Back to the Song Dynasty as a tyrant

And what if 2000 million coins come in?

Doesn't the Shaofu supervisor have to pay back 2 guan and ask for a bank loan of 34 guan?

There is no such requirement!

Can the Shaofu supervisor earn [-] yuan a month?

Even if he earns [-] guan, all the bank interest will be paid?

Doesn't the Shaofu supervisor have no balance?

So in the end, I became a Shaofu supervisor working for those who save money in the bank!

As a profiteer, Wang Zongli immediately calculated the account clearly and clearly in his mind.

So the game of saving money and rebates won't work?

Zhao Ning said: "Who needs to take care of money?"

"Of course the rich."

The rich people in ancient times had a lot of money, where did all that money go?

Of course, put it at home, in the cellar, or find a hidden place to bury it.

In the Ming Dynasty, after the Qianzhuang appeared, it was necessary to pay management fees to the Qianzhuang to store money in the Qianzhuang.

Therefore, saving money itself is also a pain point for rich people.

Zhao Ning continued: "Then you set an entry threshold. Anyone who saves more than [-] can enjoy a monthly rebate of [-]. The rest can deposit money to the bank for free."

Those who can save [-] pennies are all rich people. How many real rich people account for the entire Tokyo city?

Doesn't this greatly reduce the amount of interest that needs to be paid?

In this way, bank spending can also be sustained.

Ordinary people see that the rich have deposited their money in the bank, so they will naturally follow suit.

And now the key point is to let rich people deposit their money, deepen cooperation with banks, and establish a multi-party trust relationship.

This is absolutely harmless to the issuance of banknotes.

Wang Zongyan suddenly realized: "This is a good way! And let those rich people deposit in, and after the first month has passed, the interest will be returned to them, and even if they want to withdraw the principal, they can also be given to them together, so that the reputation will be restored in a short time. established."

Chapter 281 Your Grandpa Yue Came to Huaixi! (third change)

If you want to do this, you need to ensure that the money that the bank borrows out can be returned with higher interest income, so as to cover that part of the expenditure.

Therefore, the production capacity of the Shaofu Supervisor must be ramped up as soon as possible, and then find a bank loan to expand the industry. While making money for yourself, let the bank make money.

This is quantitative easing, expanding debt, and stimulating industries.

The expansion of liabilities here refers to the expansion of the liabilities of the Shaofu Supervisor, and by investing in the production of various light industrial products, the plate will be enlarged and the overall profit will be enlarged.

In this economic model, the Shaofu Supervisor gets a large amount of loans from the bank to expand the factory, and the bank loans out, and can get interest on a regular basis.

Those who deposit money in the bank can receive interest from the bank on a regular basis.

This is a win-win situation for all three parties.

The development of many countries in the 21st century is through this quantitative easing policy to stimulate talent, provide employment, ensure people's income, and further promote market consumption.

But this situation needs to increase productivity as a basis.

There is a limit to how Zhao Ning wants to play in Song Dynasty. This limit is limited by the productivity of this era and cannot be expanded infinitely.

For example, Shaofujian has developed a new type of toothbrush and expanded its production capacity. However, due to the slow road transportation, if it wants to expand to more cities, the transportation cost will be extremely high. Competitors will appear one after another in major cities, and the profit of Shaofujian will drop.

The Shaofu Supervisor invested heavily in the factory buildings. If the profits cannot cover the investment, there is no way to repay the money to the bank. If the bank has bad debts and the people cannot withdraw their money, the bank will go bankrupt.

Therefore, the core lies in whether the production capacity of Shaofujian can cover bank interest.

This is an economic question.

Shaofujian is now using the assembly line to expand production capacity, but lacking the industrial revolution, there is an upper limit to production capacity.

The interest paid by the bank should not be too high, otherwise it will go bankrupt. After all, the industrial development is limited, so the threshold is set at the rich who have saved [-] yuan to control the overall situation.

In the future, if the number of rich people saving money increases and the pressure on bank interest payments increases, Dasong Bank will cut interest rates to stabilize the situation.

