America's Big Hero

"Okay, I'll tell Eladio what you mean."

"You'd better deal with Eladio. This is America, not Mexico. I'm a timid person."

Gustavo smiled and said nothing, you, timid?

But he understood what it meant.

Under the Statue of Liberty, a drug dealer and a smuggler strike a simple deal.

Chapter 35: On How to Launder Money

The impact of wiping out the Salamanga family is bigger than Sean imagined.

Those guys in Jersey City who hated Sean had given up.

They had reasons to hate Sean, many of them had people who were suddenly killed by Sean, and some of them were the boss, the new boss... Well, the new boss may not hate Sean, but he has to express it.

The most important thing is that Sean asked each of them to pay $10 to settle the matter of betraying him before.

That was $10, and no one, including the newcomers, was willing to pay it.

But now the situation is stronger than people, so someone contacted Xiao En the next day to send money.

So, on October 10th, Saul was hurriedly called by Sean again. As soon as he entered the door, he was taken aback. There were rolls of dollars piled up on the bed in the room. He had never seen so much money. , For a while, Sol watched in a daze, unable to recover for a long time.

This speaks volumes for the real possibility that I could become a billionaire if everyone gave me a dollar.

"Saul, I need your help now. The damn American financial review measures are too strict, but any deposits of more than [-] US dollars will be reported to the IRS (Yingda was judged as money laundering and arrested for this matter. )."

"I want to start a company. I'm afraid of the IRS. So, turn it into legal money and put it in my pocket." Sean pointed to the mountain of dollar bills on the bed, and then pointed to his pocket .

"Cash?" Saul shook his head in surprise, "Sean, I'm a lawyer, lawyer, lawyer, I'm not those vampires on Wall Street, I can't do this."

"You're a slick Jimmy, you have a lot of tricks, think of a way for me, I don't want to find a Wall Streeter, I don't want to give my handle to anyone so easily." Sean spread his hands, "Besides, you are a lawyer, No one knows the law better than you, and knows how to take advantage of legal loopholes. I have always felt that lawyers are the most criminal group, and none of them."

"Damn it, let me think about it, let me think about it." Saul walked around the room a few times, threw himself into the pile of money, and breathed in the scent of money, "To launder money, you must first understand what is money. Launder money!"

"The first money launderers were your fellow Polish Jews, the great criminal genius Mr. Meyer Lansky, founder of the American Mafia, founder of the Disciplinary Committee, Genovese, New York The first boss of the crime family, Italian Charlie Luciano's closest partner, helped him build a gambling empire from Saratoga to Miami, and even Las Vegas, and he also has a very large influence in Cuba , and even rigged the election of the Cuban president, who famously said, 'We are stronger than American steel'."

"Mr. Lansky passed away three years ago. The movie Once Upon a Time in America released in February this year was based on him. He started the earliest money-laundering activities in the 3s, and later entered Wall Street to engage in financial crimes. He is a A true genius, in the mid-2s, Fobole expressed despair and gave up monitoring him. Until his death, Fobole had nothing to do with him."

"Since then, there has been the term money laundering. Simply put, money laundering refers to the act or activity of concealing and disguising criminal proceeds and their illegal proceeds. According to Mr. Lansky's successful experience, we summarize money laundering into three aspects: Steps: disposal, segregation and consolidation."

"Disposition: Commingling criminal proceeds or stolen money with other legitimate proceeds."

"Segregation: It is to conceal the source and true ownership relationship of criminal funds, and to conceal their illegal characteristics."

"Incorporation: It is the transfer of laundered criminal proceeds or funds to the accounts of legitimate organizations or individuals with no apparent connection to criminal organizations or individuals, thereby completing the entire money laundering process."

"There are currently five major categories of money laundering methods. The first is currency smuggling. Cash is sent abroad through smuggling channels, such as the Cayman Islands, Bermuda, Bahamas, and Switzerland. These countries do not have such strict financial review measures as the United States. They don't care where your money comes from, they will deposit it for you directly, and then transfer it to the country through some means, and the IRS rarely checks such things across borders."

