Portable Museum

"Another piece of news? You're talking about the loan?"

"Yes! It's about the loan. I communicated with President Liu of the Bank of China and opened a special loan service for our fund-raising house building.

You can take the letter of introduction from your unit and go to the bank to apply for a loan.

The house is used as a mortgage, and the lender's work unit guarantees it, and the loan is used to raise funds to build a house.

Then repay the loan in installments, and one-third of the monthly salary is used for repayment. At that time, it will be directly deducted from the salary and repaid to the bank. "

"Well, this is a good idea! One third of your salary is used to repay the loan. This will not affect your life, and it will also solve the problem that most workers cannot afford a house." Cao Xiangqian also studied abroad, and he immediately understood what was going on. the benefits of.

"You boy, everything is clear, why didn't you bring it up earlier?"

"Isn't this a test of everyone's determination to buy a house?"

It's a joke to test resolve or something.

The main purpose is to ensure the real and effective feedback on the urgency of raising funds to build houses.

"By the way, what do you mean by the duplex building?" Cao Xiangqian suddenly remembered what Zhang Junping said before, and asked hastily.

"The duplex building has two floors, upstairs and downstairs, with only one entrance door, and the upstairs floor is accessed from the stairs installed indoors downstairs.

It can also be regarded as a small second-story building hidden in an ordinary building. "Zhang Junping briefly introduced the structure of the duplex building.

"What do you mean?"

"It's not that there are more land approved in the city, so the leaders of our bureau, and those above the deputy manager of our company, let's bear a little more and subscribe for a duplex house.

The one with 160 square meters on one floor. "Zhang Junping smiled and expressed his thoughts.

"This..." Cao Xiangqian was a little tangled, he wanted such a house from the bottom of his heart.

At Cao Xiangqian's age, his children are indispensable, no matter what, he must have two or three.

When I get older, I naturally hope to live with my children. In such a house, the whole family can live together.

However, I am worried that it will be too high-profile and have a bad influence.

"Leader, we bought it with real money. What are we afraid of? Our salary is high, so we can live better?" Zhang Junping saw Cao Xiangqian's concerns and reminded with a smile.

No matter how big the house is, it is bought with your own money.

With their income, such a house is completely affordable.

Why can't I live?

"I see it this way. Later, I will call other comrades in the bureau to discuss this issue and see other opinions." Cao Xiangqian still decided to hold on.

"Okay! I'll hear your news!" Zhang Junping tactfully said goodbye and left.

After returning from the Press and Publication Bureau, Zhang Junping hid in the office alone and giggled.

Zhang Junping had a premonition that the life of real estate developers in the future might not be so easy, and they would never be as popular as later generations.

It is estimated that those developers in later generations will scold their mothers if they have a front and rear eye.

If you do this, who will we sell our house to?

Among other things, China's housing prices will certainly not experience explosive growth like later generations.

Of course, with the process of urbanization, housing prices will definitely rise, but it will definitely not increase so high.

Because once the mode of raising funds to build a house is started, it is not so easy to stop the car.

Now you can raise funds to build houses, and wait until the mid-to-late 80s, and you can also raise funds to build houses in the 90s.

The big deal is to raise funds to buy land and then build a house.

No leader dares to say that you can't raise funds to build houses, you can't buy houses in group purchases, you can only buy high-priced houses from developers.

Whoever dares to say this will probably be drowned by the spittle of the common people without the need for superior leaders.

Zhang Junping called Cao Meng to his office.

"You go to the next notice. In order to take care of the employees of the company, the company will provide employees with an additional ten square meters of housing area free of charge.

Be sure to write clearly that it is an extra gift, not a deduction for the house payment. "

"Squad leader, most of our company's employees buy [-] square meters, but we don't have a [-] square meter apartment."

"Then let them buy another ten square meters, so that they can get a house of one hundred square meters?" Zhang Junping said as if it was a matter of course.

"Buy another ten square meters?" Cao Meng looked at Zhang Junping in surprise.

What he bought was a house of [-] square meters, and he had to borrow all his relatives, friends and comrades-in-arms to raise enough money for the [-] square meters.

"Oh! By the way, you send another notice, saying that the company has communicated with the bank, and employees who participate in fundraising to build houses can apply for loans.

The house is used as a mortgage, and the company serves as a guarantee, which will be repaid in installments from the salary in the future, and one-third of the salary will be repaid every month. Zhang Junping said with a smile again.

"Is it possible to get a loan? Monitor, if it is a loan, how will the interest be calculated?"

"The interest is charged on a monthly basis, which is about one ten-thousandth, that is to say, if you borrow 1 yuan, the monthly interest is about one yuan.

It's very suitable, you kid, don't you know how to find me if you have difficulties?

Secretly buying an [-]-square-meter house, who would be chilling? "Zhang Junping scolded with a smile.

"Squad leader, it's not easy to think about you. I arranged a job for me, and I asked you to borrow money after buying a house..."

"Get out, it's not easy for your eyes to see me? It's not easy for me to buy a dozen or twenty houses for a single painting?" Zhang Junping scolded with a smile.

"what?!"

"What? You have been in the company for so long, don't you understand how the company works?"

