America's Big Hero
Page 97
Sean now has a lot of companies under his name, and they are relatively scattered. It has reached the point where a bank is needed to provide financial services.
It is not unreasonable that large consortiums in modern society are all centered on banks.
It can only be said that Rockefeller is Rockefeller, even if it is not as good as before, even if it is a branch family, even if it is a dude, the network is really wide.
In just three days, Hayden helped Sean find a bank.
A small bank with assets of only about US$800 million and funds under management of more than US$3000 million.
Although the bank is not big, its business scope is not small.
In addition to the normal deposit business and loan business, foreign exchange trading, trade financing, structured financing, leasing, etc., it feels like a small sparrow with all internal organs.
It was only after he really prepared to acquire the bank that Sean knew the specific classification and business of the bank.
The business is roughly divided into three categories: liability business, asset business, and intermediary business.
Liability business is the main source of funds, mainly customer deposits and derived deposits, accounting for more than 80% of the source of funds. In addition, interbank deposits, interbank deposits, borrowing or inter-bank funds, or bond issuance also constitute the liabilities of the bank.
Asset business is the business of commercial banks using funds, including loan business, securities investment business, and cash asset business.
Intermediary business includes trading business, clearing business, payment and settlement business, bank card business, agency business, custody business, guarantee business, commitment business, wealth management business, etc.
The other party has entered a bottleneck period due to funding problems. Of course, even so, the other party has no plans to sell the bank.
But in the final analysis, capitalists are all about making money, and it doesn't matter whether they open a bank or not.
According to Hayden's lobbying, the other party will earn more if they take the money, and there is no need to hang themselves on the bank road.
On the other hand, Sean is not stingy here. After learning that the other party intends to sell the company as a whole, he directly spends money and buys it at a 20% premium.
Generally, in an industry with better progress, the premium is only 10-15%. With Xiao En's approach, the other party...
I feel like raising the offer some more.
What capitalists!
The other party counter-offered 25%. I thought Sean would bargain, but in the end, Sean agreed directly over the phone without saying a word.
As an intermediary, Sean is so generous, and Hayden feels that he has a lot of face.
After all, he is a dude, a decent person.
Regardless of whether the other party felt that Xiao En had been taken advantage of, since the verbal agreement was made, there was no way to regret it.
Sean flew directly to New York in a Blackhawk the next day.
The other bank's headquarters is in the World Trade Center, which is the World Trade Center, one of the protagonists of 9.
I rented an office on the 65th floor of the World Trade Center, and it happened that the World Trade Center had a helipad, so Sean's big black hawk finally had a place to play!
Lamb also arrived with Puhua's team to clear the various accounts of the bank. This process will probably take a few days, and the name can be changed after everything is settled.
Lamb and others started to get busy with the bank's employees, while Hayden took a fancy to Sean's Black Hawk.
It's not that there is no private helicopter Hayden, but they are all ordinary, and they are completely different concepts from the military version like Sean.
Rich people do not mean they will spend money recklessly. A military version of the Black Hawk bare metal is more than 400 million, and ordinary helicopters have bought several.
Moreover, ordinary civilian helicopters are less noisy, more comfortable to sit on, and have lower requirements for takeoff and landing sites. Few people are like Sean.
What's more, when Hayden heard that Sean still had a full-armed one equipped with Hellfire missiles and rockets, his eyeballs immediately started to glisten.
As a qualified dude, eating, drinking, whoring, gambling, and smoking are nothing they haven't played before, and some more exciting ones are not a problem.
All kinds of firearms have also been played in the shooting range.
However, those things are all about playing after all!
It's a level behind Sean's.
Hayden and his group of second-generation and third-generation play things, compared with Sean, it would be quite shameful.
At this moment, Hayden experienced the feeling of those ordinary people looking at them.
No matter what this guy said, let Sean drive him out to play with him.
Faced with this kind of request, Sean is also a little difficult to refuse.
In fact, after getting the Black Hawk, it was as if he had personally placed a few missiles.
Isn't this more exciting than RPG?
When Sean agreed, Hayden didn't think about celebrating at the first moment, but picked up the phone and dialed out, "James, I, Hayden, have you ever played with missiles? Come out tomorrow, brother will take you to play." Big one!"
Is this showing off?
Sean was taken aback by this operation.
No, Sean always thought that the children of the real rich and big families didn't have such vulgar tastes...
Unexpectedly, unexpectedly!
When Sean was in a daze, this guy made several calls. If Sean hadn't grabbed the phone, he would have continued to make calls.
"No, the number of people the Black Hawk can carry is limited, and you won't be able to fit any more!"
"Oh oh oh, forgot, forgot." Hayden laughed and patted his head, overly excited.
"However, let them watch from below!" After thinking for a while, Hayden said again.
Sean looked at Hayden speechlessly, and he was sure that this sparrow food was a dude, this idea was too hellish.
