Back to the Song Dynasty as a tyrant

"This is the Guo family's business!"

"The highest loan interest stipulated by the imperial court cannot exceed double!" Hu Quan said.

What he said was true. The commercial development in the Song Dynasty was too fast, and land mergers were not curbed. Private usury showed explosive growth. Even people like Wen Tianxiang in the Southern Song Dynasty borrowed usury.

Regarding private lending, the court of the Northern Song Dynasty has been arguing endlessly.

Ouyang Xiu, Wang Anshi and others are extremely disgusted with private usury.

Under the multi-party struggle, the Song Dynasty finally stipulated that the annual interest on loans should not exceed 100%.

But in fact, how can private interest groups abide by this?

Zhao Ning finally felt personally why Wang Anshi's implementation of the "Young Crop Law" was reviled by countless people.

What is the young crop method?

Under the Green Crop Law, the local government will lend loans to farmers during the lean season. The annual interest on the loan is 30%. Although it is high compared to later generations, it is much lower than private usury!

The Young Crops Law is to snatch 300% of the profits from officials, businessmen and landlords.

Who said that?

When the profit reaches 10%, some people are ready to move. When the profit reaches 50%, some people dare to take risks. When the profit reaches 100%, they dare to trample on all laws in the world. When the profit reaches 300%, they even go to the gallows. All without fear.

Zhao Ning watched these farmers line up there to buy food provided by the landlords and officials with the money borrowed from the landlords and officials. He felt an unprecedented crisis.

black!So fucking black!

What should these peasants do if they cannot repay the debts of the landlords?

How to do?

When did the landlords make a loss-making business?

Even if they can't pay it back, the landlords still make money, because the money they borrowed is quickly consumed by the landlords.

And the landowners got a bill for the money the peasants owed them.

This is a strong life binding contract, and you must be obedient in the future.

If you are disobedient, the landlord will sue you. According to the laws of the Song Dynasty, if you owe money, you will still be imprisoned.

From the commercial level, the moral level, and the legal level, these farmers are locked up layer by layer, and let them farm for themselves from generation to generation, becoming actual slaves.

Therefore, when landlords, officials, and businessmen encounter obstacles in buying land in Jiangling Mansion on Jinghu North Road, they can mobilize a large number of farmers who owe money at any time.

Whoever is disobedient will have his entire family imprisoned.

Landlord: Do you want to borrow money?The kind where the whole family goes to jail!

This is the root cause of the large-scale private struggle on Jinghu North Road.

Then Guo Chang said: "This is the meaning of Mr. Guo, not mine, and the government has acquiesced, you have the ability to play with the government? Don't think that it is great to have a large number of people, the government can play you to death! You don't even spit out the letter Do not believe!"

Zhao Ning was a little surprised.

The person sent by Guo Daguan dared to say such a thing openly in front of everyone, what does this mean?

It shows that people are not worried that these words will reach the ears of the government.

Either it cannot be spread at all, or it is spread to the ears of the government, and the government will not care.

Zhao Ning said in Hu Quan's ear: "Take a group of people to Guo's house first, talk about grain sales, and ask how much grain the Guo family can sell."

"Yes."

Hu Quan took more than [-] people and left first.

Zhao Ning's attention returned to Guo Chang and asked, "The government agrees?"

Guo Chang rolled up his sleeves and said, "I'm not afraid to tell you the truth today. Among the money owed by their family is the money of the Xiangyang city official. , if you insist on meddling in your own business, then take it to court and see how the government judges it!"

As soon as they heard about the lawsuit, the family immediately became frightened, and quickly said, "We won't leave, give us some time, and be accommodating!"

Guo Chang said: "I also want to give you time, but if you join forces with outsiders to make trouble, you must sue the officials!"

The man quickly kowtowed to Guo Chang.

Zhao Ning also said: "Sue the officials, you must sue the officials!"

Guo often saw that Zhao Ning also said he wanted to sue the officials, and laughed: "You said this, go! Sue the officials! Don't try to get away with this matter today! Go to the court and let Master Qingtian judge! "

The family immediately burst into tears: "Please don't sue the officials, our family is farming here, we eat a little less every day, and save the rest!"

"Go away! It's hard for anyone to speak today!" Guo Chang said angrily, "I just want to let you all see, what will happen if you don't pay back the money and dare to run away! Let me tell you, I have done my best, Guo Daguan It’s too benevolent!”

This incident seemed to be a big deal, the family was arrested, and everyone rushed all the way to Xiangyang City in the south.

Not long after, Hu Quan had arrived at the Guo family manor.

Seeing the luxurious Guo family manor, Hu Quan couldn't help feeling: "This is really a big family!"

Hu Quan entered Guo's house after the notification.

Under Guo Jun's recommendation, I met Guo Rong.

Guo Rong warmly entertained Hu Quan.

"From your accent, are you from Jiangnan West Road?"

Hu Quan said: "Mr. Guo is a very good person, and I am from Luling County, Jiangnan West Road."

"I also did business with people in Jiangnan this year. I walked from the Hanshui River, entered the Yangtze River, and arrived in Jiangzhou."