Sean shook his head, it was too rough. He remitted a large amount of money to himself from overseas for no reason. Anyone who is not a fool will know that there is a problem here.

"Second, currency exchange. Money launderers use the foreign exchange black market to exchange the stolen money obtained from crimes into currencies of other countries. The other party will deposit the money into your designated account overseas. As for the original money, how the other party handles it is another matter. It is possible that this kind of activity is also carried out in other countries."

Sean also shook his head, no different from the first one.

Saul shrugged and continued: "Third, buy real estate, securities, and insurance, and then use the form of return on investment or surrender of insurance to make the stolen money obtained from crime a legal cloak. Well, this is not suitable for your requirements."

"Fourth, market intermediaries such as consulting companies, financial companies, and law firms are used to launder money. Since these companies are not specifically engaged in the sale and purchase of goods, and financial accounts are mostly in the form of fees for providing consulting and entrusting agents, so It’s easy to transfer funds.”

"Don't look at me like that, yes, it's what you think, such as those 'lobbying firms', 'consulting firms', and 'revolving door firms' active in Washington or the capitals of the districts, many of which provide legal services to government officials and some congressmen. income, it’s not illegal, of course, it’s not for you, you don’t have any convincing lobbying power.”

"Why didn't I, I convinced a lot of people yesterday!" Sean said with a smirk, "They all accepted my suggestion readily and didn't express any dissatisfaction. I can really set up a consultation company, is a good idea.”

"Really, pointing a gun at someone's head, I don't fucking think it's lobbying, you're a threat, a red-blooded crime." Sol rolled his eyes.

Sean shrugged his shoulders, "It's not a threat if no one tells you something, right, and it's really practical, isn't it!"

Sean is not satisfied with the four methods, and Saul can only say the last and the most stupid method, setting up a business, "You will have more and more black money in the future, so I suggest you start some companies."

"How should I say it?" Sean is really not familiar with this, even in his previous life, he had never bothered about washing money.

Chapter 36: Born to be a Criminal

Saul began to explain to Sean what "establishing a business" is, "This is a very traditional way of laundering money, mainly by setting up a legal company, mixing the stolen money with its normal business income, and paying taxes legally. The biggest advantage of the method is that the tax is paid with black money. As long as the tax is paid, the IRS will not stare at you. They don’t care where your money comes from, as long as you pay the tax. It depends on whether your method of making fake accounts or the accounting firm you are looking for is strong enough, of course, if the money is small enough."

"This method was invented and used by Mr. Meyer Lansky, because Charlie Luciano's cousin, Al Capone, the king of Chicago who ruled Chicago, was imprisoned for tax evasion, the most arrogant gangster in American history The leader is not caught by the police, but by the IRS, death and tax are eternal!" Saul said with a big laugh.

"Take Meyer Lansky as an example. He opened pizza chains and other food stores all over the United States, and then distributed and retailed drugs through this network, and at the same time laundered part of the money. Of course, the amount of laundering is not that large. And most of the money will be transported to Bermuda through 'currency smuggling' and then transferred to Switzerland or Italy. At the same time, we will also hear 'currency exchange' and 'stocks, securities' and other methods for laundering."

"Lansky is not only a mafia, but also a financial expert. Almost all money laundering methods in modern society are invented by him. Of course, future generations are also carrying forward."

"Look, I'm just saying that you're an asshole, and you shouldn't have forced yourself to pretend to be an upper class person. This can be seen from your complimenting attitude towards a mafia tycoon." Sean laughed loudly. Patting Sol on the shoulder, "However, I must say, Lansky, awesome!!"

"Now, let's plan what kind of physical store is more suitable for me." Sean touched his chin. "It's no problem to pay taxes. I don't mind paying taxes to the IRS, but reasonable tax avoidance methods are also necessary."

"For the issue of tax avoidance, you need to find an accounting firm. I can't give you any advice on this." Saul shrugged.

"This doesn't work, that doesn't work, what use is there for me to have you!"

Sol: ? ? ?

"You really deserve to be hung on a street lamp, damn it, the capitalists are not as heartless as you are."

