Rebirth 09: Buying a house with a baby UP owner

Not wanting to see this man's ugly face again, I kicked him in the thigh and drove him out.

Zhong Meihui slammed the door shut. This scumbag made her sick to death.

I don’t know if I was nauseated by You Shaobin or if I was having a pregnancy reaction.I quickly ran to the bathroom, held the toilet and vomited until I lost all strength, and then I felt better.

Sitting on the floor of the bathroom, thinking about the next plan.

The contract between her and Sister Juan to buy a house at the sales office was kept confidential, and the customer information disclosed to the public was all false information.

This was what she proposed, and it coincided with Yan Nan's idea.

Next, if the villa loan is approved first, the bank will soon call for the monthly payment.

The monthly payment for one villa is 10342.8 yuan, and for five villas, it is 51714 yuan. In addition to the 3195 yuan loan for changing houses with Sister Juan, the monthly payment to the bank alone reaches 54909 yuan.

In her previous life, she only saved more than 9 yuan in eight years.But now, we have to support so much in one month.Just thinking about it, Alexander.

However, without the pressure of now, there would be no need to worry about food and clothing in the future.

Make money, work hard to make money, so that you can have the ability to repay and be able to pay for your future living expenses.

Zhong Meihui cheered up and got up from the ground.She washed her face and made her short hair and bangs wet.

My stomach was vomited and I felt a little uncomfortable.I opened the fruit bag that Sister Juan brought and ate a banana before I felt better.

He sat down at the dining table again and opened several contracts under a pile of documents.Fortunately, You Shaobin didn't notice this when he came.Otherwise, they would definitely not leave obediently after only sharing half of the money for the house.

The transaction price of the villa is 8000 yuan per square meter. The villas she and Sister Juan purchased are all 232 square meters. The total value of this set is 185.6 million yuan.

As for the zero-down-payment house purchase method she and Yan Nan discussed, the loan amount she borrowed from the bank was 194.88 million yuan, and the money would be transferred to the developer's account in one go.

In other words, the developer will receive an extra 9.28 yuan from Zhong Meihui for each villa loan received.

Of this money, after deducting the additional taxes and fees of 6.59 yuan borne by the developer who made zero down payment and inflated the unit price, the developer had to give her another 2.69 yuan for each villa.

After Yan Nan signed the contract, she and Sister Juan were each given an IOU.The amount of this IOU is 13.45 yuan. The IOU will not officially take effect until the bank loan is obtained.

This money can be regarded as extra funds that she and Sister Juan borrowed from the bank and can be used for working capital.Of course, the deed tax of 5 yuan for 13.9 villas will also be deducted.

After all the calculations, I still have to wait for the cash from the house exchange to repay the monthly payment.The situation in the first month is slightly better. If she successfully sells 10 villas, she may be able to apply to Yan Nan for a commission on settlement first, so that the repayment burden can be smaller.

Of course, if she fails to sell the villa, she will not be under the pressure of tens of thousands of yuan in monthly payments.

After buying villas, ideally, if the real estate market continues to rise and house prices rise steadily, the houses in her hands will rise with the tide.

Of course, under unideal circumstances, if house prices fall, her capital chain will be so fragile that she will go bankrupt in an instant.

Bankruptcy?This is absolutely impossible.Even if she was alone and not afraid of starting over again, Sister Juan would not be able to bear such a blow.