Douluo's opening strategy Bibi Dong
Chapter 42 Qian Xing’s Idea
"I encountered another thing in Notting City, a very realistic but helpless thing." Ling Tianyu sighed.
"With your current strength, you will definitely not encounter any unmatched opponent, and it will happen in the city of Notting.
Tianyu, have you seen the nobles in Notting City oppressing the common people, but due to the current situation, they are powerless or inconvenient to take action? "Bibi Dong knows Ling Tianyu very well, and he is extremely smart.
"That's partly right. Dong'er, you also know that before you and I met for the first time, I opened a medical clinic. After I went back that day, I originally wanted to go back and have a look, but the medical clinic was replaced by the original one. The nobles took it by force..." Ling Tianyu then told the two women what happened that day.
"Actually, it's not just about medical care. In terms of food, clothing, housing and transportation, the civilian class in the two empires actually have a hard time. It's just that medical care requires human lives, which makes the civilian class look even more miserable and cruel." Qian Renxue shook her head. road.
In fact, my original self didn't care about the fate of these people. After being sent to the Tiandou Empire to lurk, I even lost my love and kindness for the world. Those unnecessary things and feelings have long since become cold and cruel over time. The palace life was gone.
"So, Tianyu, what are you going to do?" Bibi Dong asked.
Different from Qian Renxue and Bibi Dong in the original work, the current Bibi still maintains her original intention and has not experienced those unbearable things to look back on. She has more beautiful memories, especially the memories of being with Ling Tianyu .
“Perhaps we can fundamentally solve this problem.
We can establish a national medical system. The specific operation is to establish a medical system within a certain scope by the state, and let the people decide whether to join the national medical system.
If you join the national medical system, you will have to pay a certain fee, and then you can be reimbursed a certain percentage of the cost when needed, such as 80.00% or even higher.
If you do not want to join the National Health System, you will need to pay entirely yourself. "Ling Tianyu said.
In fact, it is similar to medical insurance in water polo, but the difference is that it will be very difficult to implement in such an era, so Ling Tianyu just made a conjecture.
"Your idea is very bold, but there are many problems, and they are difficult to solve." Bibi Dong shook his head after hearing Ling Tianyu's idea.
“First, if you want to reimburse a high proportion of civilians’ medical expenses, the number of civilians is so huge.
Even if there are not that many people sick and the proportion is not high, the base is too large and the cost during the period can be imagined. Even the two empires cannot afford such a large sum of money.
How to judge the cost of medical treatment? What if civilians who see doctors collude with doctors to exaggerate expenses and misreport prices to deceive the country?
Then this is completely a bottomless pit, and it is quite troublesome to implement.
There is no standard for the cost of medical treatment, and all aspects required in this system are simply too complicated. "Bibi Dong shook his head.
"Dong'er, these days, I have been thinking about how to solve this problem, but I think there can be a solution to the two problems you mentioned." Ling Tianyu said.
"Oh? Let's talk about the money first. Don't tell me. Just hope that Wuhun Palace will pay for it on its own.
The Wuhundian family has a big business, and although they have money, they also consume a lot of money. "Bibi Dong said with great interest.
"And it is even more impossible for the two empires to pay this money. What they care about is always the nobles of the ruling class. Even the Qibao Glazed Sect is impossible to pay this money." Qian Renxue added.
"Of course it won't be from Wuhun Palace. Next, I will introduce a brand new way of making money, and it will also make a lot of money." Ling Tianyu said with a smile.
"I plan to open something called a money bank across the continent." Ling Tianyu said mysteriously. It has been more than 20 years since he came to this world. He found that there was no such thing as a bank in the entire Douluo Continent.
But when I think about it, it's not that strange. After all, productivity doesn't seem to have reached that point yet.
In ancient times, banks appeared in the later stages of feudal society (around the Song Dynasty). They did not provide interest, but required payment of custody fees. They were targeted at a relatively narrow group of people, that is, only those big businessmen needed them.
