The opening account was stolen, and the backhand recharged 100 million

"Miss Fang, I also introduced the situation of our company just now. The interview is a two-way choice. I interview you, and you are also interviewing our company."

"Then now I have a question to ask you, what do you think of the company's legal aid funds, and what do you think of the company's legal department helping employees to be honest!"

"Also, if there is one thing now..."

This is the interview question that He Ling reset. The company has such an atmosphere now, so it is absolutely impossible to recruit people who will provoke confrontation at every turn.

Discuss the matter as it stands, regardless of geography or gender.

After Fang Xiaoying shared her opinion, she said, "Well... I want to ask, if I succeed in applying for the job and start an internship, can my case company help me?"

Guo Xiaoyun laughed and said, "Of course it is possible, but it must be approved by Mr. Zhou. What case do you have?"

"The other party, the other party is the bank..."

What?Guo Xiaoyun's eyes widened immediately.

This is really getting worse and worse. Now Guo Xiaoyun is a little scared. The boss is so big that the company will disappear one day.

Ten minutes later, Zhou Yi, who had already returned home, received a call from Liu Shiwen.

"What? There is a special one among the newcomers this time, who actually had a conflict with the bank. What's the situation?"

Although I know that this will develop slowly, there must be some intersections with these existences, but I didn't expect it to come so soon.

An employee also proposed it before, but it was rejected by the legal department before reporting to him.

To be honest, normal banks have very strict regulations, and some things that you think they are embarrassing you are really not allowed to do.

It can be said that many of the things that outsiders see in the bank as taking off their pants and farting are all summed up from experience and lessons.

There is nothing small about money.

But this case can be reported by Liu Shiwen, which means that the legal department is a little bit out of control.

"It's Mr. Zhou like this, that little girl is Fang Xiaoying, a college student in Shanghai, and it is said that she is still your audience..."

Fang Xiaoying's problems are actually not complicated.

When I first entered school, for some reason or other, I did not figure it out before guaranteeing a loan from a fellow senior.

Adults know that there are three major things not to do these days. The first is not to borrow a car.

Because you don't know what kind of problems will happen when you borrow the car.

The second is to try not to borrow money. Everyone knows this. Even if you have to borrow money if you have no choice, you must pay attention to it and get all the necessary procedures done.

The third point is, don't guarantee others!

There are not a few people who rashly give guarantees to others because they can't wipe their faces, or because they are too embarrassed to refuse, and their homes are gone.

The guarantee is divided into general guarantee liability and joint guarantee liability.

The general guarantee, in human terms, is that the grandson who owes money still has money, so others can't ask you for it.

As for the joint guarantee, in human terms, the creditor wants to ask whoever he wants, even if the grandson who owes money is still rich, he can still ask for it from you as the guarantor.

Before the Civil Code came into effect, many places adopted a presumptive joint guarantee, that is to say, if there is no agreement in your guarantee, it will be deemed that you have adopted a joint guarantee.

Because of this, many people were cheated at the beginning, and the house at home was executed for no reason. Just because they went to be a guarantor, you said they were wronged or not.

Fortunately, after the Civil Code was promulgated, there were clear regulations. If the two parties did not agree, it would be deemed to have adopted a general guarantee.

Fang Xiaoying was like this. She acted as a guarantor for someone without knowing what was going on. The Civil Code hadn't been promulgated, so she was naturally accused.

Fortunately, the school had legal aid at the time, and the fact that she had been cheated, and the court was also strong, so combined, Fang Xiaoying's guarantee responsibility was cancelled.

The plaintiff at the time was the lending bank, named Feiyue Bank.

Logically speaking, the court ruled to exempt her from the responsibility of guarantee, so it should be fine.

But unfortunately, Fang Xiaoying found out that she had been included in the bad credit record when she was preparing to apply for a credit card last year.

At that time, a few friends did it together, but she couldn't do it alone, so many people knew that Fang Xiaoying seemed to have failed to pay back the money she owed and went to the credit bureau...

These days, many people will directly call people who have gone through the credit investigation "Lao Lai", which is confusing.

Bad credit records and dishonest persons subject to enforcement are two different things.

Although the friends around her knew that she had been scammed after explaining, Fang Xiaoying went to the bank several times afterwards to ask the other party to cancel her credit record, but there was no result.

Because the other party didn't mean to completely reject it, but all kinds of evasions.

Dragging words solves all problems.

Originally, it was said to be an investigation, but after the result, it was directly said that you have to bear the guarantee responsibility.

After going back and forth in this way, it has come to the present,

Credit records are an extremely closed thing. In fact, financial institutions generally have the right to submit them.

Note that it is a financial institution, not just a bank!

Generally speaking, if you really find a problem, the easiest and fastest way is to go directly to the PBOC to file an objection.

After all, this thing is managed by the pedestrians.

However, the People's Bank of China's Credit Information Center also asked the financial institution that reported it at that time to retrieve data for verification.

And the reason why Fang Xiaoying didn't adopt this method was that she couldn't swallow it!

She felt that this was really an innocent disaster, not to mention being tricked into being a guarantor, and the court even ruled that she was not responsible, so why didn't the bank revise it for her.

When she went, she always brought the verdict, but they didn't care about it at all.

So simply talking about finding a bank to change her credit report feels uncomfortable, because her personal life has been affected because of this bad credit record.

After hearing this, Zhou Yi was immediately delighted. What does it mean to have nowhere to look after breaking through the iron shoes? It doesn't take much effort.

Isn't this the classic case that Fang Dazhuang was looking for!

Although it is just a commercial bank in Shanghai, and it is not big, but...it is very meaningful!

