I handed in the sand sculpture through the book system

From a certain point of view, Xiang Liang did not deceive the poor counselor who was confused by the financial traps of later generations, and was so confused that he could not extricate himself from panic. In terms of botched scams, the Ponzi scheme born in the 20th century is indeed an excellent "financial innovation" that can be called a dimensionality reduction blow.After a long period of tempering and testing in the financial market, the theory of this kind of stuff has evolved to a near-perfect point, and even from a purely mathematical logic point of view, the Ponzi scheme can indeed run for a long time in an ideal environment, and even a steady stream of Funds are born out of thin air...

Using such a near-perfect deception to deceive and sneak attack a group of ancients who were born in the Middle Ages and did not even have a clear understanding of their economic foundation, of course it is not about martial arts to the extreme, and it is indeed effective to the extreme——Zi Xiang Liang and others explained this "perfect" plan to King Qi. Since the frontier generals rushed to buy shares, except for a very small number of special people who are naturally sensitive to numbers, almost no one has realized the problem of this plan.

Even one day after the plan was widely rolled out, this loan plan, which was intended to delay time and paralyze the proud soldiers, has achieved unexpected results.Some of the more clever side will find someone to calculate the income in private, and immediately feel their scalp numb by the unimaginably high interest rate after the financial innovation: these side will also let usury usury at home, but just tear it off Don't be ashamed, I would never have dreamed of such an interest!Of course, as ancient people who were naive and simple in the pre-modern society and had never been beaten by fraud, these people did not have the basic anti-fraud awareness to deal with high interest rates. The superior was greedy for profit, so he even sent his confidants to send a secret letter to the King of Qi. In the letter, besides implying that his loyalty was close to the big one, he also expressed to the King of Qi in a quite straightforward tone that he had a lot of money and was willing to continue to serve the king. A heartfelt heart to contribute to the lending business.

After 1000 years, I am used to the normal operation of modern people who are suspicious and frightened. At first glance, I saw this kind of leek in the middle ages that was full of consciousness and passion. It can be called a pure natural and pollution-free leek. They all have a little bit of compassion.When this emotion flashed by, he asked Mu Chen to write a letter to the generals in a tactful way, saying that he was grateful for such a heart, but now that the treasury is full, there is no way to expand the loan for the time being necessary.

"This is a trick to get you." He told Mu Chen: "This is the case with general telecom fraud. After you get hooked a little, the frequency of communication with you will decrease, and some ambiguous and stimulating messages will be sent; all in all, It is to beat his mentality and try to suppress rationality..."

Many of Xiang Liang's classmates have sneaked into the police. This is a little trick he heard after dinner, but used in such a simple and unpretentious Middle Ages, it is already shameless at the Zenith Star level.After dictating a provocative letter, Xiang Liang deliberately took out a bottle of perfume from the drawer and sprayed a few drops on the envelope.Mu Chen was greatly surprised:

"What is this?"

"Successful experience." Xiang Liang said with a smile: "In the field of deception, the most important thing is to mobilize human instincts. The more enthusiastic you are, the easier it is to get your hands on it. Therefore, if you engage in fraud in online chatting, you will often buy a voice changer device. What cute girl sounds...Of course we don't need to do this to this extent, it's enough to let them have—eh—imagination space."

Mu Chen snorted, and wanted to nod to praise Xiang Liang for his foresight and experience, but after turning his mind for a while, he remembered that Xiang Liang had specially emphasized "beautiful handwriting" and "hiding the strokes of the pen" when he wrote the letter. His face sank again.

·

However, due to Xiang Liang's seasoned experience, he did not expect the actual consequences of this "personal letter" that he wanted to capture. After receiving the secret letter from King Qi, the generals did not waste any time thinking about it; Before the gate of the city was closed, he galloped into the city overnight on horseback and paid a direct visit to King Qi's mansion. He actually wanted to ask for the so-called "loan" quota in person!