Then, let yourself be the first person to eat crabs in Douluo Continent.
"Qianxing? What is this?" Bibi Dong and Qian Renxue looked at the men around them curiously. Bibi Dong knew that her man could always come up with some novel things or ideas.
“A money bank consists of two major groups: the bank and customers.
Money banks set up institutions all over the mainland to provide places for depositing money. This institution will keep the money made from wealth on their behalf. In addition to keeping it safe, the money banks will also provide a certain amount of interest every year, such as [-]%.
Suppose there are a thousand Gintama coins in Zhang San's house, which he can't use up at once, but he worries about being stolen or robbed when he keeps them at home.
So at this time, if the money bank tells Zhang San, not only can I help you keep your money here, but if you take it out at a certain time, you will get more interest.
If the interest rate is [-]%, then when it is time to withdraw money, you can get one thousand and ten Gintama coins from the bank.
It can not only ensure safety, but also get extra income. It is completely free. Do you think Zhang San is willing to deposit the money in the money bank? "Ling Tianyu smiled.
Bibi Dong and Qian Renxue were stunned for a while, and then fell into thinking. The money business and concept mentioned by Ling Tianyu were completely new. They still needed some time to think about its feasibility and specific operations. .
"Brother Ling, if you can do what you said, then I think an extremely important condition needs to be met - credibility!
If the reputation of this money bank is not high enough, then customers will not and dare not deposit money there. If the money bank runs away with the money or is swallowed up, wouldn't they be bankrupt?
Moreover, once the amount of money accumulated by the money bank is too large, it will be easy for some gangsters to have evil thoughts and steal or even directly rob. Then the power and background of the money bank itself need to be extremely strong to defend it. "Qian Renxue said two elements.
"But I think Wuhun Palace can handle these two elements, Tianyu, don't you think so?" Bibi Dong raised the corner of her mouth.
------off topic-----
Before it was put on the shelves, the author would update twice regularly every day (no rewards). If you only saw one chapter updated, it would have been blocked. . . .
"With your current strength, you will definitely not encounter any unmatched opponent, and it will happen in the city of Notting.
Tianyu, have you seen the nobles in Notting City oppressing the common people, but due to the current situation, they are powerless or inconvenient to take action? "Bibi Dong knows Ling Tianyu very well, and he is extremely smart.
"That's partly right. Dong'er, you also know that before you and I met for the first time, I opened a medical clinic. After I went back that day, I originally wanted to go back and have a look, but the medical clinic was replaced by the original one. The nobles took it by force..." Ling Tianyu then told the two women what happened that day.
"Actually, it's not just about medical care. In terms of food, clothing, housing and transportation, the civilian class in the two empires actually have a hard time. It's just that medical care requires human lives, which makes the civilian class look even more miserable and cruel." Qian Renxue shook her head. road.
In fact, my original self didn't care about the fate of these people. After being sent to the Tiandou Empire to lurk, I even lost my love and kindness for the world. Those unnecessary things and feelings have long since become cold and cruel over time. The palace life was gone.
"So, Tianyu, what are you going to do?" Bibi Dong asked.
Different from Qian Renxue and Bibi Dong in the original work, the current Bibi still maintains her original intention and has not experienced those unbearable things to look back on. She has more beautiful memories, especially the memories of being with Ling Tianyu .
“Perhaps we can fundamentally solve this problem.
We can establish a national medical system. The specific operation is to establish a medical system within a certain scope by the state, and let the people decide whether to join the national medical system.
If you join the national medical system, you will have to pay a certain fee, and then you can be reimbursed a certain percentage of the cost when needed, such as 80.00% or even higher.
If you do not want to join the National Health System, you will need to pay entirely yourself. "Ling Tianyu said.
In fact, it is similar to medical insurance in water polo, but the difference is that it will be very difficult to implement in such an era, so Ling Tianyu just made a conjecture.
