West Market, Shengtai Bank.

Thousands of people crowded in front of the counter, everyone was waving the bank notes in their hands wildly, shouting loudly for the bankers to exchange money for themselves.

The clerks in the bank were so busy that they were sweating profusely. Every time they exchanged a bank note, the heaviness in their hearts deepened.

They all know that banks generally take 100% of the money to lend and only keep about [-]% of the cash. Therefore, the bank's deposits are less than [-] million taels, which does not seem small on the surface, but it cannot hold so much People come to exchange.

If these people are allowed to keep running like this, the entire bank's deposits will run out sooner or later.

But even so, they dare not stop the exchange.After all, the most important thing for a bank is its reputation. Once it loses the trust of the people and businesses, Shengtai Bank will be completely ruined.

Now they can only hope that the big families behind Shengtai Bank can transfer a large amount of cash as soon as possible to solve the urgent needs of several banks, so as to keep Shengtai Bank.

But they were disappointed in the end, the big families did not support them with a penny, and the last tael of silver in their treasury was also exchanged.

At this time, the shopkeeper had no choice but to come forward to appease these people in person, saying that the bank has no money to exchange today, please leave first, and wait for a few days for the bank to raise money back and exchange it to everyone.

But the people in front of the counter were all anxious and couldn't listen to the shopkeeper's explanation. Some people even directly shouted that your Shengtai Bank might be sealed up by the court in a few days, and who will take our money by then.

Many people responded one after another, shouting that Shengtai Bank would exchange their money immediately, and they would never leave unless their own money was exchanged.

I don't know who suddenly shouted, they didn't exchange money for us, so we took it ourselves.

This sentence is like throwing a torch into the boiling oil pan, and the scene is suddenly out of control. Everyone starts to smash and loot in the store. The shopkeeper and the shopkeeper want to stop the atrocities of these people, but they are beaten head-on by the other party. , was beaten to the point of bleeding, and ran away with his head in his arms...

After the beating was over, everyone still felt puzzled, and they all went up and down again, taking away all valuable or worthless items in the bank, and completely ransacked the entire bank...

In the end, before the people from the government arrived, all the people who participated in the smashing and looting of the bank scattered like birds and beasts. I don't know who set a fire before leaving...

When the officials finally arrived at the Shengtai Bank in the West Market, the entire bank had been engulfed by raging fire, leaving only the shopkeeper and the clerk with blood on their faces crying and crying in the face of the fire.

And the same thing happened in Dongshi and Beishi. When faced with Shengtai Bank having no money to exchange, many people chose to smash and loot the bank, ransacked the bank, and finally set it on fire.

Even the Shengtai Bank in Nanshi, which had been sealed up by Sili Xiaowei's Mansion, was torn off by many people, broke down the gate, and looted all the silver in the warehouse. In the end, the bank did not avoid the fate of being burned down.

What's more serious is that the run on Luoyang has also spread to places outside the capital. It is rumored that many people left the city overnight because they could not exchange money in the capital. Silver tickets can be converted back to real gold and silver as soon as possible.

Shengtai Bank fell into an unprecedented crisis...

Many people are very clear that behind the Shengtai Bank are several big families from Guanzhong and Heluo, and they all want to see how these big families will finally deal with this crisis.

After all, if Shengtai really collapsed, it would not only mean that these great families would suffer huge losses, but it would also cause considerable damage to their century-old reputation.

……

At night, a carriage stopped quietly outside the back door of Wei Mansion. Yang Mao got out of the car, looked left and right to make sure there was no one around, then quickly entered Wei Mansion through the back door.

Under the guidance of Wei's servants all the way, Yang Mao was quickly taken outside Wei Zhe's study.

But at this time, the servant who led the way did not continue to move forward, but just smiled at Yang Mao. Yang Mao understood, and gently pushed open the door of the study room. Liu Cheng, Guang Luqing, Xue Heng, and Minister of Rites Du Hao were already sitting in their seats waiting for him. The teacups in their hands were already half empty, and it was obvious that they had been waiting for him for some time.

Their six surnames, Wei, Pei, Liu, Xue, Yang, and Du, are the representatives of the aristocracy in the Guanzhong and Heluo areas. The Shengtai Bank is also the common property of the six of them. It is also the problem of the Shengtai Bank that forced them to gather together. Together, discuss countermeasures and see how to solve the crisis of Shengtai Bank.

