A day at Hogwarts.

On the street on the south side of Diagon Alley, there was an inconspicuous magazine office at some time, and the office of "Defense Guide" was located here.

Remus Lupine, the editor-in-chief of "Defense Guide", is checking the recent development plan. He took a sip of black tea, and his eyes fell on the shop diagonally opposite, which is the office of "Daily Prophet". Close to Whiz Harder Book Company.

Compared with these two well-known companies, their newly opened stores are much shabby, and many things are still in the initial stage

Opposite Lupine, Sirius was sitting on a chair with his legs crossed, reading the latest "Daily Prophet", ignoring the dire situation they were currently facing.

It has been almost a month since the "Defense Guide" was launched. Although the situation is much better than Lupine expected, it is still in a loss situation.

At this moment, an owl flew in from the reserved window, threw the envelope into the letter box, and flapped its wings to fly away.

"A letter from Albert?" Sirius asked without looking up.

"No, it's a letter from Mr. Jordan. It probably wants to discuss with you how to ask Bagman for money." Lupine opened the mailbox, took out the letter inside, put it on the desk in front of Sirius, and pulled it out from his own desk. Parchment, said to himself: "This month, a total of 140 copies of "Defense Guide" were sold, of which 95 copies were given away for free, so in fact, only [-] copies were sold. Wait until this month In the end, I'm afraid I won't be able to buy two hundred copies."

It's no wonder that Lupine smiled helplessly. The price of a copy of "Defense Guide" is as high as 10 Sikes. After deducting the printing fee, discount fee, owl postage fee and other messy expenses, it is operating at a loss this month. He planned to offer him a good salary, although he was rejected by Lu Ping in the end, but the situation is still not optimistic, because the house they are using now also needs to pay rent. According to the current experience of losing money, Lu Ping is very suspicious of " Whether the Defense Guide can last until next year.

"Don't worry, hasn't Albert prepared several sets of sales plans? I think his idea is very good, and operating at a loss is only temporary." Sirius put down his legs and comforted: "As long as the sales of the magazine increase, then the sales will increase." You can rely on magazine advertisements to make money, and I suspect that guy never expected the sales of "Defense Guide" to make money for him from the very beginning, he is very shrewd, and he will definitely not make a loss-making business, there should be another purpose."

"There is another purpose. Is Albert planning to sell the magazine to Hogwarts students?" Lupine didn't think Hogwarts students had the money to buy it.

All he can see now is losing money and wasting a lot of energy. If the "Defense Guide" can't improve, then Sirius will probably lose a lot of Galleons.

"You don't have to worry about these things." Sirius threw the finished parchment on the table and said to Lupine, "I'm going out for a while, Mr. Jordan is planning to siege Bagman to collect debts, and try to collect money from Bagman." Get back the suppressed principal from German."

"Isn't Bagman out of money?" Lupine has heard about Bagman. It is said that this unlucky guy borrowed a lot of gold from the goblin. He was robbed of all the gold coins by the goblin and is currently being closely monitored.

"Ludo Bagman is indeed out of money now, but it doesn't mean that he will have no money in the future, and everyone just wants to get back their principal." Sirius curled his lips. Burt made it.

Of course, this is just a guess.

When Sirius went to the meeting place, he found that the number of wizards who had been tricked by Ludo Bagman was quite a lot, a total of 11 of them.

Sirius also found Arthur's son standing sullenly in the crowd.

"Okay everyone, let me talk about our situation and goals first." Mr. Jordan, as the initiator of the debt collection group, took the lead to stand up and said: "As we all know, Bagman's Gallon was snatched by the goblin. There is no Galleon, so we can't expect him to pay back the money now, but he doesn't have money now, it doesn't mean he won't have money in the future, we can wait five years, or even ten years, anyway, we can't let that guy just give the money to him like this Lay off."

"That guy is the director of the Department of Magical Sports and Sports, and he earns a lot of salary every month. Use his salary to pay off the debt." Everyone thought it was a good idea.

"We don't expect him to be able to pay back the money in one go, but it would be good to pay back the money from the Galleons in his salary." Mr. Jordan is very satisfied with the current development.

"Will this be too lenient to him?" someone said angrily.

"Besides, we don't have that much time to stare at him." Percy reminded, frowning. "Five years? Time? We can't waste time on Bagman just because of this."

"Maybe, we should report Bagman's actions to the Ministry of Magic." A somewhat bald wizard reminded

"This is a private gamble and is not protected by the Ministry of Magic." Percy shook his head and said, if possible, he would have done that a long time ago, and would discuss countermeasures here.

"Also, there is another question, how do you plan to ensure that he will pay back the money?" Sirius, who had been silent until now, suddenly asked.

As good as they were now, it was pointless if Bagman couldn't be sure to pay back his money.

"I naturally thought of this, we can use this thing!" Mr. Jordan took out the parchment that was already written on from the pocket of his robe.

"The magic contract." He excitedly introduced to everyone, "In ten years, as long as Bagman repays the money as agreed, the magic contract will be automatically terminated, and we will let him go."

