Academician of a Great Power: Reborn as an Educated Youth in 1977

Chapter 255 Interest-free Loan

Wang Tingting blushed in Lin Ze's arms.

After the two hugged each other for a while, they strolled back home.

After returning home, Wang Tingting simply washed up and did not go to bed directly.

Instead, he sat down at the table and began to settle accounts.

Since selling wild soybeans, Wang Tingting has become a good housekeeper.

The task of settling the accounts fell to Wang Tingting. Wang Tingting had a high level of education, so settling these accounts was naturally a piece of cake.

The calculation is quite accurate every time!

Wang Tingting couldn't help but feel worried when she thought about Lin Ze's previous talk about raising cattle and sheep.

"Brother Lin, didn't you give me the bankbook for safekeeping before? I calculated it again according to the amount of money, plus the villagers' expenses, the money in the bankbook is enough, but..."

Lin Ze immediately said: "Tingting, the money in the passbook is reserved for you and your children. I will add money to the passbook from time to time in the future. I don't plan to touch this money."

Wang Tingting was quite surprised!

"Brother Lin, what are you talking about? If you don't move the money in your bankbook, the money you have on hand will not be enough to buy cattle and sheep. In addition, there are other costs! Even if you don't count the time you spent in Changsheng Hotel With the dividends received, the hotel cannot always be so prosperous, there will always be times when the money collected is slightly less.”

"If we take into account the household expenses and the burden of buying cattle and sheep, the money will probably not be enough!"

"Do you want to postpone buying cattle and sheep until next year? If you postpone buying cattle and sheep until this winter, I suggest not. Buying at that time will be a greater burden for us and there will be less fodder. It is better to wait until spring!"

Lin Ze said bluntly: "Now that we have agreed with the villagers, the plan has been advanced. Of course, I will buy it this year, not in winter. It is probably the nearest time."

Wang Tingting was shocked!

"But the money is not enough. Do we need to borrow money from the villagers?"

Lin Ze laughed: "Daughter-in-law, what are you talking about? How can I borrow money from the villagers? Even if I want to borrow money, I will borrow money from the bank."

The villagers themselves have no money, so they rely on Lin Ze to help sell wild soybeans, turn them into milk tofu and other processed bean products, and sell them to make money.

The extra income can support the whole family.

Beyond that, some people still have a little bit left over, which is the limit of the money they can get at the moment.

If we borrow money from them again, even if all the people in the village put together their money, it won’t be enough to buy cattle, sheep, and develop animal husbandry!

"Borrow money from the bank? What do you mean?"

Wang Tingting obviously does not know the policies currently being implemented by the country.

In particular, in order to encourage the prosperity and development of the individual economy, the state has implemented interest-free loans from banks. This interest-free loan policy is to encourage merchants to do business.

It is a very favorable policy!

Recalling that the interest rates on commercial loans from banks in later generations were so high, now was simply a good time to make a profit without capital, so Lin Ze thought of borrowing money from the bank.

There are advantages, why not take advantage of them?

Wang Tingting didn't know that the bank had this policy. Secondly, it was the first time she heard about it and she didn't know if it was reliable.

But if it is a large bank, there is no such thing as bankruptcy, and there is no interest on borrowing money, so what is there to worry about?

After being reminded by Lin Zeyi, Wang Tingting discovered that this was indeed the case!

It is precisely because most people, like Wang Tingting, do not know, and some are in a wait-and-see attitude.

Only then can those who have the courage to eat crabs get considerable income.

"Individuals can borrow interest-free loans launched by banks, whether it is business loans or personal use, but they must find someone to guarantee it, and they must also find someone with relevant authority to guarantee it, otherwise they will not be able to borrow much money."

Banks are also relatively cautious in this regard. Otherwise, if most people would borrow money, wouldn't the bank have been short-changed long ago?

Wang Tingting asked curiously: "Then who do you want to find? Captain Lei or Vice Captain Zhao?"

Lin Ze shook his head lightly, "Neither of them can do it, so I decided to find Mr. Wang. He is the most suitable guarantor."

Mr. Wang has a high position and is relatively easy-going. After Lin Ze saved Mr. Wang that time, he had always had a good impression of Lin Ze.

If Lin Ze asks Mr. Wang to be a guarantee, he will not refuse.

Linze paused and continued: "Actually, besides looking for a bank loan, I have another way."

Wang Tingting blurted out, "Isn't it borrowing money from the villagers?"

After being pregnant for three years, I am talking about Wang Tingting!

Not to mention that not long after this stupidity passed, she got pregnant again!

Wang Tingting flattened her mouth in dissatisfaction: "You are laughing at me. When I settle accounts, I am very serious and I never miss an account!"

"Yes, yes, my wife is a waste of money. At critical moments, she is not vague at all. It doesn't matter if she is a little vague on unimportant things. That's how cute she looks!"

Wang Tingting didn't quite understand, "Brother Lin, what is cuteness? Do you praise me or scold me?"

"Of course I'm complimenting you! Cute and cute have the same meaning and can be used together!"

"Why haven't I seen this word in the book? I always feel that you are fooling me..."

Of course Wang Tingting couldn't see it, this is a modern buzzword.

At that time, although Lin Ze was a national scholar, he often paid attention to online news and jokes. Regardless of the development of science or the development of the Internet, he was not behind at all, and he still maintained a young mentality.

But every time I dream about it at midnight, I think of my deceased wife and daughter, and I feel extremely heartbroken!

Wang Tingting called Lin Ze several times, and Lin Ze came back to his senses.

"Brother Lin, stop pretending and tell me what the other method is. I don't want to guess anymore!"

"This other way... is to make money yourself! Make a lot of money in the shortest possible time."

Lin Ze's words were ambiguous. Of course, he could not tell Wang Tingting that there was a huge general's tomb in the back mountain.

That tomb will not be excavated by future generations until 30 years later. There are many priceless cultural relics in the tomb.

As long as you take a box of treasures and sell them, you can get at least a few hundred thousand yuan!

This is a considerable number!

Lin Ze is a principled person, and he does not want to do this. As a national scholar in his previous life, he always remembers to safeguard the glory of the country!

When people have no money, they can find ways to make money, but once they go down some paths, it is difficult to stop.

He wouldn't do it unless it was absolutely necessary.

Even if the investigation was not very strict at this time, as long as Lin Ze wanted to, he could easily get a large sum of money.

Wang Tingting took a deep look at Lin Ze. She intuitively felt that something was wrong with Lin Ze's second method, but Lin Ze didn't go into details. He probably avoided it deliberately.

She asked no more questions.