Drinking black tea calmly at Hogwarts

Not long after the sudden run on this morning, the cash reserves of the unprepared Gringotts headquarters in London quickly dropped to a very dangerous level.

The pride of being elves who control gold coins does not allow them to do things that limit the amount of withdrawals.

The Gringotts headquarters tried their best to move here and there, but it was still a drop in the bucket in the face of the rapidly depleting cash flow.

In this case, the goblins have to temporarily give up the pride in their bones in order to maintain the pride on the surface.

Just when Gringotts executives were about to secretly start depositing money in depositors' vaults, depositors began to come to Gringotts with bags that had been cast with the Untraceable Stretching Charm one by one, demanding to empty their vaults.

However, not all vaults have owners. The wizards or wizard families who opened the vaults died or became extinct before they spent all the money in them. The gold coins inside have been kept.As the managers of Gringotts, the goblins quietly deciphered the magic on the vault door and "temporarily" "borrowed" the gold coins inside.

The goblins who were beaten by the sudden blow had to choose this method of drinking poison to quench their thirst to delay time.And the fewer goblins who know about it, the better.

However, according to Murphy's Law, if there is a chance that things will go bad, no matter how small the chances are, it will always happen.

A wizard arrives at Gringotts with a document written on ancient parchment, issued by Gringotts in the [-]th century, which shows that the person who holds the document is the owner of an ancient family vault legal heir.

Such documents are generally issued by wizards without heirs during their lifetime, and then awarded to the designated heirs as their own inheritance.

Sometimes the heirs are not in a hurry to take out the inheritance, so they put the folder in the book or store it somewhere.Sometimes there will be things that the holder does not tell the descendants for various reasons, and there have been many stories of the descendants accidentally discovering the inheritance documents hidden by the ancestors and getting rich overnight.

After some searching, the receptionist at the front desk finally confirmed the authenticity and validity of this document from the pile of old papers, and found out that there were still more than 100 Galleons in the vault.

It's just that a little accident occurred in the inheritance of this treasury.According to the records of the Gringotts headquarters, the heir to the treasury disappeared not long after graduating from Hogwarts, and there has been no news for 200 years, so Gringotts believes that the heir is dead.Therefore, the goblins did not hesitate to "borrow" the gold coins in the vault. At the same time, in order to keep it secret, they did not report this matter to the goblins at the front desk.

It's just that the goblins forgot that in that era, apart from the accidental death of wizards who hadn't heard from them, one of them might have gone to the Hanoverian Dynasty in England at that time.

So when Hood, who thought she had dug out the golden house from the books at home, was standing in front of the empty No. 51 vault with ginger and fish cakes, the legs of the goblins around her were weak.

In less than half an hour, the news spread across the land of Britain, and a more violent wave of runs hit Gringotts.

In a luxuriously decorated office at the Gringotts headquarters, the high-level goblins of Gringotts are discussing countermeasures.

Grantcher had led Gringotts for almost half the world, and this was the first time in his career that he had encountered such a situation.Even in the hundreds of years since the establishment of Gringotts, there has never been such a crisis situation.

"Zubin, how is the dispatch of Gallon from the European continent going?" Granchell asked a goblin on his right.

Zubin, who was in charge of the European region at Gringotts, had a very bad expression on his face. He replied: "Since this summer, there has been a trend of using Muggle currency to exchange Galleons in Asia, which has caused a shortage of Galleons there. These few For months we have been sending galleons to Asia from our divisions in Europe and the Americas to keep the Asian region stable. Now the cash reserves in the various divisions in Europe are as low as they were in London yesterday. If we distribute galleons from other countries If all the cash is withdrawn, the run in London will spread to European countries, and the branch cannot provide enough cash, which will be a devastating blow to Gringotts. So the cash we can mobilize now is estimated to support only one Hour."

At this moment, no matter how slow Granchel's reaction was, he could still realize that something was wrong. He felt a huge net enveloping Gringotts.

"Is this a conspiracy?" Grantcher asked.

Gringotts, who is responsible for the Asian region, replied: "Since the summer, the Muggles in the Far East have encountered a lot of trouble, and the wizards who live with Muggles have been implicated, so they all have Muggle currency in their hands. It was replaced by Garen."

Grantcher frowned and continued to ask, "Is this a conspiracy against us?"

"It's not like." Gneeson shook his head, "This matter was caused by Muggles and has nothing to do with wizards, so we didn't pay too much attention to it."

"Do you have any clues about what happened today?" Grantcher still hasn't figured out the cause of the run on.

