My disciple of Konoha is the savior

"There are two ways to make money in this world."

While recalling what he had learned, Xuan Yu said, "One is to create wealth, and the other is to transfer wealth. The so-called Enhuijin agent that Kogo Nishida worked in Yizhi Country belongs to the latter."

He didn't directly explain the technical terms that Quan couldn't understand, but said in as simple and understandable words as possible:

"The way he makes money is simply to buy high and sell low."

"Buy high and sell low?"

Quan frowned slightly and asked subconsciously:

"Are you talking the wrong way? Although I don't know how to make money, isn't the most basic logic to buy low and sell high?"

"I'm not saying the opposite, just buy high and sell low."

Xuan Yu shook his head, confirmed what he said, and continued:

"What you said about buying low and selling high is a serious way of doing business. There are too many things to consider in this way of playing, and it is basically impossible to make quick money. If you really want to make quick money, you must first abandon this kind of unscrupulous money. Traditional thinking, there are very few people who can do this and use alternative thinking to make money, and among them are professionals like Nishida Takeshi who engage in fraud.”

Hearing this, Quan frowned even deeper.

"Don't jump to conclusions so quickly before things are clear."

Xuan Yu shook his head, but did not refute anything.

"Let me tell you how Go Nishida did it first, and you'll understand after listening."

Although Quan was somewhat dissatisfied with Xuan Yu's attempt to hint at himself, he still nodded slightly and looked at him seriously.

"Ahem..." Xuanyu coughed twice, cleared his throat, and then said: "First of all, he promised to use a lower amount than the government to let the people of Izuki pay a certain period of favor money. He acted as an agent and charged a symbolic agency fee, pretending to make money from the agency fee and the price difference expected from the future reduction in favor money. Then he took the initiative to go to the Ino Kuni Daimyo and promised to give him a higher price than what he had set. A higher amount of favor money.”

"Because the people can get a discount if they pay a few more years of favor money, the amount of favor money will be reduced in disguise, so the people will not resist, but will be grateful, and the amount set for the Iraqi country daimyo is high, and the daimyo is also satisfied, so now There is no one in the entire Yi country who does not welcome him."

"How is this possible? Wouldn't Mr. Nishida Gou be in trouble if he did this?" Quan asked with a puzzled face: "Although he is a good person, he shouldn't be an idiot who would take the initiative to do such stupid things, right?"

Don't you draw conclusions in advance? !

Xuan Yu rolled his eyes, but was too lazy to argue.

Quan said again: "Besides, why did Mr. Takeshi Nishida take the initiative to give the daimyo of Yizhi country more favor money? He has already lost money to help the people of Yizhi country. How could Mr. Takeshi Nishida do this?"

"If he didn't do this." Xuan Yu raised the corner of his mouth slightly, revealing a mysterious smile: "How could the daimyo of I no country be blinded by greed, and then order the favor gold to be doubled? What if the favor? If money does not rise, how can the people be forced to almost go bankrupt, and have to put their last hope in the favor money agency, and then rush to send money to Nishida Go?"

Hearing this, Quan's eyes moved, and he didn't refute for the sake of refuting, but began to think seriously.

"If you want to make money, don't keep looking at profits and losses." After Izumi figured it out, Xuanyu continued: "On the surface, it seems that he has been losing money, and he took the initiative to ask for money. He looks like a man who is stupid about money. There are so many idiots, and such people are lovable no matter where they are."

"However, you have not noticed that when he collects favor money from the people, he collects it once for a year or several years, while the favor money handed over to the Yi country daimyo is settled once a month."

Izumi asked again: "Do you need to care about this? No matter how you calculate it, Mr. Nishida will lose money in the end, right?"

"I've said it all, don't look at the profit and loss. Takeshi Nishida's methods have nothing to do with the profit and loss in essence."

Xuan Yu pointed to her forehead, signaling that she should think hard about the problem.

"You have to look beyond the surface of things to see the essence. The essence of Nishida Go's operation is that the people gave him a lump sum of favor money for several years. This is a very huge asset, far more than what he has to pay every month. The daimyo’s favor was much larger, so he had a short-term overflow of funds that could be paid off in the long term.”

"Although this money is not essentially his, he does have the right to manage the money. It is correct to say that it is his, and he only needs to give a part of the money to the daimyo. He can even take more. A little bit of it is used to stimulate the greed of the daimyo and let the daimyo increase the favor money. In this way, the people will have to pay more favor money, and the favor money handed over to his agent will be even more."

This time Quan finally realized something was wrong.

She frowned, then frowned again.

A thought suddenly flashed in her mind, which seemed to be the key to this incident, but when she tried to grasp this thought, she couldn't remember it, as if she hadn't thought of anything just now.

This made her feel like she was scratching her heart.

Obviously, he was about to think of the key point, but he couldn't step on that step.

"What you see is that Nishida Nishida is losing money every day, but you don't see the huge pool of funds he has created through the favor money agency."

Xuan Yu sighed and said quietly: "The point is not the profit and loss at all, but the cash flow in his hands. He can use this money to invest in some profitable industries, or to buy anything he wants." You can spend whatever you want to buy, or go shopping in a custom store until you lose contact. Anyway, you can spend it however you want, and be as chic as you want."

"There is never any unreasonable favor in this world, and there is no military food pill dropped from the sky. Nishida Gou did not want to help the people of I Country from the beginning, and he is not their father, so why should he sacrifice his own interests for them? ? To say the least, even if someone really wanted to help the citizens of I-no-Kuni, they would not resort to such a stupid method as directly giving money. After all, there is no end to the greed of the I-no-Kuni daimyo."

Hearing these words, Quan's eyes suddenly widened.

After a while, her eyes regained focus, and she seemed to have finally digested Xuan Yu's words.

"Does it sound magical? But that's what it is. The facts are there. It won't change if you don't believe it."

Xuan Yu looked relaxed.

Seeing his calm and calm appearance with the wisdom pearl in his hands, Quan couldn't help being a little dazed.

On the outside, he was just an ordinary boy who was so ordinary that he would completely disappear in three seconds if he was embarrassed, but just now when he was talking eloquently and confidently talking about knowledge that subverted her cognition;

real...

So charming...

As soon as this thought emerged, Quan suddenly woke up, then shook his head and quickly shook away the inexplicable distracting thoughts in his mind.

"There is another question." Quan did not express her opinion directly. She took a deep look at Xuan Yu and said: "This method cannot be maintained for a long time, right? After all, the daimyo will keep increasing the favor gold, and There is ultimately a limit to the wealth of citizens."