Chapter 665 Pingzhou Bank

Chapter 665 Pingzhou Bank

Pingzhou has issued another announcement!

The general idea is that Pingzhou Bank will be established in Pingzhou, and Pingzhou Bank will issue a kind of treasure banknotes that people can exchange with silver.

The exchange ratio is one to one, that is, one tael of silver can be exchanged for a ten-dollar banknote, one hundred cents can be exchanged for a one-yuan banknote, ten cents can be exchanged for a dime banknote, and one penny can be exchanged for a one-cent banknote. of treasure money.

Gold can also be exchanged. One tael of gold can be exchanged for ten ten-yuan banknotes.

The background images of these four kinds of banknotes respectively correspond to the map of Liaodong Academy, the map of Pingzhou government office, the map of Pingzhou sea area, and the map of Pingzhou mountain and river area.

Pingzhou banknotes are very convenient to carry and trade, and are friendly to merchants.

And in order to make people willing to exchange and save, Pingzhou Bank provides certain interest rewards for the deposited money.

In the past, banks mainly helped depositors keep their money, or in other words, the bank charged interest from those who deposited money based on the length of time they deposited the money. For example, Ji's Bank, also called a bank, mainly makes money through exchange. It is deposited in place A and delivered in place B. It is similar to the ancient bank acceptance bill, which is the so-called bank note.

When ordinary people deposit money into banks, there is no interest.

This move by Pingzhou Bank can be regarded as the first of its kind.

Hexi Village is a remote village in Lelang County.

On this day, the door of Mrs. Chang’s house at the east end of the village was banged.

"It's coming, it's coming!" Aunt Chang, who was washing her hands at home, wiped her hands and opened the door.

When I opened the door, I realized that the person who came was none other than the old girl I married to the next village, a very neat old lady.

"How did you come?"

"Don't worry about why I'm here. Chang Chunhua, let me ask you, did your family go to the bank to exchange treasure notes?"

"No." Aunt Chang replied. She always felt that this matter had nothing to do with her family. They were still used to using copper and silver...

"Go quickly! Now exchange the silver for treasure notes and deposit it into Pingzhou Bank, which will earn interest."

"Interest?"

"Yeah..." Her sister was talking to her about the interest, and urged her to take the family money to the bank quickly.

"Hurry up, this money can't lay eggs if you keep it at home." But if you put the money in the bank, it can lay eggs.

Similar situations are happening all over Pingzhou.

And wealthy households like Geng Yuan and Lan Chengcheng responded to the call early and exchanged their family's silver into Pingzhou treasure banknotes. Part of these treasure notes were deposited into the bank to earn interest, and part of them were reserved for doing business.

They don't care what others do, they follow Pingzhou's policies closely.

When several people from the big chamber of commerce and the big chamber of commerce met, they couldn't help but talk about the new thing called Pingzhou Baobao, and then they would find that some fish had slipped through the net.

"Everyone uses precious banknotes to trade, and you still use silver to trade?" Geng Yuan was disgusted. "Hurry up and exchange your silver for precious banknotes, otherwise I won't be happy to trade with you."

The businessman in question said sarcastically, "Silver is used in a down-to-earth manner, but treasure banknotes always feel light and airy."

"You are truly blessed. Treasure notes can be traded in Pingzhou. And no matter where you are in Pingzhou, you can take your treasure notes to the local Pingzhou bank at any time and exchange them for silver. What do you have to worry about? ?”

After a set of punches in Pingzhou, most of the money among the people in Pingzhou went to Pingzhou Bank.

The silver was then secretly transported to Dali, and the middlemen in Dali came forward to purchase supplies.

Chang'an, imperial court

Taiwei Xiao Qun put forward suggestions on tax law reform in view of the current problem of insufficient national treasury and shortage of military expenditures.

This suggestion met with opposition from countless people in the court.

Song Mo said nothing and sat on the dragon chair with an expressionless face, letting His Highness and the ministers quarrel.

Xie Zhan took sick leave.

Xiao Qun worked very hard for his daughter, for his name to go down in history, and for promoting the new tax law.

At this time, he faced the opposing ministers without any fear.

"Everyone knows how the national treasury is doing."

"Now that the Xianbei army is pressing down on the border, Pingzhou is aggressively invading, and Jizhou and Bingzhou and other places need the imperial court to send troops and generals to support them. I dare to ask you, if the imperial court does not implement the new tax law, where will the food and grass security come from?"

An old minister bowed to the emperor with both hands and suggested tremblingly, "When the country is in trouble, everyone is responsible. Why doesn't the emperor order an increase in taxes this year?"

Xiao Qun immediately asked, "Let the people increase taxes again? Do you want to force the people to flee to Pingzhou overnight?"

Because of Pingzhou newspapers, many people in Dali know something about the lives of civilians in Pingzhou. They know that the people in Pingzhou live a good life.

"As you know, Dali currently only has a population of over 12 million." Due to the loss of Leling and other places in Zhuozhou, Dali also lost over a million people.

“Then—then we can’t implement the new tax law, it’s too troublesome.”

Xiao Qun ignored him and faced the opposing ministers, "Have you ever thought about it, sir? If our army in Dali loses this battle, what will happen to everyone?"

Many ministers were stunned, what would happen?

Xiao Qun reminded, "Bingzhou Jizhou is not far from Yongzhou."

"Xianbei is a foreign race. As the saying goes, if you are not of my race, your heart will be different. If we fall into the hands of the other party, can we get over it?"

"Also, Pingzhou is coming. Do you think you can keep the wealth and land in your hands? No, you may be the first to be slaughtered." Xiao Qun said to the ministers.

"So, when Dali is good, you will be fine. When Dali is bad, you will also suffer."

"Don't think that if Pingzhou comes over, you can switch to another camp. Pingzhou can be said to be full of talents at the moment. If you want to be reused, you have to rank behind these people."

The ministers were silent. If Pingzhou eventually replaces Dali, those people will have the merit of following the dragon.

Not to mention that women are in power in Pingzhou, which is difficult for them to accept.

Just saying that most of the talented people appointed came from poor backgrounds, and some even had weak legs. They would feel extremely uncomfortable when they thought about being subordinated to these people in the future.

"So in this battle, we can only win but not lose! Tax law reform is imperative!" Xiao Qun finally said.

But there are still people who want to fight to the death, "When the country is in trouble, we naturally can't just sit back and watch. We can mobilize those wealthy families to donate generously to help Dali tide over this difficulty."

The ministers had a good idea. They did not implement the new tax law, and the food and grass problem was solved by letting the wealthy families spend some money.

The problem that can be solved by bleeding once is a one-time deal, but the implementation of the new tax law will cause bleeding every year.

Moreover, if they do this, if the battle goes well, they may be rewarded afterwards.

Naturally Xie Zhan would not agree, so Xiao Qun did not agree either.

Their abacus was very good, but since Xie Zhan decided to do it, he naturally went for it once and for all.

After the new tax law is implemented, the people above will not be controlled by others or even money when they govern.

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