Wear 70 with the Taobao system
Chapter 648 Talking About Loans
What Xiang Nuan said was an imperial decree in Antou, and the only person who could raise objections was Cai Dongquan, but he came to Antou not to oppose Xiang Nuan's decision, but to help her maintain the unity within the organization.
The jobs the two are responsible for are different. If Xiang Nuan is a commander, then he is an instructor engaged in political work.
Naturally, the meeting passed without any surprise.
Back in the office, Xiang Nuan called Da Zhu first.
After Dazhu learned that one mu of land was 27 yuan, he immediately said that his Xincheng Company could buy ten acres. As for the five acres that Xiang Nuan mentioned, he bought it privately.
He has already registered a decoration company in the provincial capital, called Xiangyun Decoration. He will buy the five acres in the name of Xiangyun Decoration Company, and then buy ten acres of land from the city in the name of Xincheng Construction Company to prepare for real estate development. .
In 1980, the house was defined as a commodity. In 1984, the highest level affirmed the significance of real estate, which led to the golden decade of real estate.
In 1987, Shenhai City held its first public land auction, which catalyzed the national real estate industry. This year was also the time when domestic real estate entered commercialization.
Last year, South H became an independent province and separated from Province G. A large number of people came to Province H to pan for gold. The first real estate profiteers in China were born here.
This information is all obtained by Xiang Nuan after paying attention to it in the past two years. The direction of Antou's future investment must be based on the real estate industry.
In the past two years, because of the stimulation of development zones, Ontario has paid a lot of attention to this area. Now Ontario is also developing the real estate industry, but it still lags behind those coastal developed cities in general. The real estate industry in Ontario is not good yet. develop.
Most of the projects under construction today are used by government agencies.
Judging from the current situation, the real estate industry is booming, but Xiang Nuan also knows that in a few years, there will be a real estate crisis.
What she meant was that at this time, the land can be hoarded first, and then developed after the real estate crisis is over.
"I don't object to you hoarding land, but I personally think that you can develop the ten acres of land first, and you can put the five acres of land you hoarded first, otherwise too much capital investment at once will lead to cash flow. It's easy to get into trouble."
She couldn't tell Dazhu that there would be a real estate crisis in a few years, she could only remind him in this way.
Da Zhu is a character who listens to people's persuasion to eat enough. Hearing the words, he said: "Okay, then take the land first. Let's talk about the rest."
Five acres of land requires an investment of more than 100 million. If it is not developed for the time being, that is, more than 100 million will be left there for ashes. From a short-term investment point of view, it is very uneconomical, but Dazhu listened to Xiang Nuan's suggestion, He obeyed without even asking a single extra word, which shows his trust in Xiang Nuan.
After hanging up the phone, it was time for lunch, so Xiang Nuan called Jiao Jinping from Changjiang Hotel and asked him if he could arrange a table for lunch, she wanted to treat her.
"Of course." Jiao Jinping said, "You guys, I'll arrange it right away."
Is lack of food a problem?Just a trip to the vegetable market is enough. This is Mr. Tao's first time to eat at the Changjiang Hotel, so he has to make arrangements for it.
"Just arrange for five or six people," Xiang Nuan said.
"Okay, I'll make arrangements now."
Hanging up the phone, Xiang Nuan called Yan Dong, the president downstairs, to make an appointment for dinner, and talk about business by the way.
The God of Wealth invites you to dinner, so you have to climb over even if you climb.
At 11:30, Xiang Nuan went downstairs to Yan Dong's office to invite him.
Apart from Yan Dong, ICBC also has a vice president and the director of the financial office, and Xiang Nuan is Cai Dongquan and Liang Chong.
A group of people arrived at the Changjiang Hotel in two cars. The closed sign at the entrance of the restaurant had been removed. Jiao Jinping waited at the entrance with the chef.
Xiang Nuan also introduced him, and Jiao Jinping went to a private room to meet them, and ordered someone to hang up the sign that said the business was closed.
The wall panels in the box are from the roof to the ground. The wall panels near the ground are a bit moldy and look a little dirty, and some other places are eaten by moths. The overall feeling is very shabby.
Neglecting some small details, the overall feeling is still somewhat deep.
Jiao Jinping said apologetically: "There is no money for maintenance in recent years, so the damage to the facilities is a bit serious, making all the leaders laugh."
Xiang Nuan smiled and said, "There are just a few of us, you can arrange it quickly, and we will have dinner later."
Jiao Jinping nodded again and again, and went down to make arrangements.
After a while, the waiter brought three bottles of Moutai, she looked at Xiang Nuan and asked timidly, "How many bottles do you open first?"