"I found out." Desa, an executive from Gringotts, answered the question, "Two days ago, the business war between Hogsmeade and Diagon Alley escalated and further price reduction activities started, which made In two days, a large number of wizards came to take Gallon to go shopping. There was a news in today’s Daily Prophet, the news said that a large number of wizards took their gold coins from Gringotts for unknown reasons. The news said at the end, If there is

If more and more wizards come to take away the gold coins, it is very likely that Gringotts' gold coins will be taken out, and those who go late will face a situation where there are no gold coins to take. "

"So almost all the wizards in the UK have come and they don't have any confidence in Gringotts." Grantcher walked to the window at this time.

Looking out the window, he could see Diagon Alley in front of Gringotts was packed with people.If the information in the wizarding world was more developed, the words "the train station for Spring Festival travel" would pop out of his mind.

Desa hesitated, and said: "I just asked a young wizard who took all the deposits. He said that he had learned in Muggle studies that if the bank's reserves are insufficient, when a bank run occurs, it will Credit bankruptcy due to failure to pay depositors' deposits will eventually lead to bank closures. At this time, depositors who fail to withdraw their deposits will have nothing. Even if the funds are recovered by selling the bank's fixed assets afterwards, it may not be able to compensate the bank's arrears deposit. So he must get his deposit back before Gringotts' money is all paid out."

"Later, I asked several other wizards who had withdrawn the money, and they said the same thing."

"What the hell does Hogwarts teach its students?" Granchell turned and growled, "I'm going to freeze all the funds that Muggle Studies professors have in Gringotts."

"Your Excellency," Desa said in a low voice, "The Muggle Studies professor at Hogwarts has already emptied his two vaults, leaving not even a single coin."

Granchell was stunned, and said, "So he has something to do with this incident"

"His reason is that he is going to leave the UK." De Sar said helplessly.

"Leave him alone." Granchell sat back on the chair, "Is there any way you can get enough gold coins in half an hour?"

"Desa, can we let Malfoy repay part of the loan we provided to Malfoy before? We can provide preferential interest rates."

It’s okay not to mention this matter. When Granchell mentioned this matter, Desa almost cried, and he said: “I went to Malfoy today, and he said that he had given all the money to the mysterious man , if there is something, let us go and interview the mysterious person."

At this time, the door of the office opened, and a goblin with an extremely pale face came in.When the goblins in the office saw his expression, they felt chills in their hearts.

"Tarothir, what conditions did those greedy vampires offer?" Granchell was ready to be slaughtered.

"It's terrible. I've never encountered such a bad thing." Tullothir complained after sitting on the chair, "From the Wellcome family, the Smith family, the Bentley family, to the Black family, the Long family The Barton family, the Abbott family, and the Scarlet family who escaped 20 years ago have also returned, plus the rebels in the wizarding world, and even those Indians, some French and Chinese, they They all entrusted the Garen in their hands to a committee composed of nine people to manage it."

"What?" Granchell jumped up from his chair in fright at the news.

The other goblins in the office reacted similarly to him.

All the elves here know that these families cover the two camps of the current British wizarding world war, as well as the neutral foreign forces.To integrate so many families and forces with different standpoints, none of the fairies here would think that this is a simple matter.Even if someone can do it, it will take years to operate, and at the same time, it must obtain the acquiescence of the high-level officials of both parties, including the mysterious person.

If these people do not join forces, Gringotts can give up a little interest to withdraw cash from these people separately.However, when these people unite, Gringotts can be said to be negotiating with almost the entire British wizarding world.

If you can still talk slowly in normal times, but in the current critical moment where every second must be raced, if Gringotts does not do a good job of arterial rupture-level bleeding, it seems that it will not be able to pass this test.

Grantcher quickly regained his composure and asked, "What's their request?"

"They want to buy the real estate in our hands and the equity we invested in." Talosir said with a wry smile.

Granchell leaned back in the chair and was silent for a while.Soon, he made up his mind.

Granchell ordered: "Tarothir, go and talk to them with the contract. As long as their demands are not too excessive, you should agree to them and try to bring back the gold coins in their hands before noon. As long as Gu The Ling Pavilion is still alive, and there will be other ways in the future."

"Desa, you take Gallon, go to Rita Skeeter, and ask her to write a news article for us immediately, telling wizards all over the UK, Europe, and the world that Gringotts has sufficient funds to allow wizards Don't rush to take the money away. Go to the Daily Prophet again and get this story on the front page tomorrow. Then take this story to the Continent, America and Asia. You pay what they ask, Don't spend your time haggling, what we need now is time."

"Zubin, continue to transfer funds back from branches in other European countries. Colehan, you go to the United States now and transfer funds back from there. Let's deal with today first. After the news is published tomorrow, it is estimated that the form will be different." Get better."

"After Christmas and New Year's, it's the annual accounting time. If the situation doesn't improve, we can use this as an excuse to only open for half a day."

After giving the order, Granchell leaned back on the chair tiredly, and sighed deeply.