Datang: Time travel in two months, wait online, hurry up!

The only thing that businessmen find inconvenient now is that only Yangzhou and Suzhou have banks.

If they want to save money or transfer money, they can only do it in banks in Yangzhou and Suzhou.

There is no way to handle these businesses in other state capitals of Datang, and they can only be carried out in the original way.

Even Chang'an City doesn't have a branch!

Now they only hope that Li Ke can quickly open Datang Royal Bank to the state capitals of Datang.

At that time, it will be countless times more convenient!

Li Ke can naturally guess what they are thinking, but this thing cannot be rushed.

After all, banks are institutions that involve a lot of money, and the safety of funds must be the first priority.

Moreover, banks also need talents, which need to be cultivated through the two banks of Yangzhou and Suzhou.

"Take your time, the Royal Bank of the Tang Dynasty will open all over the Tang Dynasty sooner or later!"

Li Ke is still very relaxed. After all, the Yangzhou branch and the Suzhou branch have become two fires, burning 5.9 blazingly.

The next step is to use these two fires as sparks to start a prairie fire in the branches of various state capitals in the entire Tang Dynasty.

"Your Highness, someone from Chang'an City has come to deliver the decree!"

At this time, someone came to Li Ke's side and reported to Li Kehui.

"Oh?"

Hearing this, Li Ke immediately became interested.

Presumably Li Shimin had already seen the letter he asked the caravan to deliver last time, so he sent him an imperial decree!

"Step up the improvement of the artillery, train the Shenji Battalion, and let the Shenji Battalion and the artillery have combat effectiveness as soon as possible!"

"If there is an excellent opportunity, you don't need to report it, and you can judge the use of troops abroad by yourself. One is for training, and the other is for the benefit of the Tang Dynasty!"

"You can use it to your heart's content in the fief, as long as it can bring benefits to the Tang Dynasty, all are allowed!"

"Make a variety of canned food and purchase military rations as the Ministry of War."

After listening to the imperial decree, even though Li Ke was prepared in his heart, he was deeply surprised by Li Shimin's trust and support for him in the imperial decree.

Although he said a lot in the letter that the artillery is not mature enough and has no combat effectiveness.

But he didn't expect that Li Shimin didn't ask him for artillery.

Moreover, he was asked to speed up the training of the Shenji Battalion, so that the Shenji Battalion could have combat effectiveness as soon as possible.

"It seems that I still underestimate Lao Li's pattern and ambition!"

A gleam of light flashed across Li Ke's eyes, and he thought secretly in his heart.

PS: Second more! .

Chapter 193 A soldier of the Tang army got lost in the country of Wa!Li You going to Quanzhou?

The gates of Yangzhou Branch and Suzhou Branch of Datang Royal Bank.

At this time, a lot of people gathered here, and many of them came to save money with passbooks.

They all carry a lot of copper coins on their bodies and want to deposit them in the bank.

Due to the increasing number of people at the scene, the government of Yangzhou and Suzhou also sent people to maintain order.

"Everyone, the bank is open every day. There is no need for everyone to squeeze in one day to handle the deposit business. This will delay everyone's time."

"The bank will issue 2 numbers every day, and those who get the first 2 numbers can handle it on the same day."

"If you don't get the number, please go home and wait. There will be a long time in the future, so don't rush this day or two."

The head of the bank also stood up and said loudly to the people who came to save money.

Handling passbooks and saving money is an extremely private matter. Once there are too many people, it may cause leakage of private information.

And when there are more people, the pressure on the bank staff will also double.

But their work is the kind that needs to be very calm and careful in order not to make mistakes. Once a mistake occurs, it will cause double losses to the bank and the people!

Even, it will greatly affect the reputation of the bank!

Li Ke warned him in extremely stern words that he must put the bank's reputation and reputation first.

Therefore, in order to prevent mistakes as much as possible, he slightly calculated the time required to handle a business and how many businesses he could handle in a day.

At the same time, a certain amount of space must be reserved for users who come to withdraw money.

So he decided to only release 2 numbers a day, and it was almost enough to handle 2 businesses a day.

As for the method of limiting the number, Li Ke told him before.

It is said that if there are too many people, the number will be directly limited.

Of course, it is only limited to those who come to handle money deposit business.

People who come to withdraw money, no matter how many people there are, must handle business.

Otherwise, it will give the common people the impression that it is easy to save money and difficult to withdraw money, which will be a huge blow to the bank's reputation!

"Do two a day!"

"Wait until which day do I have to line up?"

"I wish I had known that I would have deposited money in the bank on the first day it opened. No one deposited money on that day!"

"I don't trust His Majesty the Emperor, or His Highness King Wu, alas!"

"I can't help it. I must be outside on the 2nd. Let's come back tomorrow."

