Rebirth of the era of struggle

Liu Lei said: "I probably counted, there are more than 70 people, some of the boys have gone back to the dormitory to play games, and the girls seem to have come..."

Lu Yang was not surprised, it was originally voluntary, and he came whenever he wanted, some people just aren't very interested in watching movies, but the girls are quite face-saving.

Looking at a group of classmates, Lu Yang said, "Let's go when everyone is here."

Wanda Plaza is not very far from the school, and there are not many cars on the road here. After discussing it with Chen Qiuyue, Lu Yang and Chen Qiuyue chose to walk there...it takes about 10 minutes.

The movie has already been reserved, so there is no need to be limited by the time of the theater. When it arrives at the place, it can be played by others, and even advertisements can be avoided.

A group of people walked out of the school mightily.

While walking, chatting.

The boys walked faster, the girls lagged behind... Chen Qiuyue and Xu Shiran were behind, and Lu Yang didn't go to them, but stayed with a few roommates.

"Brother Lu, tell me the truth, did you do the matter of the student council president? Mingbo said, it should have something to do with you..." Ding Chaoqiang asked cautiously.

Lu Yang didn't hide anything, and said: "I just found someone to investigate his scandals. His unlucky luck is entirely because he is too bad at being a human being."

This is tantamount to an admission in disguise.

Ding Chaoqiang said excitedly: "Made, I'm so relieved...you didn't see how arrogant they were when they came to check the dormitory."

"Shouldn't come to check again."

Lu Yang unscrewed the mineral water he had been holding all along, and took a sip.

Li Mingbo asked with some concern: "The last time I checked the dormitory, I was not there. Will there be any impact?"

"It doesn't matter." Lu Yang affirmed.

Hearing what Lu Yang said, Li Mingbo was relieved. He had been worried that this matter would affect this year's scholarship... After studying hard for half a year, it would be a pity if the scholarship disappeared because of this small matter.

"Brother Lu... I have one more thing I want to discuss with you."

Li Mingbo looked around and found that there were only a few people in their dormitory around, so he spoke.

"What is it, are you afraid that people will find out?" Lu Yang smiled.

Liu Lei and Ding Chaoqiang also looked over curiously.

They all wanted to know, what did Li Mingbo want to discuss, to borrow money?Probably not, Li Mingbo has never borrowed money since the beginning of college.

Li Mingbo said with some embarrassment: "Brother Lu, I want to buy a house, but I don't know much about it, so I would like to ask you to refer to it for me. Haven't you bought a house before?"

"That's it."

Lu Yang was a little surprised.

But he still patted his chest and said there was no problem.

Unexpectedly, Ding Chaoqiang was stimulated, and said in shock: "Damn, Mingbo, you actually want to buy a house."

He is very loud.

People around heard it and looked over in surprise. Li Mingbo was a little embarrassed. Seeing this, Liu Lei slapped Brother Chao on the head and said, "What are you doing!"

Brother Chao also realized that he had lost his composure, and he asked in a low voice: "Mingbo, have you made enough money to buy a house?"

Li Mingbo blushed slightly, and said: "Over the past year, I have saved more than 15 yuan from the money I earned from setting up a stall and the school's scholarship. , a down payment of 89% is about 18 yuan, but I don’t know how to get a loan, and whether I will be cheated in the process of buying a house.”

After saving more than 15 yuan in one and a half years, Lu Yang has to admit that Li Mingbo is really good at saving money. After all, when the market is not good, he has worked hard for a month, and he only earns seven or eight thousand yuan. It is conceivable how economical daily life is.

"Didn't you say that the down payment is 18? 15 is not enough."

Brother Chao asked again.

Li Mingbo said embarrassingly: "There is still 19 yuan at home. After looking after the house, my mother sent the money. There is about [-] yuan from Shen Yan's side. It is the lucky money she has saved over the years... Add it all up, it should be It's almost [-], probably enough..."

Brother Chao was very envious: "Mingbo, you're such a good wife. It doesn't cost you to fall in love, and you even use your lucky money to buy a house. It's so kind to you."

"This is looking for a wife, Brother Chao, look at you, what are you looking for." Liu Lei has not forgotten to hurt Ding Chaoqiang by the way.

Lu Yang smiled.

Brother Chao is indeed a bit strange. He is not looking for a tea seller, but Zhao Shuang, who can blitz Poland and has no three views. There is really no normal one.

"I plan to write the names of two people on the house." Li Mingbo scratched his head.

Lu Yang asked: "Ming Bo, why are you in such a hurry to buy a house?"

Li Mingbo said: "When I set up a stall at night, I often listened to people chatting. They said that the materials and labor to build a house are now expensive. I think the price of the house will rise. I am afraid that I will not buy it now. I will buy it in case the price rises in the future." Great."