"Your idea is unrealistic!" Sean put his hand on Hayden's shoulder, "Calm down, you don't think you can test firepower in the territory, do you?"
"What's the problem?" Hayden looked at Sean puzzled.
Sean rolled his eyes, "Believe it or not, if I dare to launch a few hellfires in New Jersey, no matter who is attacked or not, the FBI can arrest me that day."
"This is in the United States, what do you want to do?"
"Do you know how dangerous that thing is?"
"Once it's fired, even the president, even sitting in the best bulletproof car, will die!"
"Crazy you!"
"This thing can only be tested in the country by official people."
"Uh... well, what should I do? I've already made an appointment?" Hayden looked at Sean in a daze.
"Go to the sea." Xiao En pointed to the west, "It's not far away, after 100 nautical miles, no one will care about it."
PS: The United Nations Convention on the Law of the Sea was established in 1992. This convention defines important concepts such as internal water, territorial sea, adjacent sea area, continental shelf, exclusive economic zone, and high seas. Guidance and adjudication on issues such as disputes, marine natural resource management, and pollution treatment.
PS2: China has joined the United Nations Convention on the Law of the Sea, and the United States has never recognized the Convention on the Law of the Sea. Of course, this does not prevent the United States from using the Convention on the Law of the Sea to restrain, sanction, and attack other countries.
Chapter 177: Super Advanced Toys
"It's okay to go to sea, but we lack target ships, so we have to shoot something."
Since he decided to take everyone to play, Sean can't be stingy.
Isn't it just money!
"8 hellfires, 38 rockets, who wouldn't want to load so many rockets on the plane, so we need at least 10 target ships!" Sean stretched out his hands and gestured.
"The target boat can't be too small, it's meaningless to shoot too small, at least the length should be more than 20 meters, and the displacement should not be less than 500 tons."
Hayden looked at Sean who was waving his arms and calculating, the corners of his mouth couldn't help twitching.
This is a little too big...
A boat with a displacement of 500 tons, even a fishing boat with a lower cost, ten boats...
Why does it cost more than 100 million? !
This is just for fun, this is indeed a bit of a prodigal.
That's not even counting the hellfire and rockets.
After playing like this, there is no one who can't get more than 200 million.
A phone call was made to try to find a way to get ten ships from New Jersey urgently. Sean ordered the ship to get some more boxes and the like, which would be more enjoyable to blow up.
In order to play like this, Sean really spent all his money.
It's not how good the relationship with Hayden is.
No matter how good the relationship is, money does not come from strong winds.
The main reason is that Hayden has done himself a big favor this time.
After the bank is acquired, all the arrears of the company under the name can be taken from the bank, which fundamentally eliminates the possibility of being spied on by outsiders.
The capital exchange is more concealed, which is not only convenient for washing... ahem, but mainly because the development of external funds is indispensable in the process of future expansion.
A single fitness club now has a loan of more than 2000 million, and the annual interest is a lot of money.
With the bank as the center, fund transfer, financing, operation, etc. are much more convenient.
However, Hayden solved such a big trouble for himself, but Sean didn't know how to thank Hayden.
Everyone agreed to take what they needed, and Hayden took what he should take.
But in this matter, the acquisition of the bank only cost 1000 million yuan. How much is the right amount for the intermediary fee?
Just taking money, 100 million, is not enough for Hayden to use his network resources and the business he introduced to the other party. Sean himself feels that he can't afford it.
That little money is a bit scolding.
The best thing is to give Hayden a part of the bank's shares, but Sean doesn't want to do this, he wants to fully own the bank.
At least for now must be sole proprietorship.
Originally, Sean was worried, but now that Hayden proposed such a matter, Sean had to do it himself.
It needs to be bigger.
No one is more suitable than repaying favors with favors.
Spend more money to save Hayden's face, and everyone will be satisfied.
So what if you are worth billions!
Have you ever played with missiles yourself?
The bombing kind!
To play this, at least you must have a Black Hawk gunship.
This is not something ordinary people can buy.
Just say James Dolan, you Dolan family is engaged in cable service and sports, what do you do with gunships?
Do you know that the Wang family is engaged in real estate, why is it digging holes with missiles?
If you want to play this, it’s not just that I pay you for a target ship and missiles.
What a missile!
After a phone call was arranged, Sean turned his head to look at Hayden who looked complicated but extremely excited.
It's normal for Hayden to be excited.
Eat: delicacies from mountains and seas.
Drink: top-notch wine.
Whoring: Star model.
Gambling: spend a lot of money.
Draw: Cough cough, cough cough...
Those who can spend money to play, these two generations, three generations and four generations have played it. To be honest, there is no distinction between high and low grades.
What are they competing for, money?
That's all.
But now, Hayden has gone one step further.
Play with missiles!
From now on, everyone will no longer be at the same level!
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