"Two bottles." After Xiang Nuan finished speaking, he said to Yan Dong: "There are six of us, it's okay to share two catties, right?"
One person is more than three or two, not too many, Yan Dong has no objection.
He smiled and said, "It seems that Mr. Tao has a good drinking capacity."
Xiang Nuan said modestly, "It's not very good, but I can drink with you."
Today is the last day of operation of Changjiang Hotel. The receptions that were previously booked in advance are over today. Starting tomorrow, Changjiang Hotel will not be open to the public, and interior decoration will begin.
But with so many people to support, it is impossible to stop for several months at once, so Xiang Nuan's task for Jiao Jinping is to make lunch boxes and send them to those construction sites. Just earn the daily wages of these employees.
The dishes were served soon, and Jiao Jinping was also seated.
He is the only one with the lowest position here, so after everyone had a drink together at the beginning, he then acted as a waiter, pouring wine for the big guys, serving dishes with serving chopsticks, and serving well.
After three glasses of wine, Xiang Nuan asked for a loan.
To the bank, the loan is earning interest money, and the money in the bank is a loss, and only when it is loaned out can it earn money.
It must be no problem for Antou to borrow from them, but Yan Dong also has some concerns about the sudden loan of more than 200 million.
To be honest, the more than 200 million yuan is almost one-third of their reserve funds.
To borrow so much at once, he has to ask the leaders above for instructions, but as long as the money is loaned out, then their branch's tasks in the spring of next year can be completed ahead of schedule.
This means that the bonus will be higher.
So he also wanted to facilitate this matter, but he didn't dare to talk too much, because he was afraid of delaying Antou's business, and secondly, he didn't want to appear incompetent.
As far as An Investment's running water is concerned, the loan should be able to come down smoothly.
Yan Dong said that he wanted to ask for instructions, but Xiang Nuan felt that this was normal, and it would be abnormal if he agreed.
She raised her glass: "President Yan, please take the time to ask for instructions. Just say what we should do, without ambiguity. This glass of wine is toast to you first."
Yan Dong touched her and drank.
The meal went smoothly, and finally opened four bottles of wine, and Xiang Nuan drank half a catty.
Yan Dong also drank too much, but his brain hadn't left home yet, and when he left the box, he still complained about Xiang Nuan to others, which was too hidden.
This is not good, is it?If it works, should we give them all to drink and get down on the ground?
The jobs the two are responsible for are different. If Xiang Nuan is a commander, then he is an instructor engaged in political work.
Naturally, the meeting passed without any surprise.
Back in the office, Xiang Nuan called Da Zhu first.
After Dazhu learned that one mu of land was 27 yuan, he immediately said that his Xincheng Company could buy ten acres. As for the five acres that Xiang Nuan mentioned, he bought it privately.
He has already registered a decoration company in the provincial capital, called Xiangyun Decoration. He will buy the five acres in the name of Xiangyun Decoration Company, and then buy ten acres of land from the city in the name of Xincheng Construction Company to prepare for real estate development. .
In 1980, the house was defined as a commodity. In 1984, the highest level affirmed the significance of real estate, which led to the golden decade of real estate.
In 1987, Shenhai City held its first public land auction, which catalyzed the national real estate industry. This year was also the time when domestic real estate entered commercialization.
Last year, South H became an independent province and separated from Province G. A large number of people came to Province H to pan for gold. The first real estate profiteers in China were born here.
This information is all obtained by Xiang Nuan after paying attention to it in the past two years. The direction of Antou's future investment must be based on the real estate industry.
In the past two years, because of the stimulation of development zones, Ontario has paid a lot of attention to this area. Now Ontario is also developing the real estate industry, but it still lags behind those coastal developed cities in general. The real estate industry in Ontario is not good yet. develop.
Most of the projects under construction today are used by government agencies.
Judging from the current situation, the real estate industry is booming, but Xiang Nuan also knows that in a few years, there will be a real estate crisis.
What she meant was that at this time, the land can be hoarded first, and then developed after the real estate crisis is over.
"I don't object to you hoarding land, but I personally think that you can develop the ten acres of land first, and you can put the five acres of land you hoarded first, otherwise too much capital investment at once will lead to cash flow. It's easy to get into trouble."
She couldn't tell Dazhu that there would be a real estate crisis in a few years, she could only remind him in this way.
Da Zhu is a character who listens to people's persuasion to eat enough. Hearing the words, he said: "Okay, then take the land first. Let's talk about the rest."
