Fenghou

Walking out of the shop and coming to the spacious imperial street, Wan Qixie had no choice but to say to Liu Chen, the doctor of Duzhi: "The treasure record can't be borrowed, and the hope of the other two is even less."

"You can try it out. If you can't borrow it, it's not Xiangguo's responsibility."

"How could it not be my responsibility? Everyone wants to put the responsibility on me, and I'm ready to quit."

Wan Qixi sighed, and was about to get into the carriage when a palace guard on horseback rushed over. The horse was running fast and passed by Wan Qixi's carriage. There were four knight guards around Wan Qixi's carriage. , They all thought it was a guard who came out from the palace to deliver a letter, so they didn't take it to heart.

Unexpectedly, the guard suddenly raised his crossbow and shot an arrow at Wan Qixi while running. The crossbow arrow was precise and extremely powerful. The crossbow shot through the forehead and penetrated into the brain, and Wan Tuxi fell to the ground with a scream.

The guards ran away non-stop, Liu Chen and the four knights were stunned, they hurried up to help Wan Qixie, Wan Qixie twitched all over, seeing that it was going to die, and seeing that the murderous guard had already run away, the four of them shouted anxiously : "Come on! There are assassins, come on!"

The people in the cabinet rushed out and hurriedly carried Wan Qixie into the cabinet, and the four knights rode to chase after him. Where could they catch up, the murderous guards had disappeared without a trace.

Before the doctor arrived, Wan Qixi swallowed his breath.

……

The assassination of Wan Qixie caused a sensation in the government and the public. The emperor Zhao Gou was very angry and ordered the Meihuawei to investigate the murderer. Soon, the news of Wan Qixie's assassination spread like wildfire, causing an uproar in Lin'an City.

Lu Gang, the special envoy of the King of Yong, immediately submitted a statement to Qin Hui, the Prime Minister, stating that the assassination of Wan Qixi had nothing to do with the Kingdom of Yong. He also condemned this shameless assassination in the statement.

The next day, the "Beijing News" published the news of Wan Qixi's assassination on the front page, and described the whole process of the assassination in detail. The collapse in real estate prices has something to do with it.

In the Changfeng Teahouse, Lu Gang slowly said to Wang Mu: "Zhao Gou and his ministers did not really realize the seriousness of the plummeting housing prices in Lin'an, which actually seriously damaged the vital interests of many dignitaries in the Song Dynasty."

"I feel the same!"

Wang Mu sighed and said, "The house I lived in was originally His Highness's mansion. Back then, His Highness sold it to Mr. Zheng for [-] guan, and last year it was estimated to sell for [-] guan, and the mu price was [-] guan. A villager told me that the value of that house is now at most [-] guan, and it has dropped by [-] times.

Lu Gang nodded, "Over the years, the dignitaries have spent most of their money on land in Lin'an, and they have also pushed up the land price in Lin'an step by step. After Fujian Road was lost, Lingnan has been separated, and the imperial court actually only has In the south of the Yangtze River, Lin'an can't afford the high housing prices at all. In addition, the court has attacked the merchants, and the large and medium merchants are basically forced to leave. It will be a matter of time before they collapse. Wan Qixie is selling residential shops at the right time. In the words of His Highness, It was the straw that broke the camel's back."

Wang Mu smiled slightly and said, "The last straw that broke the camel's back. This sentence is brilliant. I will use this sentence as the headline on the front page tomorrow!"

Lu Gang smiled and continued: "The price of houses and shops has plummeted, which has reduced the most important wealth of the powerful by more than ten times in an instant. These powerful people are strongly dissatisfied and will definitely express it, but the assassination of Wan Qixi is just the beginning. They will definitely take revenge on the emperor in other ways."

"In what way?"

"do not know!"

Lu Gang picked up the teacup and said leisurely: "But I believe, it must be the revenge that made the emperor Zhao Gou feel heartbroken!"

……

In the imperial study room, Zhao Gou stood in front of the window with his hands behind his back, his eyes full of anxiety. Behind him, Qin Hui bowed and said, "Lu Gang has already handed over the official statement to the minister, declaring that the assassination case has nothing to do with them, although They have official statements, but that doesn't make them free from suspicion, and Wei Chen still has reservations about their statements."

Xu Xiantu said coldly: "It's already a critical time, why should Mr. Qin confuse the public, cover up the truth, and continue to mislead His Majesty? If you continue to mislead Your Majesty, it will ruin the event!"

