Come to Song Dynasty with the system

Cui Dafa and the others nodded repeatedly, expressing their agreement.

But they also knew that the words were not finished.Since Huaxia Bank has about 5000 million deposits, how can they be in crisis?This is what we are going to discuss today when we sit together.

Sure enough, Wang Shen then said, "Isn't Huaxia Bank going to lend out? Didn't it mean that the interest rate was two cents? Then we can definitely lend the money out and put it into our hands."

"Treasurer Wang means that how many of us are going to empty out Huaxia Bank?" Cui Dafa understood and asked.

"That's right." Wang Shen nodded with a smile, indicating that's what he meant.

As soon as Wang Shen admitted, the faces of the four wealthy merchants changed. Among them, Qiu Ji, the boss of the paper industry with the least funds and the weakest strength in comparison, immediately said, "Treasurer Wang, as you said just now, they have 5000 million yuan in deposits." , This amount is too big, the five of us probably can't afford it at all."

"There's nothing you can't eat. Anyway, it's just borrowing money. At most, you can pay it with some interest. On the other hand, if Huaxia Bank goes down, what about Su Shi? It's very likely that the money won't have to be repaid, so how big is it?" A sum of income must be enough for you to earn a few years or even more time, so why not take a gamble?"

The other people who wanted to speak originally shut their mouths tightly after hearing Wang Shen's words. They were thinking about the feasibility of the matter.

They were still thinking, Wang Shen spoke again, taking the opportunity to place more chips and said, "As long as we can defeat Huaxia Bank this time, Wang will make a promise to everyone that the four of you will save money in the future." Sitong Bank can also reduce or exempt any silver withdrawal procedures. Think about it, when we restore the handling fee system, how much more silver will you spend in a year, and saving money means making money."

This is the benefit Wang Shen gave, and it is also one of the biggest weapons to persuade the four of them.

Don't look at the fact that Stone Bank has canceled the withdrawal fee together with Huaxia Bank, but in fact it also cancels the withdrawal fee in Bianliang City. Besides, it will still charge the same fee.And once Huaxia Bank collapses, Stone Bank will inevitably return to its original state. At that time, the richer the businessman, the more this fee will be every year. Wang Shen's cancellation of it is indeed helping everyone save money.

"Huh." With the benefit of reality, Cui Dafa was the first to speak when he knew it was time to express his opinion: "So, the old man did it."

Just like what Wang Shen said, Hua Xia Bank would not have to pay back the money when Huaxia Bank collapsed, which is a great thing.On the contrary, even if Huaxia Bank is fine, the big deal is that after the maturity date, the interest will be paid. Two cents of interest is a lot, but it still can't hurt them.

With Cui Dafa's statement, he followed Tao Zhongye and nodded, "Count me in."

"Count me in." Zou Yuli and Qiu Ji also nodded, expressing their approval of the joint plan.

"Okay." Things went so smoothly, which made Wang Shen very happy. Immediately, he slammed a wooden table and said, "Everyone has made a smart decision. Next, let's talk about the loan from Huaxia Bank." It’s a matter of how much money it is, we will make a sample at Sitong Bank, and we are going to lend 500 million guan.”

Fifteen million guan, this is a huge number.It is no exaggeration to say that even Da Song's annual income, except for various expenses, is difficult to reach this level.But now, just a businessman, he just opened his mouth and said it.

This shows how much money businessmen made under the loose economic system of the Song Dynasty.

Wang Shen opened his mouth and called out 500 million guan, which really scared the other four. This amount far exceeded their previous expectations.And to borrow so much money, the interest alone will be 300 million in ten months.

Everyone's reaction fell into Wang Shen's eyes, and he laughed loudly, "Everyone, what kind of wealth are we? If we want to do it, of course we have to make a big one. And if Huaxia Bank really goes bankrupt, hehe, then we But it makes a lot of money."

"Yes, I've made a lot of money, haha." Cui Dafa also laughed, and said the number he had borrowed - 800 million guan.

"You're stingy." Unexpectedly, when Tao Zhongye heard this number, his face showed contempt, and then, under the eyes of several other people, he reported the amount he wanted to loan - 1000 million yuan .

Tao Zhongye's business was very good before. The tea industry was not only popular in the Song Dynasty, but even people in Liao and Xixia liked to drink it. There was never any worry that some tea would not be sold.

But since Su Shi appeared and made a benevolence tea, although the tea they produced can also be sold, people with real status will not buy it anymore.This makes high-priced tea difficult to sell, and low-priced tea can't make much money.

In the past two years, Tao Zhongye's life has been getting worse day by day, and he has long thought of seeking revenge from Su Shi.It's just that he also knows that that person is not easy to provoke, at least not him.It's all right now, if there is a chance to suppress him, why not do it?

