I am the king of the dead

After Zhu Qiyu explained a little bit, Hu Yi realized the problem, and then suddenly realized.

Negative interest rates in real terms are a secret, and Hu Wei pretends that he has never heard of it.

It may be too late when the wealthy merchants discover this secret.

"Your Majesty, beware of private seals." Hu Wei brought up the old story again.

Why did the three princes of Shanxi and Henan want to rebel together? Aren't they afraid that His Majesty will find out their private seals?

Zhu Qiyu took the receipt, took out another salt note and said, "First of all, it is new banknotes, cotton banknotes, which are specially made by the Ministry of Accounting with great effort."

"Even if you get the banknotes, it doesn't matter. The banknotes are all printed with silver engraving plates. There is one version a year, and the version is changed regularly."

"It doesn't matter if the skilled craftsmen have worked tirelessly to complete the engraving. Here is a secret key. It seems to be a simple sentence, but in essence it is different. Looking at the sun, the lighter places actually represent the year, month and day. "

In order to prevent counterfeiting, the Ministry of Finance has also made great efforts. Yanyin has all been replaced with brand new banknotes, engravings, and secret codes. It can be said that it has taken great pains.

Hu Wei still said helplessly: "Your Majesty, this person is not greedy enough to swallow an elephant, and three times the profit is lawless. With so many means, they can't stop them from wanting private seals."

Daming banknotes are very difficult to print. These anti-counterfeiting measures of His Majesty are actually good, but a banknote is at least hundreds of thousands of silver coins. If there is a mistake, the loss will be huge.

What Hu Ming said makes sense.

Zhu Qiyu said with a smile, "I'm worried that I won't be able to catch any fish."

"If they dare to seal privately, I dare to arrest them. Anyone who reports private seals at Baoyuan Bureau and Jinyiwei Yamen will immediately ransack their homes. The whistleblower will get [-]% of the proceeds from the raids, which will be converted into silver."

Water monkey method.

In the process of Zhu Qiyu's promotion of Baoyuan Bureau Bank, there will naturally be matching laws and regulations.

Money touches people's hearts, and [-]% of the proceeds from confiscated houses is not a small sum. Those who can get banknotes, ink, steel seals, and secret bonds are not small and small.

The tyranny among big door households became even more intense.

Zhu Qiyu went on to say: "Isn't Hu Shangshu thinking about how to break up the clan? Doesn't this make sense?"

"Secretly print the imperial court bank notes, and use the theory of treason. All the fame of the clan will never be used, and the three and five generations will not be allowed to take the imperial examination."

The clans of the Ming Dynasty are completely different from those of the previous Wei, Jin, Southern and Northern Dynasties, and the early Sui and Tang Dynasties. They have no political power.

The clans of the Ming Dynasty often attached themselves to the imperial examinations to gain privileges. How to break up their clans?

Prohibition of imperial examinations is a means.

Emperor Taizu Gao put the Pu family into the range of never taking subjects. During the Yuan Dynasty, the Pu family who could fight with the Yuan Dynasty immediately dispersed and changed their names.

Zhu Qiyu is more interested in breaking up these clans than making money.

Hu Wei suddenly realized, and finally understood what it means to be miserable, to become a powerful businessman, a wealthy businessman, and this is His Majesty's killer move.

Soon he looked embarrassed and sighed.

Zhu Qiyu stood up and said: "I know what Hu Shangshu is muttering in his heart, isn't he just being scolded for fighting for profit with the people, greedy for profit, and subjugated king?"

"I don't care about that virtuous gentleman. The title of benevolent monarch."

"Sharp handle is one of the powers of the state. The right to issue currency is the state's fight. If they dare to stretch out their claws, why can't I chop off their claws?"

"If you have the guts, rebel!"

The arrogance of the Nanya Dynasty left a profound historical lesson for all the influential figures, wealthy merchants and rich merchants of the Ming Dynasty.

That is to pay three taxes for rebellion, one for the emperor, one for the rebels, and one for seigniorage.

This one is heavier than one, and the emperor received the least.

For every rebellion, His Majesty will win three times, unless the rebellion is successful.

But it is impossible to succeed, and His Majesty is not Zhu Yunqi, and Daming has no stage at all to force Fu Jia to rebel.

Unless your majesty keeps raising taxes, the local tyrants will apportion the taxes layer by layer, and the world will lose its way, and the heroes will compete for the throne.

However, the three major shipping bureaus, except for the punitive five-year [-]% customs tax imposed by the Ningbo Shipping Department, all give silver six cents.

The ultra-low taxes that pirates want to go ashore after seeing it.

In fact, there is another way, and that is to find a way to physically eliminate Zhu Qiyu.

The longest-lived emperor of the Ming Dynasty was Taizu Gao Emperor Zhu Yuanzhang, followed by Ming Emperor Taizong Wen Emperor Zhu Di, and then Jiajing Emperor Zhu Houcong.