Qin Hui said angrily: "Where did I mislead Your Majesty? Is it true that the Western Army has no suspicion at all? They assassinated the Wanqi Xiangguo at a critical moment, mediating conflicts, and causing civil strife in the Song Dynasty. Isn't this in their interest?"

Zhao Gou frowned, turned around and asked Zhang Jun, "What does Zhang Xiangguo think? Is it true that what Qin Xiangguo said is that Chen Qing is instigating civil strife in Song Dynasty?"

He knew that Qin Hui and Xu Xiantu had a bad relationship, and they would quarrel every time, and the two were seriously emotional. It would be more reliable to ask Zhang Jun at this time.

Zhang Jun bowed and said: "What Qin Xiangguo said is also a little possibility, but this possibility is not great. The greater possibility is that the real estate price in Lin'an has plummeted, which has seriously damaged the vital interests of certain forces. They assassinated Wan Teng Xiangguo vents his anger!"

The first thousand and 430 chapters burn eyebrows

Xiangguo Zhu Shengfei also said: "Your Majesty, I also agree with Zhang Xiangguo's opinion that the assassination case should be related to the plummeting of Lin'an real estate. The only thing that cannot be determined now is whether it was done by an individual or a certain power group."

University scholar Tao Lin stroked his beard and said: "Mr. Zhang is right. The assassination case is just the beginning of revenge. I'm afraid there will be a series of revenge in the future. The murderer should be found out as soon as possible!"

Qin Hui wanted to blame King Yong and the Western Army for everything, but this time he encountered a big problem. The four ministers in the Yushufang except him did not support him. This time, even Zhu Shengfei, who had always followed behind him, did not Not supporting him anymore is really a matter of great importance, and everyone is unwilling to follow him to fool the emperor.

The discussion for nearly an hour ended in vain, and no one could come up with a solution. First of all, the direction was inconsistent. The five ministers showed three attitudes. Qin Hui's attitude was negative, and he just repeatedly emphasized that he must find out the truth, what should he do to find out the truth He didn't say what to do, so what if he couldn't find out the truth, and he didn't even mention it. His opinion was actually evasion, and it was best to let it go.

Xu Xiantu and Zhang Jun strongly urged the emperor to be tough and never give in, to punish the murderer severely, and to severely crack down on the arrogance of the murderer behind the scenes. As for how to fight?hit who?Both were silent when it came to details.

On the other hand, Zhu Shengfei and Tao Lin advocated to appease the powerful and prevent them from taking further radical actions, but neither of them could say exactly how to appease them.

In fact, everyone knows that the best way is to let the real estate prices rebound, so that those whose interests have been seriously damaged will be compensated, and the world will naturally be peaceful, but... how easy is it to make the real estate prices rebound?

Xu Xiantu was retained by the emperor Zhao Gou. The emperor Zhao Gou had too many things that disturbed him, which made him upset, but he was still able to stay awake and kept his eyes on one goal, which was his military salary, which was 50 yuan a month. Wan Guan's military expenditure must be implemented as soon as possible.

Zhao Gou sighed and said: "Wan Qixie went to borrow money from the three major cabinets, but was plotted against him if there was no result. Please Xu Aiqing take over from him, continue to negotiate with the three major cabinets, and borrow 100 million yuan as soon as possible."

Xu Xiantu was silent for a moment and said: "Wan Qixie went to Baoji Cabinet with Liu Chen, the doctor of Duzhi. I asked Liu Chen yesterday, and Baoji Cabinet has no money. I'm afraid it will close down soon. We can only Go to the other two cabinets to find a way."

Zhao Gou was taken aback. A lot of his and his concubine's personal money was stored in Baoji Cabinet. He quickly asked, "Did Baoji Cabinet really go bankrupt?"

"That's what Liu Chen said, but what Weichen learned from other sources is similar. They couldn't get back the money they borrowed, and the mortgaged properties plummeted and couldn't be sold. They suffered heavy losses. Liu Chen said, Baoji Cabinet I have already lost all my capital, and I still owe customers 60 guan, once a large number of customers come to withdraw money, they will not be able to pay, the situation is very serious, and it can be said that it is at stake."

"If that's the case, Zhen and the imperial concubine will take out all the money stored with them!"

"Your Majesty has a private treasury, so it shouldn't be a big problem, but we still need to take it out as soon as possible. Besides, I have another suggestion."

"What advice?"