Five acres of land requires an investment of more than 100 million. If it is not developed for the time being, that is, more than 100 million will be left there for ashes. From a short-term investment point of view, it is very uneconomical, but Dazhu listened to Xiang Nuan's suggestion, He obeyed without even asking a single extra word, which shows his trust in Xiang Nuan.
After hanging up the phone, it was time for lunch, so Xiang Nuan called Jiao Jinping from Changjiang Hotel and asked him if he could arrange a table for lunch, she wanted to treat her.
"Of course." Jiao Jinping said, "You guys, I'll arrange it right away."
Is lack of food a problem?Just a trip to the vegetable market is enough. This is Mr. Tao's first time to eat at the Changjiang Hotel, so he has to make arrangements for it.
"Just arrange for five or six people," Xiang Nuan said.
"Okay, I'll make arrangements now."
Hanging up the phone, Xiang Nuan called Yan Dong, the president downstairs, to make an appointment for dinner, and talk about business by the way.
The God of Wealth invites you to dinner, so you have to climb over even if you climb.
At 11:30, Xiang Nuan went downstairs to Yan Dong's office to invite him.
Apart from Yan Dong, ICBC also has a vice president and the director of the financial office, and Xiang Nuan is Cai Dongquan and Liang Chong.
A group of people arrived at the Changjiang Hotel in two cars. The closed sign at the entrance of the restaurant had been removed. Jiao Jinping waited at the entrance with the chef.
Xiang Nuan also introduced him, and Jiao Jinping went to a private room to meet them, and ordered someone to hang up the sign that said the business was closed.
The wall panels in the box are from the roof to the ground. The wall panels near the ground are a bit moldy and look a little dirty, and some other places are eaten by moths. The overall feeling is very shabby.
Neglecting some small details, the overall feeling is still somewhat deep.
Jiao Jinping said apologetically: "There is no money for maintenance in recent years, so the damage to the facilities is a bit serious, making all the leaders laugh."
Xiang Nuan smiled and said, "There are just a few of us, you can arrange it quickly, and we will have dinner later."
Jiao Jinping nodded again and again, and went down to make arrangements.
After a while, the waiter brought three bottles of Moutai, she looked at Xiang Nuan and asked timidly, "How many bottles do you open first?"
"Two bottles." After Xiang Nuan finished speaking, he said to Yan Dong: "There are six of us, it's okay to share two catties, right?"
One person is more than three or two, not too many, Yan Dong has no objection.
He smiled and said, "It seems that Mr. Tao has a good drinking capacity."
Xiang Nuan said modestly, "It's not very good, but I can drink with you."
Today is the last day of operation of Changjiang Hotel. The receptions that were previously booked in advance are over today. Starting tomorrow, Changjiang Hotel will not be open to the public, and interior decoration will begin.
But with so many people to support, it is impossible to stop for several months at once, so Xiang Nuan's task for Jiao Jinping is to make lunch boxes and send them to those construction sites. Just earn the daily wages of these employees.
The dishes were served soon, and Jiao Jinping was also seated.
He is the only one with the lowest position here, so after everyone had a drink together at the beginning, he then acted as a waiter, pouring wine for the big guys, serving dishes with serving chopsticks, and serving well.
After three glasses of wine, Xiang Nuan asked for a loan.
To the bank, the loan is earning interest money, and the money in the bank is a loss, and only when it is loaned out can it earn money.
It must be no problem for Antou to borrow from them, but Yan Dong also has some concerns about the sudden loan of more than 200 million.
To be honest, the more than 200 million yuan is almost one-third of their reserve funds.
To borrow so much at once, he has to ask the leaders above for instructions, but as long as the money is loaned out, then their branch's tasks in the spring of next year can be completed ahead of schedule.
This means that the bonus will be higher.
So he also wanted to facilitate this matter, but he didn't dare to talk too much, because he was afraid of delaying Antou's business, and secondly, he didn't want to appear incompetent.
As far as An Investment's running water is concerned, the loan should be able to come down smoothly.
Yan Dong said that he wanted to ask for instructions, but Xiang Nuan felt that this was normal, and it would be abnormal if he agreed.
She raised her glass: "President Yan, please take the time to ask for instructions. Just say what we should do, without ambiguity. This glass of wine is toast to you first."
Yan Dong touched her and drank.
The meal went smoothly, and finally opened four bottles of wine, and Xiang Nuan drank half a catty.
Yan Dong also drank too much, but his brain hadn't left home yet, and when he left the box, he still complained about Xiang Nuan to others, which was too hidden.
This is not good, is it?If it works, should we give them all to drink and get down on the ground?
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