"Oh, I don't know what kind of business Mr. Guo is doing."

Guo Rong said with a smile: "Do a little bit of everything, such as cloth and tea. What about this Hu Guan, what business do you do?"

"I also do a little bit of everything. This time I came with my Zhao Guanren, mainly to buy food."

"How much food do you need?"

"Not much, one hundred thousand stones!"

"What's the use?"

"War in the north, transported to Taiyuan, you know, the imperial court took back the Taiyuan mansion, there is an urgent need for food, and now the imperial court is willing to buy grain at a high price."

Guo Rong knew the routine here. Some private businessmen took the targets set by the imperial court, and ordinary people couldn't get involved at all.

"I'm afraid I don't have that much food."

Hu Quan's thoughts changed, he stood up and said: "If that's the case, then don't bother me, I'll go ask elsewhere."

"I don't know how much the Hu officials are willing to pay for grain?"

"What price can Mr. Guo sell for?"

"Three strokes and one stone."

"You can't do business too darkly, so that everyone can't make money." Hu Quan said with a smile, "I'm afraid I can't accept this price, so I leave."

"Two times and one stone, the lowest price."

Hu Quan said: "I heard that the grain sold by the officials to the government is the usual price of five yuan. Why is it two yuan when it comes to me?"

Guo Rong said: "The first time you do business, you have to show some sincerity first."

Hu Quan immediately understood in his heart that Guo Rong was really doing grain business with the government, and that the grains promoted by Changping Division might really be sold by businessmen like Guo Rong.

In fact, Guo Rong has been testing Hu Quan, until Hu Quan said he was going to leave, he was sure that Hu Quan really needed food urgently.

"Can you provide one hundred thousand stone?"

"However, it is no problem to provide [-] shi. With some friends, [-] shi should be no problem."

"really?"

"I, Mr. Guo, will naturally not lie when I speak."

"Okay! It's a deal, I'll go talk to my official Zhao first."

"and many more!"

Hu Quan turned to look at Guo Rong.

Guo Rong said: "Why did the Hu officials go all the way south from Luojing to Xiangyang to buy grain? There are grains on Jingji Road and Jingbei Road."

Chapter 492 Surround the Yamen! (third change)

"To tell you the truth, Mr. Guo, the economy in the north has not been very good these years, and the imperial court has implemented a new policy in the north. Many landlords have lost their land."

Guo Rong just nodded and said with a smile: "Don't take it to heart, I'll just ask."

Hu Quan walked out.

Guo Jun said: "Congratulations to the official, you can make a fortune again."

"Why do I feel that this person is a little strange?"

"The officials are worrying too much, they just came to buy food."

"You don't know, the prefect of Zhou has been telling us to be careful in recent months. The imperial court is fighting against gold thieves. There is not enough food and money in the north. Someone in the court has long said that taxes will be raised in the south, and even a new policy will be implemented. I am worried. This person is sent by the imperial court."

Guo Jun said: "He didn't inquire about anything, and he couldn't be sent by the court."

As soon as Hu Quan left Guo's house, the person who went to borrow money ran back.

"Officer, it's not good, something happened."

"What's the matter?"

"When Guo Chang was borrowing money, he found that a family wanted to run away, so he taught the family a lesson. As a result, a group of people came, beat Guo Chang, and said that they were going to report to the authorities, saying that we violated the rules."

"What violated the rules?" Guo Rong said impatiently.

"It is said that the annual interest rate for loans stipulated by the imperial court should not exceed one time, but we have tripled it."

"Where is the person now?"

"Already entered Xiangyang City."

Guo Jun asked on the side: "Going to sue the officials?"

"Yes, I'm going to sue the officials."

Guo Rong said: "I told Guo Chang a long time ago, don't make things big, just threaten if you don't pay back the money, those bastards don't dare to mess around!"

"Officials don't have to worry, the government is naturally for the officials, so why not help those bastards?"

"Where are those nosy people coming from?"

"do not know."

"I don't know what it looks like?"

"The leader is a young man who brought many people with him, all riding horses."

Guo Jun was taken aback: "Riding a horse?"

"That's right!"

Guo Jun said, "Maybe it's that officer Zhao!"

"Official Zhao who bought grain?"

"It should be him."

"It's broken! I have to go to the magistrate's office!"

"Officer, what's wrong?"

"The background of this group of people is definitely not simple!" Guo Rong hurried out after speaking.

Zhao Ning rode a horse and rushed to Xiangyang City in a hurry.

But Guo Chang said proudly: "When we arrive in Xiangyang City, let's go! Go in and sue the officials!"

Zhao Ning looked around, the moat of Xiangyang City was really wide enough, no wonder the Mongols couldn't chew it here in history.

If it weren't for the return cannon, I'm afraid the Mongols can't do anything here.

Having said that, now the Song Jinxia pattern is about to enter the era of all confrontation. Once the Song Army's field combat capabilities are improved, and the ability of the generals on the front line to command the large army is improved, it is time to take the initiative to attack.

Artillery can't be built for a while, but return artillery is at least no problem, right?

That thing, once shot out, even the walls of Xiangyang City can't hold it.