"I'm in the top 2, I can deposit it today, and finally I can sleep soundly at night."

Hearing what the head of the bank said, everyone immediately complained.

But there is no way, the bank manager said that the 2nd will be the 2nd, and they have no way to force the money into it.

Didn't you see the soldiers holding sharp knives standing on both sides of the bank?

If anyone dares to be presumptuous in the bank, those soldiers will not be polite to you.

After all, it was written in the newspaper, His Royal Highness King Wu said it himself.

Anyone who makes trouble in the bank and poses a serious threat to the bank's property will be directly arrested and taken to the Governor's Mansion!

Everyone dare not think about what will happen when they arrive at the Metropolitan Governor's Mansion.

Therefore, those who did not get the number could only go home honestly, planning to come back when there were fewer people.

What the head of the bank said was also reasonable. Anyway, the bank is here and it is open every day, so there is no rush for this day or two.

Those who grab the number wait in anticipation to go in and do business.

This is how the Yangzhou branch handles it, and the Suzhou branch also handles it this way.

After all, banks are no better than other places. It must be quiet and careful here.

The head of the bank would go to the Metropolitan Governor's Mansion to report the situation of the bank to Li Ke every evening.

"Your Highness, people's trust in the bank is getting higher and higher, and everyone's worries about saving money have become very, very small."

"Those merchants are very fond of the money transfer business, thinking that the money transfer business makes their business transactions much more convenient."

The head of the bank reported the situation of the bank to Li Ke.

Hearing this, Li Ke smiled with satisfaction.

In terms of saving money, he did not completely copy the methods of modern banks.

In modern banks, you earn interest when you save money.

Although the interest on demand deposits is very small, at least there are some.

Regular ones are slightly higher.

But Datang Royal Bank, he did not set a rule for deposit interest.

Because the situation in Datang and modern times is not the same, there is no need to completely copy it.

In modern times, banks give users interest because banks invest and lend users' money.

The income from investment and lending is distributed to users, which becomes interest.

Moreover, there are many modern banks. In order to absorb more deposits and obtain greater investment and lending funds, each bank will set higher interest rates.

But in Datang, because the economy and finance are not developed enough, there are actually not many projects that can be invested.

Mainly rely on lending to obtain income.

Moreover, the number of people who take out loans is not very large, so the income from this part of the loan is also limited.

And if deposit interest is paid to all users, then the bank's income and expenditure will be out of balance.

Expenses far outweigh income.

It won't take long for the bank to go bankrupt.

This is obviously not what Li Ke wants to see, so he didn't set a rule for deposit interest.

Anyway, in Datang, and even in this world, there is only one Datang Royal Bank, and there is no competitor at all.

So there is no need to use interest to compete for users.

Moreover, the money in this era is mainly gold, silver, and copper coins.

The money is firstly bulky and secondly heavy.

It is actually very inconvenient to put it at home, and many people even want to prevent it from being stolen.

Put the money directly in the clay pot, then dig a hole at home and bury it in the soil!

It can be said that people have also racked their brains on how to hide money.

Now, he provides everyone with a place where they can safely deposit money for free, and also keeps it on their behalf, and can withdraw it at any time.

He believes that ordinary people will definitely be willing to deposit their money in the bank.

In fact, in historical banks, people depositing money in them not only has no interest, but also pays bank fees!

Because the bank has kept the money for everyone, so they have to ask the common people for money!

Even so, people in history chose to store their money in banks.

It shows that everyone really needs a safe and stable money deposit institution.

Therefore, even if Li Ke does not pay interest, it will not affect everyone to save money in the bank.

As for the transfer, Li Ke had long thought that merchants would be very interested in this business.

After all, when Li Ke was in Chang'an City before, he had experienced the pain every time he divided money.

Baskets of copper coins were transported to the palace, and they had to be counted one by one, and then the thousand coins were strung together with strings, which was very troublesome.

After arriving in Yangzhou, this situation became even more serious.

Especially the last time he auctioned the agency right in the Metropolitan Governor's Mansion, it sold a full 3 guan!

Although many are paid in gold and silver, copper coins still account for the vast majority.

Many people in the Metropolitan Governor's Mansion have lost their money.

Now I feel like throwing up when I smell the stench of copper.

Not to mention that these businessmen have a lot of money transactions almost every day.

In particular, they often have to buy goods from major workshops in Yangzhou City, and they have to bring a lot of money every time they buy goods.

Heavy and very inconvenient.

Therefore, the business of transferring money is simply a huge convenience for merchants!

In fact it is.

Now, after they purchase goods from the workshop, they just go to the bank with the workshop's treasurer.

You only need to enter a small compartment, and after pairing the password, you can go to the counter to handle the transfer

It took only half a stick of incense before and after, so it was easy.