As long as the bank's reputation problem is solved, Zhao Ning's goal will be achieved.

After all, he doesn't really want to promote the industry through the bank, that's unrealistic.

He just wants to do a monetary revolution.

Wang Zongli left in a hurry, didn't even eat dinner in the evening, and immediately summoned the officials of the Song Bank to discuss matters.

On the morning of the second day, Wang Taiwei invited a group of rich households to play polo, and held a feast in the suburbs at noon.

Wang Zonglin: Ladies and gentlemen, I would like to announce a big event to you, hand over all the money!

On April [-]th, which was the third day the bank opened, more than a dozen large households deposited money in the bank.

For the time being, the matter has moved in this direction.

Zhao Guan's family engaged in handing over banknotes, and the officials gradually knew about it.

What is the attitude of conservative officials towards handing over banknotes?

Of course I don't object to it, don't encourage it, just sit and watch the excitement.

Everyone thinks this thing is a trap. Back then, Cai Jingyin handed over the banknotes, which made people's livelihood a mess.

Now Zhao Guan's family still wants to pay money?

Isn't this a brain hole?

Hahaha!Officials, don't worry about it, let's watch the fun from the sidelines!

When you screw up paying the money and your heart is hurt, you will come back to us.

Let's jump out again and comfort your wounded heart. By the way, let me tell you that those new agricultural policies are also shit.

Since the payment of banknotes has only been carried out for three days, and there has been no splash in the court, there will be no disputes.

But at this time, Yue Fei arrived in the Huaixi Haozhou area.

At this time, the territory of Haozhou was really turbulent. After Zhu Changgui and Wang Qing raised the banner of rebellion in Haozhou, all the bandits and thieves immediately reached a climax.

There were already many local clubs in the Song Dynasty, and the imperial power did not go to the countryside, so "heroes" from all walks of life in the countryside appeared one after another.

Some people see that Haozhou is in chaos, and even the government offices have been conquered, and they feel that the opportunity has come!

Hero A: Brother Haonan, I will mess with you from now on!

Hero B: Brother Pheasant, is your name the mountain of Dashan, Chicken...

Hero C: Starting today, the Hongxing Club is established, and the surrounding villages are all under the protection of Situ Haonan!

Hero Ding: Give me a knife, and then a gun, make it bigger and stronger, and create greater glories!

……

One by one, holding a knife and a hammer, they ran to the side of the road in groups of three or four, squatting at the opening, robbing businessmen when they met, and attacking girls when they saw them, even a dog passing by.

For a time, people from all walks of life in Haozhou were full of pride.

On this day, Zhu Changgui said to Wang Qing: "Cousin, I have checked the surrounding areas. Now people from all over the country are gathering everywhere. We only need to issue an order. Anyone who takes refuge in us will be given official positions, women, and food!"

Wang Qing wondered, "Where are we going to give the official position?"

"Cousin, why don't you establish yourself as King Huai and recruit soldiers and horses in the Haozhou and Chuzhou areas. Heroes from all over the world will definitely come to seek refuge. As for the women, let the people of Haozhou dedicate their daughters, and then formulate new taxes and hoard food!"

"Is this possible?"

"It will definitely work! Now the gentry from all over the country are opposed to the court's pursuit of taxes. If the cousin becomes bigger immediately, they will definitely come to seek refuge!"

Wang Qing thought for a while, and was immediately elated: "Okay! I will do as you say!"

So Wang Qing established himself as King Huai in Haozhou, and issued a recruitment order to Haozhou, generously setting out the conditions for joining the group.

All of a sudden, clubs from all over the country rushed to Haozhou City with their people.

At this time, after Yue Fei arrived in Huaixi, he could not help but feel emotional when he saw the refugees everywhere in Huaixi.

"Yue Tongzhi, the last general has found out the news, then Wang Qing proclaimed himself King Huai, and issued an order to recruit talents from all directions."

Zhang Xian on the side said: "How courageous, he dared to become king himself! How many people are now relying on him?"

"There are folk rumors that Wang Qing has 10 horses."

Zhang Xian laughed, isn't this nonsense?