Xu Xiantu said in a low voice: "Wan Qixie was assassinated in front of the gate of Baoji cabinet workshop. Liu Chen told me that after the assassination, the proprietor Shi Guangping never showed up, but he was inside the cabinet workshop. After talking, it is impossible to leave so soon."

Zhao Gou took a breath and said, "Ai Qing means that Shi Guangping is suspected?"

"Wei Chen believes that the assassination of Wan Qixie was done by a group, and Shi Guangping should be a member of this group. He probably participated in the planning, so he dared not show his face with a guilty conscience."

"Then what does Xu Aiqing suggest?"

Xu Xiantu said slowly: "Wan Qixie died at the gate of Baoji cabinet workshop. Your majesty can use this as an excuse to strike at Shi Guangping and severely attack the arrogance of that group of people. Your majesty, the Shi family is as rich as an enemy!"

Zhao Gou will not offend the powerful group because of a Wanqixie. He thinks the same as Qin Hui. Wanqixie dies as soon as he dies. But the enemy country, and he is extremely short of money.

But the matter is important, Zhao Gou still has to weigh it. It is not that simple to attack the powerful group. He has to think carefully before making a decision.

"Let me think about it, Xu Aiqing should visit the other two cabinet shops first."

Xu Xiantu nodded, "It's not that easy to borrow money. Maybe those houses and shops have to mortgage at a very low price to borrow money."

"Everything is up to Xu Aiqing to decide on her own, I hope there will be a result today!"

Zhao Gou was already impatient, and he had to choose these two days to solve the problem of military pay. He couldn't even care about Wan Qixie's death for the time being. As long as he could get the money, Xu Xiantu would do whatever he wanted to mortgage it.

"Wei Chen is going!"

……

In the inner meeting hall of Jiangnan Cabinet Workshop, Xu Xiantu summoned the principals of the two major cabinet workshops. Of course, the principals were not the big shopkeepers, but the representatives of the proprietors of the cabinet workshops. The principal of Wanbao Cabinet Workshop was Liu Wei, the eldest son of Liu Xianchen.

There are two representatives of the proprietor of Wanbao Cabinet Workshop, one is Zheng Qing, the eldest grandson of Zheng Tongquan, who lives in Jingzhao, and Liu Wei lives in Jiangnan.

Liu Wei is usually in Pingjiang Mansion, because Lin'an real estate land prices plummeted, causing turmoil, in order to ensure the safety of money, Liu Wei has been sitting in Lin'an during this time, accompanied by the big shopkeeper Qiu Ping'an.

The person in charge of the Jiangnan cabinet shop is Qian Wenyi, who is also the son of the Qian family, the largest proprietor of the cabinet shop, and Yang Da, the shopkeeper of the cabinet shop, was also present.

Liu Wei asked: "If Xiangguo was assassinated at the gate of Baoji Cabinet, did he go to Baoji Cabinet to borrow money?"

The three major cabinets are all in a competitive relationship, and they are very well-informed about each other, and they can't hide any troubles from them.

Xu Xiantu nodded, "That's right, he was Baoji Cabinet last night to discuss borrowing money?"

"Can Mr. Xu tell us the result of the discussion with Baoji Cabinet?" Qian Wenyi asked.

Xu Xiantu hesitated, "Can I not say it?"

Liu Wei and Yang Wenyi glanced at each other, and they had a good understanding. They both realized that they could use this opportunity to find out the secrets of Baoji Cabinetry, so the two cooperated quite tacitly.

Liu Wei smiled and said: "Of course Xianggong Xu can not talk about it, but it is very difficult for us to talk about it. At least we have to get the same conditions as Baoji Cabinet Shop, and we can't treat one more favorably than another. With all due respect, if Xianggong Xu doesn't say anything, We will not see the sincerity of the court."

Both Liu Wei and Yang Wenyi are both 35 and [-] years old. They have worked hard in the mall for many years. They are unambiguous in the details. They know that the court wants from them, so they must get the best conditions.

Xu Xiantu pondered for a while and said, "Then give me a confirmation letter first, whether the money can be borrowed. If you don't want to borrow money at all, then I don't need to say too much."

Liu Wei and Qian Wenyi looked at each other, Liu Wei nodded, "If the price of the mortgaged property is low enough, we can borrow it, up to 50 yuan."

Qian Wenyi also said: "Our Jiangnan cabinet shop is the same. In principle, we can borrow it, depending on the price."