While perfunctory, King Qi hurriedly asked someone to send the news to the other courtyard where the crossing team stayed.When Xiang Liang and Mu Chen received the news, they were extremely astonished and could not make a sound on the spot; while Wang Zhi hurried back from the Tianyi Pavilion and just heard about it, his eyes widened in surprise:

"Fuck, is there such a self-conscious leek in the world! This **** is simply a blue ocean in the fraud world! \"

Even though he knew that Wang Zhishi had no intentions, Xiang Liang still coughed, feeling a little embarrassed.

After learning about the innocence and innocence of the Middle Ages, Mu Chen splashed ink again and wrote a copy that was dictated after careful discussion and polishing by several people.In the letter, instead of the king of Qi, he repeatedly thanked the brothers in the army for their ardent affection, and then unambiguously made a guarantee to the generals that the scale of the loan would definitely expand, and he would definitely not treat his colleagues badly.It's just that King Qi has a high position and authority, and he is in a place of suspicion. Now that the court is watching, he can't blatantly favor the frontier army; for this reason, King Qi thought carefully and came up with a way to hide people's eyes and ears——

When he read here and here, Wang Zhi couldn't help laughing, and then he calmly explained the most critical move:

"As long as the generals send the frontier soldiers around them into the city to serve in corvee, the imperial court can justifiably expand the loan in the name of building the capital and rewarding the meritorious ministers..."

Mu Chen wrote a few strokes, and couldn't help but look up in surprise:

"Justifiable name? Why is the name justifiable?"

Wang Zhi snorted, his tone was rather strange:

"This is very common in the Northern and Southern Dynasties." He said in a manly voice: "After the Wei and Jin Dynasties, the rulers were weak and the ministers were strong. The emperor's internal treasury was empty, and there were often times when there was not enough money to spend. In order to solve financial problems, he often had to ask the ministers to borrow money. Money. There are endless books on this kind of strange precedent... With such pearls and jade in front of you, as long as you transfer soldiers from the frontier to Beijing to build a palace, you will be able to follow the old rules confidently and straightforwardly ask the courtiers for money - when the time comes Then engage in a black-box operation and targeted lending, won’t this matter be settled?”

As he spoke, his smile widened, but he couldn't help narrowing his eyes, subconsciously showing a bit of treachery from later generations:

"...Of course, after these frontier soldiers entered the capital, what they say, do, think, and think is beyond the control of a few generals outside the capital..."

Xiang Liang then smiled, and both of them understood the intentions of this operation—although the traverser team could rely on land distribution to win over the army, they did not actually control the power of the army after all, but as long as the soldiers were allowed to enter the city to serve "corruption", that would be enough. Once in and out, the mentality and thinking are completely different.

Mu Chen picked up the pen and blinked, but was instinctively worried:

"It's easy to talk about after entering Beijing, but the deployment of soldiers is the wealth and life of these people. Will they let it go for nothing?"

·

Mu Chen's question was quickly answered—in order to prevent the side generals from becoming suspicious, they implicitly limited the number of people to less than 500 in the letter, and even let the other party choose by themselves.However, there was an echo the next day after the letter was sent.Bian sent his cronies a letter of gratitude and loyalty, and a list of more than [-] people was attached to the letter.

Of course, just doubling the number of people is nothing.The point is that after Xiang Liang took the list and scanned it up and down, he instinctively felt that something was wrong—the first few pages still had simple and plain military names like Wang Tiezhang and Zhang Tongshuan, but since May or Six On the next page, a bunch of weird and obscure names appeared inexplicably, with profane and acrid names appearing between the lines—and the surnames of these names were all surprisingly unified, most of them were Cui, Lu, and Xiao, followed by A bunch of various "zhi" and "zi".

In the end, it was Wang Zhi who had sharp eyesight and could see the clue at a glance.He knocked on the list and asked directly:

"Are these border soldiers?"

The servant of Prince Qi's mansion who sent the letter trembled slightly, but finally bowed his head to answer:

"So that the nobles know." He whispered: "Although the generals are in the border areas, they still have relatives and old relatives in the court, and they walk around..."

Wang Zhi narrowed his eyes, but did not show the slightest anger.On the contrary, after a moment of silence, he smiled slightly and said:

"It is said that the reactionaries will take the initiative to sell the rope to hang themselves." Wang Zhi shook his head and said, "But this is a free gift, which is really rare..."