Sean laughed out loud.

Saul's thorough analysis of money laundering opened the door to a new world for Sean at once. The physical retail industry and money laundering are indeed a powerful combination.

Pizzerias, cake shops, fried chicken shops... etc., basically receive small amounts of cash, and the IRS will not pay attention to them after the normal tax payment, and the police or FBI obviously have no way to deal with the vast amount of small amounts of cash. Find any loopholes in the accounts.

After all, no one stipulates that you must eat when you buy it.

Sean rubbed his chin and fell into deep thought, combined with some future generations thinking, in fact, this point can also continue to expand, such as some service industries and entertainment industries.

The bars opened by those gangs also have the function of laundering money. Calling them underground bars does not mean that those bars do not have full licenses, but that their bosses are underground. Obviously, gangs are also using bars to launder money for themselves.

To promote it, such as laundromats, it is completely possible for people to charge members. It may not be useful, but it is absolutely legal and there are no loopholes. You 500, he 1000, 1000 people apply for 100 million cards and they are cleaned. On this basis It is also possible to open a chain laundromat, which can afford a larger scale of laundromat.

To expand it further, we can also combine the method of "currency smuggling" to set up a company overseas, and then purchase this chain store brand at a price of tens of millions through acquisitions. Just pay taxes.

The police and Fobole have no right or ability to investigate the source of funds of the acquirer or who is behind the scenes in places such as the Cayman Islands, Switzerland, Seychelles, and Bermuda. Is it a violation of the law?

Laundries can also be completely replaced by other industries, such as gymnasiums, yoga studios, beauty, SPA, housekeeping and other service industries.

To expand, the brokerage company is also a very good means. The contract of the signed artists can be drawn up at will, as long as it is legal, the price of the company's promotional resources itself cannot be defined.

Virtually an overseas scammer invests in a movie, and the brokerage company helps with the operation, shooting, distribution, etc. In the end, it doesn’t matter whether the movie’s box office is high or low. It doesn’t matter whether it can be released or not. The brokerage company is the sole agent and receives a lot of money , and then pay the salary of artists, directors and other staff stipulated in the contract. Others can be planned for promotion or operation. Earning money is equivalent to cleaning up...

(Did I talk too much... Well, I admit, this is a manuscript, I really didn't expect to encounter a lion...)

When Sean told Saul about his thoughts, Saul was completely dumbfounded.

After a while, he pointed at Sean and said, "You are a fucking criminal by nature, and all the elements of crime flow in your blood. What can I say? What the hell can I just say, Lansky has successors!"

"Shut up, I'm doing serious business!"

Sean glared at Saul, "Aside from the facts, how can this be called a crime."

"The investor's business is nothing more than investment failure. How can it be called laundering money? Whoever stipulates that investment will definitely make money, whoever stipulates it!"

"Hollywood produces tens of thousands of movies every year. Those who can make money, no, only those who can make money back. Losing money is the general trend!"

"This is very reasonable!"

"This is a big business!!"

"I'm a genius!" Sean stood up and held up his hands.

"For geniuses, criminal geniuses are also geniuses." Looking at Sean's flamboyant look, Sol curled his lips and muttered in a low voice.

"Genius, have you decided what business to do?"

"It's okay to have a pizza shop or something. I don't want to spread drugs, so let's set up a gym. This thing will bring in money much faster." Sean raised his hand and snapped his fingers, "And it can also cooperate with the police, as the police designated gym."

"Well, the free ones!"

"But your current legal income is only more than 2 US dollars, all from the Rockefeller family trust fund, are you sure you can open it?" Saul asked with a frown.

"Who stipulated that it must cost money to open a store!" Sean looked at Saul inexplicably, as if you were an idiot.

Sol had a look of disbelief, "Come here, let me see, let me see how you opened a large fitness club with [-] dollars."

"No guns allowed, everything must be in accordance with the law!"

"I'll keep an eye on you!"

Chapter 37: Sean's Fitness Club

Sean showed his empty-handed white wolf method that day.