Seeing that everyone was waiting for him alone, Yang Mao couldn't help apologizing: "Everyone, I'm really sorry, because I came a little late to deal with some family matters, and I kept you guys waiting for a long time."

Xue Heng and Yang Mao had always been at odds, now he laughed dryly: "It doesn't matter, we all know that Yang Siqing is busy with his two nephews, I thought you wouldn't be able to come tonight!"

Yang Mao heard the sarcasm and blame in Xue Heng's tone, his complexion darkened, but he was not easy to get angry, after all, everything was caused by his two nephews, Yang Dai and Yang Jian, and he was also sad that Xue Heng took the opportunity to expose himself. It's short, it's not fun to find yourself.

Wei Zhe couldn't help frowning, he naturally knew that Yang Mao and Xue Heng had always been at odds, and he would just let it go, but now that the promotion to Tai Qianzhuang was in jeopardy, he really didn't want the two of them to have any more verbal disputes.

"Since Brother Yang is here, let's start talking about business. I think you all know the current situation of Shengtai Bank. I wonder if you have any good ideas on this?"

Everyone was silent when they heard the words, but Qi Qi looked at Yang Mao.

Their meaning is very clear, this matter is caused by their Yang family, so naturally it should be resolved by their Yang family.

Where Yang Mao didn't understand what they meant, he couldn't help showing a wry smile on his face: "It's true that this matter happened because of my two nephews who are useless, but it's just that the matter has come to this point, I'm afraid that with the financial resources of our Yang family, I'm afraid it can't be done." There is not enough cash to exchange the notes on the market."

The other five people also knew that Yang Mao was telling the truth. With the endorsement of their six aristocratic families, Shengtai Bank had done quite a big business in recent years. There were tens of millions of taels of bank notes in circulation in the market. Nong Yang's family can afford it independently.

At this time, Pei Qian, Minister of the Ministry of Industry, who had been silent all this time, couldn't help but frowned: "I remember that Shengtai Bank has also lent a lot of money, can you go and take back these loans first to solve the immediate urgent need, the big deal is that the bank will not Just collect their interest."

Wei Zhe shook his head, and said helplessly: "How can this matter be so simple? At the beginning of the rumors in the capital, in order to prevent accidents, several shopkeepers thought about not charging interest and asking them to exchange money in advance, but these people refused without exception. Yes, I also guessed what their plan was, it was nothing more than to wait and see, if Shengtai Bank was really investigated by the court, they would naturally not have to pay back the debts."

"They are wishful thinking. As long as our six great families are here, Shengtai Bank will not be able to fail. The money they owe is not less than a penny with interest." The idea of ​​playing their money.

Wei Zhe took a look at Liu Cheng, and remembered what his son Wei Tao said to him. He said that it was meaningless for the six aristocratic families to try to preserve the Shengtai Bank, because now the Shengtai Bank cannot fully exchange the bank notes on the market. If it is completely destroyed, people and businessmen will not dare to deposit money in Shengtai Bank in the future, and the existence of Shengtai Bank has little meaning.

But the son still thinks things are simple after all. Shengtai Bank is related to the century-old reputation of the six of them. If they abandon Shengtai Bank rashly, the result will not only destroy their reputation, but also take the initiative to send a huge handle to the hands of political opponents. The other party can use this to attack him endlessly, and a little carelessness will destroy the family's hundreds of years of inheritance.

Therefore, whether it is to recover the loss of money or to preserve the reputation of their own family, it is absolutely impossible for the six of them to give up Shengtai Bank.

In the end, under the coordination of Wei Zhe, the six of them reached a consensus. In line with the principle of cold lips and teeth, it was decided that each family should raise several million cash transfers to Shengtai Bank to stabilize the situation as soon as possible.

Although there are tens of millions of banknotes distributed by Shengtai Bank, they are all scattered in the fourteen prefectures of Daning. The local spread can also slowly restore the market's confidence in Shengtai Bank, so that Shengtai Bank will have a day of revival in the future.

Unless someone has Shengtai Bank bank notes worth tens of millions of taels, they don't have to worry that these millions of taels of cash will not be able to save Shengtai Bank's crisis.

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