Longevity begins with Jinyiwei

The benefits of banknotes that can be reflected in this era have long been clearly reflected.

But the most important benefit of paper money is also the most unsolvable problem, and this problem is the most important reason why the officials keep silent.

A copper coin is money, but if the imperial court wants to issue copper coins, it must use copper coins.

However, Daheng is short of copper. No matter how short of money Daheng’s finances are, if they want to transfer seigniorage through minting, they will be limited to the scarcity of copper.

The circulation of bank notes is very useful, but the denomination of a bank note corresponds to the silver taels deposited in the bank.

Multiple, impossible to achieve.

But paper money, its corresponding raw material, is just a piece of paper.

In a sense, you can post as much as you want.

The simplest question is that nowadays, the imperial court is short of money and can only increase fiscal and tax revenue through various means.

But if banknotes are prevalent and the court is short of money, then who would be willing to take the thankless measure of increasing finances and taxes? If you are short of money, just print money.

However, this right cannot be effectively resolved or effectively controlled.

Now, he, the son of heaven, is arbitrary, and no one can stop him from wanting to overthrow. In the future, if he encounters a foolish emperor, it will be difficult to be stopped. Even if the imperial power is suppressed and the civil servants continue to be powerful, this right is also very easy. abused.

This is a poison wrapped in honey. The lessons of the past dynasties have clearly demonstrated this point.

The Son of Heaven didn't let this silence last for too long, and moved his gaze to Li Changhe, the manager of the Daheng Bank, and said slowly: "Changhe, you are in charge of the bank, and tell you the benefits of paper money."

"Grassman..."

Li Changhe stood up trembling and startled, and bowed to the emperor, his voice trembling: "The grassroots think that the benefit of banknotes lies in the circulation, and the silver and copper coins are heavy, and it is extremely inconvenient for merchants to trade..."

While talking, Li Changhe also calmed down. He knew that this was a huge opportunity for him.

The Son of Heaven wants to promote paper currency, but he is obviously quite scruples, and the ministers are also scruples. If he can come up with a favorable argument amidst this, he will surely be a blockbuster.

Moreover, if banknotes are promoted, they cannot be separated from banks!

"The grassroots think that the advantages of paper money far outweigh the disadvantages."

"Nowadays the world is stable and the people are getting richer, but the imperial court's coinage is limited by the supply of copper mines. The scale is very small, and it is far from enough to meet the needs of the market..."

"Gold and silver are precious, and the world is constant. Most of the gold, silver and copper are stored in the private sector, and only a very small amount is circulated in the market. The currency is not in circulation, and it also has a great impact on the court's fiscal and taxation..."

"Furthermore, our dynasty attaches great importance to commerce, and commercial trade will inevitably become more prosperous in the future. With silver and copper as coins, the imperial court cannot effectively coordinate the world's coins, and it is also difficult to coordinate commercial interests in a targeted manner."

"Only by promoting banknotes and abolishing the currency status of gold, silver and copper, can the wealth of the world be under the control of the imperial court. Only in this way can the real country be peaceful and the people safe, the country rich and the people strong..."

As far as this is concerned, Li Changhe paused for a while, then bowed his hands to the emperor and the civil and military officials, and said again:

"Furthermore, in the Daheng Bank, there is a special person in charge of counting the bank's account books over the years, and also has a summary of the accounts of the major commercial banks."

"There is a problem that deserves attention."

This statement immediately attracted the attention of the emperor and the officials, the emperor nodded: "Let's listen to it."

"Caomin humble opinion, if there are deficiencies, please forgive me, Your Majesty."

Li Changhe bowed to the emperor again.

In this way, the emperor couldn't help but raise the corner of his mouth slightly, and said with a smile: "Today's discussion, you can speak freely without any scruples."

"Thank you, Your Majesty!"

Li Changhe pondered for a while, and then slowly said: "The grassroots believe that the essence of currency is just a substitute for the circulation process of bartering."

"This substitute can be anything, as long as it can serve as a circulation substitute."

"Therefore, the grassroots think that currency is not important, what is important is the thing represented by currency!"

"But in recent years, according to the statistics of the bank, a large amount of silver is circulated into Daheng from overseas Xiyi every year, and then this silver will buy a large amount of materials in Daheng."