"Shopkeeper Tao is proud." Wang Shen stretched out his thumb, expressing his admiration.

With these two leaders, Zou Yuli of other fur companies and Qiu Ji of the paper industry also decided to lend 800 million guan and 700 million guan respectively.

With the specific figures, Wang Shenyi added up to 800 million guan, so he couldn't help laughing. "Okay, okay, now everyone will go back and send people to Huaxia Bank to deposit money. It doesn't need to be much, just deposit a sling of money per person. When we have loaned out all the money in Huaxia Bank, let them line up to withdraw money and run on it. Potential."

"Okay." The other four are all vigorous and fast-moving people, otherwise they wouldn't have earned such a fortune.Everyone nodded at the moment.

......

The deputy manager of Huaxia Bank's headquarters, but the actual manager Yuan Xiaotou looked at Wang Shen sitting in front of him, full of vigilance in his heart.

Just now, Wang Shen came to him and said that there was a small problem with the Stone Bank, and several loans could not be collected, which affected their capital turnover, so he wanted to borrow some money from Huaxia Bank as an emergency.

The so-called peers are enemies, this has been true in all dynasties.

Everyone runs a bank, and Yuan Xiaotou really wishes that the Stone Bank would go bankrupt.

It's just that he knows very well in his heart that Sitong Bank has stood up for many years without falling down, and it definitely doesn't mean that it can be closed just by closing it.

Even if Sitong Bank will not collapse, it can tear some wool from the peers, which of course is something Yuan Xiaotou is happy to see. "Hehe, it's easy to say, Huaxia Bank is rich in cash now, but I just don't know how much the treasurer Wang wants to borrow?"

"Haha, I naturally know that the Huaxia banker has a big business, so I came to cooperate with you." Wang Shen first smiled politely, and then said his request, "Not many, if possible, just Borrow 500 million guan."

"What... what?"

Yuan Xiaotou's face changed, he thought he had heard wrongly, it should be 150 million guan.

"Why, 500 million guan can also scare Yuan Guanshi? You said just now that the Huaxia banker has a great career, so Yuan Guanshi is not bragging." Wang Shen smiled, but his heart was full of joy, just like that The country bumpkin still came to run Huaxia Bank?Did you get scared like this when you said [-] guan?

But Wang Shen didn't want to think about it. Even though his Stone Bank has been in operation for so many years, he has never let go of such a large loan at one time.If someone said such things to him, he would also be taken aback.

"Of course it's not bragging." After a while, Yuan Xiaotou came to his senses, and then became a little excited.

Before Su Shi left Bianliang City, he called him to talk to him.The purpose is one, to work hard to develop Huaxia Bank's lending business.Don't be afraid of them borrowing too much, as long as you can provide enough collateral, you can agree to them no matter how much the amount is.

As for the money issue, you don't have to worry, Master, I have a lot of solutions here.

This is Su Shi's original words.

Even with Su Shi's support, Yuan Xiaotou wanted to do something to prove himself.It's just a pity that although some people have come to Huaxia Bank to borrow money recently, most of them are 10,000 guan, or 50+ guan.Up to now, there is not even one that exceeds [-].

This made Yuan Xiaotou sleepless at night.

Whether it is a bank or a bank, once the income from handling fees is lost, the rest can only be the lending business, otherwise, I will play myself to death.

Just when Yuan Xiaotou was a little annoyed at how to borrow the money and money begets money, Wang Shen approached him and asked for 500 million guan.

With this 500 million business, when Su Shi returns to Bianliang City, he can also submit a good answer.

After stabilizing his mind, Yuan Xiaotou said: "Isn't it 500 million guan? Our Huaxia Bank has it, and we can transfer it at any time. It's just that according to the rules, Sitong Bank needs to have collateral, and according to Huaxia Bank According to the internal rules of the bank, more than 30 yuan is a large loan, and the interest rate is not the usual two cents, but three cents."

Don't think that this is just an increase of one point, it means that ten months of 500 million guan need to pay an extra 150 million guan.

This request made Wang Shen's face change.But soon he regained his composure. If Huaxia Bank collapsed this time, then these loans would probably not have to be repaid. So what's the difference between two points or three points?

"Yes." Wang Shen readily agreed.

The two parties then discussed some details, and then agreed that Wang Shen could go to Huaxia Bank tomorrow to borrow money with the land deed of the Stone Bank and some property certificates.

It was only a day, which made Wang Shen sigh that Huaxia Bank is really rich.In the past, if someone wanted to borrow 500 million Jiaozi from Sitong Bank, it would be impossible to get these numbers together in ten and a half months.