Xu Xiantu let go of his heart, since he was willing to borrow money, it was easy to say, at this time, the secret of Baoji Cabinetry became a stepping stone for him to borrow money, and he didn't care about selling Baoji Cabinetry at all.

The first thousand and 430 chapter two hints

After nearly an hour of negotiations, the three parties finally finalized the loan agreement. Wanbao Cabinet and Jiangnan Cabinet each agreed to lend 50 guan to the imperial court, and the total loan amount was 100 million guan. The interests of the two cabinets are sufficient, and this interest is the valuation of the collateral.

What Xu Xiantu took out were houses, shops, and farmland outside the city as collateral. The valuation of the collateral was half of the current market value. For example, the Yulou of the Yu Qingfeng family covers an area of ​​about three acres. The top ten restaurants in Lin’an, last year’s market price was 15 guan per mu, and the total price was 1 guan. In the past few days, the land price has collapsed, and the price of Yulou has dropped to [-] guan per mu, and the total price has become [-] guan , but the estimated value mortgaged to Jiangnan Cabinet was halved again, becoming [-] guan.

Is this low price?In fact, it's not low, it's just a normal market price. Jiangnan Guifang is not asking for a sky-high price, and its asking price is also based on its basis. It is based on the price of restaurants in the most prosperous areas of Pingjiang Mansion and Jiankang Mansion, where the price per mu is only [-] About [-] guan, once Lin’an loses the aura of the capital, the normal land price is only [-] guan, and Jiangnan Cabinet Factory only asks for a slightly lower price.

The same is true for Wanbao Cabinet Workshop. They mainly take the farmland outside the city as collateral, and the mortgage price is about [-] guan per mu. The price of farmland outside the city has not dropped much. It fell to about eight guans per mu, only half of it, and Wanbao Cabinet Square is based on the farmland prices in Yuezhou and Jiaxing Prefecture, where the farmland prices are about six guans per mu.

The price of farmland in Jingzhaofu is ten guans per mu, and in places other than Jingzhaofu, it is five guans per mu. The price of farmland in the Central Plains is also five guans per mu. Of course, the farmlands in the Central Plains and Guanzhong cannot be compared with those in the south of the Yangtze River. The farmland in the south of the Yangtze River is Double-cropping rice has a high yield, so the price must be much higher, but isn't the court begging for help now?To ask for help, you must show sincerity and give the cabinet enough benefits.

You must know that the housing prices in Lin'an City were hyped to be very high before, but the farmland prices in Jiangnan are just the opposite. They are constantly suppressed by the rich and powerful to facilitate them to buy land at a low price. The normal farmland prices in Yuezhou and Jiaxing Prefecture should be per mu About ten guan, was suppressed by the rich and powerful to [-] guan per mu.

Therefore, the mortgage price of Wuguan per mu has also benefited greatly.

The two cabinets knew very well that although the loan was mortgaged, judging from the financial situation of the imperial court, the money would never be repaid by the end of the year, so the mortgaged property must belong to them.

Of course, Xu Xiantu also won certain benefits for the court, that is, there is no interest on this three-month loan. You must know that the normal loan interest of the counter shop is two per cent per month, and three months is six per cent. The money needs to pay back 100 guan in interest, so Xu Xiantu gave a low enough valuation of the collateral, even if the interest was included.

Of course, the two cabinet shops are not fools either. They clearly stated in the terms that if the imperial court redeems the collateral after three months, they must pay the normal loan interest, which is [-]% per month.

After the three parties reached a loan agreement, Xu Xiantu immediately sent Liu Chen, a Duzhi doctor, to rush back to the imperial court to report to the emperor. After half an hour, he received a reply from the emperor, saying that he could sign a contract. At noon, Xu Xiantu officially signed the agreement on behalf of the imperial court and the two cabinet shops An agreement was made to borrow 100 million yuan.

The government immediately remade a new title deed, and all the original title deeds were invalidated. The worst thing among them was Baoji Cabinet Workshop, which meant that the thick stack of mortgage title deeds in the hands of Baoji Cabinet Workshop had all become waste paper.

Nominally, the interests of the merchants were completely deprived, but in fact it was the bankruptcy of the imperial court. You must know that the essence of dynasty change is the change of interests. A group of new nobles came to power to seize the interests of the old nobles. It is land interest.