It's just that some details are not clear, Zhou Yi quickly notified Liu Shiwen: "Let He Ling keep this Xiaojin... this girl and give her a place as an intern."

Anyway, internship, it doesn't matter.

If the other party is incompetent, it should be handled in accordance with the labor law.

After hanging up the phone, Zhou Yi went downstairs and drove directly to Fang Daxiang's law firm. You can't talk about it on the phone. This kind of thing only makes sense in person.

At this time, Fang Dazhuang was chatting with Zhou Xinran and a bunch of lawyers in the law firm.

This is both chatting and learning. The profession of a lawyer is the same as that of a doctor. You have to live and learn.

"Mr. Fang, now I have some problems here. Tell me, if a person works during lunch break, does he count as overtime?"

"He doesn't work from nine to five. He goes to work at eight in the morning and ends at five in the afternoon. He has an hour for lunch, but he has to work while eating."

This is a recent case that Zhou Xinran took over, a labor dispute.

There are more and more labor disputes now, and the view of many young people is that either you do not stipulate any labor laws, or you must abide by the regulations.

So now there is such a problem.

Before Fang Dazhuang could answer, the door over there was pushed open, and a handsome boy walked in.

Then he laughed at the door and said:

"Fang Dazhuang, I have good news and bad news, which one do you want to hear first?"

However, as soon as Zhou finished speaking, he saw a group of people in the room turning their heads to look at him...

Why are there so many people!

1 second to remember the net:

Chapter 382 I'm Still Familiar With The Devils

Zhou Yi's first thought was why there are so many people in Fang Dazhuang's office, and his second thought was that the earth is no longer suitable for living.

Fortunately, all the cattle and horses in this institute are very familiar with Zhou Yi, after all, they have done so many things for him.

It can be said that many of the KPIs of this law firm last year were supported by Mr. Zhou.

I have never seen a client who takes care of the business of a law firm like this, so naturally, under such circumstances, I have to save some face for this big client.

So everyone smiled and left silently.

Only Zhou Xinran sat there without moving, and continued, "Teacher Fang, just ask if this counts as overtime work."

Fang Dazhang smiled when he heard the words, waved his hand to signal Zhou Yi to sit down first, and then said, "Xin Ran, have you been so busy recently that you almost forgot about the labor law?"

"What you said, if you go to work at eight o'clock in the morning and leave at five o'clock in the afternoon, and continue to work during the lunch break, then it must be overtime. Eight hours a day is obviously beyond the limit. Why don't you ask me this kind of question."

"Okay, Zhou Yi, what news do you bring, how good is the good news, and how bad is the bad news?"

Zhou Xinran curled his lips, looked at Zhou Yi, and wondered if his "Jingzhou Dashui" account had been recognized.

That's right, Zhou Cainiao is "Jingzhou Dashui". She has been in the legal department of Tengda for so long, and basically knows everything she should know and what she should not know.

That's why there are articles like that.

If you want to say why you wrote such an article, it’s not because you want to help promote Tengda, but because you simply think that Zhou Yi wants to help people anyway, so he can help one person.

Every time there is a more serious person in this world, others will be a little more jealous, at least they will not easily take your words as fart.

"The good news is that our new employees who joined the company this time have a case that seems to have never been seen before, at least after the new Civil Code was released, it has nothing to do with banks."

As soon as these words were said, Fang Daxiang's eyes immediately began to light up.

"Are you sure? You really haven't seen it much?"

I've been annoyed doing research recently, and it would be nice to have a more interesting eucalyptus to play with.

"The specifics are like this..."

Zhou Yi briefly talked about the specific situation of the case, and then asked: "Fang Dazhuang, do you think such a case is interesting?"

That's really interesting, okay?

To put it mildly, this is just a small problem of a financial institution, just your own credit investigation.

But on a larger scale, this involves many issues. The most recent one is whether it constitutes an infringement when a financial institution fails to correct the information of the party involved!

This is a relatively unnoticed topic, but it is closely related to our lives.

Because many of us are inseparable from credit records. Once there is a bad credit report, life and work will be affected.

Under such circumstances, indeed, you can file an objection application directly through the PBOC system.

And the People's Bank of China will also impose corresponding penalties according to the situation, but this is all an internal matter of their system.

A more realistic question is, who will bear the losses of many of our parties who have been affected by false reporting of credit information?

"Let me tell you, Zhou Yi, I will handle this case. Really, if this is done, let alone the impact on other aspects, just the research on the new civil code will be a huge improvement. !"

The study of the Civil Code is also the focus of Fang Daxiang's work now.

After all, this is the first law named after a code in our country. The criminal law we usually refer to is the criminal law, not a criminal code. The Civil Code is the first law named after a code!

Known as "the encyclopedia of social life", it involves all aspects of life and runs through your life.

This is all official propaganda, and in Fang Dazhuang's view, the most important change brought about by the Civil Code is that we can now regard many existences as civil subjects!

For example, the financial institutions in this case.

For example, the mobile company in the previous case.

Can complaints solve problems? Of course, complaints are always one of the best ways to solve problems. It is simple and quick.

My father took the shot and crushed it directly, and then the corresponding company apologized. Is there a problem? Of course it's okay.

But, going back to the previous question, no matter how the father punishes, this is their internal treatment. Externally, has there been any solution to the personal infringement?

"You mean that you can file an infringement lawsuit, right?" Zhou Yi asked.

"That's natural. Since there is an infringement, you have to bear the liability for damages. This is an extremely important manifestation of the Civil Code!"

"Whether it's a bank or any other company, in this case, your employee's right to reputation has obviously been violated!"

"Then we must let them experience the law!"

Needless to say, cases of collusion and fraud by insiders of financial institutions, it is a criminal issue and a major event, so it will naturally be felt by the law.