"It's impossible!" a woman screamed. "Bagman defrauded little Agatha Timms of half of the stock in the eel farm. How could that guy have no money? If not, we will use violence to take all valuables directly from him as compensation gold."

"It's illegal to do that," Mr. Jordan warned.

"Isn't the thing in your hand illegal?" Sirius couldn't help laughing.

"This is a reconciliation document." Mr. Jordan said without thinking, and he didn't know how thick his skin was, but he could still say confidently, "Bagman owes us money, what we should do now is to stop the loss in time, not when the time comes." Can't get anything."

"If Bagman reneges and runs away." Someone continued to ask.

"If Bagman really reneges on his debts, he will probably become the most unlucky wizard in the world." Mr. Jordan shrugged and said, "Besides, as long as he signs the settlement agreement, we can pass this contract at any time." Find his specific location, and if Bagman dares to run away, he will sell his location to the goblin, and we will earn some Galleons from the goblin to make up for the loss, and as the price of Bagman's refusal, he will forever Being entangled by goblins, he will never get rid of those goblins for at least ten years."

"Very well, I have no objection, just follow your plan, Bagman must pay the price for what he did."

Having said that, that guy really owes Garen to many people.

There are 17 people on the list, but some of them have a limited number of Galleons owed by Bagman. No.1 is the screaming fat woman just now, No.2 is Black, and No.3 is Jordan. After adding up the zeros and zeros, the principal amount is about 3000 Galleons.Of course, if you count Garen who won the bet, it would probably be multiplied several times.

"According to your magic contract, you can get back 2400 Galleons at most in ten years. What about the insufficient part?" the sarcastic woman asked Mr. Jordan.

"The few of us who are owed the most can get less." Mr. Jordan said without thinking, "or deduct according to the ratio."

"I have no opinion."

"No comment."

The fat woman wanted to say something, but was interrupted by Mr. Jordan, "Get the money from Bagman first, and the rest is nonsense."

Sirius couldn't help curling his lips, a little looking down on the woman in front of him. Mr. Jordan undoubtedly planned to force Bagman to compromise because of the superiority in numbers.

In fact, many people who were owed and deceived by Bagman gathered here, not all of them came here to ask for money from Bagman. Geman used fake Galleons and duplicate Galleons to deceive them, especially Bagman, who treated them very badly in order not to pay back the money.

This undoubtedly annoyed everyone, and they all planned to make the bastard suffer.

"Okay, I'll take you to find Bagman. In order to avoid the goblin's harassment, that guy didn't dare to go home at all, so he just hid. Come with me!"

Mr. Jordan Apparated with everyone.

In a remote area on the coast of England, Bagman is dragging his tired body towards this seaside house. It is a Muggle villa, most of the time no one lives there, it is very suitable for temporary hiding, avoiding the crowd Nasty leprechaun.

Bagman regretted provoking those goblins. They followed him all day long in order to get money from him, which made Bagman a little nervous.

However, when Bagman entered the hall of the villa, he was stunned because he found a group of people sitting there waiting for him.

"You, how do you..."

"Okay, Mr. Bagman, we came to you to discuss with you how to pay back the money you owe everyone." Jordan walked to appear from behind, handed Bagman's wand, and put his hand on his shoulder, Prevent him from Apparating and escaping.

"I really have no money." The smile on Bagman's face was uglier than crying.

"We know you have no money." Jordan nodded to express his understanding, "So, we just want to get back the principal, you know, we can give up the money we won from gambling, but you can't give us all the principal gone."

"but I……"

"Maybe, we should teach him a lesson." The fat woman held up her wand and gritted her teeth, as if she was about to use the Cruciatus Curse.

"Okay, we know that you don't have any money now, but you will definitely have money in the future. After all, you are the director of the Department of Magical Sports and Sports, and your monthly salary is quite a lot. You just need to spend 2400 galleons to pay off the debt." Jordan smiled. Put the parchment in front of Bagman and say, "We will give you ten years, and you will definitely be able to pay off this debt easily. You will need to pay about [-] Galleons for ten years, and we will not pay the remaining Galleons." How about asking you again?"

"Okay, I'll sign."

Knowing that he had no choice, Bagman quickly glanced at the contents of the parchment, and found that all the guys he cheated on were here. No wonder they didn't write to him to ask for money. It turned out that they had already assembled and prepared to come together. Asked him to collect debts.

After Bagman signed the name, Jordan finished the parchment with a smile, handed it to the fat woman and said, "This is for you to keep, it's best to put it in the vault."

"I will."

By the way, Mr. Bagman, I forgot to remind you just now, there is a spell on this contract, if you can't repay the 2400 Galleons in ten years, I don't think you will want to know the consequences. "

"I see," said Bagman dryly.

"Then we will leave you alone. Goodbye, Mr. Bagman."

After a group of people left the villa, they just Apparated and left.

"Damn, what a bunch of annoying guys, it seems that this place is not safe anymore." Bagman muttered softly.