Back to the Song Dynasty as a tyrant

Originally in the crowd with his head down, Wang Zonglin, who didn't know whether he was thinking of Xiaoli or Xiaolan, suddenly froze for a moment, sending a chill down his spine.

"Your Zheng's Mansion is on the bank of the Bian River, an important part of the inner city. The land price in the inner city has reached 10 yuan per mu! An ordinary house costs [-] yuan!"

Zhao Ning began to settle accounts.

"A scribe who is copying the scriptures will deliver five hundred texts per month."

"Your Majesty, the increase is now." Mei Zhili immediately came out and said, "Twice."

"Okay, two guan! It takes 1250 years to buy a house of [-] guan for two guan, without eating or drinking! Did I calculate correctly?"

Mo Cho immediately came out and said, "Your Majesty did not make a mistake."

The scene was tense for a while.

"If I remember correctly, Yu Yunwen's family rented a house in the capital?"

Mei Zhili continued: "Yes, and it is rented in the outer city. I heard someone mention that it is in a low-lying place with water all the year round."

"For a young talent like Yu Yunwen, who has made great contributions to the Song Dynasty, his family can only live in such a place! Isn't this absurd!"

The hall was dead silent.

"You have really made contributions to the Great Song Dynasty, and there are countless young people who want to serve the court. In the capital, there is no place to stand, and you actually hide your face and tell me that you can't sell it!"

"Your Majesty, although those young talents are talented, houses are commodities. For ordinary people, they must be bought with money. If they are really talented, they can display their talents proudly. The court will not let them down. Why don't they worry about not being able to buy them?" How about starting a room?" Zheng Xiunian continued.

"Then why couldn't Yu Yunwen afford it? Why couldn't Su Zhe afford it back then! Before Shenzong built the prime minister's mansion, how many prime ministers in the Song Dynasty could afford to buy a house after entering the shufu? Are you telling me?"

"Could it be that they can afford to expand the house now in the outer city?" Han Cheng said, "I heard that the scholars in the world have no shelter from the wind, and all the ministers are very sad, but this commodity is a commodity after all."

"Yes! Your Majesty!" Everyone said together, "The root of the problem is not high housing prices, but that they are too poor."

"Shut up!" Zhao Guanjia suddenly became furious, "All of you, don't think that I don't know what you are thinking! You are worried that after the expansion of the new city, the price of the houses in your hands will drop!"

Without waiting for everyone to speak, Zhao Ning quickly said again: "Wang Zongyi, come out for me!"

The "culprit" Wang Zonglin trembled, and immediately stood up.

He cast a helpful look to Qian Yuqing on the side, and Qian Yuqing returned his look, which meant: don't worry.

"The minister is here." Wang Zonglin said.

He immediately felt countless eyes piercing him like sharp swords.

Those people wanted to eat him alive.

That's right, if Wang Zonglin hadn't been the uncle of Zhao Guan's family, this kind of cutting off people's money would have been terrible by now.

No one knows what will happen to the housing prices in the inner city and outer city once the new policy of this prefectural city is expanded.

"I ask you, how is the land price in the new town?"

"Reporting to Your Majesty, the most expensive one now is 300 yuan per mu."

"If you want to build a house in this most expensive place, how much can you sell for a house?"

Cold sweat broke out on Wang Zong's forehead, but he still calculated quickly, he said: "If one mu of land is used reasonably, three to four houses can be built, so the price of a house is only 300 yuan. If it is more expensive Some, not more than 1000 hits."

When Wang Zonglian said this, everyone gasped.

The house is measured by 300 strings?

For the senior officials of the Song Dynasty today, it is as if they heard the price of cabbage in a house.

According to Wang Zonglian's calculation, the area of ​​each house is about 150 to 200 square meters, which is enough for an ordinary house.

If it reaches 1000, it may be a big house of 600 square meters.

Of course, the larger wealthy families don't even know about thousands of square meters. For example, the Zheng family's area by the Bian River in the inner city is nearly two thousand square meters.

If this is the case, if the imperial court continues to expand, what will happen to the housing prices in the inner and outer cities?

In an instant, the hall fell into dead silence again.

Everyone was a little shocked by the price.

When he came back to his senses, Zheng Xiunian said: "300 guan is not too low for a scholar. They have 2 guan a month, and they have to save for 13 years before they can afford it. If they don't buy it, Do farmers buy it? Farmers can’t even afford it! So merchants come to buy? Merchants who are willing to pay 300 yuan to buy a house already have a house, but in the end no one can afford it!”