"Your idea is very bold, but there are many problems, and they are difficult to solve." Bibi Dong shook his head after hearing Ling Tianyu's idea.
“First, if you want to reimburse a high proportion of civilians’ medical expenses, the number of civilians is so huge.
Even if there are not that many people sick and the proportion is not high, the base is too large and the cost during the period can be imagined. Even the two empires cannot afford such a large sum of money.
How to judge the cost of medical treatment? What if civilians who see doctors collude with doctors to exaggerate expenses and misreport prices to deceive the country?
Then this is completely a bottomless pit, and it is quite troublesome to implement.
There is no standard for the cost of medical treatment, and all aspects required in this system are simply too complicated. "Bibi Dong shook his head.
"Dong'er, these days, I have been thinking about how to solve this problem, but I think there can be a solution to the two problems you mentioned." Ling Tianyu said.
"Oh? Let's talk about the money first. Don't tell me. Just hope that Wuhun Palace will pay for it on its own.
The Wuhundian family has a big business, and although they have money, they also consume a lot of money. "Bibi Dong said with great interest.
"And it is even more impossible for the two empires to pay this money. What they care about is always the nobles of the ruling class. Even the Qibao Glazed Sect is impossible to pay this money." Qian Renxue added.
"Of course it won't be from Wuhun Palace. Next, I will introduce a brand new way of making money, and it will also make a lot of money." Ling Tianyu said with a smile.
"I plan to open something called a money bank across the continent." Ling Tianyu said mysteriously. It has been more than 20 years since he came to this world. He found that there was no such thing as a bank in the entire Douluo Continent.
But when I think about it, it's not that strange. After all, productivity doesn't seem to have reached that point yet.
In ancient times, banks appeared in the later stages of feudal society (around the Song Dynasty). They did not provide interest, but required payment of custody fees. They were targeted at a relatively narrow group of people, that is, only those big businessmen needed them.
Then, let yourself be the first person to eat crabs in Douluo Continent.
"Qianxing? What is this?" Bibi Dong and Qian Renxue looked at the men around them curiously. Bibi Dong knew that her man could always come up with some novel things or ideas.
“A money bank consists of two major groups: the bank and customers.
Money banks set up institutions all over the mainland to provide places for depositing money. This institution will keep the money made from wealth on their behalf. In addition to keeping it safe, the money banks will also provide a certain amount of interest every year, such as [-]%.
Suppose there are a thousand Gintama coins in Zhang San's house, which he can't use up at once, but he worries about being stolen or robbed when he keeps them at home.
So at this time, if the money bank tells Zhang San, not only can I help you keep your money here, but if you take it out at a certain time, you will get more interest.
If the interest rate is [-]%, then when it is time to withdraw money, you can get one thousand and ten Gintama coins from the bank.
It can not only ensure safety, but also get extra income. It is completely free. Do you think Zhang San is willing to deposit the money in the money bank? "Ling Tianyu smiled.
Bibi Dong and Qian Renxue were stunned for a while, and then fell into thinking. The money business and concept mentioned by Ling Tianyu were completely new. They still needed some time to think about its feasibility and specific operations. .
"Brother Ling, if you can do what you said, then I think an extremely important condition needs to be met - credibility!
If the reputation of this money bank is not high enough, then customers will not and dare not deposit money there. If the money bank runs away with the money or is swallowed up, wouldn't they be bankrupt?
Moreover, once the amount of money accumulated by the money bank is too large, it will be easy for some gangsters to have evil thoughts and steal or even directly rob. Then the power and background of the money bank itself need to be extremely strong to defend it. "Qian Renxue said two elements.
"But I think Wuhun Palace can handle these two elements, Tianyu, don't you think so?" Bibi Dong raised the corner of her mouth.
------off topic-----
Before it was put on the shelves, the author would update twice regularly every day (no rewards). If you only saw one chapter updated, it would have been blocked. . . .
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