I called three brokerage companies in Newark that specialize in real estate agencies. As soon as I heard that I wanted to rent a large shop that was at least over [-] square meters, the three companies quickly sent their brokers over.

The meeting place was at Red Camilla's bar. In broad daylight, only Sean, Saul, and Bill led a team to protect him in the bar.

The brokers of the three houses brought a lot of information, because the proportion of black people is too large, Newark's economy is obviously not as good as that of nearby Jersey City, and there are many houses waiting to be rented.

After choosing a circle, Sean took a fancy to a four-story building located in the city center, covering an area of ​​about 3000 square meters, which is enough to make a big fitness club.

After driving to the site and looking around, Sean decided to settle here. The agent seemed very happy, "Mr. Sean is satisfied, but you may have to hurry up. This shop is still quite popular. There are other shops at present. People also took a fancy to this store, but they are still negotiating the price."

"How much?" Sean asked with a smile.

"$10 for half a year. If you pay more than one year at a time, you can get a discount of $19.5." The agent smiled brightly.

"Premium, no need." Sean shook his finger, "As much as you want."

Hearing this, the manager smiled even brighter.

"However, the method of paying the rent needs to be changed. After all, I have to completely renovate the house. It will take a lot of time during this period. As for the rent, I should pay the rent for one month, and pay the remaining half a year later." Xiao En smiled. Said.

"What, that's impossible! The owner won't agree. The owner would rather rent the house to someone else, even if it's cheaper." The agent shook his head like a rattle.

"No, no one else will rent this house. The only one who is interested in this house is me, and it can only be me. Tell me who is interested in this house. I think I will persuade them to give up."

"This, this, this..." Looking at this posture, the agent knew that he had encountered a bad person, and said with a pale face: "Sir, we can't disclose possible information, really, that's against the regulations, it will put me out of a job."

"Can you tell me this?" Sean took out a stack of money and pushed it over.

"Well, it's really not good, I have professional ethics." The agent laughed dryly.

"Then can you tell me this?" Sean took out another gun and patted it on the table.

"Well, yes, but I'll lose my job."

"Then this plus this!" Sean took out another wad of money and slapped it on the table.

The broker grabbed the money and quickly revealed two phone numbers and names.

The rest of the matter was very simple. An hour later, Dart took a group of black people to visit the two companies, and the two companies immediately gave up the idea of ​​leasing this small building.

Newark has no shortage of homes, and they have plenty of options to choose from, so no need to get in trouble for that.

At the same time, Sean brought someone to appear in front of the homeowner.

Sean said, I have the money, and I brought it with me. Bill opened the bag, which was full of rolls of dollars, and threw it directly in front of the homeowner.

No matter how you look at it, there is a sense of sight of a drug dealer transaction, and the homeowner trembled on the spot.

Money, yes, but illegal.

Legal money is also available, but only negative one month's rent.

When Sean said that the rent was a small problem, and that this pocket money could be placed with the landlord as a deposit that was not included in the contract, the other party readily agreed to sign the lease contract issued by Saul.

As long as the payment can be guaranteed, the homeowner doesn't really care if it's sooner or later. Of course, this is when facing Sean...

And Xiao En is not afraid that the other party will dare to go back on his word, unless he has lived enough, it is not like he will not pay.

In just one morning, Sean got the lease contract for this 3000-square-meter house for the next five years.

Saul immediately went to help register a company named 'Sean Fitness', and Sean took the lease contract and directly approached the decoration company he had already contacted.

The decoration of the gymnasium is not complicated, and there are mature templates that can be used for application. The contract is in hand, and an agreement with the decoration company will be reached soon.

The decoration cannot be separated from the gang, and Sean can definitely pay after three months.

(PS: The water of decoration is very deep, no matter how much the other party promises you, if you pay in advance, seven or eight out of ten will need to add money in the later period due to various problems, and those who know how to do it will usually finish three payments in one month after the middle .)

On October 10th, on the same day, Sean settled a series of matters such as the lease contract and decoration, and Saul was very efficient in handling affairs, and the company was registered on the 14th.

On October 10, Sean showed up at a local bank in Newark with a series of contracts.