The other officials seemed to be pulled back by Zheng Xiunian, and immediately reacted, and said: "Yes! Your Majesty, those who are rich already have houses, and those who have no money, even if the house price drops to 300 yuan, they still cannot afford it. Those houses are under construction. No one buys it there, so how can the bank get back the money it has loaned out?"

Gao Qiu hid in the crowd, and his mind was spinning fast.

He knew Zhao Guan's attitude, so he decided not to speak out.

And today, Zhao Guan's family may take this opportunity to give people with multiple suites a bottom line!

But he also hoped that the court would take back the farce.

Because he, Taiwei Gao, also owns a lot of houses.

Zhao Ning said calmly and even with a smile: "Master, you are too worried."

Everyone looked at each other.

This is an obvious question!

Ordinary scribes have a monthly salary of 2 guan, and ordinary workers in handicraft workshops also receive 2 guan a month.

300 is a huge sum of money for most families.

Zhao Guanjia said: "This matter is very easy to solve. A house with 300 guan, only needs 60 guan."

As soon as the official Zhao's words came out, the ministers were all taken aback.

How can there be such a transaction?

"Your Majesty, this... this..."

Everyone was stunned for a moment.

For a 300-guan house, the price of the land is worth 100 guan. The real estate company bought the land for 100 guan. Now you ask the real estate company to sell it for 60 guan?

Dare those businessmen do charity?

Gao Qiu thought Zhao Guan was crazy.

Zhao Ning continued to say unhurriedly: "For the remaining 240 guan, I will borrow from the bank. I will repay 1 guan a month for 30 years. A total of 360 guan will be repaid. The extra 120 guan will be borrowed from the bank for interest. ?”

As soon as Zhao Guanjia said this, the audience fell silent instantly.

Some officials even opened their mouths slightly, completely shocked by what Zhao Guan said.

Banks lend money to people to buy houses?

And calculated in this way, the bank has earned 30% interest from each house within 50.00 years!

Is this what normal people come up with?

Chapter 924 Checking out the lore! (first update)

"Your Majesty, this is absolutely impossible!"

It was Han Cheng who spoke.

He said: "If a person who buys a house with a bank loan has a sharp drop in income and cannot repay the bank loan, isn't it a bad debt?"

Lin Yifei also stood up and said: "If there are 20 people and 10 people are okay, but if 300 people owe the bank 3000 guan, that is a huge sum of [-] million guan. How should we face such a situation?"

"Yes! Your Majesty, once this law is implemented, there will be endless troubles. At that time, the home buyers will be unable to pay back, which will inevitably lead to bank risks. If the people know that the money in the bank will not be returned, won't they go to the bank to exchange their money in the bank?"

Zheng Xiunian also said: "Once this happens, the matter will inevitably spread widely, and Shaanxi and Hebei will inevitably be affected. At that time, the people will be angry, and they will gather together because they are worried about their money. People will panic. If the Jin people go south, and the internal chaos of the Great Song Dynasty, How to guarantee the front-line military supplies, and how to guarantee the logistics capacity?"

Seeing that the conversation had extended to this point, everyone immediately followed suit and said: "Your Majesty, this method does all harm but no benefit. A little carelessness may lead to catastrophe."

"Nonsense!" Wang Zonglin jumped out, pointing at Zheng Xiunian and other ministers and reprimanded, "Let's not say that the new prefecture policy is only implemented in the four capitals, but how much land is sold, how many people are there, and how many houses are provided in Tokyo? There is a fixed quota, how can we recklessly expand the building, everyone is clearly confusing the public, and you have other plans!"

Don't look at Wang Zonglin as miraculous, but he is terrified in his heart.

After all, if this forceful push is really going to offend more than half of the people in the government and the opposition.

Not only those who are officials in the court, but also those who are given idle positions.

For example, those relatives and families in the Empress Dowager Palace, such as the family of Concubine Wei, the mother of King Kang Zhaogou, the family of Concubine Zhu Shende in the Shangharem, and the family of Empress Zhu.

Of course, Queen Mother Zheng's natal family is indispensable.

It also includes Concubine Wang, Concubine Qiao, Concubine Cui, and the various noble instruments, Shuyi, Wanyi, Shunyi and so on in the Empress Dowager Palace.

For those who have anything to do with the harem, their natal families use their status as relatives of the emperor to do business among the people.

Everyone in Tokyo knows that money is the most valuable when buying or selling real estate.

After thinking about it, Wang Zonglian decided to offend all the women in the harem from top to bottom.

Offending women is really a big deal, because they won't reason with you!

Thinking of this, Wang Zonglian only felt fear for a while, thinking that his sister died early, otherwise Wang Zonglian would not be afraid of offending the harem.

