The ex-wife of a period novel villain who died young is reborn

Zhou Yu's heart moved unconsciously, and she quickly asked: "What policy?"

The salesman introduced: "In [-], the state promulgated the "Trial Measures for the Management of Personal Housing Guaranteed Loans." Simply put, you can buy a house through a bank loan."

"Just borrow money from the bank." Gu Ye explained to Zhou Yu who was still a little confused.

The salesman smiled and said, "To put it simply, if you don't have enough money, buying a house like this is the fastest way. Just spend a down payment and then repay the loan every month."

She saw that these three people were carrying large and small bags bought from the mall, and she thought something was going on.

Zhou Yu suddenly thought of something and asked, "Is there any interest?"

The salesperson was stunned. She specifically didn't say this just now.

However, she reacted quickly and said: "This depends on how much you loan, how much the house price is, and how many years the loan is. Because I didn't know it clearly, I didn't tell you. But now the annual interest rate is [-]%, which is higher than before. It’s dropped a little bit, so it’s a good time to buy a house!”

"And the prices of our houses here will definitely increase." The salesman quickly added, fearing that Zhou Yu and the others would regret it.

Although Zhou Yu asked about the interest rate, she was not very clear about how the interest rate came about. Gu Ye whispered in her ear: "This is the annual interest rate. If you borrow 670 yuan, the annual interest rate is [-] yuan. If you borrow [-] yuan, the annual interest rate is [-] yuan." Six thousand seven.”

Zhou Yu felt trembling in her heart after hearing this. The interest rate was so high, and what about the monthly repayments?

The loan repays almost [-] yuan a month.

Zhou Fang felt a little guilty when he heard this. Why is it so expensive to buy a house now?

However, Zhou Yu and Gu Ye were still very calm on the surface. Zhou Yu also asked: "If I want to buy a three-bedroom apartment, how much is the down payment? What about the loan?"

She really wanted to live here so that when the child was born, it would be convenient for her to study, play and other things.

And she knew that house prices here would only get higher and higher, and would increase countless times in later generations. Once the store opened, the first thing to do to make money was to buy the house.

Zhou Fang pursed his lips. He originally wanted to say that a second wife would be fine, but he was afraid of being scolded and kept silent.

The salesperson became even more excited. She took out a pen and paper and a calculator:

"For example, if you buy a 10-square-meter house, it costs almost 20 yuan, and the down payment is 560 yuan. If you get a loan for [-] years, the monthly payment is [-] yuan, plus the annual interest rate is spread evenly every month... ..”

She was still calculating, but Zhou Fang over there was already shocked, "950 yuan a month?!"

This is just a loan!

Nowadays, renting a three-bedroom apartment only costs [-] to [-] yuan. The monthly mortgage payment for buying a house is actually twice that of renting a house?

Gu Ye also shed a cold sweat, and a community like this also requires property management, water, electricity and loans, which can't get away with a thousand a month.

But he also felt that this house should definitely be bought if the conditions were met.

Zhou Yu also felt that this number was very stressful, but thinking about it, in the future, the salary would be higher and higher, so this loan would be nothing. But for them now, the down payment is definitely a distant figure.

But Zhou Yu had a good idea of ​​how much money she should save.

Although this goal is still too far away from now, there is hope.

Moreover, she felt that Deng Yuzhen and the others should have packed up their things and moved out.

A week has almost passed.

After returning home, Zhou Yu urged Zhou Fang to take a shower first. Zhou Fang stopped and couldn't help but said: "Sister, if you want to buy a house, just buy a two-bedroom apartment. I will go to school and it will be hard to come back." .”

One room is for the sister and husband, and the other is for the baby, which is very reasonable.

Zhou Yu slapped Zhou Fang on the head and said angrily: "I have another room that I can use as a study room, can't I?"

Zhou Fang was stunned, said "Oh." and entered the bathroom.

Zhou Fang took a quick shower and came out in a few minutes. After taking a shower, he diligently washed all the new clothes he bought today.

Zhou Yu bought a new skirt, Zhou Fang and Gu Ye also bought a new set of clothes each, and they also bought several sets of clothes for the baby.

No one is doing these things, and Zhou Yu was not polite to Zhou Fang. The whole family is a hardworking person and they don't care about these things.

Then when he entered the house, he asked Zhou Yu for the books he bought today and took them back to the room to read.

Zhou Yu looked a little worried at the dim light bulb. Gu Ye said thoughtfully, "I'll change it tomorrow."

Zhou Yu smiled and rolled her eyes, "You are the best."

Then she also took a bath, and the last one was Gu Ye. When Gu Ye entered the room, he saw Zhou Yu writing furiously in the account book in front of the window.

He walked over and joked, "You siblings are working harder than the other. Should I also read this book?"

Zhou Yu rolled her eyes at the man, but her eyes quickly turned into a naked look.

He is shirtless.

The shoulders are wide and the waist is narrow, the chest is strong and strong, and the waist and abdomen are strong and thin.

It's much more intuitive than what's written in the novel, and it's a pleasure to watch.

Gu Ye came in without any clothes on purpose. He had an idea and wanted to seduce his young wife.

Who knew that Zhou Yu's look made him feel ashamed, but he also felt it honestly.

He came close to Zhou Yu and squeezed into a stool with her. With a little effort, he hugged her on his lap and held her jade-like little feet in his hands.

Although he was feeling extremely itchy, he pretended to be calm and said, "Look how much my wife can earn."

Her hair was not dry yet, and a strand of wet hair was slightly attached to her rosy cheeks, looking very delicate.

Zhou Yu was a little shy at first, but sensing the man's pretense of reserve, she raised her buttocks and lay back, using him as a human cushion.

Yanhong's little mouth said seriously: "The down payment is [-]. According to our current progress, it will definitely take a long time to buy a house. But by the end of this month, grandma's store will be rented, and we can..."

Before she finished speaking, Gu Ye suddenly lowered his head and blocked her mouth.

Zhou Yu didn't hide either. She stretched out her white arms and hugged his neck tightly.

After receiving the woman's response, Gu Ye only became more crazy. He pressed Zhou Yu firmly into his arms and twisted the back zipper of Zhou Yu's nightgown with his other hand.

But...it didn't come off after several attempts.

Zhou Yu couldn't help but push the man away, with a Nayu smile on her face, she took Gu Ye's hand and pulled it gently.

"Just like this, don't worry." After untying it, she couldn't help but laugh at him.

There was a burst of annoyance in Gu Ye's heart, which turned into kisses like raindrops, falling on various places on Zhou Yu's body.