Zhu Yuanzhang was born in abject poverty and was a soldier all his life. He was so diligent that he was called a model worker. He was 71 years old.

Zhu Di also fought all his life, took part in the front line several times, spent half of his life in the Northern Expedition, and was 65 years old.

Zhu Houcong spent the whole day cultivating immortals, eating elixir, and was assassinated by a court lady. In the end, he lived to be 60 years old, because Zhu Houcong lived in Xiyuan, not the palace.

Of the sixteen emperors of the Ming Dynasty, only four lived past the age of 50.

Another one is Zhu Yijun, the Wanli emperor who ruled from the bottom of his hand and didn't care about anything. He didn't go to court for 30 years.

Hu Yi stroked back and forth seriously and said, "Your Majesty, what if someone takes the opportunity to run you?"

Chapter 478 A Small Change in the Court's Narrative Style

Hu Wei said confidently: "A run is the scariest thing."

Zhu Qiyu took a sip of tea and said in approval: "That's true."

Hu Mei said with emotion: "In Taixi, around the Spring and Autumn and Warring States period, Taixi had a loose military and political alliance called the Delian League."

"They built a temple on the island of Delos. There are nine white stone lions in front of this temple. It is the birthplace of Apollo, the god of light and prophecy, and Artemis, the goddess of hunting."

"This temple is in charge of the treasury of the Delos League. This treasury manages the custody of gold and silver, the collection and payment of interest, and the issuance of loans, so Delos is also called the Silver Islands."

"And the Delian League was held by Pericles from Great Qin, and Pericles became the lord of the Silver Islands."

"This year, Pericles, the lord of the Silver Islands, borrowed silver from thirteen city-states, but these thirteen city-states never honored their promises. They caused the temple to lose [-]% of its principal."

"All the depositors in the Silver Islands heard the news and began to sell silver in the temple."

"Pericles, the king of the Qin people and the lord of the Silver Islands, had no choice but to take back the little silver left to Greece, which triggered a rebellion in the Silver Islands."

Because of not keeping promises, the temple went bankrupt, [-]% of the principal disappeared without a trace, and the remaining two principals were transported back to Athens by Pericles, which triggered the Silver War, and became the capital of Athens and Sparta Pelopon A footnote to the Nissa Wars.

Run, squeeze to exchange for silver coins from Baoyuan Bureau.

Hu Wei continued: "During the Wei, Jin, Southern and Northern Dynasties, frequent wars caused wealthy businessmen and wealthy merchants to be displaced and unable to sustain themselves. Clan landlords and temples built on religious beliefs became the main body of private lending."

"The monastery has a special temple treasury, and it borrows money for a fee. Finally, in the city of Chang'an, it established a Wuwu Zangyuan specializing in deposits, loans, guarantees, remittances, and exchanges."

Zhu Qiyu couldn't help but think of the commissioner who rushed to buy, Chang Yi, whom he saw in Yanyun Tower when he was in Nanya.

Changyi comes from the death of monks in temples, and people who buy monks' relics are called Changyi, who are responsible for buying things.

Endless Zangyuan, which integrates deposit, loan, guarantee and exchange, is an institution for private fund-raising and lending.

Hu Wei continued: "There are pledges in Endless Tibetan Academy, that is, property mortgages, also known as quality warehouses, longevity warehouses, and the most common ones are pawn shops."

"There is another kind of borrowing to pay the responsibility, that is, there is no collateral, and the loan can be borrowed only on the basis of personal credit, but this kind of interest is generally relatively high, which is called repayment of interest over capital."

"In the 16th year of Kaiyuan, Emperor Xuanzong of Tang ordered that the profit should not exceed five cents. Although there are many accumulated days, the capital must not be exceeded."

That is, the interest cannot exceed the principal, and once it exceeds, you can sue the government.

"The imperial court can control the official business, but can't control the temples, and endless Tibetan courtyards. This business is getting bigger and bigger. It really lives up to their name, endless."

"Then Emperor Wuzong of Tang attacked them, because they refused to pay the reserve after receiving the reserve, which caused civil unrest."

Foreign sects are never well-behaved, in fact they are all bad.

The imperial court ordered that the profit should not be exceeded, but they were lucky and insisted on touching the imperial court.After receiving high interest rates, they refused to pay due to the large number of people.

Tang Wuzong destroyed more than 26 temples in the Tang Dynasty, confiscated tens of millions of hectares of fertile land, and forced more than [-] monks and nuns to return to lay life.

Zhu Qiyu said with a smile: "It's actually easy to run, I just leave [-]% to pay them."

"Are there more silver coins than mine in the world?"

Hu Yi was taken aback for a moment, and then said with emotion: "Your Majesty is right."