"Can Taiwei Wang ensure that this matter is under control?" Zheng Xiunian continued.

"If we can't control it, if local officials and private businessmen collude to repeat the previous incident of Hedong official road and build a large number of houses, no one can afford them in the end. Wang Taiwei can bear this responsibility!"

At this time, Zhao Ding stood up and said: "The key to this matter is not whether to do it or not, but how to do it to control the risk. As for how to do it to control the risk, the first is to delineate the land quota for each new city. , The second is to regulate the entry threshold of real estate companies, and the third is to strictly control the review of bank loans. If these three points are achieved, the risks can be controlled.”

Zheng Xiunian wanted to say something more, but Zhao Ding said: "Your Majesty, I don't think there is any need to discuss this matter again. The rest will be handed over to the Zhengshitang to formulate the land sales quota policy, and then the Taifu Temple will determine the qualifications of real estate companies."

If this is really discussed, many core data will be discussed.

For example, the area of ​​the new city in Tokyo City and related fiscal revenue.

These are all secrets, and it is necessary to strictly prevent the secret work of the Jinren.

Zhao Ning said: "This is the end of the discussion on Fucheng's new policy."

Everyone had no choice but to swallow the words forcefully.

But Zhao Ning has no plans to retreat.

Zhang Jiucheng, a doctor from the Ministry of Industry, suddenly came out and said, "Your Majesty, I have something to say."

"It's okay, sir."

"During the Zhenzong period, this dynasty clearly stipulated that the current officials of the Beijing Dynasty are not allowed to purchase property in the capital except for their residence."

As soon as Zhang Jiuzheng said this, the atmosphere became weird again.

Zhang Jiucheng himself is a native of Tokyo, and he is also the number one scholar. He is proud of his talent, and he has only been an official for two or three years before he began to lead the way of official cultivation. This person is different from the old fritters.

In addition, he only had one apartment in his family, he was not a vested interest, and he was backed by two big bosses, Zhao Ding and Lu Yihao, so he had no worries about speaking completely.

The air seemed to freeze.

Mo Choi rolled his eyes, jumped out quickly, and shouted: "Your Majesty, what Zhang Zishao said is very reasonable!"

Standing outside the Chui Gong Hall, you can hear Mo Chou's affectionate voice, the voice that cares about all the people in the world.

"As the capital grows more and more prosperous, the population is getting more and more prosperous. This is His Majesty's wisdom and the blessing of the country. Now some officials, one family, move five or six real estate properties, and as many as ten, maliciously raising housing prices, but the common people But there is no place for her to stay, and she can only wander the streets, which is a tragedy in the world!"

Some people immediately planned to jump out to refute Mo Chou, but Gao Qiu jumped out first.

Gao Qiu also shouted: "Your Majesty! Mo Shangshu's words are justified! I have wanted to mention this matter for a long time! An official has many properties in his hands. Why do they want so many properties? Either maliciously driving up the prices, or It is a high-priced lease, as far as I know, some officials only collect rents of more than 150 per month!"

Zhao Ning said: "It's so high that the scribes who copied the books for more than six years without eating or drinking can be compared with the rent of this month."

This kind of number is usually kept secret and covered under, and no one will reveal it in front of everyone.

Such a comparison at this time is shocking.

Zheng Xiunian immediately said: "Gao Taiwei, you have more than a dozen seats under your name, how dare you criticize others?"

Gao Qiu said with a righteous face: "Zheng Hanlin needs evidence for what he says. If I have more than ten seats under my name, I am willing to hand them over voluntarily!"

Gao Qiu's words made some people in the room gasp even more.

If the land sale in Xincheng discussed before was to depreciate the value of everyone’s property and make everyone’s ass hurt, then Zhang Jiuzheng’s proposal, Mo Chou’s follow-up, Gao Lian’s lore, is undoubtedly to cut everyone’s flesh!

Everyone cursed in their hearts: "Old thief Gao Qi, you are too cruel!"At this time, you even cut yourself!

Zheng Xiunian was speechless for a moment.

Gao Qiu said again: "Your Majesty, I feel that we should resolutely investigate this matter. After all, the imperial court has already stipulated that the court's law is your majesty's law. If someone violates your majesty's law, it is ignoring your majesty and disobeying the imperial court!"

Zheng Xiunian blushed with anger at these words, and Zheng Xiunian was short-tempered, he said angrily: "Gao Qi! If you have the ability, let the people from the Ministry of Accounting and the Audit Office check yourself first!"

"Okay! Check it out!" Gao Qiu said righteously with an innocent look on his face.

Then he said to Zhao Guanjia: "Your Majesty, I believe that this matter should be investigated!"