"And these silver, apart from the replacement value of the goods, have no value in themselves."

"That is to say, the overseas Xiyi exchanged my Daheng's massive supplies with countless piles of useless metal."

"The massive amount of silver flowing into Daheng will inevitably lead to the phenomenon of depreciation like the indiscriminate issuance of Mingbao banknotes. Now, the value of silver is stable only because most of the silver is regarded as traditional by common people and merchants. The property of the family is hidden deep in the home."

"However, with the prosperity of commerce, the circulation of these deeply hidden silver, coupled with the rapid inflow of overseas silver, will inevitably cause the depreciation of silver like a treasure."

At this time, an official from the Ministry of Households interrupted: "This problem...as long as our overseas trade becomes more and more prosperous, and the circulation of silver becomes mutual, this problem will not be a problem. In this way, the court's customs revenue will also be greatly increased." .”

"My lord is right. Gold, silver and copper are all replaced by barter. As long as the mutual circulation maintains a positive cycle, the disadvantages are naturally not great."

Li Changhe nodded: "Gold, silver and copper are the currency, which is recognized by Daheng, the surrounding countries, and even many western barbarians overseas."

"But this currency is a currency recognized by all countries, but it is also a currency that no country can dominate."

"After all, every country basically has minerals such as copper and silver."

"But if we issue banknotes, through trade circulation, the surrounding countries, and even many Western countries overseas, will all agree with our banknotes..."

Speaking of this, Li Changhe was neither humble nor overbearing, but there was a light that had never been seen in Li Changhe's eyes, and all his officials bowed: "Dare to ask my lords, if it reaches this point, how beneficial will the paper money be?"

As soon as this remark came out, there was a deadly silence in the Qianqing Palace. Naturally, none of the people present were stupid. , One by one, they even became short of breath.

If it really got to that point, it would be like using a piece of worthless paper to plunder the wealth of countless countries.

And this piece of paper represents money, the power of money, and the money system of Daheng's money bank firm has been clearly explained.

After all, their civil servants, strictly speaking, were completely locked up by the money system.

Otherwise, with force alone, Daheng can conquer the world, but it is absolutely impossible to secure the world as he is now.

It is precisely because of this money system, which serves as the most solid foundation of Daheng, that Daheng is now in a world of great rule!

And this money has spread all over the world...

Chapter 659

"it is good!"

Before the ministers could make a sound, the emperor could not restrain his applause!

What is Double Happiness? Isn't this Double Happiness!

Just after the successful research and development of excellent banknotes, he found a talent who can see through the essence of currency, and is the most rare, and can also think of harvesting the world with banknotes, which is in line with his grand vision!

This concept is so rare!

The Kingdom of Heaven is the glory since ancient times, but it is also the bondage and shackles that are difficult to get rid of.

Even though the overseas and western fleets have already sailed to the gate of the sea, they still dismiss them under the thinking of the heavenly kingdom.

The title of Xiyi clearly shows this disdain.

Of course, in this era, there are also disdainful capitals.

After all, since ancient times, there have been countless barbarians, but in front of the Han civilization, they are all clouds of the past.

Even in the chaotic and weak era of the late Ming Dynasty, the navy of the former Ming Dynasty could still beat the Xiyi fleet.

So, being arrogant and disdainful is obviously normal.

But for the Son of Heaven, although he is aware of these things, he cares more about his interests. This world is like a big cake. In the past, each played his own way, and no one cared about cakes other than his own.

But now, since someone has noticed, the Han civilization cannot be absent!

Even if you can't take all of this cake, you have to eat a lot of it, and you have to be worthy of the status of the Heavenly Kingdom!

"Not bad!"

The emperor praised again, turned his eyes around, looked around at the officials in the hall, and suddenly said seriously: "The benefit of paper money lies in it, it is just a piece of paper."

"But with the endorsement of Daheng National Power, this piece of paper can become currency!"

"The currency represented by a piece of paper means that the imperial court can easily print countless currencies. This is the fundamental advantage and disadvantage compared with metal currency."

"Since you can easily print countless currencies and use banknotes to coordinate the currency in circulation in the country, just imagine, when the currency in the country is controlled by the imperial court, what kind of scene will it be?"