If you have money, you can speak hard.

The place with the most silver coins in the world is the inner storage.

If it weren't for Jin Lian's oppression all day long, His Majesty, the largest currency holder, could directly monopolize a certain business in his own hands no matter what he invested in.

It is reasonable for Jin Lian to prevent the emperor from engaging in monopoly.

Because there have been industries monopolized by emperors in history.

Song Gaozong Zhao Gou, Zhao Gou monopolized the business of excrement and shop collapse.

The court of the Northern Song Dynasty had a wide range of official operations, and then began to continuously raise the prices of these goods, which eventually made the people miserable.

Zhu Qiyu said hesitantly: "Will it lead to the emergence of the Ming Dynasty's emphasis on business and worshiping money?"

The clan of the Ming Dynasty relied on ancestor worship, while Rome worshiped ghosts and gods, so it is not impossible for the money worship religion to appear.

Nothing is impossible without money, but money is not everything.

"This really requires vigilance." Hu Yan said very seriously.

Daming already had the bad habit of competing for extravagance, and this changed from competing for extravagance to worshiping money, which violated Zhu Qiyu's original intention.

This is part of the benevolence and righteousness of the court.

After chatting with His Majesty for a long time, Hu Wei left Tai'an Palace and headed towards the mansion with his own lamp.

After finishing processing the official documents in Zhu Qiyu's hands, she stood up and was about to go to the bathroom.

Xing'an saw that His Majesty was finally busy with state affairs, bowed his head and said: "Your Majesty, Lord Ran gave Li Guiren his pulse today and said that he was pregnant. The Lu Court of the Supreme Hospital has come. It is indeed a joy."

"I congratulate Your Majesty, and congratulate Daming."

Zhu Qiyu said happily, "Very well, let's see, is it a boy or a girl?"

"Ah, who can say for sure..." Xing'an shook his head and said.

Zhu Qiyu laughed and said with a smile: "Your Majesty Li, Concubine Jin Shu."

He took two steps forward and said, "Is Chen Xuan, Chen Wanniang, not pregnant yet?"

Xing'an hesitated for a moment, and then said in a low voice: "Your Majesty, Lord Ran said that Chen Xuanshi's body is not very strong, and the palace is cold, so he may not be able to breed dragon species."

Zhu Qiyu frowned and asked: "Are you sure? Hasn't she been taking care of her body?"

"It's hard." Xing'an said helplessly.

Chen Wanniang has always wanted to have a son and a half daughter, even if she gave birth to a princess, she would be considered someone under her knees.

But it has been a year and a half, and there has been no movement. His Majesty loves Chen Wanniang very much, but there has been no result. There is already a palace grievance in the palace.

Everyone is old, and on the day when they are no longer loved, having a son and a half daughter under their knees can be considered a comfort.

It's not good for Chen Wanniang to keep her body small, otherwise Chen Wanniang's breadwinner would have bound her feet long ago.

Zhu Qiyu sighed and asked, "Does Chen Xuan know?"

Xing'an shook his head, bowed his head and said: "Chen Xuanshi asked Ran Guiren today, and Ran Guiren said that she is in good health and has never been pregnant. It's just bad luck."

"Ran Guiren is still hiding it from Chen Xuanshi, but...Chen Xuanshi probably knows about it."

Zhu Qiyu said with some regret: "It's also a hard-working person, let Chen Xuan serve the bed."

"The minister leads the decree." Xing'an bowed his head and went, carrying the big red lantern, towards the Huae Building where Chen Xuanshi lived.

After Zhu Qiyu took a shower, he strolled to Chen Xuanshi's Huae Building.

"See Your Majesty." Chen Wanniang obviously knew that His Majesty was coming, and she also dressed up carefully. Zhu Qiyu could also feel the sadness on her brows.

"Stay flat." Zhu Qiyu told Chen Wanniang to flatten.

Chen Wanniang just chooses a servant, that is, the palace concubine who serves in bed. Of course, once she has a child, she will fly on a branch and become a phoenix.

Rarely, Zhu Qiyu didn't tease Chen Wanniang, but comforted her a few words, it's okay not to comfort her, when talking about this matter, Chen Wanniang's tears finally couldn't stop falling.

Chen Wanniang wiped away her tears, leaned against Zhu Qiyu's arms, and remained motionless.

She sang in a low voice: "The hatred is endless, the deep palace resents the daughter; the love is silent, the dream breaks the sheep cart; it is deserted, the Nagato is lonely and green, the sun is late, and the spring breeze courtyard."

"Tears are endless, tearing through the jade; drowning and drowning, leaving the house to relax; dizzy, the evening smoke and snow are blurred, pattering, sprinkling pear blossoms and evening rain..."

Zhu Qiyu patted her lightly.

Chen Wanniang knew that this might be the last time His Majesty would take pity on her.