Yue Fei said: "On the way, if anyone comes across someone with a knife, they will be severely punished and confiscated, and the leader will be beheaded, and the rest will go home to farm."

Wang Qing didn't know that Yue Fei had already arrived, and in the past few days, a large number of people went to Haozhou to join him, but before they arrived, they were beaten up by Yue Fei and dispersed.

The leader was beheaded in public, and the rest of the control knives were all confiscated, and they went home to farm obediently.

Along the way, Yue Fei felt as if he had entered the land of no one.

On April 21, Yue Fei's 3000 troops arrived outside Haozhou City.

At this time, the city of Haozhou is playing the crown to celebrate.

Hearing that the government officials were coming, Wang Qing was a little scared.

Wang Qing didn't want to rebel at first, but he rebelled because of Zhu Changgui's foolishness.

After the rebellion, he raised his arms and found that there were still some people following him, so he cheered himself up, thinking that he actually had the talent of Pei Gong and the appearance of an emperor.

Under the praise of everyone these days, he feels that if he does not replace the Zhao family, he will feel sorry for the people of the world.

Hearing that the officers and soldiers had arrived, Zhu Changgui immediately said, "Don't worry, Your Majesty. I have already sent someone to find out. The officers and soldiers who came this time are only a few thousand."

how to say?

Many landlords in Haozhou were still fooled by Wang Qing.

Chapter 282 Flatten Haozhou (Part [-])

Since there are many local squires in Haozhou supporting them, the number of people under Wang Qing is still sufficient.

Wang Qing looked at Zhu Changgui and said, "How many people do we have now?"

Zhu Changgui patted his chest and said, "Your Majesty, we now have [-] elite soldiers, each of whom is alive and well. Would you like to go on a patrol?"

"5 people against thousands of people?" When Wang Qing heard this, the smile on his face was like water coming in, and he couldn't help but come out.

Wang Qing couldn't help but said, "Then what's next?"

Zhu Changgui said: "This group of officers and soldiers is the whetstone to be sent to the king. If you eliminate this group of officers and soldiers, the gentry and heroes in Huaixi will know your reputation, Your Majesty, and they will come to seek refuge one after another."

"You're right!" Wang Qing walked back and forth excitedly, "After defeating the officers and soldiers, can we go east to Chuzhou and then go south to attack Jiangning?"

Zhu Changgui said: "I heard that the imperial court sent Cai Mao to Shouchun. If the king can capture Cai Mao, he can quickly take Huaixi."

The more Zhu Changgui said, the more excited Wang Qing was.

If this was a few years ago, thousands of officers and soldiers from the court would have been vulnerable.

After all, in the army of the Great Song Dynasty, there were either refugees or bandits.

Back then, when Fang La was wiped out, the most powerful Northwest Forbidden Army was dispatched to fight.

Now that the national defense crisis in the northern part of the Great Song Dynasty is serious, he, Wang Qing, does not believe that the Great Song Dynasty dares to recruit elites from the frontier to fight!

Wang Qing said: "I won't go to inspect the troops, I will leave this matter to you."

"So, your Majesty, you have ten thousand hearts. Now we have money, soldiers, food and supporters. Here is Haozhou again. The so-called strong dragon can't beat the local snake!"

"Go over there quickly and defeat this imperial army."

"Okay, I'm going to dispatch troops now."

This Zhu Changgui was also a ruthless person on the road in Luzhou before, killing people and robbing goods, doing all kinds of evil, and using brutal methods.

After he arrived in Haozhou, he quickly gathered a group of people, and none of them were good stubblers, who had been licking blood all year round.

Wang Qing was able to grow big in Haozhou in a short period of time, in fact, he relied on Zhu Changgui.

"Boys! Fuck you guys! The officers and soldiers are here, let's let those court dogs have a taste of our power!"

After Zhu Changgui went out, he yelled loudly, the flesh on his face trembled, and he held a knife in his hand.

"After defeating this imperial officer and soldier, we will kill it until Shouchun! After arriving at Shouchun, I will give you five days to grab and take whatever you want!"