Lu Yang didn't expect that the reason was because of this. Could it be that stupid people have stupid blessings?

The reason for the rise of the house has nothing to do with the materials and labor.

But if you don't buy it now, you won't be able to afford it later.

Li Mingbo said again: "Of course, if you buy a house, you can also save the rent, which is several hundred a month."

Hearing this, Lu Yang didn't say anything else. He said: "There are many pitfalls in buying a house. Tomorrow, I'll find a professional person to come over and talk to you, so that you can avoid some pitfalls."

……

While chatting and walking, a group of people soon came to Wanda Cinemas. After Lu Yang paid the final payment, a big movie theater was warmly arranged there.

Maybe it was stimulated by Li Mingbo just now. Brother Chao is not very interested in watching movies, but has been looking at his phone instead.

Chapter 504 Precious Gift

early morning.

After the morning run, Lu Yang made an appointment with Xu Fengnian. He did not forget the promise he had made to Li Mingbo yesterday.

Today, Xu Fengnian has become the supervisor of the Greentown warehouse at Station C, with a monthly salary of tens of thousands. It is not an exaggeration to say that he is young and promising.

"Have you moved yet?"

The two left the community and walked towards the school before Lu Yang asked.

Xu Fengnian is now working in a warehouse, which is far away from Evergrande, but he commutes by bus every day, which is inconvenient. Last time Xu Fengnian said that he seems to be planning to rent a house in another place.

Xu Fengnian smiled: "At first, I wanted to change it, but after thinking about it, I think it's better to just buy a set at the end of the year. After all, the rented house belongs to someone else, so I don't dare to add any electrical appliances. Children can go to school right away. Now, we have to get a school district..."

In the past, Xu Fengnian didn't dare to think that the children would go to school in their hometown with a high probability, the wife would take care of the children at home, and the family would gather less and leave more. How could they be reunited in Green City as they are now.

"That's right, with your current salary, it's still very easy to buy a house."

Lu Yang replied, and then greeted the security guard at the school gate.

Xu Fengnian said: "Thanks to your support, boss."

Xu Fengnian knew in his heart that if he hadn't been favored by Lu Yang and changed his life, he might still be living in a real estate agency company, running around every real estate every day, and always smiling when he saw everyone.

It is definitely a world of difference from life now.

"I'll help you because you are a talent." Looking at the restaurant in front of him, Lu Yang said again: "Go, go to the cafeteria and have some rice porridge. I have a roommate who wants to buy a house. You can analyze it for him." a bit."

"I'm good at this." Xu Fengnian smiled.

in the restaurant.

Li Mingbo had already bought breakfast, and he and Shen Yan had been waiting for about ten minutes. When they saw Lu Yang and Xu Fengnian coming together, they got up and walked over.

Lu Yang introduced: "This is a friend of mine, Xu Fengnian... who used to be a real estate agent, you can ask him anything you want to know when buying a house."

"Brother Xu, hello, my name is Li Mingbo."

Li Mingbo was very polite and shook hands with Xu Fengnian.

"Hello, thank you for the early."

Xu Fengnian looked at the rice porridge and buns that he had already bought, and knew that Li Mingbo bought them in advance.

Li Mingbo said: "You're welcome, I have to trouble you."

The two chatted.

Lu Yang didn't know much about buying a house. Although he had bought a few, because he was rich, he could just do it simply and violently. But Li Mingbo was different. He had limited funds, so he needed to choose the most cost-effective one, and he needed a loan.

"How big a house do you want?"

While eating breakfast, Xu Fengnian asked.

The steamed stuffed bun next to Li Mingbo has not moved. He said, "I don't have much money, so a house with more than 80 square meters will do. It's best to be a small three-bedroom house."

This is also Li Mingbo's budget. The three rooms are just right. He and Shen Yan have one. If they have children in the future, they can live in the other one, and the other one will be reserved for his mother. If they buy a house in the city, Li Mingbo will definitely take his mother out of the mountain. His hard work and motivation come from this.

"There are 85-square-meter and 89-square-meter small three-bedroom houses. In fact, it is better to buy a second-hand house. The location of the second-hand house is good, and the shared housing is generally smaller. The area of ​​​​the house is relatively larger. How much budget do you have?"

Xu Fengnian analyzed.

Li Mingbo said quickly: "About 19, down payment..."

Xu Fengnian thought for a while: "With a down payment of 19, it's quite easy to buy a small three-bedroom house in Greentown. However, there is one thing, you seem to be students, and if you don't have a job or turnover, it's not easy for the bank to give you a loan."