Although the new title deed replacement only involves the interests of merchants, this matter itself has touched another major issue, that is, the credibility of the dynasty. Guaranteeing land ownership is the most basic credit of a dynasty. For land, they have to use various means to obtain the land deeds from farmers, and then carry out mergers and acquisitions at low prices, and dare not say that they bribe the government to invalidate the land deeds in your hands.

But now, the title deeds of farmland and real estate are still in the hands of merchants or cabinet workshops, and the imperial court directly invalidated them, which undoubtedly means the complete bankruptcy of the imperial court's credit.

Of course, this result was already doomed when the imperial court confiscated the merchant's land and real estate stores, and it did not happen after borrowing money from the two counter shops.

……

Xu Xiantu left, but Liu Wei did not. Qian Wenyi persuaded him to keep him for lunch, and Liu Wei of course understood that he would stay, just like two cheetahs holding hands when an elephant is about to fall.

The tea time after the meal is the time for the two to talk about business.

"Brother Liu, do you think Baoji Cabinet can survive this round?" Qian Wenyi asked with a smile.

Liu Wei smiled and said, "Let me tell my virtuous brother one thing, how does His Royal Highness Prince Yong evaluate Baoji Cabinet Workshop!"

Qian Wenyi was refreshed, and quickly said: "Brother Liu, please tell me!"

"His Royal Highness Yong said that the emperor has never realized the importance of the cabinet. When the emperor realizes it, that is, when the disaster of Baoji cabinet and even the Shi family comes, the emperor will definitely swallow the treasure. Swallowing it is too ugly, he must find a reason to kill the Shi family, and Baoji Cabinetry will naturally get it."

Qian Wenyi frowned and said: "I understand Brother Liu's meaning. The emperor can take money directly from the cabinet, but no matter how rich the cabinet is, it is also the customer's money. The emperor cannot take away the customer's money at will. Come on, who still believes in Baoji Cabinetry?"

Liu Wei smiled wryly and said, "Zheng Tongquan told us these words, and we never understood them. Later, Zheng Tongquan told us one thing. If we understand something, brother, do you still remember the salt lord Zhang Tai?"

Qian Wenyi nodded, "I know that Hu Yun forcibly took away his wealth stored in Baoji Cabinet Workshop. Afterwards, I got the news that a total of 35 gold, silver and various properties were taken away."

"That's right, if Baoji Cabinet is owned by the emperor, will it be Hu Yun's turn to take Zhang Tai's huge wealth?"

Qian Wenyi understood a little bit, "You mean that the emperor will look for prey from the wealth in the inventory?"

Liu Wei sighed and said: "We later realized that what King Yong meant was that if the emperor took a fancy to a certain amount of wealth, he would unknowingly kill the owner of the wealth, and the wealth would fall into his hands." , Baoji Cabinet has branches all over the world, and its century-old reputation has made everyone believe in it. Now that there is a Wanqixi case, will the emperor use it to attack Baoji Cabinet and even the Shi family?"

Qian Wenyi pondered for a moment and said: "Brother Liu means that our two families still can't take the idea of ​​Baoji Cabinet, so as not to be affected by the case of Wanqi Xie."

Liu Wei said indifferently: "The elephant in Baoji Cabinet is down, the real predator is not only the Son of Heaven, we little ants don't want to join in the fun."

Qian Wenyi pondered for a moment, and suddenly understood that King Yong was also staring at Baoji Cabinet, Wanbao Cabinet must have got the news.

Qian Wenyi thought of another rumor that [-]% of the Wanbao Cabinet Shop is in the hands of King Yong, it seems that this rumor is true.

He immediately stood up and said, "Thank you, brother Liu, for reminding me!"

……

Behind the scenes of the first thousand and 430 chapters and three chapters

At night, a man in black appeared at the back door of Xu Xiantu's mansion. Xu Kun, Xu Xiantu's nephew who was waiting here, asked, "Is there an agreement?"

The man in black took out a silver medal and handed it to Xu Kun, who immediately led the man in black to the back house.

The man in black is Wei Yanzong. Since the special envoy's residence has been secretly monitored by Meihuawei, Lu Gang cannot come to see Xu Xiantu, so he asks Wei Yanzong, who is agile, to be his messenger.

Not long after, the two came to Xu Xian's library, and Xu Kun reported: "Uncle, he is here!"

"Please come in!"

Xu Kun waved his hand, "Please!"

Wei Yanzong walked into the study quickly, and saw Xu Xiantu standing in front of the window with his hands behind his back. Wei Yanzong quickly stepped forward to salute, "See Mr. Xu!"