairs of the Manchu Dynasty, but the credit currency of banknotes is indeed beyond your control and grasp for Your Majesty and the Minister of Civil and Military Affairs of the Manchu Dynasty."

"Even if His Majesty and the Minister of Civil and Military Affairs of the Manchu Dynasty have figured out the advantages, disadvantages, and other precautions of the credit currency of banknotes and banknotes."

"But what about the next generation of emperors and civil and military ministers of the Manchu dynasty?!"

"Where is the next generation of the emperor and the civil and military ministers of the Manchu Dynasty?!"

"The banknote system is different from other systems."

"Like the previous Daming royal family salary system and the Daming vassal system, even if these systems do not make any changes and let them continue to develop, to be honest, the rule of Daming will not really be shaken within 200 or [-] years."

"After all, there are tens of thousands of people in the Ming Dynasty. Even if the emperor is fatuous and the officials are corrupt, with the traditional precious metal currency system, there is no one or two hundred years of continuous oppression and exploitation."

"Then it won't really force the people to the point of rebellion."

"However, the system of banknotes and banknotes is different. As long as one generation of emperors is fatuous and officials are corrupt."

"Then in just a few decades, or even a few decades, it will be enough to force the people to the point where they have to rebel!!!"

"That's why I said before, let Your Majesty prepare for the collapse of the Ming Dynasty."

"Because the Daming Treasure Banknote System, if it is not operated properly, it will also cause Daming to perish."

Yan Changqing looked so earnest that he almost said, "Zhangzi, listen to my advice, the water of credit currency is very deep, and you can't grasp it".

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