"I really didn't pay attention to this aspect." Cao Meng scratched his head and said.

"Listen to me, if you want to buy a house with an area of ​​160 square meters, I guarantee you won't lose money in the future." Zhang Junping reminded.

"But……"

"Think about your wife and children, and your parents, how rare do you want them to live in the country all the time?

If you don't buy a bigger house, can you live in it?

Believe me, our wages are not limited to this. After the reform and opening up of the country, wages will gradually increase later.

You feel expensive now, ten years later, you will know how cheap the house is.

I even regretted that I would have bought an extra set. "Zhang Junping persuaded with a smile.

What can be said has already been said, and the rest is up to Cao Meng to decide. Although he is Cao Meng's squad leader, he is not his father, so he can't make up his mind for him.

"I see. Thank you, monitor. I have decided to buy a house of 160 square meters." Cao Meng gritted his teeth and said.

"That's right, you are an upgrade, just pay 150 square meters for the house.

Go ahead, go down the notice!

By the way, I called several deputy managers over and went to the secretary's office for a meeting. "Zhang Junping laughed.

After a while, the three deputy managers, as well as Liao Bushi, the head of the security department who enjoyed the treatment of the deputy manager, all came to Wu Xinping's office.

"What's the situation with you guys? Why did you come to my office?" Wu Xinping, who was working on a creation, was confused.

"Secretary, the manager told us to come here." Chen Lijun replied with a smile.

"Master, everyone I have notified will come to you for a meeting." Zhang Junping walked in with a teacup.

"What's the matter, you can't talk about it in your office? You have to come to my office." Wu Xinping was very upset when he was interrupted in the middle of a painting.

"Hey, it's about building a house, it's a good thing!" Zhang Junping laughed.

"Let's talk!" Wu Xinping knew that he would not be able to continue to create without talking, so he simply put down the brush in his hand.

"The city has already approved the land for us to raise funds to build houses.

There is a total of [-] mu of land, and another [-] mu of land is used to build resettlement houses. "Zhang Junping said with a smile.

"That's it?" Wu Xinping said angrily. Is it worth coming here to disturb his creation?

"There are a lot of land approved in the city, so I thought, should we build a bigger house?

It's too eye-catching for a villa.

Therefore, I plan to build a duplex room, the kind with stairs in the room.

How about a duplex room like this for one of us here? Zhang Junping asked with a smile.

"How big is the duplex room?"

"However, it must be more than 320 square meters!

Or bigger, get that three-story duplex room, four to five hundred square meters. "

"Four to five hundred square meters, how many people would it take to live here?" Chen Lijun muttered to herself.

In the past, the whole family quarreled every day over a house of more than ten square meters.

The family is in a state of restlessness.

It's good now, it's four to five hundred square meters when you open your mouth.

Not to mention their family of four, even her father-in-law and mother-in-law moved there, and they could live there.

"Manager, the duplex room you mentioned is good, but we have no money in our pocket!" Liao Bushi raised his hand and said.

"Yeah! We don't have as much income as you one by one.

The combined salary of our couple is less than 300 yuan.

But I can't afford such a big house. " Zheng Dongmei said sourly.

"The two of you have more than 300 in total. I work alone in my family, and it's only a hundred and ten yuan a month." Liao Bushi was no longer afraid of the cold, and directly told his situation.

It must be said, otherwise, after a while, it will be decided, should I buy it or not?

If you buy it, you really can't afford it, and if you don't buy it, you will seem out of place.

"I just bought a courtyard house, and I borrowed money from the company." Chen Lijun spread her hands and said.

Chapter 345 Set up a framing studio and contract with others

"Sister Zheng, you don't have to worry about this, it will make you unable to afford a house?" Zhang Junping said with a smile.

"Why are you going to lend me money?"

"If you dare to borrow, I will give it to you!"

"Why don't I dare to borrow? I owe someone a favor by borrowing someone else's.

Your big money, tens of thousands, 10,000+ yuan can’t keep up with how much you can earn by just drawing a few strokes.

I don't have any psychological burden to borrow from you. " Zheng Dongmei giggled.

"Okay, I'll draw a few strokes for you later, and let you exchange them for a house." Zhang Junping replied with a smile, and continued to talk about the topic.

"Sister Zheng just mentioned about the house payment.

It is estimated that at this moment, the office announcement has been distributed to various departments and posted on the bulletin board.

I contacted the bank and can provide you with a home loan.

The interest rate is very low, about 1 yuan a month for [-] yuan.

The repayment is also very simple. Every month, the company deducts one-third from the salary to repay the loan until it is paid off. "

"Then what if you can't finish it by retirement? You can't let the child continue to pay it?"

"If you don't have enough money to retire, the company will automatically pay off the loan for you on the day you retire.

It's a retirement gift from the company. "Zhang Junping said with a smile.

If you don't argue with everyone, you will get a salary increase, and you will definitely be able to pay it off.

Not everyone will believe it.

Simply, Zhang Junping be more generous and give everyone a reassurance.

"Really?"

"Of course! The secretary is here, and you are all here, and it happened to be a meeting together to form a resolution.

As for the loan, all employees of the company, who have not paid off the loan by retirement, will be repaid by the company on their behalf.