"The imperial court can timely issue and destroy currency according to the development of the world, and always keep the domestic market in a virtuous circle..."

"Furthermore, banknotes have become the only currency in Daheng. Overseas countries, surrounding vassal states, and even grasslands, northwest, and southwest chieftains must use Daheng's banknotes if they want to have trade exchanges with Daheng!"

"In the long run, all countries use Daheng's banknotes, and the minting power of banknotes lies with Daheng, which means that the currency trade of other countries that use Daheng's banknotes is under Daheng's control."

"Soldiers who subdue others without fighting are the best!"

"This, I would like to call it the monetary order!"

"This order should be established by Daheng!"

At this point, all the officials paid homage, but there was no objection in the slightest.

Even neither Li Changhe nor the Son of Heaven explained the essence of this monetary order in detail.

But all the ministers present clearly knew that all the money of a country was under the control of Daheng. At this point, even a pig-headed person would know how terrifying it was.

Even if it is the excessive issuance of currency that they are most worried about, as long as other countries are tied to this problem, it will certainly not be a big problem.

A piece of paper, countless pieces of paper, can plunder countless wealth from other countries and supply it to Daheng.

As for the psychological burden of plundering... What is the psychological burden of plundering the barbarians?

What's more, this order must be the power of the imperial court, which adds another huge power to their civil servants. The disadvantages are no longer disadvantages, but have huge benefits, so how can they oppose it!

"From now on, Daheng Bank will change to Zhengsipin, follow the old system of authority, and take full responsibility for the promotion of banknotes!"

The Son of Heaven looked at Li Changhe and said with a smile, "Aiqing, how dare you take on this important task?"

Li Changhe's face was flushed, as if he was dizzy from this sudden surprise, and he was in the fourth-rank functional department...

Daheng's fourth grade is all at the level of the provincial chief envoy!

From a commoner to a senior official of the fourth rank?

This is more than a step to the sky?

This is a road that countless people can never complete in their lifetime!

"Chen, I would like to thank Your Majesty for your kindness, I... will never disappoint Your Majesty's high expectations!"

Li Changhe's voice trembled, and he shouted out with all his strength.

All the ministers in the palace, under the sudden will, are also a little confused, from no rank, no rank, to the fourth rank?

Has this ever happened?

It seems that it did appear.

In the beginning, Daheng’s Shibo General Director did not go directly from nothing to Zhengwupin. Later, as the local Shibo Division was upgraded to Zhengwupin, the Shibo Directorate directly jumped to Zhengsipin...

This Daheng Bank, from No Rank No Grade, directly to Genuine Fourth Rank... The authority of the currency, with the popularization of currency, and even becoming the currency of other countries, the authority will inevitably become larger and larger, and if it is upgraded in the future... …

The positive three products of the policy implemented by Daheng?

What is the authority of Zhengsanpin?

Such as Yunnan, Guizhou, Shaanxi, Liao Province, North Korea, these provinces are either unstable or have major border problems. In addition to the chief four-rank chief envoy and inspector, there is also a temporary third-rank governor to supervise and coordinate the province. The Civil Affairs.

In the court, the third rank is already at the level of the six ministers!

The most important thing is that with the implementation of the emperor's many major policies, more and more local powers have been transferred to the center, and the authority of the center of the court has become more and more powerful. Today's court, the hierarchy of powers has become chaotic.

Everyone can see that when all the layout of the emperor is complete, Daheng will inevitably have a major change!

This major reform is when the real Daheng order is determined.

As long as the bank currency has made political achievements before the major reform, and the authority has increased, it will definitely become a beneficiary department during the major reform!

Upgrade, very possible!

What is boundless future, isn't this the real boundless future?

He has a lot of power and has won the Holy Scroll!

As long as you don't make mistakes, the future is boundless, it is inevitable!

This shock did not last long, the civil and military

My thoughts are also returning to the matter of paper money.

"Reporting to Your Majesty, I believe that the promotion of banknotes needs to be cautious."

"The advantages and disadvantages of banknotes are so important, the anti-counterfeiting matter is the top priority and needs to be carefully considered."

Liu Qiyuan made a sound.

"Hahaha……"