Rebirth 09: Buying a house with a baby UP owner
Chapter 1702 Different thoughts
Seeing that Zhong Meihui's attitude was very sincere, Zhong Meihui also admitted that according to the bank's interest rate, it was a bit unfair to him.
After all, there are rumors out there that she is heavily in debt. Even if she says that Potian is fine, it may not be easy for people to believe her. This is somewhat similar to investing in the stock market, with the same high risks.
She couldn't shamelessly take advantage of him just because he was a classmate.
It has to be said that Zhong Meihui usually shows mercy to other people. But today, she didn't speak with any caution at all.
The faces of Yang Li and others who listened were a little ugly. Among the things that happened back then, Zhou Fulai was also one of them. But because of what he said just now, it actually made him break away.
Zhong Meihui continued, "The interest rate on my loan on the Haixindai platform is 20%. Private loans all rely on each other's personal credit. The more this is the case, the less I can treat you badly. According to the annual interest rate of 25% Let’s do the math. When the settlement period comes, I’ll give you every penny of the capital plus interest.”
Then she said that if a guarantor was needed or any procedures were required, she would be willing to sign.
Zhou Fulai's eyes lit up, he had just wanted to test Zhong Meihui. If she really has no choice, she will definitely borrow money from relatives and friends.
However, I have never heard of her asking anyone to borrow money.
The demolition of the village also involves Zhong Meihui's property. I heard that there are millions. Although it is a drop in the bucket for a big boss like Zhong Meihui, it also indirectly means that Zhong Meihui has always had a very good vision.
Today I opened my mouth and said that giving such a high interest rate is more appropriate than investing in stocks.
After all, investing in stocks is still very risky, and you might even lose your capital in the later period. Zhong Meihui promised to repay the principal with interest.
However, the only uncertain factor is that the money cannot be returned to them until the signed contract expires.
If there was something wrong with Zhong Meihui's character, she would just run away. Even if they found her home, there might be nothing they could do.
Therefore, this high interest rate also carries risks. It just depends on whether they can trust Zhong Meihui's character.
Zhou Fulai did not agree on the spot, but glanced at Yang Li and others. It seems that he also wants to see if other people have this idea.
I have to say that Zhong Meihui's trick is really useful. It was immediately cut off, and the others wanted her to continue helping with investment. If the money was lent to her, the subsequent profits would naturally be hers.
As for the interest given, it seems to be quite high, but it is insignificant compared to the income earned.
After what Zhong Meihui said, Yang Li couldn't say anything at this time even if she had previous plans.
Cheng Cuiping listened to Zhong Meihui and disagreed with continuing to invest in the stock market. Similarly, when some classmates said they should invest in real estate with her, she disagreed.
Nowadays, the capital chain of real estate developers has been cut off a lot, and many big bosses who used to be majestic now dare not even show their faces.
It's really not safe to invest that money in real estate. As for lending it to others, she didn't think it was safe.
It all relies on character and reputation as a guarantee. If that person is really shameless and runs away directly, it may be useless to go to any temple to cry.
However, Cheng Cuiping is quite optimistic about the ‘Haixindai’ platform. She just took the time to check online and saw that the investment bosses were all reputable.
Even on this platform, there are many funds established. Moreover, Zhong Meihui's real estate in the capital costs tens of millions. To be able to afford such an expensive real estate, this platform must be very capable.
She suggested that it is better to invest on that platform, with an annual interest rate of 12% and a three-year fixed rate of 15%, and the interest can be credited every month.
Although it is not as high as what Zhong Meihui gave, but as she said, the advantage is that the platform has a relatively high credibility.
After listening to Cheng Cuiping's words, most of the others were a little shaken. Looking at Zhong Meihui and then at Cheng Cuiping, she didn't know how to invest the money.
For Yang Li, she can barely turn over now. Working from dawn to dusk, my husband and I finally made up for the money Shouhou defrauded me.
But she knows best how difficult it is to make money. Naturally, I still think that it would be best if I could get something for nothing.
So this time, we tried the opposite and asked Zhong Meihui to help invest. But Zhong Meihui blocked her words immediately, and she was at her wits' end. But Zhong Meihui also gave them a way, it depends on whether they choose.
Yang Li also knew that it was because of their trust in Zhong Meihui that they later lost the opportunity to get rich.
And now, Zhong Meihui gave them the choice. However, Zhong Meihui's character is still a generous classmate.
Most of them were tight at this time, and she didn't dare to make a decision now.
Zhong Meihui didn't continue talking, and glanced at Liao Yuzhen. This matter was easy to solve, as long as she didn't save face for the other party, it would be much easier.
She had always felt that since they had been classmates for many years, there was no need to make each other lose face because of external things.
But she was really bored with the things Yang Li took the lead in doing. If you don't want to make money, then she will give you a chance. The annual interest rate of 25% is not so high anywhere.
However, it also depends on what attitude these classmates have towards her.
After the dinner, Zhong Meihui and Liao Yuzhen went back together. The two of them were walking in front on the road, and Liao Yuzhen was so happy. "I was worried that you would blame me today. When Yang Li called me, I really didn't expect that she would use such a despicable method."
She came directly with her classmates and family members. If she kicked them out on the spot, there would really be no chance of friendship in the future.
"Yang Li knows that you are going to treat us to this meal, and she is also sure that you will never kick people out." Zhong Meihui said frankly that if Yang Li was not sure, she would naturally not do this.
It's just that she ignored Zhong Meihui and refused directly. And these words are said in such an unpleasant way. If Yang Li still insists on asking her to invest, then there will be no need to fool around in front of other students in the future.
"But the interest you paid is too high. If someone really lent it to you, you would really pay interest every month." Liao Yuzhen believed in Zhong Meihui and would think carefully before doing anything. However, it looks like she is going to make a loss-making deal.
"What I said is true. If you have spare money, you can lend it to me. The annual interest is what I just said, but it will not be given to you until the deadline, including the interest." Zhong Meihui looked serious.
Before, she only considered taking out a % mortgage loan to buy stocks. If you borrow money from other people, it is actually more convenient than a mortgage loan.
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