"This..." Li Mingbo and Shen Yan looked at each other. They really haven't considered this matter. They are both students. They thought that buying a house can be done in installments, but it seems that the idea is a bit simple.

"If you are a student, can you just buy it in full?" Li Mingbo asked nervously.

He didn't want his plan to buy a house to die before he started, and it would end before it even started.

If he still buys the house in full, he will have to save for several years.

Xu Fengnian smiled and said: "Actually, it's not impossible. Buying a house with a loan has the house as a mortgage. Even if you have no income, it's not impossible. You just need to spend some money to find a guarantee. If you buy a new house, it's possible. To be simpler, the developer has some relationship with the bank, as long as there is a down payment, you can ask them to help you solve the rest, of course, it may not be possible, do you have a source of income?"

Lu Yang, who was eating, interrupted and said, "Ming Bo has been buying clothes at the west gate of the school, and his monthly income is at least seven or eight thousand. The down payment is all saved by him over a year, so it's no problem to pay back the money... "

"Seven to eight thousand a month, so much..."

Xu Fengnian was secretly taken aback.

When he was an intermediary before, if he couldn't make an order, he would only pay more than 2000 a month. He was struggling with food and clothing. Why didn't he think of selling clothes?

Xu Fengnian said: "You have a fixed source of income, so loans are not a problem. I didn't expect you to earn so much while still in school. College students are really different..."

Xu Fengnian never went to college, so he is quite envious of college students.

Li Mingbo scratched his head and said, "Actually, it doesn't matter if you go to college or not. I also owe it to brother Lu. He brought me to set up the street stall. Now every time I buy goods, brother Lu helps..."

Hearing that Lu Yang was helping, Xu Fengnian was not surprised at all. With the help of a noble person like the boss, it may be difficult to make money.

Skipping the topic of loans, Xu Fengnian asked again: "Have you thought about where to buy it?"

Li Mingbo looked at Shen Yan and said, "Actually, I prefer to buy a house near the school. I don't know how the price of the house here is, and if I can afford it."

There are still more than two years left before graduating from university, and the house is too far away, not only is it inconvenient to sell, but also, he can't live a two-person world with Shen Yan, and he can also take care of his studies.

It is best to buy a house near the school. Li Mingbo also likes the neighborhood where Lu Yang bought it, but he is worried that he cannot afford it. Lu Yang seems to have said last time that he spent 100 million when buying a house.

Based on the 60% down payment, the price that Li Mingbo could afford could not exceed [-]. After all, he still had to reserve some things like property fees and maintenance deposits.

After hearing Li Mingbo's words, Xu Fengnian said: "The houses near the school, the new houses mainly have three buildings, two in the east gate, one in the west gate, and your school has built a dormitory for faculty and staff, which is separated from the school by a wall. In fact, you can also buy it. It just seems that there is no title certificate, but the price will be cheaper in comparison, and if you don’t sell it yourself, it’s not bad..."

"Brother Xu, do you have any recommendations?"

Li Mingbo asked.

Xu Fengnian said: "Considering that if children go to school in the future, they will still buy large property rights. Ximen's Evergrande is actually good. There are also small three-bedrooms you want. The price is about the same as your budget, but the decoration is mediocre. And it's a high-rise... You can buy it at an average price of around 89 on the lowest floors, and the high-rises are a bit more expensive. I seem to have photos here, look for them and let you see..."

Xu Fengnian turned on the phone.

Find Penguin Album.

He saved a lot of photos in it. These were all saved when he was a real estate agent. After picking out the photos, Xu Fengnian handed the phone to Li Mingbo and Shen Yan for them to have a look.

The photo is a high-rise building in the Hengda District.

Unlike the bungalow bought by Lu Yang, the high-rise has a maximum of 25 floors, and the housing area is relatively small, which is the first choice for rigid needs. The bungalow bought by Lu Yang has a large area and a good layout, which can be regarded as an improved type.

Looking outside, Li Mingbo and Shen Yan are still very satisfied.

Xu Fengnian got up and changed the photo to the next one.

"This is the situation inside the house. You can also take a look. The decoration is simple and a bit rough. However, the advantage is that you can move in directly. If you don't like it, you can dismantle it and reinstall it..."

"what do you think?"

Li Mingbo looked at the inside of the house, and he was actually very satisfied. Xu Fengnian said that the decoration is not very good. From a professional point of view, Li Mingbo thinks it is already very good, as long as there is a floor and a big white. Very high, the key is to save a decoration fee.

But Li Mingbo seriously asked Shen Yan for his opinion.

Shen Yan looked at it and said, "I think it's pretty good, much better than the rental house you rented..."

After all, there is not much money, and the two of them dare not be picky, as long as they can have a house, what Xu Fengnian said is already very cost-effective.