The last boss of the ninja world

Konoha 43, March, spring.

Not long after Yashamaru returned to Sunagakure, he received good news. Sunagakure approved Konoha's proposal and officially joined the triangular trade relationship composed of Konoha, Rain Country, and Wind Country, and canceled exports. Commodity tax.

The news quickly spread throughout the ninja world. Traveling merchants from all over the world sensed the business opportunities and swarmed into Konoha like a Chinese New Year. They purchased Konoha products and shipped them to the Land of Wind and the Land of Rain.

At the same time as the traveling merchant was making purchases, he was in a secret room in Konoha.

Musashi invited many powerful or wealthy people from Konoha to gather together.

Unlike high-level meetings,

Sitting in the secret room were not only high-level personnel, but also black market bosses who were usually shady.

Sitting with the real bosses of Konoha, the black market bosses felt somewhat uneasy. They all sat like well-behaved children, waiting for Musashi to start presiding over the meeting.

"Everyone, the business opportunity has come."

Musashi's opening remarks, a short sentence, aroused the interest of everyone present.

Everyone looked at Musashi, waiting for Musashi's speech. Even Sarutobi Hiruzen, who came uninvited, looked very interested.

He wants to see,

What kind of magic power does Musashi have that allows him to invite so many black and white people to the meeting?

"As we all know, we have carried out triangular trade with the Kingdom of Wind and the Kingdom of Rain."

Everyone nodded.

"What do you think we lack most now?"

Everyone looked at me and I looked at you, but no one stood up to answer the question.

Seeing the silence, a female voice came from outside the secret room door: "Money."

Everyone looked for fame, and it turned out that the daimyo was present in person.

Musashi rubbed the back of his head. He also thought that Miwa would come uninvited, and quickly called his men to prepare a chair for the daimyo.

After the daimyo sat firmly, Musashi cleared his throat and continued: "As the daimyo said, what the common people of the Land of Wind and the Land of Rain lack most now is money to buy goods."

“Where are the business opportunities?”

In the corner of the meeting, a black market boss with scars on his face, whom Musashi had arranged in advance, stood up and asked.

"The bank."

Before Musashi could speak, Miwa interrupted again.

call……

Everyone gasped.

The banks in Naruto World are currently a little different from the ones on Blue Star. The banks here are still practicing ultra-high-interest loans, and generally only people who frequent the black market will come into contact with the banks.

"Everyone, please be quiet." Musashi waved his hand quickly.

"It's a bank, but it's different from the bank you imagined."

Musashi explained: "They are indeed short of money, but it is impossible for them to take out a loan with such a high interest rate."

Everyone nodded in agreement, yes, it's not like life is unbearable, who would take out a loan with such a high interest rate.

"My plan is that we join forces to establish a bank. The maximum interest rate is 1 yuan per week, and the interest on a loan of 1 taels per week is only [-] tael."

"Everyone, listen to me first and don't rush to deny my proposal."

When they heard Zhou Liwanyi's words, many people here lost interest.

The interest rate is too low and the risk is too high.

"Unlike traditional banks, our bank has a professional appraisal agency. For example, if you borrow 1 taels, you need to provide proof of income; if you borrow 10 taels, you need a guarantee from the unit where you work; if you borrow 100 million taels, you need to use assets as collateral. .”

Proof of income, guarantee, mortgage?

Everyone was confused, and then Miwa asked: "Mr. Musashi, what does income certificate mean, and what does guarantee and mortgage mean?"

When borrowing money from a bank, you have to sign and stamp it with your thumbprint. The boss nods and the waiter releases the money.

Will the bank proposed by Musashi be too troublesome?

"That's a good question," Musashi praised, and then explained: "For example, a Konoha genin's income is about 3000 taels per week. At this time, our bank can make decisions based on his weekly income and his personal With good reputation, we can borrow up to 3 taels from him, and he can repay our principal and interest in a very short period of time.”

"In a short period of time?" Mihe asked again.

"Yes, our bank does not require him to pay off all the debts at once. He only needs to return a certain amount of principal and interest every week according to a certain proportion, so that the borrower does not have to bear too much pressure."

"Guarantee means that when the loan amount is too large and the borrower cannot repay it within a short period of time, our bank needs someone to guarantee it. Once the borrower cannot repay our money, the guarantor needs to bear the obligation to repay the money. .”

"As for the mortgage, as the name implies, once the borrower cannot repay the loan, we have the right to repossess and dispose of the assets they have pledged to us."

The interest rate does sound very low, but according to Musashi, the risk of money lent in this way is also greatly reduced.

If it is spread out, the amount of money lent is enough, and the interest earned every week is also very considerable.

“What if someone intentionally doesn’t pay back the money?”

Scarface stood up again and asked. As a qualified trustee, his task is to ask questions that match Musashi's speech at the right time.

"If everyone here is our shareholder, then in Konoha Village, would anyone dare to deliberately not pay back our money?"

Musashi asked rhetorically, looking at everyone present.

Everyone also followed Musashi's gaze and looked at the faces of the people around him in the secret room.

Suck……

The big guys here almost cover the black and white circles of Konoha.

If you dare not pay back the money, doesn't that mean you are going against the entire Konoha?

"You may have some limitations."

When everyone gasped, Musashi looked forward again: "The money lent to individuals is only a small number after all. Our goal is to lend to companies, lend to the country, and lend to anyone who needs money and has the ability to repay the debt. organize."

"If the company cannot pay back the money, then the company belongs to us. If the Ninja Village cannot repay the money, the Ninja Village belongs to us. If the country cannot repay the money, then the country belongs to us."

"Today I invite you to become shareholders of the bank. Tomorrow we can accommodate people from other countries to become our new shareholders." Musashi continued to look forward: "If we have money, everyone will make money together. As long as we are united, everyone will have a steady stream of energy sitting at home." Receive good rewards.”

"Tolerating people from other countries to become our shareholders?" Meihe frowned.

"Of course," Musashi quickly explained: "51% of the equity will always be in our hands in Konoha."

Suo ga.

After hearing the explanation, Meihe withdrew her eyes with satisfaction.

Shareholders' meetings are just like Konoha's high-level meetings, relying on voting to decide major company matters, such as deciding who will run the company and so on.

According to the principle of the minority obeying the majority, as long as 51% of the shares are held, Konoha will always be invincible.

The premise is that there are no traitors!

"I only participate in the company's fundraising in my personal capacity."

Before Musashi could continue his speech, Miwa stood up and walked away, leaving behind a domineering sentence: "Just tell my attendant how much money you need."